YOLFTbeta
Fold Holdings, Inc. Class A Common Stock

Fold Holdings, Inc. Class A Common Stock

FLD · NASDAQ · Financial Services / Capital Markets

0.3212USD-0.08 (-20.10%)

Price History

Full chart

Market Stats

Previous Close0.402
Open0.402
Day Range0.3211 – 0.4099
52-Week Range0.355 – 4.24
Volume93.19K
Market Cap29.45M
P/E (TTM)0.00
Forward P/E0.00
EPS-1.43
Dividend Yield0.00%
Beta0.37
50-Day Avg0.4904
200-Day Avg1.25

About

Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. It also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile application. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.

Company Details

  • SectorFinancial Services
  • IndustryCapital Markets
  • CEOMr. William Reeves
  • Employees43
  • Headquarters2942 North 24th Street, Phoenix, AZ, United States, 85016, USA
  • Websitehttps://foldapp.com

Leadership

  • Mr. William ReevesFounder, CEO & Chairman of the Board · b. 1989
  • Mr. Wolfe RepassChief Financial Officer · b. 1990
  • Mr. Thomas DickmanChief Technology Officer · b. 1991
  • Samir Jain C.F.A.IR & Advisory Executive
  • Ms. Audrey BartoshCorporate Secretary

Financials

Income Statement

Currency: USD2021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-28.88M21.53M23.75M31.79M
Growth (%)---25.43%+10.31%+33.85%
Cost of Revenue-35.73M24.88M25.93M17.69M
Gross Profit--6.86M-3.35M-2.17M14.10M
Gross Margin--23.74%-15.55%-9.15%44.35%
Operating Expense-3.47M382.24K747.51K41.83M
Operating Income-120.62K-10.33M-3.73M-2.92M-27.73M
Operating Margin--35.76%-17.32%-12.29%-87.22%
EBITDA636-10.08M-3.70M-2.89M-63.32M
EBITDA Margin--34.90%-17.19%-12.17%-199.17%
Net Income-120.00K-11.97M4.44M-1.87M-69.59M
Net Income Margin--41.46%20.64%-7.87%-218.88%
R&D--400.00K--
R&D as % of Total Revenue--1.86%--
Interest Expense--0434.70K5.71M
Interest Expense % of Total Revenue--0.00%1.83%17.95%

Balance Sheet

Currency: USD2021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets225.17M12.42M165.96M52.22M153.47M
Total Liabilities8.95M13.68M170.27M60.54M90.48M
Total Equity216.22M-1.27M-4.31M-8.32M62.99M
Cash1.23M5.35M29.84K906.04K7.65M
Total Debt--2.02M5.74M78.68M
Net Debt-1.23M-5.35M2.00M4.84M71.03M

Cash Flow

Currency: USD2021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-712.14K-1.49M-5.08M-3.43M-16.12M
Investing Cash Flow-266.64M-4.48M99.81M117.32M-8.97M
Financing Cash Flow268.82M6.98M-94.77M-113.01M14.41M
Capital Expenditure0328.43K311.33K738.57K951.67K
Free Cash Flow-712.14K-1.82M-5.08M-3.43M-16.12M
FCF to OCF100.00%122.01%100.00%100.00%100.00%

Earnings

Report DateDec 17, 2021Mar 22, 2022May 16, 2022Aug 10, 2022Nov 10, 2022Mar 29, 2023May 11, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Aug 9, 2024Nov 13, 2024Feb 26, 2025May 15, 2025Aug 12, 2025Nov 10, 2025Mar 17, 2026May 14, 2026Aug 11, 2026Nov 9, 2026
EPS Estimate0.000.00---0.00---------0.10-0.19-0.12-0.15-0.13-0.16-0.10
EPS Actual0.000.00-0.01-0.000.010.030.040.050.040.01-0.05-0.02-0.030.07-0.42-0.14-0.12-0.10-0.59-0.19-
Surprise---------------320.00%26.32%0.00%33.33%-351.85%-18.75%-
Timing-----------Pre-marketPre-market-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours

Key Statistics & Ratios

Market Cap29.45M
Enterprise Value15.15M
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.04
Price / Book0.99
EPS-1.43
Book Value0.568
Revenue (TTM)28.21M
Gross Profit (TTM)-13.48M
EBITDA-31.10M
Profit Margin-258.60%
Operating Margin-139.81%
Return on Equity-121.82%
Return on Assets-16.75%
Shares Outstanding54.87M
Shares Float10.48M
Beta0.37
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
17.10%
Insiders
59.87%
Retail / Other
23.03%

Top Institutional Holders

  • Vanguard Capital Management, LLC
    1.74M3.16%
  • Blue Owl Capital Holdings LP
    856.63K1.56%
  • Geode Capital Management, LLC
    302.94K0.55%
  • AQR Capital Management LLC
    116.25K0.21%
  • Baird Financial Group, Inc.
    105.15K0.19%
  • Vanguard Fiduciary Trust Co
    104.21K0.19%
  • BlackRock Inc
    95.59K0.17%
  • Union Square Park Capital Management, LLC
    89.13K0.16%
  • State Street Corp
    87.30K0.16%
  • Mariner Wealth Advisors LLC
    67.87K0.12%
  • Northern Trust Corp
    62.75K0.11%
  • Marshall Wace Asset Management Ltd
    62.19K0.11%
  • Cypress Point Wealth Management, LLC
    53.60K0.10%
  • Vanguard Portfolio Management, LLC
    36.25K0.07%
  • Shay Capital LLC
    28.14K0.05%
  • FMR Inc
    24.61K0.04%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    1.07M1.94%
  • Fidelity Extended Market Index
    79.22K0.14%
  • Vanguard MStar Inst Ttl StkMktIdxInstlPl
    47.46K0.09%
  • iShares Micro-Cap ETF
    45.16K0.08%