FirstSun Capital Bancorp Common Stock

FirstSun Capital Bancorp Common Stock

FSUN · NASDAQ · Financial Services / Banks - Regional

39.04USD-0.01 (-0.03%)

Price History

Full chart

Market Stats

Previous Close39.05
Open39.05
Day Range38.83 – 39.36
52-Week Range29.95 – 42.34
Volume248.42K
Market Cap1.75B
P/E (TTM)23.80
Forward P/E0.00
EPS1.67
Dividend Yield0.00%
Beta0.20
50-Day Avg39.10
200-Day Avg37.78

About

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Neal E. Arnold
  • Employees1.63K
  • Headquarters1400 16th Street, Denver, CO, United States, 80202, USA
  • Websitehttps://ir.firstsuncb.com

Leadership

  • Ms. Mollie Hale CarterExecutive Chairman · b. 1962
  • Mr. Neal E. ArnoldCEO, President, COO & Director · b. 1960
  • Mr. Robert A. Cafera Jr.Senior Executive VP & CFO · b. 1970
  • Ms. Jennifer L. NorrisExecutive VP & Chief Credit Officer · b. 1974
  • Mr. Thomas C. ShaferExecutive Vice Chairman · b. 1959
  • Mr. Doug Reese CPAChief Accounting Officer
  • Ms. Laura J. FrazierExecutive VP & Chief Administration Officer · b. 1971
  • Mr. Ed JacquesDirector of Investor Relations & Business Development · b. 1976
  • Ms. Allie NagyGeneral Counsel
  • Ms. Kelly C. RackleyCorporate Secretary

Financials

Income Statement

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue226.81M300.01M287.36M347.92M485.21M540.07M569.65M
Growth (%)-+32.28%-4.22%+21.08%+39.46%+11.31%+5.48%
Cost of Revenue34.67M43.98M17.12M43.23M138.50M190.18M174.98M
Gross Profit192.14M256.02M270.23M304.68M346.71M349.89M394.67M
Gross Margin84.72%85.34%94.04%87.57%71.46%64.79%69.28%
Operating Expense170.20M198.86M218.39M230.66M215.22M254.78M269.56M
Operating Income21.94M57.16M51.84M74.02M131.48M95.11M125.11M
Operating Margin9.67%19.05%18.04%21.28%27.10%17.61%21.96%
EBITDA30.23M65.68M60.44M86.19M143.72M105.26M133.07M
EBITDA Margin13.33%21.89%21.03%24.77%29.62%19.49%23.36%
Net Income20.50M47.59M43.16M59.18M103.53M75.63M97.94M
Net Income Margin9.04%15.86%15.02%17.01%21.34%14.00%17.19%
Interest Expense28.62M20.88M14.12M25.18M120.25M162.63M150.38M
Interest Expense % of Total Revenue12.62%6.96%4.91%7.24%24.78%30.11%26.40%

Balance Sheet

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets4.19B5.00B5.67B7.43B7.88B8.10B8.49B
Total Liabilities3.76B4.51B5.14B6.66B7.00B7.06B7.33B
Total Equity430.20M485.79M524.04M774.54M877.20M1.04B1.15B
Cash144.53M201.98M668.46M343.53M479.36M615.92M652.59M
Total Debt139.06M183.73M162.01M792.11M515.90M114.92M36.68M
Net Debt-5.47M-18.24M-506.45M448.58M36.54M-501.00M-615.91M

Cash Flow

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.90M-547.00K113.11M96.92M125.18M101.12M111.48M
Investing Cash Flow-217.15M-662.91M-293.92M-538.12M-327.28M-80.87M-330.20M
Financing Cash Flow257.21M720.90M647.30M116.27M337.94M116.31M255.39M
Capital Expenditure6.91M6.16M3.46M2.20M4.27M5.41M7.51M
Free Cash Flow-3.01M-6.70M109.65M94.72M120.91M95.71M103.97M
FCF to OCF-77.26%1225.23%96.95%97.73%96.59%94.65%93.26%

Earnings

Report DateSep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023May 29, 2024Aug 28, 2024Oct 28, 2024Jan 27, 2025Apr 28, 2025Jul 28, 2025Oct 27, 2025Jan 26, 2026Apr 27, 2026Jul 27, 2026Oct 26, 2026
EPS Estimate-------0.900.850.830.800.890.890.850.870.170.98
EPS Actual1.040.961.031.110.990.940.450.880.840.860.830.930.820.950.840.45-
Surprise--------2.22%-1.18%3.61%3.75%4.49%-7.87%11.76%-3.45%164.71%-
Timing--------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap1.75B
Enterprise Value1.13B
Trailing P/E23.80
Forward P/E0.00
Price / Sales3.91
Price / Book0.92
EPS1.67
Book Value39.29
Revenue (TTM)446.64M
Gross Profit (TTM)446.64M
Profit Margin10.46%
Operating Margin23.53%
Return on Equity3.19%
Return on Assets0.39%
Shares Outstanding43.95M
Shares Float33.86M
Beta0.20
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
56.77%
Insiders
33.06%
Retail / Other
10.17%

Top Institutional Holders

  • Wellington Management Company LLP
    4.10M9.32%
  • Fortress Investment Group LLC
    2.20M5.00%
  • Canyon Capital Advisors LLC
    1.93M4.39%
  • STRATEGIC VALUE BANK PARTNERS LLC
    1.15M2.62%
  • BlackRock Inc
    887.23K2.02%
  • Dimensional Fund Advisors, Inc.
    739.70K1.68%
  • Stelac Advisory Services LLC
    623.70K1.42%
  • Mirabella Financial Services LLP
    623.24K1.42%
  • Vanguard Capital Management, LLC
    615.06K1.40%
  • State Street Corp
    529.96K1.21%
  • Maltese Capital Management LLC
    405.95K0.92%
  • Mendon Capital Advisors Corp
    347.75K0.79%
  • Geode Capital Management, LLC
    309.97K0.71%
  • AllianceBernstein L.P.
    256.05K0.58%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    988.05K2.25%
  • iShares Russell 2000 ETF
    618.90K1.41%
  • Columbia Small Cap Value Discv A
    411.05K0.94%
  • RMB Mendon Financial Services A
    375.00K0.85%
  • State Street® SPDR® S&PRgnllBkgETF
    277.64K0.63%
  • Fidelity Small Cap Index
    267.98K0.61%