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Home Federal Bancorp Louisiana

Home Federal Bancorp Louisiana

HFBL · NASDAQ · Financial Services / Banks - Regional

23.95USD+1.59 (+7.11%)

Price History

Full chart

Market Stats

Previous Close22.36
Open23.61
Day Range23.59 – 23.95
52-Week Range13.29 – 28.00
Volume4.29K
Market Cap76.06M
P/E (TTM)12.38
Forward P/E11.79
EPS2.02
Dividend Yield2.40%
Beta0.39
50-Day Avg24.31
200-Day Avg20.14

About

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four family residential real estate, commercial real estate secured, multifamily residential, commercial business, land, construction, home equity and second mortgage, consumer non-real estate loans, as well as equity lines of credit. Home Federal Bancorp, Inc. was founded in 1924 and is based in Shreveport, Louisiana.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. James R. Barlow
  • Employees67
  • Headquarters624 Market Street, Shreveport, LA, United States, 71101, USA
  • Websitehttps://www.hfb.bank

Leadership

  • Mr. James R. BarlowChairman, President & CEO · b. 1968
  • Ms. Mary L. JonesExecutive VP of retail & COO of Home Federal Bank · b. 1953
  • Ms. Donna C. LewisExecutive VP & Chief Risk Officer and BSA Officer of Home Federal Bank · b. 1963
  • Mr. Brad L. EzernackCFO & Principal Accounting Officer · b. 1990
  • Ms. Dawn Fitzgerald-WilliamsExecutive VP, Chief Administrative Officer & Corporate Secretary
  • Mr. K. Matthew SawrieSenior Vice President of Commercial Lending - Home Federal Bank · b. 1975
  • Mr. David S. BarberSenior Vice President of Mortgage Lending - Home Federal Bank · b. 1969
  • Mr. Adalberto Cantu Jr.Executive VP & Chief Banking Officer of Home Federal Bank · b. 1950
  • Mr. John Andrew BatsonSenior VP & Benton Market Manager

Financials

Income Statement

Currency: USD2004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue5.48M5.45M5.81M6.83M7.20M7.96M10.66M12.93M15.90M16.45M15.38M17.40M18.43M20.46M21.14M21.94M23.92M25.33M22.49M28.53M33.29M32.33M34.97M
Growth (%)--0.45%+6.55%+17.60%+5.45%+10.51%+33.94%+21.27%+23.01%+3.48%-6.52%+13.13%+5.92%+11.00%+3.34%+3.78%+9.01%+5.91%-11.22%+26.85%+16.70%-2.88%+8.16%
Cost of Revenue2.16M2.03M2.43M3.45M3.97M4.08M3.49M3.54M3.91M3.14M2.50M2.78M2.88M3.70M4.54M5.13M7.04M5.10M2.21M5.95M12.95M11.66M11.30M
Gross Profit3.31M3.42M3.38M3.38M3.23M3.88M7.17M9.39M11.99M13.32M12.88M14.62M15.55M16.75M16.60M16.81M16.87M20.23M20.28M22.58M20.38M20.67M23.67M
Gross Margin60.50%62.76%58.12%49.52%44.90%48.76%67.22%72.62%75.44%80.93%83.72%84.02%84.37%81.90%78.50%76.61%70.55%79.85%90.16%79.15%61.21%63.92%67.68%
Operating Expense2.08M2.12M2.41M2.42M3.36M3.11M5.82M6.51M8.03M8.56M8.80M9.60M10.53M11.35M10.78M10.78M12.07M13.42M14.28M15.81M16.31M16.01M15.88M
Operating Income1.23M1.30M961.09K964.00K-125.00K768.00K1.34M2.88M3.97M4.76M4.08M5.02M5.02M5.41M5.82M6.03M4.81M6.81M6.00M6.77M4.07M4.65M7.79M
Operating Margin22.51%23.89%16.55%14.11%-1.74%9.65%12.60%22.25%24.97%28.92%26.50%28.83%27.24%26.44%27.53%27.46%20.10%26.88%26.68%23.73%12.22%14.39%22.26%
EBITDA1.09M1.28M888.00K840.00K-70.00K839.00K1.47M3.06M4.17M4.98M4.38M5.40M5.46M5.92M6.32M6.56M5.46M7.47M6.76M7.64M5.35M6.02M7.79M
EBITDA Margin19.95%23.41%15.29%12.30%-0.97%10.54%13.78%23.69%26.26%30.27%28.47%31.03%29.63%28.91%29.91%29.91%22.83%29.51%30.07%26.78%16.06%18.62%22.26%
Net Income820.74K849.90K634.00K637.00K-82.00K515.00K670.00K1.94M2.84M3.13M2.74M3.35M3.38M3.65M3.57M4.74M3.85M5.37M4.87M5.70M3.59M3.89M6.17M
Net Income Margin14.99%15.59%10.92%9.33%-1.14%6.47%6.29%14.99%17.88%19.02%17.84%19.28%18.32%17.85%16.88%21.62%16.10%21.18%21.67%19.99%10.79%12.02%17.66%
Interest Expense2.16M2.03M2.43M3.45M3.97M3.84M3.46M3.19M3.05M2.58M2.34M2.48M2.61M2.80M3.50M4.53M5.15M3.30M1.88M5.08M12.91M11.79M10.71M
Interest Expense % of Total Revenue39.50%37.24%41.89%50.48%55.10%48.22%32.44%24.65%19.18%15.67%15.19%14.26%14.16%13.70%16.53%20.66%21.55%13.04%8.35%17.80%38.79%36.47%30.62%

Balance Sheet

Currency: USD2004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets95.66M111.33M114.00M118.78M137.72M154.77M185.15M233.32M296.18M277.15M329.53M369.83M381.70M426.61M421.65M442.45M518.22M565.73M590.48M660.91M637.51M609.49M643.33M
Total Liabilities78.35M78.90M85.46M90.97M109.84M123.46M151.78M182.14M246.29M235.17M286.75M326.45M338.31M380.36M374.61M392.11M467.69M513.01M538.13M610.37M584.71M554.29M584.57M
Total Equity17.31M32.43M28.54M27.81M27.87M31.31M33.37M51.18M49.89M41.98M42.78M43.39M43.39M46.25M47.04M50.34M50.53M52.73M52.35M50.54M52.80M55.20M58.76M
Cash4.34M9.29M4.93M3.97M7.36M10.01M8.84M9.60M5.99M2.69M4.51M5.27M4.76M6.13M7.07M15.33M36.80M60.78M42.25M19.79M15.25M16.20M34.30M
Total Debt9.75M8.39M13.42M12.37M26.88M36.00M31.51M26.89M23.47M22.16M12.90M38.41M48.06M48.91M11.94M1.80M3.36M3.27M3.18M8.55M7.00M4.00M3.56M
Net Debt5.41M-898.00K8.49M8.40M19.51M25.99M22.67M17.29M17.48M19.48M8.39M33.15M43.31M42.78M4.87M-13.53M-33.44M-57.51M-39.07M-11.24M-8.25M-12.20M-30.75M

Cash Flow

Currency: USD2004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow1.55M618.92K849.00K-766.00K313.00K306.00K-11.76M7.93M-1.55M11.47M-2.40M-716.00K7.05M3.38M13.10M4.80M200.00K8.33M17.06M12.11M2.32M5.47M7.62M
Investing Cash Flow-4.06M-8.21M-10.53M-3.65M-15.30M-10.58M-16.07M-54.79M-33.28M-21.52M-36.22M-28.00M-30.95M-36.98M-761.00K-17.43M-32.51M-1.42M-78.79M-115.31M34.48M10.21M-18.03M
Financing Cash Flow-2.62M12.54M5.31M3.46M18.38M12.92M26.65M47.62M60.09M-21.13M48.56M36.25M7.49M40.76M-8.38M14.87M69.07M42.62M21.41M63.90M-26.62M-33.29M-
Capital Expenditure23.82K124.00K491.00K37.00K12.00K172.00K2.37M1.07M1.14M1.91M2.63M2.12M2.62M671.00K516.00K2.61M970.00K2.35M2.57M1.18M2.69M46.00K0
Free Cash Flow1.53M495.10K358.10K-803.00K301.00K134.00K-14.13M6.85M-2.69M9.56M-5.03M-2.83M4.43M2.70M12.59M2.19M-770.00K5.98M14.48M10.92M-368.00K5.43M7.62M
Dividends Paid--313.00K337.00K296.00K298.00K293.00K511.00K727.00K632.00K551.00K613.00K660.00K705.00K924.00K1.05M1.14M1.12M1.35M1.53M1.57M1.63M-
FCF to OCF98.46%79.99%42.18%104.83%96.17%43.79%120.16%86.44%173.45%83.34%209.84%395.67%62.85%80.12%96.06%45.56%-385.00%71.75%84.91%90.24%-15.88%99.16%100.00%
Dividend Paid to FCF--87.41%-41.97%98.34%222.39%-2.07%7.46%-27.01%6.61%-10.95%-21.64%14.89%26.07%7.34%48.10%-148.31%18.77%9.34%14.01%-426.36%30.02%-

Earnings

Report DateMar 31, 2005Jun 30, 2005Sep 30, 2005Dec 31, 2005Mar 31, 2006Jun 30, 2006Nov 2, 2006Jan 25, 2007May 3, 2007Aug 10, 2007Nov 9, 2007Feb 7, 2008May 1, 2008Aug 27, 2008Oct 29, 2008Feb 12, 2009May 5, 2009Aug 7, 2009Nov 4, 2009Feb 1, 2010May 5, 2010Aug 4, 2010Nov 15, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017May 1, 2017Aug 3, 2017Nov 2, 2017Jan 30, 2018Apr 26, 2018Aug 2, 2018Nov 8, 2018Feb 5, 2019Apr 25, 2019Jul 30, 2019Nov 7, 2019Jan 28, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Jan 28, 2021Apr 27, 2021Jul 29, 2021Oct 26, 2021Jan 27, 2022Apr 28, 2022Jul 28, 2022Oct 27, 2022Jan 26, 2023Apr 28, 2023Jul 31, 2023Oct 30, 2023Jan 25, 2024Apr 26, 2024Jul 26, 2024Oct 29, 2024Jan 30, 2025May 1, 2025Jul 24, 2025Oct 27, 2025Jan 28, 2026Apr 29, 2026Jul 30, 2026Oct 22, 2026
EPS Estimate--------------------0.010.03-----------0.00---0.00---0.00---0.00-------------------0.00-------0.00-------------
EPS Actual0.030.070.030.030.020.020.030.030.030.020.020.030.02-0.080.020.020.05-0.000.040.040.050.080.170.110.090.140.120.100.140.170.170.150.150.170.150.150.180.200.200.210.220.230.170.200.260.270.200.220.440.540.560.560.540.610.630.620.630.620.680.320.540.610.740.830.410.370.380.360.370.310.520.550.340.400.390.330.240.210.310.330.240.380.520.540.480.46-
Surprise--------------------400.00%166.67%-----------------------------------------------------------------
Timing-----------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours--------------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-market--

Key Statistics & Ratios

Market Cap76.06M
Enterprise Value44.68M
Trailing P/E12.38
Forward P/E11.79
PEG Ratio0.00
Price / Sales3.29
Price / Book1.29
EPS2.02
Book Value19.23
Revenue (TTM)23.14M
Gross Profit (TTM)23.14M
Profit Margin25.61%
Operating Margin34.99%
Return on Equity10.51%
Return on Assets0.94%
Shares Outstanding3.04M
Shares Float2.01M
Beta0.39
Dividend Yield2.40%
Dividend Rate0.60
Payout Ratio27.63%

Ownership Breakdown

Institutions
7.31%
Insiders
43.45%
Retail / Other
49.24%

Top Institutional Holders

  • Stilwell Value LLC
    80.00K2.63%
  • Vanguard Capital Management, LLC
    41.13K1.35%
  • AllianceBernstein L.P.
    36.59K1.20%
  • Dimensional Fund Advisors, Inc.
    14.51K0.48%
  • Geode Capital Management, LLC
    14.23K0.47%
  • Vanguard Fiduciary Trust Co
    9.88K0.32%
  • Beese Fulmer Investment Management Inc
    9.70K0.32%
  • BlackRock Inc
    4.77K0.16%
  • Goss Wealth Management LLC
    4.00K0.13%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    25.39K0.83%
  • Fidelity Extended Market Index
    9.23K0.30%
  • iShares Micro-Cap ETF
    6.58K0.22%
  • DFA US Core Equity 2 I
    5.12K0.17%
  • Fidelity Series Total Market Index
    2.50K0.08%
  • DFA US Core Equity 1 I
    2.15K0.07%
  • Fidelity Total Market Index
    1.37K0.04%
  • Dimensional Global Core Equity USD Acc
    1.22K0.04%
  • DFA US Vector Equity I
    9440.03%
  • Dimensional US Core Equity 1 ETF
    8200.03%
  • Fidelity Nasdaq Composite Index
    8130.03%

Dividends

20264×
0.15Nov 2, 20260.15Jul 27, 20260.14Apr 27, 20260.14Feb 2, 2026
20254×
0.14Oct 27, 20250.14Aug 4, 20250.13Apr 28, 20250.13Jan 27, 2025
20244×
0.13Oct 28, 20240.13Aug 5, 20240.13Apr 26, 20240.13Jan 26, 2024
20234×
0.13Oct 27, 20230.13Jul 28, 20230.12Apr 28, 20230.12Jan 27, 2023
20224×
0.12Oct 28, 20220.12Jul 29, 20220.10Apr 29, 20220.10Jan 28, 2022
20214×
0.10Oct 29, 20210.10Jul 30, 20210.08Apr 30, 20210.08Jan 29, 2021

Stock Splits

  • Apr 1, 20212:1
  • Dec 22, 2010911:1000