YOLFTbeta
GBank Financial Holdings Inc. Common Stock

GBank Financial Holdings Inc. Common Stock

GBFH · NASDAQ · Financial Services / Banks - Regional

15.07USD+0.02 (+0.13%)

Price History

Full chart

Market Stats

Previous Close15.05
Open15.15
Day Range14.61 – 15.29
52-Week Range18.34 – 42.23
Volume69.40K
Market Cap274.22M
P/E (TTM)14.64
Forward P/E13.93
EPS1.29
Dividend Yield0.00%
Beta-0.02
50-Day Avg22.47
200-Day Avg28.63

About

GBank Financial Holdings Inc. operates as a bank holding company for GBank that provides banking services to commercial and consumer customers in Nevada. The company offers business and personal checking and savings accounts. It also provides small business administration loans; commercial real estate, equipment, business term, and medical/professional loans; business lines of credit; accounts receivable/inventory financing services; and credit cards. In addition, the company offers business and personal digital banking; debit cards; additional services; Zelle cash; business courier; merchant card; positive pay; and remote deposit capture services. It serves small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company was founded in 2007 and is based in Las Vegas, Nevada.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Edward M. Nigro
  • Employees189
  • Headquarters9115 West Russell Road, Las Vegas, NV, United States, 89148, USA
  • Websitehttps://www.gbankfinancialholdings.com

Leadership

  • Mr. Edward M. NigroCEO & Executive Chairman · b. 1943
  • Mr. Todd A. NigroSecretary & Vice Chairman · b. 1969
  • Ms. Nancy M. DeCouExecutive VP & Chief SBA Officer of GBank · b. 1958
  • Ms. Olivia M. CaleyPrincipal Financial Officer
  • Ms. Hilary R. Sledge-SarnorExecutive VP, General Counsel & Corporate Secretary · b. 1982
  • Ms. Shauna FergusonSVP & Director of Executive Operations
  • Mr. David J. FersdahlExecutive VP of Cards & Payments of GBank · b. 1977
  • Mr. Shouvik K. RayExecutive VP and Chief Information & Technology Officer of GBank · b. 1974
  • Mr. Scot M. LevineExecutive VP & Chief Risk Officer of GBank · b. 1979
  • Mr. Keith F. JarvisExecutive VP & Chief Credit Officer of GBank · b. 1956

Financials

Income Statement

Currency: USD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue13.83M16.40M21.34M28.69M38.50M45.24M58.96M60.14M109.61M
Growth (%)-+18.53%+30.15%+34.45%+34.18%+17.50%+30.33%+2.00%+82.26%
Cost of Revenue531.47K1.15M3.54M3.52M2.55M4.77M14.28M67.50M37.44M
Gross Profit13.30M15.25M17.80M25.17M35.95M40.47M44.68M22.95M72.17M
Gross Margin96.16%93.01%83.41%87.72%93.37%89.46%75.78%38.15%65.84%
Operating Expense7.82M9.28M11.05M15.84M21.51M26.44M31.16M-964.00K45.08M
Operating Income5.49M5.97M6.75M9.33M14.44M14.03M13.53M23.91M27.09M
Operating Margin39.65%36.39%31.62%32.51%37.51%31.02%22.94%39.76%24.72%
EBITDA5.76M6.28M7.16M9.78M19.12M19.92M20.73M24.98M33.69M
EBITDA Margin41.64%38.31%33.54%34.09%49.67%44.02%35.17%41.54%30.74%
Net Income2.80M4.69M5.33M6.98M10.98M10.87M10.92M18.64M20.93M
Net Income Margin20.23%28.63%24.97%24.32%28.51%24.02%18.52%30.99%19.09%
Interest Expense354.47K746.64K2.06M1.51M1.47M3.42M13.19M29.03M33.59M
Interest Expense % of Total Revenue2.56%4.55%9.66%5.27%3.82%7.57%22.37%48.27%30.65%

Balance Sheet

Currency: USD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets208.37M238.44M344.33M470.64M620.30M678.70M918.38M1.13B1.36B
Total Liabilities179.21M203.93M301.63M406.02M544.51M591.91M819.95M984.87M1.19B
Total Equity29.16M34.52M42.70M64.62M75.80M86.80M98.43M140.70M165.75M
Cash65.61M57.54M101.50M150.38M236.40M136.44M97.93M124.12M197.86M
Total Debt---11.31M27.80M28.92M61.51M30.93M32.29M
Net Debt-65.61M-57.54M-101.50M-139.07M-208.60M-107.52M-36.42M30.93M-165.57M

Cash Flow

Currency: USD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-698.76K-6.19M-8.23M27.59M-12.15M9.77M-37.59M26.48M9.64M
Investing Cash Flow-57.78K-24.86M-46.95M-97.32M-36.73M-155.73M-221.19M-179.13M-
Financing Cash Flow45.56M23.69M99.14M118.61M134.89M46.00M220.27M178.84M208.76M
Capital Expenditure147.16K620.07K443.11K256.00K107.00K316.00K328.00K194.00K496.00K
Free Cash Flow-845.92K-6.81M-8.67M27.34M-12.25M9.45M-37.91M26.29M9.14M
FCF to OCF121.06%110.02%105.38%99.07%100.88%96.77%100.87%99.27%94.85%

Earnings

Report DateMar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Nov 1, 2023Jan 30, 2024Apr 30, 2024Jul 30, 2024Oct 21, 2024Jan 28, 2025Apr 29, 2025Jul 28, 2025Oct 28, 2025Jan 28, 2026Apr 29, 2026Jul 29, 2026Oct 27, 2026
EPS Estimate----------0.140.220.260.280.300.320.360.390.460.500.520.500.44
EPS Actual0.080.260.210.330.250.130.200.250.260.180.140.270.280.350.380.360.310.330.440.520.310.38-
Surprise----------0.00%22.73%7.69%25.00%26.67%12.50%-13.89%-15.38%-4.35%4.00%-40.38%-24.00%-
Timing----------After-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap274.22M
Enterprise Value168.60M
Trailing P/E14.64
Forward P/E13.93
Price / Sales3.64
Price / Book1.57
EPS1.29
Book Value11.94
Revenue (TTM)75.31M
Gross Profit (TTM)75.31M
Profit Margin24.54%
Operating Margin38.28%
Return on Equity11.39%
Return on Assets1.39%
Shares Outstanding14.52M
Shares Float8.81M
Beta-0.02
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
26.79%
Insiders
36.02%
Retail / Other
37.19%

Top Institutional Holders

  • BlackRock Inc
    617.32K4.27%
  • Vanguard Capital Management, LLC
    412.95K2.85%
  • Arista Wealth Management LLC
    295.30K2.04%
  • Chapin Davis Inc
    232.43K1.61%
  • Geode Capital Management, LLC
    220.64K1.52%
  • Spears Abacus Advisors LLC
    202.13K1.40%
  • State Street Corp
    194.04K1.34%
  • RVW Wealth, LLC
    119.02K0.82%
  • Emerald Mutual Fund Advisers Trust
    118.00K0.82%
  • Kennedy Capital Management Inc
    116.64K0.81%
  • Citadel Advisors Llc
    90.44K0.63%
  • Quantinno Capital Management LP
    77.96K0.54%
  • Charles Schwab Investment Management Inc
    75.00K0.52%
  • HighTower Advisors, LLC
    70.22K0.49%
  • Northern Trust Corp
    65.96K0.46%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    303.08K2.09%
  • iShares Russell 2000 ETF
    236.75K1.64%
  • Fidelity Small Cap Index
    102.81K0.71%
  • iShares Russell 2000 Growth ETF
    92.01K0.64%
  • Emerald Growth A
    70.21K0.49%