J and Friends Holdings Limited

J and Friends Holdings Limited

JF · NASDAQ · Financial Services / Credit Services

0.945USD+0.02 (+2.72%)

Price History

Full chart

Market Stats

Previous Close0.92
Open0.90
Day Range0.90 – 0.95
52-Week Range0.81 – 1.24
Volume17.04K
Market Cap17.42M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.03
Dividend Yield0.00%
Beta1.01
50-Day Avg0.9374
200-Day Avg0.9762

About

J and Friends Holdings Limited, together with its subsidiaries, provides merchant digitalization and commerce-enablement SaaS solutions to small and medium enterprises in Australia. The company offers food and beverage (F&B) solutions that enable restaurants, cafés, and other hospitality merchants to digitize core front-of-house and back-of-house workflows, including order intake, menu management, kitchen coordination, and store-level reporting while supporting omni-channel operations across dine-in, takeaway, and online ordering. It also provides retail solutions that enable merchants to manage checkouts and store operations while digitizing inventory and purchasing workflows; and payment solutions that allow merchants to accept and manage electronic payments in connection with their in-store and omni-channel commerce activities. In addition, the company sells point-of-sale (POS) related hardware and POS-related installment services. It serves SME merchants across the food and beverage, retail, and wholesale industries. The company was formerly known as Pintec Technology Holdings Limited and changed its name to J and Friends Holdings Limited in January 2026. J and Friends Holdings Limited was founded in 2012 and is headquartered in Hong Kong, Hong Kong.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Zexiong Huang
  • Employees30
  • HeadquartersA T Tower, Hong Kong, Hong Kong, USA
  • Websitehttps://ir.j-friends.com

Leadership

  • Mr. Zexiong HuangCEO & Director · b. 1987
  • Mr. Xin YangCFO & Director · b. 1982

Financials

Income Statement

Currency: USD2016-12-312017-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue54.87M568.72M1.29B378.26M173.24M74.57M52.72M35.14M11.17M
Growth (%)-+936.41%+125.99%-70.57%-54.20%-56.96%-29.30%-33.34%-68.20%
Cost of Revenue59.85M372.41M769.69M285.77M89.72M62.69M38.19M12.84M3.18M
Gross Profit-4.98M196.31M515.55M92.49M83.52M11.88M14.53M22.30M7.99M
Gross Margin-9.08%34.52%40.11%24.45%48.21%15.93%27.55%63.46%71.53%
Operating Expense196.03M249.92M1.24B299.33M154.86M93.41M56.22M36.40M17.36M
Operating Income-201.01M-53.61M-728.43M-206.84M-71.34M-81.53M-41.69M-14.10M-9.37M
Operating Margin-366.31%-9.43%-56.68%-54.68%-41.18%-109.34%-79.09%-40.13%-83.85%
EBITDA-198.06M-49.53M-873.22M-197.39M-57.14M-164.33M-26.01M-11.90M-3.78M
EBITDA Margin-360.94%-8.71%-67.94%-52.18%-32.98%-220.38%-49.33%-33.86%-33.79%
Net Income-200.49M-130.35M-906.49M-293.94M-101.73M-190.18M-78.76M-15.45M-9.26M
Net Income Margin-365.37%-22.92%-70.53%-77.71%-58.72%-255.05%-149.41%-43.98%-82.85%
R&D51.17M71.52M79.08M37.52M22.71M15.96M123.00K2.27M3.49M
R&D as % of Total Revenue93.25%12.58%6.15%9.92%13.11%21.40%0.23%6.46%31.23%
Interest Expense--19.02M34.33M32.45M24.14M4.47M14.00K363.62K
Interest Expense % of Total Revenue--1.48%9.08%18.73%32.37%8.48%0.04%3.25%

Balance Sheet

Currency: USD2016-12-312017-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets561.97M2.45B1.56B978.50M761.23M528.87M113.20M103.44M65.36M
Total Liabilities571.18M2.51B1.20B930.45M826.26M776.01M493.08M498.56M22.85M
Total Equity-9.21M-62.20M189.53M-118.94M-224.93M-402.05M-392.95M-408.87M10.42M
Cash27.29M370.89M102.75M377.16M217.90M249.73M40.51M26.95M6.61M
Total Debt382.28M1.93B822.76M532.84M400.03M349.75M-4.68M15.32M
Net Debt354.99M1.56B720.01M155.68M182.13M100.03M-40.51M-22.27M8.71M

Cash Flow

Currency: USD2016-12-312017-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-123.07M197.44M175.08M56.96M-32.18M-10.52M8.61M-14.90M1.02M
Investing Cash Flow-108.18M-1.44B-538.70M192.62M-119.46M86.69M35.27M-84.00K-36.86M
Financing Cash Flow256.70M1.60B224.37M-286.64M-132.33M-57.89M-257.38M1.82M10.84M
Capital Expenditure1.30M2.24M10.02M97.80M177.00K36.00K729.00K88.00K34.96K
Free Cash Flow-124.36M195.20M165.06M-40.84M-32.36M-10.55M7.88M-14.99M985.96K
FCF to OCF101.05%98.87%94.28%-71.69%100.55%100.34%91.53%100.59%96.58%

Earnings

Report DateDec 31, 2018Sep 30, 2019Dec 31, 2019
EPS Estimate---
EPS Actual-0.340.62-18.02
Surprise---
Timing---

Key Statistics & Ratios

Market Cap17.42M
Enterprise Value18.81M
Trailing P/E0.00
Forward P/E0.00
Price / Sales10.90
Price / Book11.94
EPS-0.03
Book Value0.081
Revenue (TTM)1.60M
Gross Profit (TTM)1.14M
EBITDA-565.00K
Profit Margin-82.85%
Operating Margin-47.25%
Return on Equity0.00%
Return on Assets-4.01%
Shares Outstanding17.13M
Shares Float10.56M
Beta1.01
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
1.16%
Insiders
2.86%
Retail / Other
95.98%

Top Institutional Holders

  • Citadel Advisors Llc
    78.14K0.43%
  • Jane Street Group LLC
    26.07K0.14%
  • XTX Topco Ltd
    24.99K0.14%
  • TWO SIGMA SECURITIES, LLC
    15.74K0.09%
  • SmartHarvest Portfolios, LLC
    15.35K0.08%
  • Morgan Stanley - Brokerage Accounts
    11.55K0.06%
  • BNP Paribas Arbitrage, SA
    9.44K0.05%
  • Integrated Wealth Concepts LLC
    1.34K0.01%
  • UBS Group AG
    4500.00%
  • JPMorgan Chase & Co
    760.00%
  • Danske Bank A/S.
    10.00%
  • Ground Swell Capital, LLC
    00.00%
  • Susquehanna International Group, LLP
    00.00%

Top Fund Holders

  • Fidelity Nasdaq Composite Index
    3.61K0.02%

Stock Splits

  • May 16, 20221:5