YOLFTbeta
Home Bancorp Inc

Home Bancorp Inc

HBCP · NASDAQ · Financial Services / Banks - Regional

61.90USD+0.28 (+0.45%)

Price History

Full chart

Market Stats

Previous Close61.62
Open61.91
Day Range61.54 – 64.26
52-Week Range49.53 – 74.50
Volume76.56K
Market Cap533.01M
P/E (TTM)11.21
Forward P/E9.40
EPS6.04
Dividend Yield1.86%
Beta0.49
50-Day Avg69.98
200-Day Avg64.38

About

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans. In addition, the company invests in loans and securities. Further, it offers debit and credit cards; account services; treasury management, such as online banking and bill pay, mobile banking, remote deposit capture, positive pay, and ACH positive pay services; merchant card services; and payroll cards. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John W. Bordelon
  • Employees486
  • Headquarters503 Kaliste Saloom Road, Lafayette, LA, United States, 70508, USA
  • Websitehttps://www.home24bank.com

Leadership

  • Mr. John W. BordelonCEO & Chairman · b. 1956
  • Mr. Darren E. GuidryPresident · b. 1963
  • Mr. David T. Kirkley C.F.A.Senior EVP & CFO · b. 1982
  • Mr. Mark C. HerpinSenior Executive VP & COO · b. 1969
  • Ms. Natalie B. LemoineChief Administrative Officer & Senior EVP · b. 1976
  • Mr. John J. Zollinger IVSenior Executive VP & Chief Banking Officer
  • Mr. Daniel G. GuidryIndependent Director & Corporate Secretary · b. 1953

Financials

Income Statement

Currency: USD2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue22.06M25.26M28.10M30.66M33.91M38.15M44.91M53.88M51.39M62.50M67.18M78.84M84.36M115.76M116.62M118.43M123.17M139.81M178.30M199.39M209.23M
Growth (%)-+14.51%+11.28%+9.09%+10.59%+12.52%+17.72%+19.98%-4.63%+21.61%+7.49%+17.36%+7.00%+37.22%+0.75%+1.55%+4.00%+13.51%+27.52%+11.83%+4.93%
Cost of Revenue22.06M8.48M10.33M9.21M7.20M6.75M6.68M7.33M7.16M5.65M5.94M8.47M8.87M14.25M19.23M24.65M-3.86M15.68M45.81M67.03M61.65M
Gross Profit-16.78M17.78M21.45M26.70M31.41M38.23M46.56M44.23M56.85M61.24M70.37M75.49M101.51M97.40M93.79M127.03M124.13M132.49M132.37M147.58M
Gross Margin-66.44%63.25%69.97%78.76%82.32%85.13%86.41%86.08%90.96%91.16%89.26%89.49%87.69%83.51%79.19%103.13%88.78%74.31%66.38%70.53%
Operating Expense-10.69M13.07M17.57M19.72M24.37M30.48M32.76M33.20M41.77M42.02M46.80M46.18M63.23M63.60M62.98M66.59M81.63M82.34M87.18M89.56M
Operating Income5.33M6.10M4.71M3.89M6.99M7.03M7.76M13.79M11.03M15.08M19.22M23.58M29.32M38.28M33.79M30.81M60.44M42.50M50.15M45.18M58.02M
Operating Margin24.17%24.14%16.76%12.67%20.61%18.43%17.27%25.60%21.46%24.13%28.61%29.90%34.75%33.07%28.98%26.01%49.07%30.40%28.12%22.66%27.73%
EBITDA6.14M6.89M5.63M4.72M7.87M8.18M9.18M15.44M12.65M16.98M21.21M25.63M31.48M40.99M36.78M34.03M63.52M45.97M53.72M48.68M61.33M
EBITDA Margin27.82%27.30%20.04%15.40%23.23%21.43%20.45%28.66%24.61%27.16%31.57%32.50%37.31%35.41%31.54%28.73%51.57%32.88%30.13%24.41%29.31%
Net Income3.52M4.02M3.32M2.72M4.68M4.69M5.12M9.19M7.29M9.87M12.55M16.01M16.82M31.59M27.93M24.77M48.62M34.07M40.24M36.43M46.06M
Net Income Margin15.97%15.93%11.82%8.86%13.80%12.29%11.40%17.06%14.19%15.80%18.68%20.30%19.94%27.29%23.95%20.91%39.47%24.37%22.57%18.27%22.01%
R&D------00000000-------
R&D as % of Total Revenue------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense825.92K8.22M9.91M8.75M6.34M5.88M5.22M4.91M3.50M3.28M3.87M5.27M6.55M10.31M16.21M11.92M5.91M7.92M42.97M64.50M60.52M
Interest Expense % of Total Revenue3.74%32.53%35.25%28.53%18.69%15.42%11.62%9.12%6.82%5.25%5.75%6.68%7.76%8.90%13.90%10.06%4.80%5.66%24.10%32.35%28.92%

Balance Sheet

Currency: USD2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-400.48M422.35M528.40M524.64M700.42M963.79M962.93M984.24M1.22B1.55B1.56B2.23B2.15B2.20B2.59B2.94B3.23B3.32B3.44B3.49B
Total Liabilities-354.63M372.97M401.43M391.89M568.89M829.50M821.35M842.33M1.07B1.39B1.38B1.95B1.85B1.88B2.27B2.59B2.90B2.95B3.05B3.06B
Total Equity-45.86M49.38M126.96M132.75M131.53M134.28M141.57M141.91M154.14M165.05M179.84M277.87M304.04M316.33M321.84M351.90M329.95M367.44M396.09M435.09M
Cash-30.57M32.16M46.08M29.24M44.84M37.35M43.07M35.58M34.60M29.94M31.20M152.84M60.56M40.30M188.30M601.79M87.75M75.83M98.55M141.60M
Total Debt-10.87M33.77M44.42M16.77M13.00M93.62M46.26M97.00M67.87M125.15M118.53M71.83M64.24M46.16M34.36M31.59M235.76M252.49M235.54M57.70M
Net Debt--19.70M1.61M-1.66M-12.46M-31.84M56.27M3.19M61.42M33.27M95.21M87.33M-81.01M3.68M5.86M-153.94M-570.21M148.01M176.66M137.00M-83.91M

Cash Flow

Currency: USD2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow6.94M3.66M3.80M7.92M4.44M-80.47K17.52M11.34M21.27M27.90M36.17M20.49M24.75M47.13M43.94M49.03M55.72M51.20M41.36M48.73M54.51M
Investing Cash Flow-21.56M-18.28M-38.18M-107.79M17.40M66.63M-48.16M7.84M-42.87M-1.80M-61.93M-11.50M78.67M-24.68M-72.33M-260.04M54.93M-495.35M-94.25M-107.11M-2.88M
Financing Cash Flow20.89M25.81M18.73M108.28M-16.28M-55.28M25.43M-11.41M14.70M-29.66M21.49M-4.47M17.68M-113.24M8.62M359.11M302.85M-69.89M41.33M81.09M-8.57M
Capital Expenditure734.11K736.68K2.16M4.45M1.75M8.28M1.18M1.45M1.35M3.30M828.72K4.11M1.92M5.01M3.84M2.15M2.47M2.71M2.02M4.06M10.17M
Free Cash Flow6.21M2.92M1.64M3.47M2.70M-8.36M16.34M9.89M19.93M24.60M35.34M16.38M22.84M42.12M40.10M46.88M53.24M48.49M39.33M44.67M44.34M
Dividends Paid---36.00M4.50M8.60M11.00M16.40M9.30M498.82K2.16M2.99M4.07M6.71M7.90M7.90M7.87M7.78M8.22M8.19M8.99M
FCF to OCF89.42%79.87%43.09%43.81%60.66%10387.34%93.25%87.20%93.67%88.15%97.71%79.93%92.26%89.37%91.26%95.62%95.56%94.71%95.11%91.67%81.35%
Dividend Paid to FCF---1037.14%166.94%-102.88%67.33%165.83%46.67%2.03%6.12%18.25%17.82%15.92%19.70%16.86%14.78%16.04%20.90%18.33%20.27%

Earnings

Report DateDec 31, 2008Apr 30, 2009Jul 30, 2009Oct 29, 2009Jan 27, 2010May 4, 2010Jul 27, 2010Oct 26, 2010Jan 26, 2011May 3, 2011Jul 26, 2011Oct 27, 2011Jan 25, 2012May 1, 2012Jul 24, 2012Nov 1, 2012Jan 30, 2013Apr 23, 2013Jul 31, 2013Oct 29, 2013Jan 28, 2014Apr 29, 2014Jul 29, 2014Oct 28, 2014Jan 27, 2015Apr 28, 2015Jul 28, 2015Oct 27, 2015Jan 26, 2016Apr 26, 2016Jul 26, 2016Oct 25, 2016Jan 24, 2017Apr 25, 2017Jul 25, 2017Oct 24, 2017Jan 30, 2018Apr 24, 2018Jul 24, 2018Oct 23, 2018Jan 29, 2019Apr 23, 2019Jul 23, 2019Oct 29, 2019Jan 28, 2020Apr 28, 2020Jul 28, 2020Oct 27, 2020Jan 26, 2021Apr 27, 2021Jul 27, 2021Oct 26, 2021Jan 25, 2022Apr 26, 2022Jul 26, 2022Oct 18, 2022Jan 24, 2023Apr 18, 2023Jul 17, 2023Oct 18, 2023Jan 22, 2024Apr 17, 2024Jul 17, 2024Oct 17, 2024Jan 27, 2025Apr 21, 2025Jul 21, 2025Oct 20, 2025Jan 26, 2026Apr 20, 2026Jul 20, 2026Oct 19, 2026
EPS Estimate----------------------0.430.440.430.370.400.420.600.560.560.590.560.570.620.630.630.800.880.910.850.780.760.770.740.680.550.590.841.061.091.001.200.741.021.241.321.211.161.001.050.970.980.991.111.141.221.361.391.391.461.51
EPS Actual-0.390.210.180.170.000.110.190.120.200.110.170.130.300.290.240.420.330.260.180.370.250.210.420.410.400.410.440.490.620.530.530.610.600.660.660.590.840.880.930.890.870.850.740.750.730.210.291.011.361.411.341.791.230.531.031.291.321.391.211.221.171.141.021.181.211.371.451.591.461.451.48-
Surprise-----------------------2.33%-6.82%-6.98%10.81%10.00%16.67%3.33%-5.36%-5.36%3.39%7.14%15.79%6.45%-6.35%33.33%10.00%5.68%-2.20%2.35%8.97%-2.63%-2.60%-1.35%-69.12%-47.27%71.19%61.90%33.02%22.94%79.00%2.50%-28.38%0.98%4.03%0.00%14.88%4.31%22.00%11.43%17.53%4.08%19.19%9.01%20.18%18.85%16.91%5.04%4.32%1.37%-
Timing----------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap533.01M
Enterprise Value398.80M
Trailing P/E11.21
Forward P/E9.40
PEG Ratio0.00
Price / Sales3.51
Price / Book1.16
EPS6.04
Book Value57.63
Revenue (TTM)152.00M
Gross Profit (TTM)152.00M
Profit Margin30.75%
Operating Margin39.69%
Return on Equity10.84%
Return on Assets1.32%
Shares Outstanding7.87M
Shares Float6.78M
Beta0.49
Dividend Yield1.86%
Dividend Rate1.25
Payout Ratio20.90%

Analyst Ratings

Buy
Based on 4 analystsTarget 73.00
  • Buy
    2
  • Hold
    2

Ownership Breakdown

Institutions
55.17%
Insiders
12.24%
Retail / Other
32.59%

Top Institutional Holders

  • Dimensional Fund Advisors, Inc.
    445.73K5.66%
  • BlackRock Inc
    411.94K5.23%
  • Vanguard Capital Management, LLC
    295.78K3.76%
  • American Century Companies Inc
    219.10K2.78%
  • Geode Capital Management, LLC
    164.37K2.09%
  • Crawford Fund Management, LLC
    161.46K2.05%
  • State Street Corp
    161.27K2.05%
  • Two Sigma Investments LLC
    125.41K1.59%
  • AQR Capital Management LLC
    118.31K1.50%
  • Hotchkis & Wiley Capital Management LLC
    113.96K1.45%
  • Montz Harcus Wealth Management LLC
    94.75K1.20%
  • Renaissance Technologies Corp
    91.47K1.16%
  • Acadian Asset Management LLC
    91.27K1.16%
  • Vanguard Portfolio Management, LLC
    89.61K1.14%
  • The Goldman Sachs Group Inc
    82.76K1.05%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    210.32K2.67%
  • Avantis US Small Cap Value ETF
    201.23K2.56%
  • iShares Russell 2000 ETF
    194.17K2.47%
  • State Street® SPDR® S&PRgnllBkgETF
    140.88K1.79%
  • DFA US Small Cap Value I
    98.68K1.25%

Dividends

20264×
0.32Nov 2, 20260.32Aug 3, 20260.31May 4, 20260.31Feb 9, 2026
20254×
0.31Nov 3, 20250.29Aug 4, 20250.27May 5, 20250.27Feb 10, 2025
20244×
0.26Oct 28, 20240.25Jul 29, 20240.25Apr 26, 20240.25Feb 2, 2024
20234×
0.25Oct 27, 20230.25Jul 28, 20230.25Apr 28, 20230.25Feb 3, 2023
20224×
0.24Oct 28, 20220.23Aug 5, 20220.23May 6, 20220.23Feb 4, 2022
20214×
0.23Nov 5, 20210.23Aug 6, 20210.23May 7, 20210.22Feb 5, 2021