International Money Express Inc

IMXI · NASDAQ · Technology / Software - Infrastructure

6.29USD-0.10 (-1.56%)

Price History

Full chart

Market Stats

Previous Close6.39

Open6.31

Day Range5.84 – 6.31

52-Week Range10.36 – 15.95

Volume1.37M

Market Cap351.97M

P/E (TTM)19.10

Forward P/E6.85

EPS0.61

Dividend Yield0.00%

Beta0.77

50-Day Avg13.19

200-Day Avg14.82

About

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.

Company Details

SectorTechnology
IndustrySoftware - Infrastructure
CEOMr. Robert Lisy
Employees1.10K
Headquarters9100 South Dadeland Blvd, Miami, FL, United States, 33156, USA
Websitehttps://www.intermexonline.com

Leadership

Mr. Robert LisyChairman, President & CEO · b. 1958
Mr. Andras Q. BendeChief Financial Officer · b. 1975
Mr. Christopher HuntChief Operating Officer & Corporate Secretary · b. 1976
Mr. Joseph AguilarPresident & GM of Latin America · b. 1962
Mr. Alex SadowskiInvestor Relations Officer
Mr. Chris KawulaExecutive VP & Head of Sales
Mr. Marcelo TheodoroChief Product, Marketing & Digital Officer
Andrew KugbeiChief Operating Officer of US Retail

Financials

Income Statement

Currency: USD	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	124.20M	165.40M	201.04M	273.90M	319.60M	357.21M	459.21M	546.80M	658.74M	658.65M	607.78M
Growth (%)	-	+33.17%	+21.55%	+36.24%	+16.68%	+11.77%	+28.55%	+19.08%	+20.47%	-0.01%	-7.72%
Cost of Revenue	81.75M	108.08M	135.46M	182.47M	212.67M	238.60M	307.46M	364.80M	436.26M	68.25M	388.87M
Gross Profit	42.45M	57.32M	65.58M	91.43M	106.93M	118.61M	151.75M	182.00M	222.47M	590.40M	218.91M
Gross Margin	34.18%	34.66%	32.62%	33.38%	33.46%	33.21%	33.05%	33.28%	33.77%	89.64%	36.02%
Operating Expense	28.27M	34.30M	63.77M	78.36M	70.49M	65.75M	83.90M	99.09M	126.98M	495.39M	150.84M
Operating Income	14.18M	23.02M	1.81M	13.07M	36.44M	52.87M	67.85M	82.91M	95.49M	95.02M	68.06M
Operating Margin	11.42%	13.92%	0.90%	4.77%	11.40%	14.80%	14.78%	15.16%	14.50%	14.43%	11.20%
EBITDA	16.64M	25.55M	13.93M	28.74M	49.13M	63.70M	77.34M	92.38M	108.36M	108.66M	76.10M
EBITDA Margin	13.40%	15.45%	6.93%	10.49%	15.37%	17.83%	16.84%	16.89%	16.45%	16.50%	12.52%
Net Income	5.76M	9.40M	-10.17M	-7.24M	19.61M	33.78M	46.84M	57.33M	59.52M	58.82M	32.67M
Net Income Margin	4.64%	5.68%	-5.06%	-2.64%	6.14%	9.46%	10.20%	10.48%	9.03%	8.93%	5.38%
R&D	-	0	0	0	-	-	1.00M	-	-	-	-
R&D as % of Total Revenue	-	0.00%	0.00%	0.00%	-	-	0.22%	-	-	-	-
Interest Expense	4.23M	9.54M	11.45M	18.45M	8.51M	6.57M	4.54M	5.63M	10.43M	11.74M	11.84M
Interest Expense % of Total Revenue	3.41%	5.77%	5.69%	6.74%	2.66%	1.84%	0.99%	1.03%	1.58%	1.78%	1.95%

Balance Sheet

Currency: USD	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	25.00K	118.77M	216.05M	225.84M	227.31M	259.47M	340.54M	512.07M	576.81M	462.38M	517.69M
Total Liabilities	2.19K	115.52M	180.15M	181.37M	171.34M	165.21M	197.50M	362.17M	427.77M	327.45M	356.64M
Total Equity	22.81K	3.26M	35.90M	44.47M	55.97M	94.26M	143.04M	149.91M	149.04M	134.92M	161.05M
Cash	-	37.60M	59.16M	73.03M	86.12M	74.91M	132.47M	149.49M	239.20M	130.50M	168.68M
Total Debt	300	78.03M	111.44M	117.26M	94.67M	87.62M	83.09M	183.74M	215.86M	181.67M	216.51M
Net Debt	300	40.43M	52.28M	44.23M	8.55M	12.72M	-49.38M	34.25M	-23.34M	51.17M	47.83M

Cash Flow

Currency: USD	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	4.47M	22.40M	7.42M	19.84M	52.53M	-880.00K	78.10M	15.17M	143.53M	53.09M	36.89M
Investing Cash Flow	-2.06M	-3.01M	-5.28M	-5.45M	-6.72M	-4.06M	-10.77M	-12.53M	-18.28M	-43.95M	-22.07M
Financing Cash Flow	-3.02M	-558.00K	12.93M	-1.11M	-32.94M	-6.16M	-9.62M	14.06M	-37.12M	-114.20M	20.80M
Capital Expenditure	2.06M	3.01M	4.35M	5.33M	6.47M	4.06M	10.59M	12.17M	12.80M	30.00M	21.07M
Free Cash Flow	2.40M	19.38M	3.07M	14.51M	46.06M	-4.94M	67.51M	3.00M	130.72M	23.09M	15.81M
Dividends Paid	18.14M	1.29M	20.18M	0	0	-	3.81M	1.66M	1	-	-
FCF to OCF	53.77%	86.55%	41.33%	73.13%	87.69%	561.59%	86.44%	19.78%	91.08%	43.49%	42.87%
Dividend Paid to FCF	755.76%	6.64%	658.29%	0.00%	0.00%	-	5.65%	55.31%	0.00%	-	-

Earnings

Report Date	May 15, 2017	Aug 10, 2017	Nov 14, 2017	Mar 15, 2018	May 11, 2018	Aug 9, 2018	Nov 13, 2018	Mar 12, 2019	May 15, 2019	Aug 8, 2019	Nov 11, 2019	Mar 9, 2020	Apr 30, 2020	Aug 4, 2020	Nov 4, 2020	Mar 10, 2021	May 5, 2021	Aug 4, 2021	Nov 3, 2021	Mar 7, 2022	May 4, 2022	Aug 3, 2022	Nov 9, 2022	Mar 8, 2023	May 4, 2023	Aug 2, 2023	Nov 7, 2023	Feb 27, 2024	May 8, 2024	Aug 7, 2024	Nov 8, 2024	Feb 25, 2025	May 7, 2025	Aug 11, 2025	Nov 10, 2025	Mar 6, 2026	May 11, 2026	Aug 10, 2026	Nov 9, 2026
EPS Estimate	0.00	0.00	0.00	0.00	0.00	0.12	0.06	0.12	0.14	0.19	0.21	0.14	0.17	0.19	0.29	0.22	0.27	0.33	0.34	0.29	0.26	0.43	0.45	0.42	0.39	0.52	0.50	0.52	0.40	0.57	0.58	0.60	0.42	0.50	0.53	0.44	0.35	0.51	0.20
EPS Actual	-0.02	0.01	0.01	-0.04	0.06	0.13	-0.07	0.13	0.09	0.26	0.25	0.14	0.20	0.28	0.32	0.25	0.27	0.39	0.40	0.40	0.30	0.47	0.54	0.35	0.38	0.50	0.51	0.56	0.43	0.55	0.61	0.57	0.35	0.51	0.38	0.42	0.13	0.17	-
Surprise	-	-	-	-	-	8.33%	-216.67%	8.33%	-35.71%	36.84%	19.05%	0.00%	17.65%	47.37%	10.34%	13.64%	0.00%	18.18%	17.65%	37.93%	15.38%	9.30%	20.00%	-16.67%	-2.56%	-3.85%	2.00%	7.69%	7.50%	-3.51%	5.17%	-4.89%	-16.67%	2.00%	-28.30%	-4.55%	-63.26%	-66.67%	-
Timing	-	-	-	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	-	After-hours	After-hours

Key Statistics & Ratios

Market Cap351.97M

Enterprise Value330.41M

Trailing P/E19.10

Forward P/E6.85

PEG Ratio2.28

Price / Sales0.63

Price / Book2.04

EPS0.61

Book Value5.61

Revenue (TTM)555.45M

Gross Profit (TTM)190.39M

EBITDA67.27M

Profit Margin3.35%

Operating Margin7.21%

Return on Equity11.94%

Return on Assets6.29%

Shares Outstanding30.21M

Shares Float26.53M

Beta0.77

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Analyst Ratings

Hold

Based on 8 analystsTarget 16.00

Strong Buy
1
Hold
7

Ownership Breakdown

Institutions: 96.46%
Insiders: 8.14%
Retail / Other: 0.00%

Top Institutional Holders

AllianceBernstein L.P.
2.29M7.57%
BlackRock Inc
2.06M6.83%
Magnetar Financial LLC
2.01M6.65%
Man Group PLC
1.30M4.32%
Vanguard Capital Management, LLC
1.22M4.04%
Fidelity International Ltd
1.21M3.99%
Eckert Corp
987.15K3.27%
Geode Capital Management, LLC
853.40K2.82%
Alberta Investment Management Corp
773.20K2.56%
Capula Management Ltd
630.19K2.09%
Millennium Management LLC
605.98K2.01%
State Street Corp
587.30K1.94%
HSBC Holdings PLC
560.59K1.86%
The Goldman Sachs Group Inc
529.57K1.75%
Qube Research & Technologies
528.71K1.75%
Gabelli Funds LLC
525.98K1.74%
American Century Companies Inc
495.04K1.64%

Top Fund Holders

Vanguard MStar Total Stk Mkt Idx Invest
854.72K2.83%
iShares Russell 2000 ETF
755.63K2.50%
Man Event Driven Alternative IN USD
661.81K2.19%