YOLFTbeta
Hanmi Financial Corporation

Hanmi Financial Corporation

HAFC · NASDAQ · Financial Services / Banks - Regional

32.65USD+0.11 (+0.34%)

Price History

Full chart

Market Stats

Previous Close32.54
Open32.66
Day Range32.26 – 32.74
52-Week Range21.99 – 33.21
Volume284.81K
Market Cap943.74M
P/E (TTM)10.65
Forward P/E8.62
EPS2.99
Dividend Yield3.55%
Beta0.70
50-Day Avg31.84
200-Day Avg29.44

About

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Bonita I. Lee
  • Employees606
  • Headquarters900 Wilshire Boulevard, Los Angeles, CA, United States, 90017, USA
  • Websitehttps://www.hanmi.com

Leadership

  • Ms. Bonita I. LeePresident, CEO & Director · b. 1963
  • Mr. Romolo C. Santarosa CPASenior EVP & CFO · b. 1956
  • Mr. Anthony I. KimSenior EVP & Chief Banking Officer · b. 1968
  • Mr. Michael DuExecutive VP & Chief Risk Officer · b. 1973
  • Mr. Joseph A. PangrazioSenior VP & Chief Accounting Officer · b. 1960
  • Mr. Ben Brodkowitz CPASenior Vice President of Investor Relations
  • Ms. Vivian I. Kim J.D.Executive VP, General Counsel & Chief People Officer · b. 1983

Financials

Income Statement

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue65.16M87.25M93.93M90.52M97.44M161.76M231.32M297.15M321.98M273.45M216.26M168.77M151.83M138.17M147.04M164.45M211.83M211.55M242.74M258.92M273.09M265.56M256.80M308.01M397.56M429.51M444.74M
Growth (%)-+33.89%+7.66%-3.63%+7.64%+66.02%+43.00%+28.46%+8.35%-15.07%-20.91%-21.96%-10.04%-9.00%+6.42%+11.84%+28.81%-0.13%+14.74%+6.67%+5.47%-2.76%-3.30%+19.94%+29.07%+8.03%+3.55%
Cost of Revenue19.85M33.14M34.39M26.14M26.48M35.52M67.51M114.12M167.43M179.46M279.31M161.13M39.73M24.75M14.08M7.78M4.50M13.94M33.35M57.37M101.07M88.42M-2.78M37.00M152.40M200.43M189.18M
Gross Profit45.32M54.11M59.54M64.38M70.96M126.24M163.82M183.03M154.54M93.99M-63.05M7.64M112.10M113.42M132.96M156.68M207.33M197.61M209.39M201.54M172.02M177.14M259.58M271.01M245.16M229.08M255.56M
Gross Margin69.54%62.02%63.39%71.12%72.83%78.04%70.82%61.60%48.00%34.37%-29.15%4.53%73.83%82.09%90.42%95.27%97.88%93.41%86.26%77.84%62.99%66.70%101.08%87.99%61.67%53.34%57.46%
Operating Expense24.63M27.80M32.03M38.33M39.33M66.57M69.13M77.31M191.00M197.44M90.35M95.66M83.22M70.08M70.44M84.09M115.33M108.22M114.10M117.57M124.67M117.64M124.08M130.28M130.58M140.47M147.64M
Operating Income20.69M26.31M27.51M26.04M31.64M59.67M94.68M105.72M-36.46M-103.45M-153.40M-88.02M28.88M43.34M62.52M72.58M92.00M89.39M95.28M83.97M47.35M59.49M135.49M140.73M114.58M88.61M107.93M
Operating Margin31.75%30.16%29.29%28.77%32.47%36.89%40.93%35.58%-11.32%-37.83%-70.94%-52.15%19.02%31.37%42.52%44.14%43.43%42.25%39.25%32.43%17.34%22.40%52.76%45.69%28.82%20.63%24.27%
EBITDA22.28M26.92M28.80M27.47M33.53M67.24M100.74M112.59M-28.92M-98.59M-149.22M-84.59M31.74M50.82M69.19M81.28M109.85M103.97M108.14M95.08M56.88M70.45M151.58M153.11M121.37M95.07M113.58M
EBITDA Margin34.19%30.86%30.66%30.35%34.41%41.57%43.55%37.89%-8.98%-36.05%-69.00%-50.12%20.91%36.78%47.05%49.43%51.86%49.15%44.55%36.72%20.83%26.53%59.03%49.71%30.53%22.13%25.54%
Net Income12.01M15.52M16.81M17.03M19.21M36.70M58.23M65.35M-60.76M-102.09M-122.28M-88.01M28.15M90.32M39.86M49.76M53.82M56.49M54.66M57.87M32.79M42.20M98.68M101.39M80.04M62.20M76.09M
Net Income Margin18.42%17.79%17.90%18.81%19.72%22.69%25.17%21.99%-18.87%-37.34%-56.54%-52.15%18.54%65.37%27.11%30.26%25.41%26.70%22.52%22.35%12.01%15.89%38.43%32.92%20.13%14.48%17.11%
R&D------------00000000-------
R&D as % of Total Revenue------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense18.85M30.89M32.99M21.34M20.80M32.62M62.11M106.95M129.11M103.78M82.92M38.64M27.63M18.75M13.51M14.03M16.11M18.27M32.52M53.38M70.90M42.97M21.63M36.17M148.06M196.01M174.74M
Interest Expense % of Total Revenue28.92%35.41%35.12%23.58%21.34%20.16%26.85%35.99%40.10%37.95%38.34%22.89%18.20%13.57%9.19%8.53%7.60%8.64%13.40%20.62%25.96%16.18%8.42%11.74%37.24%45.64%39.29%

Balance Sheet

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets740.26M1.03B1.16B1.46B1.79B3.10B3.41B3.73B3.98B3.88B3.16B2.91B2.74B2.88B3.05B4.23B4.23B4.70B5.21B5.50B5.54B6.20B6.86B7.38B7.57B7.68B7.87B
Total Liabilities672.43M948.21M1.05B1.33B1.65B2.70B2.99B3.24B3.61B3.61B3.01B2.73B2.46B2.50B2.65B3.78B3.74B4.17B4.65B4.95B4.97B5.62B6.22B6.74B6.87B6.95B7.07B
Total Equity67.83M86.40M104.87M124.47M139.47M399.91M426.78M487.12M370.56M263.92M149.74M173.26M285.61M378.36M400.08M453.39M493.92M531.02M562.48M552.57M563.27M577.04M643.42M637.51M701.89M732.17M796.39M
Cash63.58M176.11M81.21M67.77M62.59M55.16M103.48M97.50M105.90M85.19M154.11M219.72M183.50M268.05M179.36M158.32M164.36M147.24M153.83M155.38M121.68M391.85M608.97M352.42M302.32M304.80M212.84M
Total Debt5.89M2.30M2.90M34.45M183.00M151.70M128.74M251.44M619.57M505.39M238.13M237.63M85.71M85.34M127.55M168.54M188.70M333.98M267.27M172.81M208.38M268.97M352.51M479.41M455.01M393.14M280.46M
Net Debt-57.68M-176.11M-81.21M-33.32M120.40M96.53M25.26M153.94M513.67M420.20M84.02M17.91M-97.79M-182.71M-51.81M10.22M24.34M186.74M113.44M17.43M86.70M-122.88M-256.46M126.99M152.69M88.34M67.62M

Cash Flow

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-1.64M23.70M11.20M20.95M13.59M37.73M68.94M48.91M94.82M43.76M92.26M226.44M49.24M52.83M60.72M25.47M66.53M59.35M81.66M76.64M58.80M60.20M93.73M147.31M107.80M53.95M206.01M
Investing Cash Flow-85.49M-181.82M-214.81M-257.40M-379.74M-49.74M-279.64M-307.54M-423.27M49.52M427.08M35.98M99.34M-37.16M-304.37M16.40M-20.27M-496.46M-520.18M-311.57M-44.55M-407.59M-447.04M-881.51M-209.99M-107.47M-384.32M
Financing Cash Flow79.89M270.76M108.71M278.01M305.98M76.58M247.01M233.65M312.35M277.00K-581.17M-166.82M-196.62M50.70M154.96M-62.90M-40.22M419.97M445.12M236.48M-47.95M617.55M570.43M477.65M52.10M56.00M86.35M
Capital Expenditure719.72K1.93M1.93M1.83M2.03M2.05M3.83M2.24M3.68M2.38M988.00K1.23M1.17M675.00K1.02M1.15M1.15M730.00K843.00K3.70M1.58M4.39M2.72M1.93M2.42M2.62M2.31M
Free Cash Flow-2.36M23.70M9.27M19.12M11.56M35.68M65.11M46.67M91.14M41.38M91.27M225.22M48.08M52.15M59.70M24.32M65.38M58.62M80.81M72.94M57.22M55.81M91.00M145.38M105.38M51.33M203.70M
Dividends Paid2.00K3.35K7.00K7.00K4.22M7.74M9.81M11.80M11.57M3.85M--004.44M6.69M12.78M25.66M25.81M30.92M29.78M15.96M16.51M28.64M30.54M30.38M32.62M
FCF to OCF143.76%100.00%82.75%91.25%85.05%94.57%94.44%95.43%96.12%94.56%98.93%99.46%97.63%98.72%98.32%95.48%98.28%98.77%98.97%95.18%97.31%92.70%97.09%98.69%97.76%95.14%98.88%
Dividend Paid to FCF-0.08%0.01%0.08%0.04%36.51%21.69%15.07%25.29%12.70%9.31%--0.00%0.00%7.44%27.53%19.55%43.77%31.94%42.39%52.04%28.60%18.15%19.70%28.98%59.19%16.02%

Earnings

Report DateJul 19, 2001Oct 16, 2001Apr 15, 2002Jul 19, 2002Oct 11, 2002Jan 23, 2003Apr 18, 2003Jul 18, 2003Oct 23, 2003Jan 26, 2004Apr 22, 2004Jul 27, 2004Oct 21, 2004Jan 27, 2005Apr 22, 2005Jul 21, 2005Oct 27, 2005Jan 26, 2006Apr 25, 2006Jul 25, 2006Oct 24, 2006Jan 30, 2007May 3, 2007Jul 26, 2007Nov 6, 2007Feb 12, 2008Apr 29, 2008Jul 29, 2008Oct 23, 2008Jan 29, 2009Apr 28, 2009Aug 6, 2009Nov 5, 2009Jan 28, 2010Apr 29, 2010Jul 27, 2010Oct 28, 2010Jan 27, 2011Apr 21, 2011Jul 21, 2011Oct 20, 2011Jan 19, 2012Apr 19, 2012Jul 19, 2012Oct 18, 2012Jan 24, 2013Apr 25, 2013Jul 23, 2013Oct 22, 2013Jan 27, 2014Apr 22, 2014Jul 22, 2014Nov 7, 2014Feb 5, 2015Apr 23, 2015Jul 23, 2015Oct 27, 2015Jan 26, 2016Apr 19, 2016Jul 19, 2016Oct 18, 2016Jan 24, 2017Apr 18, 2017Jul 18, 2017Oct 17, 2017Jan 23, 2018Apr 24, 2018Jul 24, 2018Oct 23, 2018Jan 15, 2019Apr 23, 2019Aug 5, 2019Oct 22, 2019Jan 28, 2020Apr 30, 2020Jul 28, 2020Oct 27, 2020Jan 26, 2021Apr 27, 2021Jul 27, 2021Oct 26, 2021Jan 25, 2022Apr 26, 2022Jul 26, 2022Oct 25, 2022Jan 24, 2023Apr 25, 2023Jul 25, 2023Oct 24, 2023Jan 23, 2024Apr 23, 2024Jul 23, 2024Oct 22, 2024Jan 28, 2025Apr 22, 2025Jul 22, 2025Oct 21, 2025Jan 27, 2026Apr 21, 2026Jul 21, 2026Oct 20, 2026
EPS Estimate1.181.181.021.241.361.401.181.261.381.461.501.441.651.792.592.102.342.462.422.572.622.732.032.532.251.801.520.930.14-0.10-0.84-1.60-2.24-1.68-2.40-2.00-2.04-0.580.130.280.350.290.220.510.360.420.290.310.320.320.310.330.340.340.320.360.390.400.410.420.440.440.430.450.460.480.530.530.520.510.470.090.470.440.290.130.260.370.420.480.570.600.570.670.780.840.760.630.610.590.510.470.480.530.570.610.650.700.700.770.81
EPS Actual1.221.291.161.241.481.361.201.401.361.401.761.601.761.842.162.322.402.402.402.562.882.802.082.481.840.800.480.320.72-0.64-0.88-1.68-3.60-5.607.76-4.56-0.960.320.560.400.240.220.231.770.420.440.320.300.320.310.350.360.410.460.350.440.440.470.410.440.410.450.420.430.460.360.470.490.510.460.460.090.400.330.080.300.530.470.540.720.861.090.680.820.890.930.720.670.620.610.500.480.490.580.580.500.730.700.750.79-
Surprise3.39%9.32%13.73%0.00%8.82%-2.86%1.69%11.11%-1.45%-4.11%17.33%11.11%6.67%2.79%-16.60%10.48%2.56%-2.44%-0.83%-0.39%9.92%2.56%2.46%-1.98%-18.22%-55.56%-68.42%-65.59%414.29%-540.00%-4.76%-5.00%-60.71%-233.33%423.33%-128.00%52.94%155.17%330.77%42.86%-31.43%-24.14%4.55%247.06%16.67%4.76%10.34%-3.23%0.00%-3.13%12.90%9.09%20.59%35.29%9.38%22.22%12.82%17.50%0.00%4.76%-6.82%2.27%-2.33%-4.44%0.00%-25.00%-11.32%-7.55%-1.92%-9.80%-2.13%0.00%-14.89%-25.00%-72.41%130.77%103.85%27.03%28.57%50.00%50.88%81.67%19.30%22.39%14.10%10.71%-5.26%6.35%1.64%3.39%-1.96%2.13%2.08%9.43%1.75%-18.03%12.31%0.00%7.14%2.60%-
TimingAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap943.74M
Enterprise Value772.12M
Trailing P/E10.65
Forward P/E8.62
PEG Ratio1.39
Price / Sales3.40
Price / Book1.15
EPS2.99
Book Value27.62
Revenue (TTM)277.92M
Gross Profit (TTM)277.92M
Profit Margin32.15%
Operating Margin45.03%
Return on Equity11.34%
Return on Assets1.13%
Shares Outstanding29.65M
Shares Float28.75M
Beta0.70
Dividend Yield3.55%
Dividend Rate1.12
Payout Ratio37.37%

Analyst Ratings

Buy
Based on 4 analystsTarget 34.25
  • Strong Buy
    1
  • Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
95.43%
Insiders
2.19%
Retail / Other
2.38%

Top Institutional Holders

  • BlackRock Inc
    4.39M14.80%
  • Dimensional Fund Advisors, Inc.
    1.79M6.02%
  • State Street Corp
    1.54M5.20%
  • LSV Asset Management
    1.33M4.50%
  • Vanguard Capital Management, LLC
    1.31M4.41%
  • American Century Companies Inc
    1.11M3.74%
  • Charles Schwab Investment Management Inc
    960.55K3.24%
  • Geode Capital Management, LLC
    904.21K3.05%
  • Rhino Investment Partners, Inc.
    881.96K2.97%
  • Vanguard Portfolio Management, LLC
    745.06K2.51%
  • AQR Capital Management LLC
    728.26K2.46%
  • The Goldman Sachs Group Inc
    615.80K2.08%
  • Acadian Asset Management LLC
    542.26K1.83%
  • Hotchkis & Wiley Capital Management LLC
    489.55K1.65%
  • Morgan Stanley - Brokerage Accounts
    478.76K1.61%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    1.79M6.05%
  • Avantis US Small Cap Value ETF
    965.68K3.26%
  • Vanguard MStar Total Stk Mkt Idx Invest
    945.84K3.19%
  • Schwab US Dividend Equity ETF™
    814.27K2.75%
  • iShares Russell 2000 ETF
    733.28K2.47%

Dividends

20264×
0.28Nov 9, 20260.28Aug 3, 20260.28May 4, 20260.28Feb 9, 2026
20254×
0.27Nov 4, 20250.27Aug 4, 20250.27May 5, 20250.27Feb 10, 2025
20244×
0.25Nov 4, 20240.25Aug 5, 20240.25May 3, 20240.25Feb 2, 2024
20234×
0.25Nov 3, 20230.25Aug 4, 20230.25May 5, 20230.25Feb 3, 2023
20224×
0.25Nov 4, 20220.25Aug 5, 20220.22May 6, 20220.22Feb 4, 2022
20214×
0.20Nov 5, 20210.12Aug 6, 20210.12May 7, 20210.10Feb 5, 2021

Stock Splits

  • Dec 19, 20111:8
  • Feb 16, 20052:1
  • Mar 5, 2002109:100
  • Sep 24, 20013:2
  • Mar 12, 200128:25
  • Feb 28, 2000111:100
  • Apr 22, 1999111:100
  • Mar 18, 1998109:100
  • Mar 12, 1997111:100
  • Mar 28, 199627:25