YOLFTbeta
Investors Title Company

Investors Title Company

ITIC · NASDAQ · Financial Services / Insurance - Specialty

254.39USD+2.80 (+1.11%)

Price History

Full chart

Market Stats

Previous Close251.59
Open253.57
Day Range249.33 – 254.97
52-Week Range208.58 – 309.07
Volume34.30K
Market Cap546.52M
P/E (TTM)13.56
Forward P/E7.91
EPS21.34
Dividend Yield0.64%
Beta0.61
50-Day Avg291.87
200-Day Avg256.91

About

Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of real property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it acts as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. James Allen Fine
  • Employees548
  • Headquarters121 North Columbia Street, Chapel Hill, NC, United States, 27514, USA
  • Websitehttps://www.invtitle.com

Leadership

  • Mr. James Allen FineFounder, Chairman & CEO · b. 1935
  • Mr. James Allen Fine Jr.President, Treasurer, CFO, Chief Accounting Officer & Director · b. 1963
  • Mr. William Morris FineExecutive VP, Secretary & Director · b. 1967
  • Mr. Andrew WertSenior Vice President of Operations
  • Ms. L. Dawn MartinVice President of Corporate Administration & Investor Relations Officer and Assistant Secretary · b. 1967
  • Mr. John HerathSenior Vice President of Human Resources
  • Ms. Brandee GarrenVice President of Underwriting & Operations Support
  • Ms. Elizabeth B. LewterSenior Vice President of Accounting
  • Mr. C. Todd MurphySenior Vice President of Finance
  • Ms. Kimberly McRae WellsSenior Vice President of Southeast Region Marketing & Operations Manager

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue8.90M10.00M9.10M8.90M9.80M10.30M14.30M2.60M16.90M17.37M22.99M32.39M48.48M47.37M42.23M63.79M72.85M90.83M79.84M87.86M84.66M84.94M71.12M71.31M71.31M90.69M115.08M126.25M123.12M127.20M138.49M161.63M156.26M183.50M236.41M329.50M283.39M224.75M258.30M272.75M
Growth (%)-+12.36%-9.00%-2.20%+10.11%+5.10%+38.83%-81.82%+550.00%+2.76%+32.39%+40.88%+49.66%-2.29%-10.84%+51.06%+14.20%+24.68%-12.10%+10.05%-3.64%+0.33%-16.27%+0.26%+0.00%+27.17%+26.90%+9.71%-2.48%+3.31%+8.87%+16.71%-3.32%+17.43%+28.83%+39.38%-13.99%-20.69%+14.93%+5.60%
Cost of Revenue-----400.00K---1.43M2.94M4.68M8.09M6.03M37.17M6.79M6.87M9.29M7.98M38.47M7.41M10.13M15.21M8.47M4.44M52.94M65.50M66.58M70.86M66.65M63.89M71.95M65.44M76.31M112.01M148.50M125.82M88.14M111.87M4.61M
Gross Profit8.90M10.00M9.10M8.90M9.80M9.90M14.30M2.60M16.90M15.94M20.05M27.71M40.38M41.34M42.23M57.01M65.98M81.54M71.86M49.39M77.26M74.81M55.92M62.84M66.87M37.75M49.58M59.67M52.26M60.55M74.60M89.67M90.82M107.19M124.40M181.00M157.57M136.61M146.43M268.15M
Gross Margin100.00%100.00%100.00%100.00%100.00%96.12%100.00%100.00%100.00%91.77%87.21%85.55%83.30%87.28%100.00%89.36%90.57%89.77%90.00%56.21%91.25%88.07%78.62%88.13%93.78%41.62%43.08%47.26%42.44%47.60%53.87%55.48%58.12%58.41%52.62%54.93%55.60%60.78%56.69%98.31%
Operating Expense5.70M7.00M6.50M1.10M1.50M6.00M2.70M300.00K8.00M11.53M14.63M21.26M32.69M34.88M37.97M48.95M54.31M65.37M56.35M30.81M59.93M62.98M59.13M56.93M58.26M28.25M33.50M38.13M38.77M42.77M46.47M59.40M63.75M67.37M74.74M96.06M127.46M110.38M106.96M223.60M
Operating Income3.20M3.00M2.60M7.80M8.30M3.90M11.60M2.30M8.90M4.40M5.42M6.45M7.70M6.46M4.26M8.06M11.67M16.17M15.50M18.58M17.33M11.82M-3.22M5.92M8.62M9.50M16.08M21.54M13.49M17.78M28.13M30.27M27.07M39.82M49.66M84.93M30.11M26.23M39.46M44.55M
Operating Margin35.96%30.00%28.57%87.64%84.69%37.86%81.12%88.46%52.66%25.36%23.58%19.92%15.87%13.64%10.09%12.63%16.02%17.80%19.42%21.15%20.47%13.92%-4.52%8.30%12.08%10.47%13.97%17.06%10.96%13.98%20.31%18.73%17.32%21.70%21.01%25.78%10.62%11.67%15.28%16.33%
EBITDA3.20M3.00M2.60M7.90M8.50M4.00M300.00K2.30M400.00K4.72M5.75M6.80M8.09M6.93M794.69K9.47M12.66M17.05M16.52M19.67M18.67M13.28M-1.96M6.87M9.47M10.31M17.03M22.72M14.32M18.88M29.65M32.62M29.30M42.09M51.92M87.37M33.69M30.35M43.96M48.97M
EBITDA Margin35.96%30.00%28.57%88.76%86.73%38.83%2.10%88.46%2.37%27.19%25.01%20.99%16.69%14.64%1.88%14.85%17.37%18.77%20.69%22.39%22.06%15.64%-2.76%9.63%13.28%11.37%14.80%18.00%11.63%14.85%21.41%20.18%18.75%22.94%21.96%26.52%11.89%13.50%17.02%17.95%
Net Income1.80M2.50M1.70M1.40M1.50M800.00K-1.10M2.30M3.10M3.25M3.84M4.53M5.46M4.42M3.14M6.01M8.11M10.97M10.72M13.29M13.19M8.40M-1.18M4.83M6.37M6.93M11.19M14.80M9.67M12.55M19.52M25.70M21.86M31.46M39.42M67.02M23.90M21.69M31.07M35.18M
Net Income Margin20.22%25.00%18.68%15.73%15.31%7.77%-7.69%88.46%18.34%18.72%16.72%13.99%11.26%9.33%7.44%9.42%11.13%12.07%13.43%15.13%15.57%9.89%-1.66%6.77%8.94%7.65%9.72%11.72%7.86%9.87%14.09%15.90%13.99%17.14%16.67%20.34%8.43%9.65%12.03%12.90%
R&D-------------------------00000000-------
R&D as % of Total Revenue-------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense00300.00K000100.00K100.00K100.00K11.10K00000000000000000000004.62M000----
Interest Expense % of Total Revenue0.00%0.00%3.30%0.00%0.00%0.00%0.70%3.85%0.59%0.06%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%2.96%0.00%0.00%0.00%----

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets9.90M11.70M13.70M15.10M16.50M17.70M21.30M17.90M24.20M28.22M33.64M41.29M51.60M55.16M59.34M70.22M84.64M100.47M113.19M128.47M143.52M149.64M139.86M146.43M153.49M157.96M171.92M188.31M198.04M211.52M228.94M248.91M244.27M263.89M282.93M331.49M339.76M330.56M333.57M363.14M
Total Liabilities2.30M1.70M2.10M2.20M2.30M2.70M7.40M2.00M5.60M6.01M7.65M10.16M15.27M17.65M20.15M25.95M31.97M37.28M40.68M44.17M48.24M50.37M50.00M49.17M49.56M51.45M56.79M59.70M60.48M68.74M73.80M70.99M68.63M72.53M82.50M102.40M98.75M79.01M81.80M94.84M
Total Equity7.60M10.00M11.60M12.90M14.20M15.00M13.90M15.90M18.60M22.21M25.99M31.13M36.33M37.50M39.19M44.27M52.67M63.19M72.51M84.30M95.28M99.28M89.86M97.26M103.93M106.51M114.64M128.06M137.56M142.67M155.05M177.84M175.64M191.36M200.42M229.09M241.01M251.55M251.77M268.30M
Cash---------2.53M4.24M2.82M8.14M7.55M7.85M3.45M3.78M5.13M4.73M14.61M3.46M3.00M5.16M8.73M8.12M18.04M20.81M23.63M15.83M21.79M27.93M20.21M18.69M25.95M13.72M37.17M35.31M24.03M24.65M20.84M
Total Debt200.00K-----3.00M-500.00K------------------------4.50M3.67M5.33M6.84M6.45M6.36M8.05M
Net Debt200.00K-----3.00M-500.00K-2.53M-4.24M-2.82M-8.14M-7.55M-7.85M-3.45M-3.78M-5.13M-4.73M-14.61M-3.46M-3.00M-5.16M-8.73M-8.12M-18.04M-20.81M-23.63M-15.83M-21.79M-27.93M-20.21M-18.69M-21.45M-10.05M-31.84M-28.47M-17.58M-18.30M-12.79M

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.10M2.00M1.20M-500.00K1.80M4.50M3.26M5.40M5.23M8.89M7.74M7.14M8.72M12.29M16.75M15.69M17.38M17.86M11.94M1.31M7.38M4.23M9.01M8.71M16.25M9.68M16.89M22.53M19.89M24.39M20.92M34.09M51.93M36.20M7.43M29.84M30.94M
Investing Cash Flow-1.60M-2.70M-200.00K-3.30M--2.00M-2.37M-3.09M-6.47M-3.08M-6.43M-4.41M-8.44M-11.15M-14.54M-14.85M-6.37M-26.34M-7.51M7.25M-2.83M-3.96M7.30M-1.48M-8.55M-15.65M-4.70M-8.84M-20.29M-2.81M4.49M-14.60M9.07M-28.75M-6.70M1.75M-14.82M
Financing Cash Flow-100.00K-100.00K-100.00K2.90M-1.70M-1.60M-953.36K-587.39K-185.40K-489.85K-1.89M-2.43M-1.10M-424.37K-872.36K-1.23M-1.13M-2.67M-4.89M-6.40M-977.58K-878.00K-6.38M-4.46M-4.88M-1.83M-6.23M-7.56M-7.32M-23.10M-18.15M-31.72M-37.55M-9.31M-12.01M-30.96M-19.93M
Capital Expenditure100.00K1.80M100.00K100.00K0300.00K315.76K303.42K422.11K1.19M3.08M484.15K392.16K691.97K894.24K1.50M1.90M1.90M463.83K493.68K171.05K317.53K361.21K568.73K1.42M2.02M2.74M2.46M2.88M1.86M1.49M3.20M6.53M5.68M9.19M7.42M5.56M
Free Cash Flow1.00M200.00K1.10M-600.00K1.80M4.20M2.94M5.09M4.81M7.70M4.66M6.65M8.33M11.60M15.86M14.18M15.49M15.95M11.48M815.79K7.21M3.91M8.65M8.14M14.83M7.67M14.15M20.08M17.01M22.53M19.43M30.89M45.40M30.52M-1.76M22.42M25.38M
Dividends Paid100.00K100.00K100.00K100.00K200.00K200.00K228.46K271.30K342.69K342.69K342.69K342.69K342.69K300.56K300.41K374.43K410.20K606.42K595.81K661.86K641.58K639.73K599.24K603.33K657.91K650.43K789.91K1.37M7.07M23.02M18.13M31.72M37.55M9.18M11.05M29.86M19.93M
FCF to OCF90.91%10.00%91.67%120.00%100.00%93.33%90.31%94.38%91.93%86.64%60.23%93.22%95.50%94.37%94.66%90.41%89.09%89.35%96.12%62.30%97.68%92.49%95.99%93.47%91.24%79.17%83.76%89.10%85.51%92.38%92.90%90.61%87.42%84.31%-23.70%75.12%82.04%
Dividend Paid to FCF10.00%50.00%9.09%-16.67%11.11%4.76%7.77%5.33%7.12%4.45%7.35%5.15%4.11%2.59%1.89%2.64%2.65%3.80%5.19%81.13%8.90%16.37%6.93%7.41%4.44%8.48%5.58%6.83%41.58%102.18%93.31%102.66%82.72%30.08%-627.73%133.22%78.52%

Earnings

Report DateFeb 23, 1993Apr 27, 1993Jul 28, 1993Oct 29, 1993Feb 9, 1994Apr 19, 1994Jul 15, 1994Oct 15, 1994Jan 31, 1995Oct 13, 1995Jan 31, 1996Jan 30, 1997Jan 29, 1998Mar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Apr 27, 2001Jul 30, 2001Oct 30, 2001Feb 14, 2002Apr 30, 2002Jul 26, 2002Oct 23, 2002Feb 6, 2003Apr 24, 2003Jul 24, 2003Oct 29, 2003Feb 11, 2004Apr 27, 2004Jul 28, 2004Oct 28, 2004Feb 10, 2005May 9, 2005Aug 4, 2005Nov 1, 2005Feb 13, 2006May 4, 2006Aug 7, 2006Oct 31, 2006Feb 15, 2007May 4, 2007Aug 7, 2007Nov 5, 2007Mar 6, 2008May 9, 2008Aug 7, 2008Nov 6, 2008Feb 17, 2009May 4, 2009Jul 31, 2009Oct 30, 2009Feb 17, 2010Apr 30, 2010Aug 2, 2010Oct 29, 2010Feb 17, 2011Apr 29, 2011Aug 2, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Nov 4, 2013Feb 17, 2014May 6, 2014Aug 4, 2014Dec 31, 2014Mar 31, 2015May 5, 2015Aug 3, 2015Dec 31, 2015Feb 11, 2016May 3, 2016Aug 3, 2016Nov 2, 2016Feb 9, 2017May 4, 2017Aug 4, 2017Nov 2, 2017Feb 7, 2018May 7, 2018Aug 6, 2018Nov 2, 2018Feb 8, 2019May 3, 2019Aug 5, 2019Nov 4, 2019Feb 11, 2020May 5, 2020Aug 7, 2020Nov 4, 2020Feb 15, 2021May 5, 2021Aug 4, 2021Nov 4, 2021Feb 14, 2022May 6, 2022Aug 5, 2022Nov 4, 2022Feb 14, 2023May 5, 2023Aug 7, 2023Nov 2, 2023Feb 13, 2024May 3, 2024Aug 5, 2024Nov 1, 2024Feb 11, 2025May 1, 2025Aug 8, 2025Nov 5, 2025Feb 17, 2026Mar 31, 2026Aug 6, 2026Nov 4, 2026
EPS Estimate0.150.160.200.240.230.170.260.300.270.300.310.350.43---------0.450.580.420.450.520.500.530.550.560.640.920.830.600.790.840.850.780.921.081.120.841.151.401.160.861.291.100.690.781.030.650.300.400.580.730.340.210.360.540.330.390.40-------------------------------------------------------0.00-0.00---
EPS Actual0.050.130.210.250.220.210.340.270.280.320.350.380.420.380.480.550.420.530.470.200.280.440.320.560.610.820.600.650.831.041.001.181.130.880.841.101.121.030.601.481.671.361.111.681.440.910.860.461.380.430.87-0.060.60-1.120.620.920.420.140.011.110.631.040.460.750.880.671.571.501.501.621.922.660.880.481.651.281.330.862.052.281.120.932.354.292.662.362.362.993.135.085.083.665.085.085.085.084.206.005.087.658.078.777.2910.427.639.943.251.204.173.970.624.003.753.092.404.704.924.411.676.486.453.973.207.73-
Surprise-66.67%-18.75%5.00%4.17%-4.35%23.53%30.77%-10.00%3.70%6.67%12.90%8.57%-2.33%----------28.89%-3.45%45.24%82.22%15.38%30.00%56.60%89.09%78.57%84.38%22.83%6.02%40.00%39.24%33.33%21.18%-23.08%60.87%54.63%21.43%32.14%46.09%2.86%-21.55%0.00%-64.34%25.45%-37.68%11.54%-105.83%-7.69%-473.33%55.00%58.62%-42.47%-58.82%-95.24%208.33%16.67%215.15%17.95%87.50%-------------------------------------------------------------
Timing----------------------After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hours-Pre-marketPre-marketPre-market-Pre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketAfter-hours--------------------Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-market---Pre-market-After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-market----

Key Statistics & Ratios

Market Cap546.52M
Enterprise Value541.17M
Trailing P/E13.56
Forward P/E7.91
PEG Ratio1.98
Price / Sales1.87
Price / Book1.94
EPS21.34
Book Value151.79
Revenue (TTM)292.96M
Gross Profit (TTM)164.67M
EBITDA56.20M
Profit Margin13.80%
Operating Margin22.49%
Return on Equity14.63%
Return on Assets8.91%
Shares Outstanding1.89M
Shares Float1.51M
Beta0.61
Dividend Yield0.64%
Dividend Rate1.84
Payout Ratio49.45%

Ownership Breakdown

Institutions
54.85%
Insiders
25.05%
Retail / Other
20.10%

Top Institutional Holders

  • Markel Group Inc
    213.30K11.30%
  • BlackRock Inc
    109.83K5.82%
  • Dimensional Fund Advisors, Inc.
    73.84K3.91%
  • Vanguard Capital Management, LLC
    60.62K3.21%
  • Two Sigma Investments LLC
    54.45K2.88%
  • Geode Capital Management, LLC
    37.27K1.97%
  • The Goldman Sachs Group Inc
    31.10K1.65%
  • State Street Corp
    29.62K1.57%
  • Third Avenue Management LLC
    21.89K1.16%
  • Morgan Stanley - Brokerage Accounts
    19.07K1.01%
  • Aristides Capital LLC
    18.95K1.00%
  • American Century Companies Inc
    17.00K0.90%
  • BNP Paribas Arbitrage, SA
    13.16K0.70%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    41.54K2.20%
  • iShares Russell 2000 ETF
    38.72K2.05%
  • Third Avenue Small Cap Value Instl
    21.86K1.16%
  • Avantis US Small Cap Value ETF
    19.82K1.05%
  • Fidelity Small Cap Index
    15.66K0.83%
  • iShares Russell 2000 Value ETF
    14.19K0.75%
  • DFA US Targeted Value I
    13.70K0.73%

Dividends

20263×
0.46Sep 1, 20260.46Jun 15, 20260.46Mar 23, 2026
20254×
9.18Dec 1, 20250.46Sep 2, 20250.46Jun 13, 20250.46Mar 24, 2025
20244×
14.46Dec 2, 20240.46Sep 3, 20240.46Jun 14, 20240.46Mar 15, 2024
20234×
4.46Nov 30, 20230.46Aug 31, 20230.46Jun 14, 20230.46Mar 20, 2023
20224×
3.46Nov 30, 20220.46Aug 31, 20220.46Jun 14, 20220.46Mar 18, 2022
20214×
18.46Nov 30, 20210.46Aug 31, 20210.46Jun 14, 20210.44Mar 22, 2021
20201×
15.44Nov 30, 2020

Stock Splits

  • Sep 16, 19872:1
  • Aug 11, 19875:4