Hoyne Bancorp, Inc. Common Stock

HYNE · NASDAQ · Financial Services / Banks - Regional

19.08USD+0.24 (+1.27%)

Price History

Full chart

Market Stats

Previous Close18.84

Open18.65

Day Range18.65 – 19.13

52-Week Range13.35 – 16.86

Volume11.19K

Market Cap122.64M

P/E (TTM)547.67

Forward P/E0.00

EPS0.03

Dividend Yield0.00%

50-Day Avg16.48

200-Day Avg15.46

About

Hoyne Bancorp, Inc. operates as the bank holding company for Hoyne Savings Bank that provides various financial products and services in the United States. The company offers money market, checking, savings, and certificates of deposit accounts; and individual retirement accounts. It also provides commercial real estate loans, business lines of credit, business loans, and construction loans. Hoyne Bancorp, Inc. was founded in 1887 and is headquartered in Oak Park, Illinois.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Walter F. Healy
Employees61
Headquarters810 S. Oak Park Avenue, Oak Park, IL, United States, 60304, USA
Websitehttps://www.hoyne.com

Leadership

Mr. Walter F. HealyPresident, CEO & Director · b. 1966
Mr. Thomas S. Manfre IIIExecutive VP & CFO · b. 1974
Molly M. CrawfordCorporate Secretary

Financials

Income Statement

Currency: USD	2023-12-31	2024-12-31	2025-12-31
Total Revenue	16.06M	18.46M	21.59M
Growth (%)	-	+14.96%	+16.94%
Cost of Revenue	4.47M	7.55M	6.82M
Gross Profit	11.59M	10.91M	14.76M
Gross Margin	72.15%	59.08%	68.38%
Operating Expense	13.48M	13.32M	14.75M
Operating Income	-1.89M	-2.41M	8.92K
Operating Margin	-11.79%	-13.07%	0.04%
EBITDA	-1.27M	-1.55M	652.37K
EBITDA Margin	-7.92%	-8.38%	3.02%
Net Income	1.49M	-1.54M	232.69K
Net Income Margin	9.29%	-8.36%	1.08%
Interest Expense	4.47M	7.08M	6.28M
Interest Expense % of Total Revenue	27.85%	38.38%	29.11%

Balance Sheet

Currency: USD	2023-12-31	2024-12-31	2025-12-31
Total Assets	446.10M	449.93M	489.38M
Total Liabilities	358.34M	363.68M	328.01M
Total Equity	87.76M	86.25M	161.37M
Cash	26.03M	16.68M	48.47M
Total Debt	170.55K	73.97K	-
Net Debt	-26.03M	-16.68M	-48.47M

Cash Flow

Currency: USD	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-1.94M	-2.77M	1.25M
Investing Cash Flow	-1.10M	-11.66M	-2.76M
Financing Cash Flow	-25.63M	5.08M	33.78M
Capital Expenditure	717.15K	978.35K	1.04M
Free Cash Flow	-2.66M	-3.75M	201.99K
FCF to OCF	136.94%	135.26%	16.22%

Earnings

Report Date	Dec 31, 2025	Mar 31, 2026	Aug 11, 2026	Nov 10, 2026
EPS Estimate	-	-	-	-
EPS Actual	0.03	-0.02	0.01	-
Surprise	-	-	-	-
Timing	-	-	-	-

Key Statistics & Ratios

Market Cap122.64M

Enterprise Value110.19M

Trailing P/E547.67

Forward P/E0.00

Price / Sales7.14

Price / Book0.76

EPS0.03

Book Value19.90

Revenue (TTM)17.18M

Gross Profit (TTM)17.18M

Profit Margin1.50%

Operating Margin4.09%

Return on Equity0.21%

Return on Assets0.06%

Shares Outstanding7.46M

Shares Float7.86M

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Ownership Breakdown

Institutions: 24.63%
Insiders: 11.18%
Retail / Other: 64.19%

Top Institutional Holders

Vanguard Capital Management, LLC
369.42K4.95%
FJ Capital Management LLC
261.00K3.50%
GRAHAM CAPITAL WEALTH MANAGEMENT, LLC
175.64K2.35%
AllianceBernstein L.P.
124.33K1.67%
Mangrove Partners
119.16K1.60%
BlackRock Inc
115.06K1.54%
Peapod Lane Capital LLC
98.23K1.32%
Geode Capital Management, LLC
82.03K1.10%
The Colony Group LLC
64.19K0.86%
Two Sigma Investments LLC
41.42K0.56%
Vanguard Fiduciary Trust Co
40.71K0.55%
Morgan Stanley - Brokerage Accounts
39.78K0.53%
Marshall Wace Asset Management Ltd
33.71K0.45%
Round Hill Asset Management Inc
31.55K0.42%
HPM Partners LLC
31.41K0.42%
Citadel Advisors Llc
30.20K0.40%
Creative Planning Inc
24.09K0.32%

Top Fund Holders

Vanguard MStar Total Stk Mkt Idx Invest
271.98K3.64%
Fidelity Extended Market Index
36.27K0.49%
iShares Micro-Cap ETF
28.90K0.39%