YOLFTbeta
Investar Holding Corp

Investar Holding Corp

ISTR · NASDAQ · Financial Services / Banks - Regional

28.27USD+0.12 (+0.43%)

Price History

Full chart

Market Stats

Previous Close28.15
Open28.20
Day Range27.99 – 28.35
52-Week Range21.17 – 31.51
Volume47.05K
Market Cap404.63M
P/E (TTM)12.14
Forward P/E9.84
EPS2.42
Dividend Yield1.63%
Beta0.46
50-Day Avg30.22
200-Day Avg28.71

About

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, which includes second mortgage loans; and consumer loans, such as secured or unsecured loans, installment or term loans, home equity loans and lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashier's checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, online bill payment, online fund transfer, Zelle money transfer solutions, and mobile wallet payment option services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John Joseph D'Angelo
  • Employees421
  • Headquarters10500 Coursey Boulevard, Baton Rouge, LA, United States, 70816, USA
  • Websitehttps://www.investarbank.com

Leadership

  • Mr. John Joseph D'AngeloPresident, CEO & Director · b. 1960
  • Mr. John R. CampbellExecutive VP & CFO · b. 1967
  • Ms. Linda M. CrochetExecutive VP & COO · b. 1964
  • Mr. Corey E. MooreEVP & Chief Accounting Officer · b. 1988
  • Mr. Jeffrey Wayne MartinExecutive VP & Chief Credit Officer · b. 1966
  • Ms. Rachel Pourciau ChercoExecutive VP & Treasurer · b. 1960
  • Mr. Jeffery L. BlumExecutive VP and President of Commercial & Industrial Banking · b. 1969
  • Ms. Katie G. PlaisanceCompany Secretary

Financials

Income Statement

Currency: USD2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue13.33M18.21M26.92M37.23M45.67M47.35M57.03M78.11M95.67M105.93M107.99M123.18M141.06M156.52M153.49M
Growth (%)-+36.58%+47.81%+38.28%+22.68%+3.69%+20.44%+36.96%+22.48%+10.72%+1.95%+14.06%+14.52%+10.96%-1.94%
Cost of Revenue3.22M3.23M4.49M6.30M7.75M10.49M12.37M19.09M26.53M31.42M34.61M17.71M56.68M70.63M59.93M
Gross Profit10.12M14.98M22.43M30.92M37.92M36.86M44.66M59.02M69.14M74.51M73.38M105.47M84.38M85.89M93.56M
Gross Margin75.87%82.28%83.34%83.07%83.04%77.84%78.31%75.56%72.27%70.34%67.95%85.63%59.82%54.87%60.96%
Operating Expense8.62M11.64M18.12M24.38M27.34M25.37M32.22M41.78M48.18M57.17M63.47M61.12M63.95M61.48M65.75M
Operating Income1.50M3.34M4.32M6.54M10.58M11.49M12.45M17.24M20.96M17.34M9.91M44.35M20.43M24.41M27.81M
Operating Margin11.26%18.34%16.03%17.57%23.18%24.26%21.83%22.07%21.91%16.37%9.18%36.00%14.48%15.59%18.12%
EBITDA1.94M3.93M5.21M7.87M12.03M12.98M14.31M19.79M24.42M21.91M14.90M48.78M24.21M27.50M30.60M
EBITDA Margin14.56%21.56%19.35%21.14%26.34%27.41%25.10%25.33%25.53%20.68%13.79%39.60%17.16%17.57%19.94%
Net Income999.00K2.36M3.17M5.40M7.07M7.88M8.20M13.61M16.84M13.89M8.00M35.71M16.68M20.25M22.90M
Net Income Margin7.49%12.96%11.77%14.50%15.49%16.64%14.38%17.42%17.60%13.11%7.41%28.99%11.82%12.94%14.92%
R&D---00000-------
R&D as % of Total Revenue---0.00%0.00%0.00%0.00%0.00%-------
Interest Expense2.58M2.54M3.46M4.67M5.88M8.41M10.83M16.52M24.63M20.26M11.73M14.78M58.68M74.11M63.24M
Interest Expense % of Total Revenue19.34%13.96%12.85%12.56%12.88%17.77%18.99%21.15%25.74%19.13%10.86%12.00%41.60%47.35%41.20%

Balance Sheet

Currency: USD2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-375.45M634.95M879.35M1.03B1.16B1.62B1.79B2.15B2.32B2.51B2.75B2.82B2.72B2.83B
Total Liabilities-331.89M579.46M775.97M922.21M1.05B1.45B1.60B1.91B2.08B2.27B2.54B2.59B2.48B2.53B
Total Equity-43.55M55.48M103.38M109.35M112.76M172.73M182.26M241.98M243.28M242.60M215.78M226.77M241.30M301.07M
Cash-4.15M27.70M19.01M20.79M29.34M30.42M17.13M44.31M35.37M96.54M40.07M32.01M27.92M26.61M
Total Debt-30.83M44.63M141.69M170.21M126.50M212.55M232.55M183.32M175.00M135.66M439.74M85.08M101.02M152.75M
Net Debt-26.68M16.93M122.67M149.42M97.16M182.13M215.41M139.01M139.63M39.12M399.67M53.07M73.10M126.14M

Cash Flow

Currency: USD2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.56M-1.09M15.92M-87.60M37.52M37.30M9.46M16.41M18.57M17.75M33.48M42.75M26.25M15.93M18.22M
Investing Cash Flow-25.11M-93.74M-151.33M-155.62M-173.31M-151.97M-98.35M-182.40M-103.06M-148.14M53.40M-350.99M-73.49M90.06M-83.91M
Financing Cash Flow14.61M93.59M158.97M234.53M137.25M123.14M89.86M152.71M112.05M121.07M-25.21M251.46M38.99M-110.08M79.27M
Capital Expenditure3.74M4.92M9.39M5.14M4.08M4.06M2.08M4.94M7.92M7.59M3.32M1.06M1.07M506.00K1.38M
Free Cash Flow-2.18M-6.01M6.53M-92.74M33.44M33.24M7.38M11.48M10.65M10.16M30.16M41.69M25.18M15.42M16.83M
Dividends Paid92.00K135.00K169.00K194.00K221.00K278.00K722.00K1.47M2.17M2.69M3.09M3.55M3.84M3.97M4.75M
FCF to OCF-139.70%549.36%41.03%105.87%89.13%89.11%78.00%69.92%57.35%57.24%90.09%97.53%95.92%96.82%92.41%
Dividend Paid to FCF-4.22%-2.25%2.59%-0.21%0.66%0.84%9.79%12.79%20.35%26.44%10.24%8.52%15.27%25.76%28.25%

Earnings

Report DateJul 25, 2014Oct 27, 2014Jan 28, 2015Apr 28, 2015Jul 28, 2015Oct 27, 2015Jan 28, 2016Apr 28, 2016Jul 28, 2016Oct 27, 2016Jan 26, 2017Apr 26, 2017Jul 26, 2017Oct 25, 2017Jan 25, 2018Apr 25, 2018Jul 25, 2018Oct 25, 2018Jan 28, 2019Apr 24, 2019Jul 25, 2019Oct 23, 2019Jan 23, 2020Apr 23, 2020Jul 23, 2020Oct 22, 2020Jan 25, 2021Apr 22, 2021Jul 22, 2021Oct 22, 2021Jan 27, 2022Apr 22, 2022Jul 27, 2022Oct 24, 2022Jan 25, 2023Apr 21, 2023Jul 21, 2023Oct 19, 2023Jan 25, 2024Apr 22, 2024Jul 22, 2024Oct 21, 2024Jan 23, 2025Apr 21, 2025Jul 21, 2025Oct 20, 2025Jan 22, 2026Apr 20, 2026Jul 20, 2026Oct 19, 2026
EPS Estimate-0.170.200.230.240.260.270.280.270.260.280.270.230.300.310.390.390.430.430.450.470.480.490.400.220.290.330.460.56-1.050.550.530.610.650.710.570.380.330.270.240.300.330.390.430.380.460.530.680.700.75
EPS Actual0.150.200.200.270.250.260.200.280.210.290.260.280.220.290.340.400.400.410.450.460.470.480.390.150.320.350.390.490.53-1.060.560.690.620.710.630.510.670.330.390.430.360.450.650.640.470.540.580.870.75-
Surprise-17.65%0.00%17.39%4.17%0.00%-25.93%0.00%-22.22%11.54%-7.14%3.70%-4.35%-3.33%9.68%2.56%2.56%-4.65%4.65%2.22%0.00%0.00%-20.41%-62.50%45.45%20.69%18.18%6.52%-5.36%-0.95%1.82%30.19%1.64%9.23%-11.27%-10.53%76.32%0.00%44.44%79.17%20.00%36.36%66.67%48.84%23.68%17.39%9.43%27.94%7.14%-
Timing-Pre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap404.63M
Enterprise Value559.71M
Trailing P/E12.14
Forward P/E9.84
PEG Ratio0.00
Price / Sales3.33
Price / Book1.04
EPS2.42
Book Value28.29
Revenue (TTM)121.57M
Gross Profit (TTM)121.57M
Profit Margin27.65%
Operating Margin39.12%
Return on Equity9.94%
Return on Assets1.02%
Shares Outstanding13.78M
Shares Float12.53M
Beta0.46
Dividend Yield1.63%
Dividend Rate0.48
Payout Ratio16.79%

Analyst Ratings

Strong Buy
Based on 3 analystsTarget 34.25
  • Strong Buy
    2
  • Buy
    1

Ownership Breakdown

Institutions
65.07%
Insiders
9.20%
Retail / Other
25.73%

Top Institutional Holders

  • BlackRock Inc
    1.10M8.00%
  • Vanguard Capital Management, LLC
    588.43K4.27%
  • Dimensional Fund Advisors, Inc.
    516.51K3.75%
  • AllianceBernstein L.P.
    401.08K2.91%
  • Fourthstone LLC
    322.43K2.34%
  • Banc Funds Co LLC
    306.90K2.23%
  • Geode Capital Management, LLC
    300.10K2.18%
  • Royce & Associates, LP
    292.09K2.12%
  • Citadel Advisors Llc
    267.40K1.94%
  • Two Sigma Investments LLC
    244.63K1.78%
  • HighTower Advisors, LLC
    211.92K1.54%
  • State Street Corp
    177.01K1.28%
  • Texas Capital Bank Wealth Management Services Inc
    168.78K1.23%
  • Arrowstreet Capital Limited Partnership
    163.27K1.19%
  • Maltese Capital Management LLC
    160.90K1.17%
  • Vanguard Portfolio Management, LLC
    141.92K1.03%
  • Kennedy Capital Management Inc
    139.39K1.01%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    395.63K2.87%
  • iShares Russell 2000 ETF
    342.63K2.49%
  • Royce Micro-Cap Invmt
    138.21K1.00%

Dividends

20262×
0.12Jun 30, 20260.11Mar 31, 2026
20254×
0.11Dec 31, 20250.11Sep 30, 20250.11Jun 30, 20250.10Mar 31, 2025
20244×
0.10Dec 31, 20240.10Sep 30, 20240.10Jul 1, 20240.10Mar 28, 2024
20234×
0.10Dec 29, 20230.10Sep 29, 20230.10Jun 30, 20230.10Mar 30, 2023
20224×
0.10Dec 29, 20220.10Sep 29, 20220.09Jun 29, 20220.09Mar 30, 2022
20214×
0.08Dec 30, 20210.08Sep 29, 20210.08Jun 29, 20210.07Mar 26, 2021
20202×
0.07Dec 24, 20200.07Oct 2, 2020