Independent Bank

Independent Bank

INDB · NASDAQ · Financial Services / Banks - Regional

84.47USD+0.35 (+0.42%)

Price History

Full chart

Market Stats

Previous Close84.12
Open84.37
Day Range83.56 – 84.64
52-Week Range61.34 – 86.81
Volume199.80K
Market Cap3.85B
P/E (TTM)14.68
Forward P/E9.49
EPS5.53
Dividend Yield3.15%
Beta0.78
50-Day Avg83.64
200-Day Avg80.06

About

Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and construction, commercial and industrial, small business, secured and unsecured commercial, and consumer real estate loans; term loans and revolving/nonrevolving lines of credit; overdraft protection and letters of credit; and residential mortgages and home equity loans and lines. In addition, it provides cash management services, such as ACH transaction processing, positive pay, and remote deposit services; investment management and trust services to individuals, institutions, small businesses, and charitable institutions; interchange fees; ATM fees; mobile, online, and telephone banking; estate settlement, financial planning, tax services, and other services; debit and credit cards; and mutual fund and unit investment trust shares, third party model portfolios, general securities, fixed and variable annuities, and life insurance products, as well as advisory platforms. Further, the company invests in low-income housing tax credit projects; holds, maintains, and disposes foreclosed properties; and operates as an investment advisor. The company was founded in 1907 and is headquartered in Rockland, Massachusetts.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Jeffrey J. Tengel
  • Employees2.29K
  • Headquarters288 Union Street, Rockland, MA, United States, 02370, USA
  • Websitehttps://www.rocklandtrust.com

Leadership

  • Mr. Jeffrey J. TengelPresident, CEO & Director · b. 1963
  • Mr. Mark J. Ruggiero CPAChief Financial Officer · b. 1977
  • Ms. Patricia M. Natale Esq.Executive VP, General Counsel & Corporate Secretary · b. 1966
  • Mr. Lee C. PowlusExecutive VP & Chief Administrative Officer of Rockland Trust Company · b. 1961
  • Mr. James RizzoExecutive VP & Chief Commercial Banking Officer of Rockland Trust Company · b. 1963
  • Mr. David Byron Smith C.F.A.Executive VP & Chief Investment Officer
  • Ms. Maureen A. GaffneySenior VP, Controller & Principal Accounting Officer · b. 1979
  • Mr. Alastair IronsideExecutive VP & Chief Marketing Officer
  • Ms. Maria S. HarrisExecutive VP & Chief Human Resource Officer of Rockland Trust Company · b. 1971
  • Mr. Timothy C. LaneExecutive VP & Chief Internal Auditor

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-----102.50M83.00M74.20M80.10M84.50M88.90M105.50M121.80M126.80M143.98M165.83M163.47M156.10M162.97M182.93M94.02M191.79M205.08M239.53M249.63M245.57M255.69M270.17M286.38M307.75M326.07M356.76M412.21M556.63M507.42M515.98M749.84M795.73M974.14M1.17B
Growth (%)-------19.02%-10.60%+7.95%+5.49%+5.21%+18.67%+15.45%+4.10%+13.55%+15.17%-1.42%-4.51%+4.40%+12.25%-48.61%+103.99%+6.93%+16.80%+4.22%-1.63%+4.12%+5.66%+6.00%+7.46%+5.95%+9.41%+15.54%+35.04%-8.84%+1.69%+45.32%+6.12%+22.42%+19.82%
Cost of Revenue-----72.90M43.00M31.70M27.70M30.10M34.20M43.90M53.60M54.10M57.69M59.10M45.44M35.95M39.81M53.99M67.37M66.69M69.81M69.33M57.42M40.15M41.45M33.54M30.82M22.12M24.87M21.28M30.31M59.88M86.84M31.92M36.09M212.46M327.27M374.29M
Gross Profit-----29.60M40.00M42.50M52.40M54.40M54.70M61.60M68.20M72.69M86.30M106.73M118.03M120.15M123.15M128.94M26.64M125.10M135.27M170.20M192.21M205.42M214.24M236.63M255.56M285.64M301.20M335.47M381.89M496.75M420.58M484.06M713.75M795.73M646.86M792.88M
Gross Margin-----28.88%48.19%57.28%65.42%64.38%61.53%58.39%55.99%57.33%59.94%64.36%72.20%76.97%75.57%70.48%28.34%65.23%65.96%71.06%77.00%83.65%83.79%87.59%89.24%92.81%92.37%94.03%92.65%89.24%82.89%93.81%95.19%100.00%66.40%67.93%
Operating Expense-----45.80M39.60M37.40M42.80M39.30M36.90M40.10M44.30M48.12M64.69M74.19M80.67M78.18M78.76M80.61M-20.97M87.93M104.75M140.46M139.75M142.83M156.94M169.89M171.82M193.46M189.13M200.93M225.97M278.64M267.74M327.38M365.99M480.59M399.74M525.96M
Operating Income7.80M8.30M8.90M5.90M-17.90M-16.20M400.00K5.10M9.60M15.10M17.80M21.50M23.90M24.58M21.60M32.54M37.36M41.97M44.39M48.33M47.61M37.17M30.52M29.74M52.47M62.58M57.30M66.74M83.74M92.18M112.08M134.54M155.93M218.11M152.84M156.68M347.75M315.13M247.13M266.92M
Operating Margin------15.80%0.48%6.87%11.99%17.87%20.02%20.38%19.62%19.38%15.00%19.62%22.85%26.88%27.24%26.42%50.64%19.38%14.88%12.41%21.02%25.49%22.41%24.70%29.24%29.95%34.37%37.71%37.83%39.18%30.12%30.36%46.38%39.60%25.37%22.87%
EBITDA7.80M8.30M8.90M5.90M-17.90M-13.90M2.90M8.40M15.00M18.30M20.90M24.70M28.10M29.12M27.20M40.12M41.67M47.52M50.55M54.62M53.53M42.83M35.15M35.48M62.35M72.22M67.51M75.23M95.85M104.48M126.43M150.31M171.56M237.55M180.10M189.50M386.55M315.13M288.02M306.23M
EBITDA Margin------13.56%3.49%11.32%18.73%21.66%23.51%23.41%23.07%22.97%18.89%24.20%25.49%30.45%31.02%29.86%56.93%22.33%17.14%14.81%24.98%29.41%26.40%27.85%33.47%33.95%38.77%42.13%41.62%42.68%35.49%36.73%51.55%39.60%29.57%26.24%
Net Income7.80M8.30M8.90M5.90M-17.90M-11.90M200.00K4.60M8.10M10.40M11.60M14.20M16.10M17.03M15.19M22.05M25.07M26.43M30.77M33.20M32.85M28.38M23.96M22.99M40.24M45.44M42.63M50.25M59.84M64.96M76.65M87.20M121.62M165.18M121.17M120.99M263.81M239.50M192.08M205.12M
Net Income Margin------11.61%0.24%6.20%10.11%12.31%13.05%13.46%13.22%13.43%10.55%13.30%15.33%16.93%18.88%18.15%34.94%14.80%11.69%9.60%16.12%18.50%16.67%18.60%20.90%21.11%23.51%24.44%29.51%29.67%23.88%23.45%35.18%30.10%19.72%17.57%
R&D-------------------------0000000--------
R&D as % of Total Revenue-------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%--------
Interest Expense0000049.90M32.00M26.70M27.10M29.10M32.40M41.60M49.60M50.18M55.42M54.48M40.79M32.53M36.80M49.82M65.04M63.55M58.93M51.99M38.76M28.67M23.39M23.34M20.42M20.62M18.79M18.33M25.54M53.88M34.34M13.72M29.59M189.21M291.02M313.57M
Interest Expense % of Total Revenue-----48.68%38.55%35.98%33.83%34.44%36.45%39.43%40.72%39.57%38.49%32.85%24.96%20.84%22.58%27.23%69.18%33.14%28.73%21.71%15.53%11.68%9.15%8.64%7.13%6.70%5.76%5.14%6.19%9.68%6.77%2.66%3.95%23.78%29.88%26.87%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-----846.30M807.10M829.70M929.20M987.60M1.09B1.37B1.58B1.59B1.95B2.20B2.29B2.44B2.94B3.04B2.83B2.77B3.63B4.48B4.70B4.97B5.76B6.10B6.36B7.21B7.71B8.08B8.85B11.40B13.20B20.42B19.29B19.35B19.37B24.91B
Total Liabilities-----815.00M754.40M772.30M865.00M915.00M1.01B1.25B1.45B1.46B1.78B1.99B2.08B2.22B2.73B2.81B2.60B2.55B3.32B4.07B4.26B4.50B5.23B5.51B5.72B6.44B6.84B7.14B7.78B303.10M11.50B17.40B16.41B16.45B16.38B21.35B
Total Equity-----31.30M52.70M57.40M64.20M72.60M81.10M92.50M95.80M98.13M114.71M133.26M161.24M171.85M210.74M228.15M229.78M220.47M305.27M412.65M436.47M469.06M529.32M591.54M640.53M771.46M864.69M943.81M1.07B11.09B1.70B3.02B2.89B2.90B2.99B3.57B
Cash-----69.60M88.10M58.60M59.10M80.70M53.50M65.00M86.20M48.95M58.01M66.97M71.32M75.50M62.96M66.29M62.77M67.42M50.01M121.91M161.28M237.50M215.47M216.32M178.25M275.76M289.10M213.12M250.46M150.97M1.30B2.24B352.93M224.33M219.89M229.77M
Total Debt-----9.70M16.60M18.90M60.40M33.00M81.10M248.20M396.60M359.47M275.04M387.08M362.15M415.37M655.16M792.48M601.90M501.27M695.32M647.40M565.43M537.69M591.05M448.49M406.65M241.85M284.65M270.43M406.51M304.08M181.06M152.37M113.38M1.22B701.37M901.25M
Net Debt------59.90M-71.50M-39.70M1.30M-47.70M27.60M183.20M310.40M310.52M217.04M320.11M290.84M339.87M592.20M726.19M539.12M433.86M645.31M525.49M404.15M300.18M375.58M232.16M228.40M-65.22M-130.53M-52.10M156.06M152.13M-1.12B-2.09B-239.56M994.05M481.48M671.48M

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow11.20M15.30M15.50M18.30M17.60M15.10M18.30M23.20M33.15M17.56M28.67M23.53M42.69M19.32M45.78M33.35M37.63M22.10M31.42M46.65M56.47M43.95M141.34M90.31M89.54M93.34M130.91M141.84M216.52M64.64M190.22M421.20M276.99M229.92M251.16M
Investing Cash Flow92.40M48.70M-61.60M-106.80M-40.80M-134.90M-268.20M-193.50M-52.76M-21.36M-236.65M-68.94M-184.38M-359.27M-51.44M215.86M-17.29M-200.26M205.18M-163.78M-190.77M-267.94M-208.60M-292.67M-205.54M-238.89M-316.77M-387.51M20.16M-488.21M-63.14M-1.00B-211.65M-33.01M5.05M
Financing Cash Flow-153.40M-38.30M16.70M89.30M45.00M93.00M261.20M191.40M-8.92M4.14M222.94M46.94M142.70M330.15M69.91M-240.87M-91.22M160.91M-164.80M156.51M210.52M201.96M68.11M164.30M213.51M158.88M109.88M283.01M-336.16M1.57B816.96M-1.31B-193.95M-201.35M295.80M
Capital Expenditure300.00K600.00K900.00K2.50M3.50M3.70M4.20M5.00M2.25M9.31M4.14M5.06M5.61M4.79M5.39M4.19M5.83M8.22M6.60M7.02M8.32M6.26M9.29M7.68M10.49M10.39M25.08M11.11M16.58M12.59M25.20M22.07M15.84M20.43M12.13M
Free Cash Flow10.90M14.70M14.60M15.80M14.10M11.40M14.10M18.20M30.90M8.25M24.53M18.47M37.07M14.54M40.38M29.16M31.81M13.94M24.82M39.63M48.15M37.69M132.04M82.63M79.06M82.94M105.83M130.73M199.94M52.05M165.02M399.13M261.15M209.49M239.50M
Dividends Paid---600.00K2.50M3.30M5.00M5.80M5.71M5.70M6.15M6.78M7.41M8.15M9.07M9.48M9.49M11.13M14.57M15.24M16.04M22.49M15.12M22.44M26.17M29.71M34.05M40.17M53.27M60.84M62.74M93.73M98.01M96.20M103.90M
FCF to OCF97.32%96.08%94.19%86.34%80.11%75.50%77.05%78.45%93.23%46.97%85.57%78.51%86.85%75.22%88.22%87.44%84.52%63.07%78.99%84.95%85.27%85.75%93.42%91.50%88.29%88.86%80.84%92.17%92.34%80.53%86.75%94.76%94.28%91.11%95.36%
Dividend Paid to FCF---3.80%17.73%28.95%35.46%31.87%18.47%69.11%25.07%36.68%20.00%56.09%22.45%32.52%29.85%79.90%58.73%38.45%33.31%59.68%11.45%27.16%33.11%35.82%32.17%30.72%26.65%116.89%38.02%23.48%37.53%45.92%43.38%

Earnings

Report DateApr 26, 1996Jul 11, 1996Oct 10, 1996Jan 9, 1997Apr 11, 1997Jul 10, 1997Oct 9, 1997Jan 13, 1998Apr 9, 1998Jul 9, 1998Oct 8, 1998Jan 14, 1999Apr 8, 1999Jul 8, 1999Oct 14, 1999Jan 13, 2000Apr 13, 2000Jul 13, 2000Oct 13, 2000Jan 18, 2001Apr 12, 2001Jul 12, 2001Oct 11, 2001Jan 10, 2002Apr 11, 2002Jul 11, 2002Oct 10, 2002Jan 9, 2003Apr 10, 2003Jul 10, 2003Oct 9, 2003Jan 8, 2004Apr 8, 2004Jul 15, 2004Oct 14, 2004Jan 13, 2005Apr 14, 2005Jul 21, 2005Oct 20, 2005Jan 19, 2006Apr 11, 2006Jul 18, 2006Oct 19, 2006Jan 18, 2007Apr 11, 2007Jul 19, 2007Oct 11, 2007Jan 17, 2008May 5, 2008Jul 17, 2008Oct 23, 2008Jan 26, 2009Apr 29, 2009Jul 23, 2009Oct 22, 2009Jan 21, 2010Apr 15, 2010Jul 22, 2010Oct 21, 2010Jan 20, 2011Apr 14, 2011Jul 14, 2011Oct 20, 2011Jan 19, 2012Apr 12, 2012Jul 19, 2012Oct 18, 2012Jan 24, 2013Apr 25, 2013Jul 11, 2013Oct 17, 2013Jan 23, 2014Apr 17, 2014Jul 17, 2014Oct 16, 2014Jan 22, 2015Apr 16, 2015Jul 16, 2015Oct 15, 2015Jan 21, 2016Apr 21, 2016Jul 21, 2016Oct 20, 2016Jan 19, 2017Apr 20, 2017Jul 20, 2017Oct 19, 2017Jan 18, 2018Apr 19, 2018Jul 19, 2018Oct 18, 2018Jan 17, 2019Apr 18, 2019Jul 18, 2019Oct 17, 2019Jan 16, 2020Apr 23, 2020Jul 23, 2020Oct 22, 2020Jan 21, 2021Apr 22, 2021Jul 22, 2021Oct 21, 2021Jan 20, 2022Apr 21, 2022Jul 21, 2022Oct 20, 2022Jan 19, 2023Apr 20, 2023Jul 20, 2023Oct 19, 2023Jan 18, 2024Apr 18, 2024Jul 18, 2024Oct 17, 2024Jan 16, 2025Apr 17, 2025Jul 17, 2025Oct 16, 2025Jan 22, 2026Apr 16, 2026Jul 16, 2026Oct 15, 2026
EPS Estimate0.180.190.200.210.200.210.240.260.260.270.280.290.270.290.310.320.310.300.290.310.310.330.340.400.430.240.460.490.480.450.480.470.470.450.540.550.510.530.550.560.530.560.580.580.500.490.520.550.510.560.560.470.260.350.460.480.420.450.480.520.480.540.560.530.510.520.560.570.560.580.600.620.560.630.660.670.610.650.690.700.680.740.760.770.780.820.900.891.051.091.201.291.301.311.411.391.190.620.811.031.091.081.021.101.261.261.421.651.501.361.331.251.151.121.031.161.171.211.541.651.661.771.83
EPS Actual0.180.190.200.220.200.240.250.260.250.270.270.300.270.290.310.320.300.300.300.340.320.340.370.430.440.210.480.480.450.630.510.490.450.450.560.590.510.520.560.550.500.550.580.570.470.510.600.560.480.510.510.180.330.330.490.430.440.380.530.560.520.500.560.540.560.430.550.610.580.580.630.610.510.630.670.690.630.680.710.740.720.780.780.760.780.820.870.891.001.141.271.291.281.421.501.380.780.761.071.051.261.171.251.631.231.321.571.691.361.421.381.261.121.211.011.211.061.251.551.701.681.70-
Surprise0.00%0.00%0.00%4.76%0.00%14.29%4.17%0.00%-3.85%0.00%-3.57%3.45%0.00%0.00%0.00%0.00%-3.23%0.00%3.45%9.68%3.23%3.03%8.82%7.50%2.33%-12.50%4.35%-2.04%-6.25%40.00%6.25%4.26%-4.26%0.00%3.70%7.27%0.00%-1.89%1.82%-1.79%-5.66%-1.79%0.00%-1.72%-6.00%4.08%15.38%1.82%-5.88%-8.93%-8.93%-61.70%26.92%-5.71%6.52%-10.42%4.76%-15.56%10.42%7.69%8.33%-7.41%0.00%1.89%9.80%-17.31%-1.79%7.02%3.57%0.00%5.00%-1.61%-8.93%0.00%1.52%2.99%3.28%4.62%2.90%5.71%5.88%5.41%2.63%-1.30%0.00%0.00%-3.33%0.00%-4.76%4.59%5.83%0.00%-1.54%8.40%6.38%-0.72%-34.45%22.58%32.10%1.94%15.60%8.33%22.55%48.18%-2.38%4.76%10.56%2.42%-9.33%4.41%3.76%0.80%-2.61%8.04%-1.94%4.31%-9.40%3.31%0.65%3.03%1.20%-3.95%-
Timing-----Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market---------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-

Key Statistics & Ratios

Market Cap3.85B
Enterprise Value3.57B
Trailing P/E14.68
Forward P/E9.49
PEG Ratio11.00
Price / Sales4.05
Price / Book1.08
EPS5.53
Book Value73.76
Revenue (TTM)948.69M
Gross Profit (TTM)948.69M
Profit Margin28.60%
Operating Margin47.25%
Return on Equity8.24%
Return on Assets1.21%
Shares Outstanding47.37M
Shares Float46.77M
Beta0.78
Dividend Yield3.15%
Dividend Rate2.56
Payout Ratio37.86%

Analyst Ratings

Buy
Based on 4 analystsTarget 93.43
  • Strong Buy
    2
  • Hold
    2

Ownership Breakdown

Institutions
88.21%
Insiders
1.65%
Retail / Other
10.14%

Top Institutional Holders

  • BlackRock Inc
    7.14M15.02%
  • Vanguard Portfolio Management, LLC
    3.31M6.95%
  • Dimensional Fund Advisors, Inc.
    2.63M5.54%
  • State Street Corp
    2.50M5.26%
  • Vanguard Capital Management, LLC
    2.20M4.63%
  • AllianceBernstein L.P.
    1.46M3.06%
  • Rockland Trust Co
    1.43M3.00%
  • Geode Capital Management, LLC
    1.26M2.66%
  • DePrince Race & Zollo Inc
    1.04M2.18%
  • Channing Capital Management, LLC
    953.43K2.01%
  • Delaware Management Holdings Inc
    921.74K1.94%
  • Citadel Advisors Llc
    733.72K1.54%
  • Verition Fund Managegment, LLC
    700.77K1.47%
  • Reinhart Mahoney Capital Management Inc
    657.87K1.38%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    2.94M6.19%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.54M3.24%
  • iShares Russell 2000 ETF
    1.25M2.62%
  • Vanguard Small Cap Index
    1.11M2.34%
  • Nomura Small Cap Core I
    731.07K1.54%
  • Vanguard MStar Small Cap Value Index
    706.17K1.49%

Dividends

20262×
0.64Jun 29, 20260.64Mar 30, 2026
20254×
0.59Dec 29, 20250.59Sep 29, 20250.59Jun 30, 20250.59Mar 31, 2025
20244×
0.57Dec 30, 20240.57Sep 30, 20240.57Jul 1, 20240.57Mar 28, 2024
20234×
0.55Dec 22, 20230.55Sep 29, 20230.55Jun 23, 20230.55Mar 24, 2023
20224×
0.55Dec 23, 20220.51Sep 23, 20220.51Jun 24, 20220.51Mar 25, 2022
20214×
0.48Dec 23, 20210.48Sep 24, 20210.48Jun 25, 20210.48Mar 26, 2021
20202×
0.46Dec 24, 20200.46Sep 25, 2020

Stock Splits

  • Oct 1, 19873:2