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Farmers National Banc Corp

Farmers National Banc Corp

FMNB · NASDAQ · Financial Services / Banks - Regional

15.50USD+0.04 (+0.26%)

Price History

Full chart

Market Stats

Previous Close15.46
Open15.40
Day Range15.37 – 15.52
52-Week Range11.84 – 16.27
Volume201.60K
Market Cap908.86M
P/E (TTM)10.23
Forward P/E11.19
EPS1.50
Dividend Yield4.74%
Beta0.78
50-Day Avg15.62
200-Day Avg14.19

About

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit; and night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; and various insurance products through licensed representatives, as well as invests in municipal securities. Farmers National Banc Corp. was founded in 1887 and is headquartered in Canfield, Ohio.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Kevin J. Helmick
  • Employees706
  • Headquarters20 South Broad Street, Canfield, OH, United States, 44406, USA
  • Websitehttps://www.farmersbankgroup.com

Leadership

  • Mr. Kevin J. HelmickPresident, CEO & Director · b. 1972
  • Mr. Alan Troy AdairSenior EVP, Secretary, Treasurer & CFO · b. 1967
  • Mr. Michael E. MatuszakSenior EVP & COO · b. 1968
  • Ms. Amber B. Wallace SoukenikSenior EVP and Chief Retail & Marketing Officer · b. 1966
  • Mr. Mark Joseph Wenick J.D.Senior EVP & Chief Wealth Management Officer · b. 1959
  • Ms. Sherry CommonsChief Accounting Officer & Controller · b. 1972
  • Ms. Rochelle L. BaerSenior Vice President & Director of Private Banking
  • Mr. Thomas W. OggSenior VP & Special Assets Manager
  • Mr. Michael G. OberhausExecutive VP & Chief Risk Officer · b. 1977
  • Mr. Michael LipkeSenior VP & Chief Credit Officer · b. 1968

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue11.30M12.89M14.75M15.27M32.10M48.83M28.10M47.20M46.65M45.53M46.87M49.23M50.82M51.74M59.24M61.58M56.97M55.69M54.87M56.22M72.13M95.74M104.58M117.27M130.03M148.49M154.65M177.91M213.34M269.45M271.83M
Growth (%)-+14.06%+14.45%+3.54%+110.16%+52.13%-42.45%+67.97%-1.17%-2.39%+2.93%+5.05%+3.22%+1.82%+14.48%+3.95%-7.47%-2.26%-1.46%+2.45%+28.31%+32.73%+9.23%+12.13%+10.88%+14.20%+4.15%+15.04%+19.91%+26.30%+0.88%
Cost of Revenue9.96M11.41M12.98M13.58M13.40M22.41M22.08M18.37M14.80M13.69M15.88M20.40M22.46M21.37M22.60M19.08M11.49M6.94M6.35M6.46M7.60M8.25M10.23M16.27M22.06M25.24M13.36M19.04M41.86M107.33M98.42M
Gross Profit1.34M1.48M1.77M1.70M18.70M26.42M28.10M28.83M31.85M31.85M30.98M28.83M28.36M30.38M36.64M42.50M45.49M48.75M48.52M49.76M64.53M87.49M94.35M101.00M107.97M123.25M141.29M158.87M213.34M162.12M173.41M
Gross Margin11.88%11.47%11.98%11.12%58.26%54.10%100.00%61.08%68.27%69.94%66.11%58.57%55.80%58.71%61.85%69.02%79.84%87.54%88.42%88.51%89.46%91.39%90.22%86.13%83.04%83.00%91.36%89.30%100.00%60.17%63.79%
Operating Expense-3.88M-4.58M-5.17M-5.84M10.70M18.02M-4.47M17.56M18.37M22.17M20.21M19.62M21.25M23.72M29.73M30.96M33.73M35.76M39.06M38.16M53.98M59.45M61.19M62.72M64.89M72.98M79.18M86.04M154.64M106.69M108.36M
Operating Income5.23M6.06M6.94M7.53M8.00M8.40M32.58M11.27M13.47M9.68M10.77M9.21M7.10M6.65M6.91M11.54M11.76M12.99M9.46M11.60M10.55M28.04M33.16M38.28M43.08M50.27M62.11M72.83M58.70M55.43M65.05M
Operating Margin46.25%47.03%47.06%49.33%24.92%17.19%115.92%23.88%28.88%21.25%22.98%18.72%13.97%12.86%11.67%18.73%20.64%23.32%17.25%20.63%14.63%29.29%31.71%32.65%33.13%33.86%40.16%40.94%27.51%20.57%23.93%
EBITDA5.61M6.46M7.34M7.96M10.20M11.50M32.58M14.20M17.46M12.64M12.69M11.11M8.50M7.73M8.44M13.25M13.40M14.72M11.41M13.58M13.30M31.71M36.30M41.27M45.91M53.39M65.65M77.73M58.70M61.83M71.82M
EBITDA Margin49.60%50.09%49.76%52.10%31.78%23.55%115.92%30.08%37.43%27.77%27.07%22.57%16.72%14.94%14.25%21.51%23.53%26.44%20.79%24.15%18.45%33.12%34.71%35.20%35.31%35.96%42.45%43.69%27.51%22.95%26.42%
Net Income3.58M4.13M4.74M5.12M5.50M7.66M8.66M7.93M9.52M7.18M8.06M7.21M5.92M5.67M5.84M8.99M9.22M9.93M7.78M8.96M8.05M20.56M22.71M32.57M35.76M41.88M51.84M60.60M49.93M45.95M54.59M
Net Income Margin31.65%32.05%32.14%33.49%17.13%15.68%30.81%16.81%20.40%15.77%17.20%14.66%11.66%10.95%9.86%14.60%16.18%17.84%14.18%15.95%11.17%21.47%21.72%27.77%27.50%28.20%33.52%34.06%23.41%17.05%20.08%
R&D----------------00000000-------
R&D as % of Total Revenue----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense9.69M10.76M12.13M12.74M12.60M21.55M21.00M17.29M13.93M12.77M15.24M20.20M21.89M19.95M16.55M11.00M7.84M6.21M5.06M4.58M4.09M4.38M6.88M13.27M19.61M16.14M8.47M17.92M75.55M99.36M91.35M
Interest Expense % of Total Revenue85.73%83.45%82.22%83.38%39.25%44.13%74.74%36.63%29.87%28.05%32.51%41.03%43.08%38.55%27.93%17.86%13.76%11.16%9.23%8.15%5.67%4.57%6.58%11.31%15.08%10.87%5.48%10.07%35.41%36.88%33.61%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets314.23M338.11M368.45M401.62M431.10M626.12M656.69M748.10M812.82M817.84M827.07M821.58M798.24M880.37M1.01B982.75M1.07B1.14B1.14B1.14B1.87B1.97B2.16B2.33B2.45B3.07B4.14B4.08B5.08B5.12B5.25B
Total Liabilities280.25M303.30M327.53M354.35M379.20M555.29M580.98M667.15M732.60M739.18M751.21M745.36M724.32M803.27M934.18M894.70M953.43M1.02B1.02B1.01B1.67B1.75B1.92B2.07B2.15B2.72B87.76M3.79B4.67B4.71B4.76B
Total Equity33.98M34.81M40.92M47.27M51.90M70.83M75.72M80.95M80.21M78.65M75.86M76.22M73.92M77.10M80.63M88.05M114.44M120.79M113.01M123.56M198.05M213.22M242.07M262.32M299.31M350.10M4.05B292.30M404.42M406.03M485.73M
Cash29.40M18.97M19.18M22.68M23.70M23.45M23.87M31.20M30.95M29.62M31.61M24.45M25.02M23.80M25.71M30.77M14.16M14.21M12.96M11.41M22.50M19.68M17.79M18.04M23.23M20.50M112.79M21.39M28.90M20.43M20.49M
Total Debt10.60M17.77M19.83M29.89M44.70M83.68M74.42M74.95M102.92M114.22M116.47M119.39M126.63M151.90M153.08M130.37M109.35M90.31M101.44M87.52M247.99M213.50M296.56M250.79M122.20M78.91M88.59M183.21M443.66M391.15M367.73M
Net Debt-18.80M-1.20M648.00K7.21M21.00M60.23M50.55M43.74M71.97M84.60M84.86M94.95M101.61M128.10M127.37M99.59M95.19M76.10M88.48M76.11M225.49M193.82M278.77M232.75M98.97M58.40M-25.03M161.82M414.77M370.72M347.25M

Cash Flow

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.26M6.29M7.04M7.50M8.40M9.11M10.78M11.32M14.24M12.41M10.44M10.61M6.21M7.85M5.21M17.94M13.99M10.97M14.25M12.25M6.32M24.50M30.57M38.76M38.76M50.01M54.93M83.69M62.93M66.61M60.04M
Investing Cash Flow-15.68M-35.71M-32.17M-30.10M-33.80M-30.44M-2.29M-120.23M-75.96M-11.97M-15.78M7.94M18.96M-89.33M-105.46M8.56M-68.97M-82.29M-27.98M6.18M-23.11M-115.40M-137.11M-179.32M-93.15M-160.83M-423.61M-208.45M77.94M-95.13M-78.85M
Financing Cash Flow25.30M19.00M25.34M26.09M26.30M15.01M22.21M79.24M59.79M-679.00K3.38M-16.12M-28.10M74.42M127.36M-40.35M70.09M56.66M3.48M-18.52M45.38M76.67M122.38M140.87M67.22M294.68M226.85M87.53M-112.76M10.59M25.43M
Capital Expenditure1.58M545.98K745.00K1.56M800.00K697.00K1.31M800.00K3.83M792.00K317.00K481.00K673.00K612.00K990.00K783.00K3.58M3.20M215.00K972.00K1.30M788.00K956.00K450.00K1.46M3.70M1.38M5.50M3.88M11.69M7.86M
Free Cash Flow3.68M5.74M6.30M5.95M7.60M8.41M9.47M10.52M10.41M11.62M10.16M10.13M5.54M7.24M4.22M17.16M10.41M7.77M14.04M11.28M5.02M23.51M29.61M38.31M37.30M46.31M53.56M78.18M59.05M54.92M52.18M
Dividends Paid1.17M1.14M1.86M2.77M3.30M4.10M6.26M6.93M7.45M8.96M8.34M8.23M8.41M6.80M4.80M1.63M2.24M3.38M2.25M2.24M2.68M4.33M6.01M8.32M10.54M12.65M14.07M22.00M25.40M25.39M25.47M
FCF to OCF69.93%91.32%89.42%79.26%90.48%92.35%87.86%92.93%73.13%93.62%97.30%95.47%89.16%92.21%81.00%95.63%74.38%70.85%98.49%92.07%79.46%95.97%96.87%98.84%96.24%92.61%97.50%93.42%93.83%82.45%86.91%
Dividend Paid to FCF31.72%19.82%29.51%46.59%43.42%48.75%66.10%65.91%71.58%77.14%82.08%81.27%151.84%93.94%113.74%9.48%21.53%43.52%16.01%19.82%53.40%18.40%20.30%21.70%28.25%27.32%26.27%28.15%43.01%46.22%48.81%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Sep 30, 1999Sep 30, 2000Mar 31, 2003Jun 30, 2003Sep 30, 2003Dec 31, 2003Mar 31, 2004Jun 30, 2004Sep 30, 2004Dec 31, 2004Mar 31, 2005Jun 30, 2005Sep 30, 2005Dec 31, 2005Mar 31, 2006Jun 30, 2006Sep 30, 2006Dec 31, 2006Mar 31, 2007Jun 30, 2007Sep 30, 2007Dec 31, 2007Mar 31, 2008Jun 30, 2008Sep 30, 2008Dec 31, 2008Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Aug 29, 2012Nov 28, 2012Jan 31, 2013Apr 24, 2013Jul 25, 2013Oct 23, 2013Jan 29, 2014Apr 23, 2014Jul 23, 2014Oct 22, 2014Jan 28, 2015Apr 22, 2015Aug 10, 2015Oct 21, 2015Jan 27, 2016Apr 20, 2016Jul 20, 2016Oct 20, 2016Jan 25, 2017Apr 19, 2017Jul 26, 2017Oct 25, 2017Jan 31, 2018Apr 18, 2018Jul 18, 2018Oct 24, 2018Jan 30, 2019Apr 24, 2019Jul 26, 2019Oct 23, 2019Jan 29, 2020Apr 29, 2020Jul 29, 2020Oct 28, 2020Jan 28, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Jan 27, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 24, 2024Apr 24, 2024Jul 24, 2024Oct 23, 2024Jan 29, 2025Apr 16, 2025Jul 23, 2025Oct 22, 2025Jan 28, 2026Apr 22, 2026Jul 22, 2026Oct 28, 2026
EPS Estimate--------------------------------------------0.120.14-0.090.100.100.110.120.120.110.110.140.160.170.180.200.200.200.220.230.230.270.280.290.300.290.310.320.320.230.220.320.340.370.430.500.510.460.490.470.450.370.410.380.350.330.330.340.340.340.370.410.470.370.370.41
EPS Actual0.140.160.160.180.190.170.190.190.190.180.180.190.010.170.150.160.140.150.150.130.120.140.120.130.080.130.120.080.110.130.120.120.070.060.150.210.240.100.110.130.160.130.120.130.140.110.100.090.120.120.130.120.120.120.120.150.160.190.190.200.200.220.210.220.250.280.290.290.310.300.310.330.350.340.390.390.450.510.550.580.500.510.490.480.420.440.410.400.410.340.330.230.390.390.370.420.400.450.41-
Surprise--------------------------------------------16.67%-21.43%-0.00%20.00%20.00%18.18%0.00%0.00%9.09%9.09%7.14%0.00%11.76%5.56%0.00%0.00%10.00%-4.55%-4.35%8.70%3.70%3.57%0.00%3.33%3.45%0.00%3.13%9.38%47.83%77.27%21.88%32.35%37.84%27.91%16.00%-1.96%10.87%0.00%2.13%-6.67%18.92%0.00%5.26%17.14%3.03%0.00%-32.35%14.71%14.71%0.00%2.44%-14.89%21.62%10.81%-
Timing--------------------------------------------After-hoursAfter-hours-----After-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap908.86M
Enterprise Value1.21B
Trailing P/E10.23
Forward P/E11.19
PEG Ratio2.73
Price / Sales4.16
Price / Book1.15
EPS1.50
Book Value13.24
Revenue (TTM)218.42M
Gross Profit (TTM)218.42M
Profit Margin30.40%
Operating Margin46.99%
Return on Equity10.87%
Return on Assets1.08%
Shares Outstanding59.25M
Shares Float57.31M
Beta0.78
Dividend Yield4.74%
Dividend Rate0.72
Payout Ratio41.07%

Analyst Ratings

Hold
Based on 3 analystsTarget 17.00
  • Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
45.05%
Insiders
2.36%
Retail / Other
52.59%

Top Institutional Holders

  • BlackRock Inc
    4.23M7.14%
  • Vanguard Capital Management, LLC
    2.46M4.16%
  • Dimensional Fund Advisors, Inc.
    1.57M2.65%
  • Geode Capital Management, LLC
    1.38M2.32%
  • State Street Corp
    1.24M2.10%
  • Butler Wick Trust Co
    724.47K1.22%
  • Northern Trust Corp
    532.83K0.90%
  • Hotchkis & Wiley Capital Management LLC
    501.89K0.85%
  • Two Sigma Investments LLC
    490.70K0.83%
  • Manufacturers Life Insurance Co
    470.13K0.79%
  • Vanguard Portfolio Management, LLC
    432.54K0.73%
  • Citadel Advisors Llc
    423.19K0.71%
  • Bridgeway Capital Management, LLC
    363.08K0.61%
  • Vanguard Fiduciary Trust Co
    361.67K0.61%
  • Beese Fulmer Investment Management Inc
    361.33K0.61%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    1.78M3.00%
  • iShares Russell 2000 ETF
    1.60M2.70%
  • Fidelity Small Cap Index
    648.03K1.09%
  • iShares Russell 2000 Value ETF
    565.30K0.95%
  • State Street® SPDR® S&PRgnllBkgETF
    472.07K0.80%

Dividends

20263×
0.18Sep 11, 20260.17Jun 12, 20260.17Feb 13, 2026
20254×
0.17Dec 12, 20250.17Sep 12, 20250.17Jun 13, 20250.17Mar 14, 2025
20244×
0.17Dec 13, 20240.17Sep 13, 20240.17Jun 14, 20240.17Mar 7, 2024
20234×
0.17Dec 8, 20230.17Sep 7, 20230.17Jun 8, 20230.17Mar 9, 2023
20224×
0.17Dec 8, 20220.16Sep 8, 20220.16Jun 9, 20220.16Mar 10, 2022
20214×
0.14Dec 9, 20210.11Sep 9, 20210.11Jun 10, 20210.11Mar 11, 2021
20201×
0.11Dec 10, 2020

Stock Splits

  • Nov 9, 200451:50
  • Nov 12, 200351:50
  • Nov 13, 200251:50
  • Nov 14, 200151:50
  • Aug 18, 200051:50
  • Nov 9, 199951:50
  • Oct 4, 19992:1
  • Oct 14, 199851:50
  • Oct 15, 199751:50
  • Jan 21, 19972:1
  • Oct 16, 199651:50
  • Oct 4, 199551:50