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Figure Technology Solutions, Inc. Class A Common Stock

Figure Technology Solutions, Inc. Class A Common Stock

FIGR · NASDAQ · Financial Services / Capital Markets

25.22USD-0.45 (-1.75%)

Price History

Full chart

Market Stats

Previous Close25.67
Open26.09
Day Range24.33 – 26.20
52-Week Range19.54 – 78.00
Volume3.81M
Market Cap5.43B
P/E (TTM)26.01
Forward P/E0.00
EPS0.93
Dividend Yield0.00%
50-Day Avg28.90
200-Day Avg32.74

About

Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace; Figure Connect that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. The company was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. Figure Technology Solutions, Inc. was founded in 2018 and is based in Reno, Nevada.

Company Details

  • SectorFinancial Services
  • IndustryCapital Markets
  • CEOMr. Michael Benjamin Tannenbaum
  • Employees602
  • Headquarters100 West Liberty Street, Reno, NV, United States, 89501, USA
  • Websitehttps://www.figure.com

Leadership

  • Mr. Michael Scott CagneyCo-Founder & Executive Chairman · b. 1972
  • Mr. Michael Benjamin TannenbaumCEO & Director · b. 1989
  • Ms. June OuCo-Founder, Advisor & Director · b. 1965
  • Ms. Minchung Kgil CPAChief Financial Officer · b. 1975
  • Mr. David Todd StevensChief Capital Officer · b. 1974
  • Ms. Clare HoveChief Operating Officer
  • Mr. Matt HellwinkelChief Technology Officer
  • Mr. Bryan Michaleski C.F.A.Head of Investor Relations
  • Mr. Brian CristChief Legal Officer & Corporate Secretary
  • Mr. Arvind MohanChief Business Officer

Financials

Income Statement

Currency: USD2023-12-312024-12-312025-12-31
Total Revenue166.89M279.31M457.21M
Growth (%)-+67.36%+63.70%
Cost of Revenue18.72M21.57M97.56M
Gross Profit148.17M257.74M359.65M
Gross Margin88.78%92.28%78.66%
Operating Expense197.61M248.50M193.48M
Operating Income-49.44M9.23M166.16M
Operating Margin-29.62%3.31%36.34%
EBITDA16.24M95.62M178.80M
EBITDA Margin9.73%34.23%39.11%
Net Income-47.94M17.21M133.86M
Net Income Margin-28.72%6.16%29.28%
R&D49.15M62.66M64.92M
R&D as % of Total Revenue29.45%22.43%14.20%
Interest Expense49.20M56.41M48.87M
Interest Expense % of Total Revenue29.48%20.20%10.69%

Balance Sheet

Currency: USD2023-12-312024-12-312025-12-31
Total Assets660.07M1.16B2.32B
Total Liabilities437.64M796.20M1.08B
Total Equity217.07M355.10M1.23B
Cash116.55M287.26M1.27B
Total Debt414.99M688.59M946.69M
Net Debt298.44M401.33M-320.09M

Cash Flow

Currency: USD2023-12-312024-12-312025-12-31
Operating Cash Flow-28.87M-136.01M62.57M
Investing Cash Flow-22.11M-30.86M-61.27M
Financing Cash Flow65.79M336.12M918.04M
Capital Expenditure17.26M16.63M20.65M
Free Cash Flow-46.13M-152.64M41.92M
Dividends Paid345.00K2.81M0
FCF to OCF159.80%112.23%67.00%
Dividend Paid to FCF-0.75%-1.84%0.00%

Earnings

Report DateSep 3, 2025Nov 13, 2025Feb 26, 2026May 15, 2026Aug 13, 2026Nov 12, 2026
EPS Estimate-0.170.130.220.240.31
EPS Actual0.070.770.060.200.37-
Surprise-352.94%-53.85%-6.86%54.17%-
Timing-After-hoursAfter-hoursAfter-hoursPre-marketPre-market

Key Statistics & Ratios

Market Cap5.43B
Enterprise Value5.27B
Trailing P/E26.01
Forward P/E0.00
Price / Sales8.77
Price / Book3.71
EPS0.93
Book Value6.32
Revenue (TTM)619.12M
Gross Profit (TTM)619.12M
EBITDA107.84M
Profit Margin38.30%
Operating Margin28.06%
Return on Equity26.12%
Return on Assets5.06%
Shares Outstanding185.67M
Shares Float146.49M
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 10 analystsTarget 48.40
  • Strong Buy
    5
  • Buy
    3
  • Hold
    2

Ownership Breakdown

Institutions
77.47%
Insiders
7.52%
Retail / Other
15.01%

Top Institutional Holders

  • JPMorgan Chase & Co
    11.27M5.02%
  • Ribbit Management Company, LLC
    11.25M5.02%
  • FMR Inc
    9.69M4.32%
  • BlackRock Inc
    5.03M2.24%
  • Fred Alger Management, LLC
    5.01M2.23%
  • Morgan Creek Capital Management, LLC
    4.44M1.98%
  • Vanguard Portfolio Management, LLC
    4.30M1.91%
  • Vanguard Capital Management, LLC
    3.79M1.69%
  • Morgan Stanley - Brokerage Accounts
    3.75M1.67%
  • Citadel Advisors Llc
    3.57M1.59%
  • Orland Properties Ltd
    2.50M1.11%
  • Mitsubishi UFJ Financial Group Inc Junk
    2.32M1.03%
  • North Peak Capital Management, LLC
    2.31M1.03%
  • J Digital 6 LLC
    2.23M0.99%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    4.43M1.97%
  • Alger Concentrated Equity ETF
    3.77M1.68%
  • Vanguard Small Cap Index
    3.13M1.40%
  • Fidelity Contrafund
    2.80M1.25%
  • BIT Global Technology Leaders R-I
    2.44M1.09%
  • Alger Focus Equity I
    2.29M1.02%