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Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. Common Stock

JCAP · NASDAQ · Financial Services / Credit Services

20.88USD+1.42 (+7.30%)

Price History

Full chart

Market Stats

Previous Close19.46
Open21.42
Day Range20.30 – 21.93
52-Week Range15.33 – 24.18
Volume409.24K
Market Cap1.12B
P/E (TTM)0.00
Forward P/E0.00
EPS-79.96
Dividend Yield4.93%
50-Day Avg20.93
200-Day Avg20.29

About

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. David M. Burton
  • Employees1.12K
  • Headquarters600 South Highway 169, Minneapolis, MN, United States, 55426, USA
  • Websitehttps://www.jcap.com

Leadership

  • Mr. David M. BurtonPresident, CEO & Chairman · b. 1965
  • Mr. Mark ZellmannPresident of U.S. Business Lines · b. 1982
  • Ms. Penelope Campbell PersonChief Commercial Officer · b. 1968
  • Mr. Christo RealovCFO & Treasurer · b. 1980
  • Mr. Matthew PfohlChief Administrative Officer, General Counsel & Secretary · b. 1967
  • Ms. Sue B. UnterbergerChief Compliance Officer

Financials

Income Statement

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312023-12-312024-12-312025-12-31
Total Revenue1.74M6.53M12.19M31.21M45.09M323.07M433.30M613.29M
Growth (%)-+274.76%+86.64%+156.04%+44.46%+616.46%+34.12%+41.54%
Cost of Revenue--271.00K1.71M3.99M84.64M124.90M197.71M
Gross Profit1.74M6.53M11.92M29.50M41.10M238.44M308.40M415.58M
Gross Margin100.00%100.00%97.78%94.52%91.14%73.80%71.17%67.76%
Operating Expense4.96M9.39M9.78M18.43M25.20M74.39M88.10M99.08M
Operating Income-3.22M-2.86M2.14M11.07M15.90M164.05M220.30M316.50M
Operating Margin-184.85%-43.77%17.58%35.48%35.26%50.78%50.84%51.61%
EBITDA-2.92M16.69M16.15M60.01M59.17M121.22M158.06M329.47M
EBITDA Margin-167.64%255.48%132.44%192.25%131.21%37.52%36.48%53.72%
Net Income-2.94M16.02M14.56M54.37M44.41M111.52M105.30M187.97M
Net Income Margin-168.85%245.21%119.42%174.17%98.48%34.52%24.30%30.65%
R&D539.00K396.00K271.00K386.00K205.00K---
R&D as % of Total Revenue30.92%6.06%2.22%1.24%0.45%---
Interest Expense-559.00K1.05M2.15M8.50M--105.78M
Interest Expense % of Total Revenue-8.56%8.64%6.90%18.85%--17.25%

Balance Sheet

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312023-12-312024-12-312025-12-31
Total Assets105.43M192.78M314.63M590.41M812.78M1.12B1.65B2.09B
Total Liabilities3.66M24.42M8.81M42.54M223.90M811.78M1.27B1.61B
Total Equity101.30M168.36M305.82M547.86M588.87M274.79M382.53M476.13M
Cash43.86M67.37M46.98M8.71M3.28M14.37M35.51M47.55M
Total Debt-18.58M718.00K24.61M202.79M770.93M1.19B1.71B
Net Debt-43.86M-48.79M-46.26M15.89M199.51M756.55M1.16B1.67B

Cash Flow

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-3.04M-5.47M-3.57M-6.30M-13.63M120.22M168.21M268.81M
Investing Cash Flow-117.77M-43.39M-115.55M-241.75M-321.31M-403.41M-542.37M-401.94M
Financing Cash Flow106.09M36.20M72.66M34.97M-4.17M289.86M388.82M149.70M
Capital Expenditure64.90M45.09M155.54M274.99M166.58M1.23M6.21M1.08M
Free Cash Flow-67.94M-50.56M-159.11M-281.29M-180.21M118.99M162.00M267.73M
Dividends Paid4.30M8.49M16.95M30.59M41.72M30.56M36.00M63.45M
FCF to OCF2235.64%924.69%4455.56%4461.41%1321.77%98.98%96.31%99.60%
Dividend Paid to FCF-6.32%-16.79%-10.66%-10.88%-23.15%25.69%22.22%23.70%

Earnings

Report DateMay 28, 2025Aug 14, 2025Nov 13, 2025Mar 12, 2026May 14, 2026Aug 13, 2026Nov 12, 2026
EPS Estimate0.000.830.620.660.680.630.56
EPS Actual0.970.810.790.690.730.67-
Surprise--2.41%27.42%4.55%7.35%6.35%-
Timing-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-

Key Statistics & Ratios

Market Cap1.12B
Enterprise Value2.48B
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.74
Price / Book2.30
EPS-79.96
Book Value8.29
Revenue (TTM)642.72M
Gross Profit (TTM)483.06M
EBITDA389.72M
Profit Margin24.12%
Operating Margin61.20%
Return on Equity34.95%
Return on Assets12.52%
Shares Outstanding57.43M
Shares Float16.77M
Dividend Yield4.93%
Dividend Rate0.96
Payout Ratio33.33%

Ownership Breakdown

Institutions
95.86%
Insiders
8.83%
Retail / Other
0.00%

Top Institutional Holders

  • Wellington Management Company LLP
    2.32M4.04%
  • Adage Capital Partners Gp LLC
    1.86M3.24%
  • William Blair Investment Management, LLC
    1.81M3.15%
  • Principal Financial Group Inc
    1.71M2.98%
  • Punch & Associates Inv Mgmt Inc
    1.45M2.52%
  • BlackRock Inc
    1.41M2.45%
  • The Goldman Sachs Group Inc
    1.13M1.97%
  • Vanguard Capital Management, LLC
    1.06M1.84%
  • Nantahala Capital Management, LLC
    750.00K1.31%
  • Geode Capital Management, LLC
    691.22K1.20%
  • Citadel Advisors Llc
    626.87K1.09%
  • North Reef Capital Management LP
    532.15K0.93%
  • American Century Companies Inc
    456.93K0.80%
  • Millennium Management LLC
    415.57K0.72%

Top Fund Holders

  • William Blair Small Cap Growth I
    629.39K1.10%
  • iShares Russell 2000 ETF
    613.84K1.07%
  • Principal SmallCap R5
    611.29K1.06%
  • Vanguard MStar Total Stk Mkt Idx Invest
    532.96K0.93%
  • Avantis US Small Cap Value ETF
    435.76K0.76%
  • Goldman Sachs Small Cap Value A
    411.87K0.72%

Dividends

20263×
0.24Aug 24, 20260.24May 26, 20260.24Mar 24, 2026
20252×
0.24Nov 25, 20250.24Aug 25, 2025