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Georgia Banking Company, Inc. Common Stock

GBC · NASDAQ · Financial Services / Banks - Regional

34.11USD-0.64 (-1.84%)

Price History

Full chart

Market Stats

Previous Close34.75
Open34.10
Day Range34.00 – 34.59
52-Week Range35.50 – 60.00
Volume49.85K
Market Cap396.88M
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield0.00%
50-Day Avg38.33
200-Day Avg38.33

About

Georgia Banking Company, Inc. engages in banking business to individual, business, and commercial customers in Atlanta, Georgia. It provides accounts, savings, certificate of deposits, loan payments, mortgage lending, and digital and private banking services to individuals. The company also offers business accounts, savings, digital banking, online loan payment, and treasury solutions to businesses. In addition, it provides construction loans, real estate lending, payments, digital banking, online payments, and other services. The company was incorporated in 1998 and is headquartered in Atlanta, Georgia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Bartow Morgan Jr.
  • Employees229
  • Headquarters1776 Peachtree Street NW, Atlanta, GA, United States, 30309, USA
  • Websitehttps://georgiabanking.com

Leadership

  • Mr. Bartow Morgan Jr.CEO & Director · b. 1973
  • Mr. Richard A. FaireyPresident & COO · b. 1969
  • Mr. Charles M. DeWitt IIIChief Financial Officer · b. 1967
  • Mr. Ryan D. NemecSenior VP & Chief Accounting Officer · b. 1987
  • Lauren NelsonDirector of Marketing
  • Mr. J. Craig AddisonChief Human Resources Officer · b. 1967
  • Ms. Margaret H. WhieldonChief Experience Officer · b. 1963
  • Mr. David F. BlackChief Commercial Officer · b. 1976
  • Mr. Wesley ReaganChief Risk Officer & Chief Credit Officer · b. 1981
  • Suzanne DeepSecretary

Financials

Income Statement

Currency: USD2024-12-312025-12-31
Total Revenue78.99M112.72M
Growth (%)-+42.70%
Net Income8.46M22.08M
Net Income Margin10.71%19.59%
Interest Expense58.73M62.49M
Interest Expense % of Total Revenue74.35%55.44%

Balance Sheet

Currency: USD2024-12-312025-12-31
Total Assets2.26B2.70B
Total Liabilities2.11B2.50B
Total Equity155.53M204.91M
Cash174.78M242.73M
Net Debt37.11M-

Cash Flow

Currency: USD2024-12-312025-12-31
Operating Cash Flow-257.99M23.75M
Financing Cash Flow492.43M74.12M
Capital Expenditure220.00K970.00K
Free Cash Flow-258.21M22.78M
FCF to OCF100.09%95.92%

Key Statistics & Ratios

Market Cap396.88M
Enterprise Value0
Trailing P/E0.00
Forward P/E0.00
Price / Sales3.67
Price / Book1.42
Book Value24.27
Revenue (TTM)108.20M
Gross Profit (TTM)108.20M
Profit Margin20.41%
Operating Margin35.88%
Return on Equity12.25%
Return on Assets0.89%
Shares Outstanding10.34M
Shares Float0
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%