Fiserv, Inc.

Fiserv, Inc.

FISV · NASDAQ · Technology / Software

63.78USD+2.28 (+3.71%)

Price History

Full chart

Market Stats

Previous Close61.50
Open61.48
Day Range61.48 – 64.01
52-Week Range43.87 – 70.41
Volume6.92M
Market Cap25.45B
P/E (TTM)9.19
Forward P/E5.96
Dividend Yield0.00%
50-Day Avg48.74
200-Day Avg54.89

About

Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions, stored-value solutions, software-as-a-service, and pay-by-bank solutions, as well as Clover, a point-of-sale and business management platform through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, independent sales organizations, financial institutions, and other strategic partners. It also offers debit card processing services, debit network services, security and fraud protection products, bill payment; person-to-person payments, account-to-account transfers, credit card processing services, prepaid card processing services, card production services, print services, government payment processing, student loan processing, and customer loan and deposit account processing; digital banking; financial and risk management; and professional services and consulting, check processing, automated clearing house, and real-time payments. It serves large enterprise, small business, banks, credit union, large financial institution, fintech, public sectors, and software providers. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.

Company Details

  • SectorTechnology
  • IndustrySoftware
  • HeadquartersUSA

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue70.40M85.50M125.00M164.00M183.20M281.30M332.10M454.70M563.60M703.40M879.40M974.40M1.23B1.41B1.65B2.17B2.39B2.93B3.73B3.24B3.57B3.90B4.59B4.08B4.13B4.29B4.44B4.81B5.07B5.25B5.50B5.70B5.82B10.19B14.85B16.23B17.74B19.09B20.46B21.19B
Growth (%)-+21.45%+46.20%+31.20%+11.71%+53.55%+18.06%+36.92%+23.95%+24.80%+25.02%+10.80%+26.61%+14.09%+17.48%+31.09%+10.23%+22.43%+27.50%-13.10%+10.03%+9.28%+17.71%-11.12%+1.37%+3.77%+3.43%+8.52%+5.23%+3.71%+4.78%+3.47%+2.23%+74.94%+45.79%+9.25%+9.31%+7.65%+7.14%+3.60%
Cost of Revenue30.80M25.70M60.30M51.50M58.00M100.20M110.70M159.70M-394.30M261.70M290.60M378.30M357.73M397.66M936.23M476.43M681.78M1.18B2.17B2.42B2.62B2.87B2.38B2.39B2.50B2.56B2.78B2.88B2.91B2.96B3.02B3.07B5.31B7.81B8.13B7.99B7.67B8.01B8.61B
Gross Profit39.60M59.80M64.70M112.50M125.20M181.10M221.40M295.00M563.60M309.10M617.70M683.80M855.40M1.05B1.26B1.23B1.91B2.24B2.54B1.07B1.15B1.28B1.72B1.70B1.75B1.78B1.87B2.04B2.19B2.35B2.55B2.67B2.75B4.88B7.04B8.10B9.74B11.42B12.44B12.58B
Gross Margin56.25%69.94%51.76%68.60%68.34%64.38%66.67%64.88%100.00%43.94%70.24%70.18%69.34%74.59%75.95%56.81%80.06%76.69%68.23%33.05%32.22%32.82%37.52%41.62%42.27%41.62%42.20%42.33%43.13%44.63%46.25%46.91%47.30%47.88%47.40%49.91%54.94%59.83%60.83%59.36%
Operating Expense33.80M51.00M53.90M96.10M105.10M155.80M189.00M248.40M503.90M395.20M464.10M518.10M645.70M796.73M941.64M872.35M1.48B1.72B1.89B409.00M484.00M540.00M813.00M751.00M740.00M795.00M824.00M977.00M975.00M1.03B1.10B1.14B1.00B3.27B5.19B5.81B6.00B6.41B6.56B6.88B
Operating Income5.80M8.80M10.80M16.40M20.10M25.30M32.40M46.60M59.70M-86.10M153.60M165.70M209.70M253.09M314.31M359.10M434.30M521.82M659.56M662.00M665.00M739.00M908.00M946.00M1.01B990.00M1.05B1.06B1.21B1.31B1.45B1.53B1.75B1.61B1.85B2.29B3.74B5.01B5.88B5.70B
Operating Margin8.24%10.29%8.64%10.00%10.97%8.99%9.76%10.25%10.59%-12.24%17.47%17.01%17.00%17.98%19.01%16.57%18.18%17.84%17.68%20.43%18.65%18.96%19.80%23.20%24.36%23.08%23.62%22.04%23.88%24.95%26.25%26.90%30.10%15.79%12.47%14.10%21.09%26.26%28.74%26.89%
EBITDA16.20M20.00M24.70M31.00M34.70M45.80M55.10M77.20M100.50M-21.70M222.80M228.90M282.20M372.59M463.15M506.80M568.69M687.66M844.92M841.00M864.00M932.00M1.25B1.29B1.33B1.26B1.41B1.46B1.61B1.64B1.86B1.96B2.29B3.24B5.10B5.56B6.83B8.02B8.84B8.96B
EBITDA Margin23.01%23.39%19.76%18.90%18.94%16.28%16.59%16.98%17.83%-3.09%25.34%23.49%22.87%26.47%28.01%23.38%23.80%23.51%22.65%25.95%24.23%23.92%27.25%31.57%32.18%29.28%31.67%30.41%31.88%31.29%33.77%34.45%39.31%31.82%34.32%34.25%38.50%42.02%43.21%42.25%
Net Income4.80M7.20M9.20M11.40M13.80M18.30M23.00M30.70M37.70M-59.90M61.70M90.80M114.30M137.87M177.02M208.22M266.14M315.01M377.64M516.44M449.91M439.00M569.00M476.00M496.00M472.00M611.00M648.00M754.00M712.00M930.00M1.25B1.19B893.00M958.00M1.33B2.53B3.07B3.13B3.48B
Net Income Margin6.82%8.42%7.36%6.95%7.53%6.51%6.93%6.75%6.69%-8.52%7.02%9.32%9.26%9.79%10.71%9.61%11.14%10.77%10.13%15.93%12.62%11.27%12.40%11.68%12.00%11.00%13.77%13.46%14.88%13.55%16.89%21.88%20.38%8.77%6.45%8.22%14.26%16.07%15.31%16.42%
Interest Expense---------------------76.00M260.00M220.00M198.00M188.00M174.00M163.00M164.00M170.00M163.00M175.00M189.00M507.00M716.00M696.00M746.00M1.00B1.24B1.53B
Interest Expense % of Total Revenue---------------------1.95%5.67%5.40%4.79%4.38%3.92%3.39%3.24%3.24%2.96%3.07%3.25%4.98%4.82%4.29%4.21%5.26%6.05%7.22%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets51.20M78.90M133.60M443.40M565.20M740.10M898.20M1.18B1.42B1.89B1.91B3.64B3.96B5.31B5.59B5.32B6.44B7.21B8.38B6.04B6.21B11.85B9.33B8.38B8.28B8.55B8.50B9.51B9.34B9.34B9.74B10.29B11.26B77.54B74.62B76.25B83.87B90.89B77.18B80.13B
Total Liabilities17.30M22.30M62.40M359.20M465.50M573.20M705.70M874.70M1.07B1.45B1.40B2.87B3.07B4.22B4.33B3.72B4.61B5.01B5.82B3.57B3.78B9.38B6.74B5.35B5.05B5.29B5.08B5.93B6.04B6.68B7.20B7.56B8.97B42.68B41.29B44.30B52.18B60.22B49.49B54.32B
Total Equity33.90M56.60M71.20M84.20M99.70M166.90M192.50M307.70M350.80M434.30M605.90M769.30M885.80M1.09B1.25B1.60B1.83B2.20B2.56B2.47B2.43B2.47B2.59B3.03B3.23B3.26B3.42B3.58B3.29B2.66B2.54B2.73B2.29B32.98B32.33B30.95B30.83B29.86B27.07B25.79B
Cash5.00M28.00M21.80M3.80M21.60M24.40M57.60M35.90M28.30M59.70M101.30M89.40M71.60M80.55M98.86M136.09M227.24M162.67M516.13M184.00M149.00M297.00M230.00M363.00M563.00M337.00M358.00M400.00M294.00M275.00M300.00M325.00M415.00M893.00M906.00M835.00M902.00M1.20B1.24B798.00M
Total Debt7.80M5.90M24.10M25.50M33.60M51.60M52.60M111.10M139.90M381.40M306.10M347.00M428.00M707.17M354.68M455.89M582.82M799.12M605.33M595.00M747.00M5.41B4.11B3.64B3.36B3.40B3.23B3.85B3.79B4.29B4.56B4.90B5.96B21.90B20.68B21.24B21.54B23.24B24.96B29.12B
Net Debt2.80M-22.10M2.30M21.70M12.00M27.20M-5.00M75.20M111.60M321.70M204.80M257.60M356.40M626.62M255.83M319.81M355.58M636.45M89.20M411.00M598.00M5.11B3.88B3.28B2.79B3.06B2.87B3.45B3.50B4.02B4.26B4.58B5.55B21.01B19.78B20.40B20.64B22.03B23.72B28.32B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow19.00M28.70M31.50M36.10M38.60M63.00M88.60M148.90M169.60M249.80M177.84M584.47M442.13M576.82M518.10M694.13M597.12M634.96M631.00M775.00M850.00M958.00M953.00M835.00M1.04B1.31B1.35B1.43B1.48B1.55B2.93B4.15B4.03B4.62B5.16B6.63B6.06B
Investing Cash Flow-306.80M-112.00M-163.80M-131.20M-215.40M-246.50M-173.00M-75.10M-272.60M-326.10M-515.35M-59.02M-402.02M-851.68M-691.19M-365.25M-429.15M-261.09M-4.47B206.00M-248.00M-116.00M-665.00M-138.00M-148.00M-286.00M-360.00M-554.00M-657.00M-663.00M-16.60B-341.00M-1.63B-2.11B-1.07B-2.40B-2.52B
Financing Cash Flow285.00M101.10M135.20M128.30M155.10M175.80M114.40M-52.70M91.10M58.50M346.51M-507.14M-2.88M366.01M148.62M20.32M-499.62M-373.02M4.02B-1.71B-601.00M-671.00M-498.00M-706.00M-873.00M-1.13B-1.00B-852.00M-820.00M-842.00M14.19B-3.84B-761.00M-2.48B-4.36B-4.17B-3.83B
Capital Expenditure14.40M5.10M14.30M19.10M28.50M52.80M45.00M36.20M39.80M77.50M69.70M72.98M67.97M141.88M143.24M161.09M164.95M187.49M160.00M199.00M198.00M175.00M192.00M195.00M236.00M292.00M359.00M290.00M287.00M360.00M721.00M900.00M1.16B1.48B1.39B1.57B1.76B
Free Cash Flow4.60M23.60M17.20M17.00M10.10M10.20M43.60M112.70M129.80M172.30M108.14M511.49M374.16M434.94M374.86M533.04M432.17M447.47M471.00M576.00M652.00M783.00M761.00M640.00M803.00M1.01B987.00M1.14B1.20B1.19B2.07B3.25B2.87B3.14B3.77B5.06B4.30B
FCF to OCF24.21%82.23%54.60%47.09%26.17%16.19%49.21%75.69%76.53%68.98%60.81%87.51%84.63%75.40%72.35%76.79%72.38%70.47%74.64%74.32%76.71%81.73%79.85%76.65%77.29%77.66%73.33%79.73%80.65%76.80%70.83%78.30%71.24%67.97%73.11%76.34%70.92%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Dec 31, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Dec 31, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Dec 31, 2000Mar 31, 2001Jun 30, 2001Oct 23, 2001Jan 21, 2002Apr 22, 2002Jul 22, 2002Oct 21, 2002Jan 20, 2003Apr 22, 2003Jul 22, 2003Oct 21, 2003Jan 27, 2004Apr 21, 2004Jul 21, 2004Oct 21, 2004Jan 27, 2005Apr 21, 2005Jul 21, 2005Oct 20, 2005Jan 30, 2006Apr 25, 2006Jul 25, 2006Oct 24, 2006Jan 31, 2007Apr 25, 2007Jul 25, 2007Oct 24, 2007Feb 6, 2008Apr 30, 2008Jul 29, 2008Oct 28, 2008Feb 3, 2009Apr 30, 2009Jul 29, 2009Oct 27, 2009Feb 2, 2010Apr 29, 2010Jul 27, 2010Oct 26, 2010Feb 3, 2011Apr 27, 2011Jul 26, 2011Nov 1, 2011Feb 2, 2012May 1, 2012Jul 30, 2012Oct 30, 2012Feb 5, 2013Apr 30, 2013Jul 30, 2013Oct 29, 2013Feb 5, 2014Apr 29, 2014Jul 29, 2014Oct 28, 2014Feb 3, 2015May 5, 2015Jul 29, 2015Oct 27, 2015Feb 2, 2016May 5, 2016Aug 2, 2016Oct 26, 2016Feb 8, 2017Apr 26, 2017Aug 1, 2017Oct 31, 2017Feb 7, 2018May 1, 2018Jul 31, 2018Oct 31, 2018Feb 7, 2019Apr 30, 2019Jul 25, 2019Nov 6, 2019Feb 4, 2020May 7, 2020Aug 5, 2020Oct 27, 2020Feb 9, 2021Apr 27, 2021Jul 27, 2021Oct 27, 2021Feb 8, 2022Apr 27, 2022Jul 26, 2022Oct 27, 2022Feb 7, 2023Apr 25, 2023Jul 26, 2023Oct 24, 2023Feb 6, 2024Apr 23, 2024Jul 24, 2024Oct 22, 2024Feb 5, 2025Apr 24, 2025Jul 23, 2025Oct 29, 2025Feb 10, 2026May 5, 2026Aug 6, 2026Nov 3, 2026Nov 4, 2026
EPS Estimate---------------0.060.080.070.090.090.090.100.100.100.110.120.120.120.130.130.140.140.150.150.160.160.170.180.180.180.190.200.210.210.210.220.230.230.240.240.250.270.260.270.280.320.290.310.320.350.340.360.380.400.370.400.420.440.430.470.490.500.510.540.570.580.600.620.650.690.730.740.770.850.820.810.991.140.990.931.161.291.131.281.451.561.351.551.691.911.561.791.932.151.792.102.262.482.082.432.651.901.641.891.721.72
EPS Actual0.040.040.040.040.040.040.050.050.060.060.060.060.070.070.070.070.080.070.090.090.100.100.100.110.120.120.120.130.140.150.140.140.160.160.160.160.170.170.180.170.200.210.200.210.220.230.230.240.240.250.260.270.260.280.290.320.300.320.320.350.330.380.390.400.410.410.430.450.450.480.520.500.530.540.570.580.630.600.640.710.760.750.750.840.840.821.021.130.990.931.201.301.171.371.471.571.401.561.631.911.581.811.962.191.882.132.302.512.142.472.041.991.791.84--
Surprise---------------16.67%0.00%0.00%0.00%0.00%11.11%0.00%0.00%10.00%9.09%0.00%0.00%8.33%7.69%15.38%0.00%0.00%6.67%6.67%0.00%0.00%0.00%-5.56%0.00%-5.56%5.26%5.00%-4.76%0.00%4.76%4.55%0.00%4.35%0.00%4.17%4.00%0.00%0.00%3.70%3.57%0.00%3.45%3.23%0.00%0.00%-2.94%5.56%2.63%0.00%10.81%2.50%2.38%2.27%4.65%2.13%6.12%0.00%3.92%0.00%0.00%0.00%5.00%-3.23%-1.54%2.90%4.11%1.35%-2.60%-1.18%2.44%1.23%3.03%-0.88%0.00%0.00%3.45%0.78%3.54%7.03%1.38%0.64%3.70%0.65%-3.55%0.00%1.28%1.12%1.55%1.86%5.03%1.43%1.77%1.21%2.88%1.65%-23.02%4.74%9.15%-2.65%--
Timing---------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap25.45B
Enterprise Value52.99B
Trailing P/E9.19
Forward P/E5.96
PEG Ratio1.42
Price / Sales1.22
Price / Book0.94
Revenue (TTM)0
Gross Profit (TTM)0
Profit Margin0.00%
Operating Margin0.00%
Return on Equity0.00%
Return on Assets0.00%
Shares Outstanding542.00M
Shares Float0
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Hold
Based on 37 analystsTarget 57.55
  • Strong Buy
    4
  • Buy
    2
  • Hold
    27
  • Sell
    2
  • Strong Sell
    2

Ownership Breakdown

Institutions
0.00%
Insiders
0.00%
Retail / Other
100.00%

Top Institutional Holders

  • Dodge & Cox
    50.19M9.44%
  • BlackRock Inc
    42.40M7.97%
  • Vanguard Capital Management, LLC
    33.11M6.23%
  • State Street Corp
    23.83M4.48%
  • Harris Associates L.P.
    22.21M4.18%
  • Arnhold & S. Bleichroeder Advisers, LLC
    21.72M4.08%
  • Vanguard Portfolio Management, LLC
    20.83M3.92%
  • Capital World Investors
    16.82M3.16%
  • Geode Capital Management, LLC
    15.25M2.87%
  • Hotchkis & Wiley Capital Management LLC
    10.47M1.97%
  • Federated Hermes Inc
    9.91M1.86%
  • FMR Inc
    9.28M1.75%

Top Fund Holders

  • Dodge & Cox Stock I
    31.87M5.99%
  • Vanguard MStar Total Stk Mkt Idx Invest
    15.19M2.86%
  • Vanguard 500 Index Investor
    13.96M2.63%
  • Vanguard Windsor II Inv
    13.22M2.49%
  • Oakmark Investor
    10.74M2.02%
  • Vanguard MStar Mid Cap Index Instl
    10.25M1.93%
  • First Eagle Global A
    9.68M1.82%
  • American Funds American Balanced A
    8.24M1.55%

Dividends

20173×
0.07Aug 29, 20170.07May 31, 20170.07Mar 2, 2017
20164×
0.07Nov 22, 20160.07Aug 29, 20160.15Jun 1, 20160.15Mar 3, 2016
20154×
0.15Nov 24, 20150.15Aug 27, 20150.15Jun 3, 20150.15Mar 4, 2015
20144×
0.15Nov 25, 20140.15Aug 27, 20140.07May 28, 20140.07Feb 26, 2014
20131×
0.07Nov 26, 2013

Stock Splits

  • Mar 20, 20182:1
  • Dec 17, 20132:1
  • Sep 4, 20013:2
  • May 3, 19993:2
  • Jun 1, 19983:2
  • May 3, 19933:2
  • Jun 1, 19923:2
  • Jul 2, 19913:2