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John Marshall Bancorp Inc

John Marshall Bancorp Inc

JMSB · NASDAQ · Financial Services / Banks - Regional

23.18USD+0.11 (+0.48%)

Price History

Full chart

Market Stats

Previous Close23.07
Open23.08
Day Range22.95 – 23.22
52-Week Range18.26 – 24.16
Volume131.97K
Market Cap325.85M
P/E (TTM)13.35
Forward P/E0.00
EPS1.73
Dividend Yield1.21%
Beta0.42
50-Day Avg23.02
200-Day Avg21.28

About

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services in Arlington, Fairfax, Loudoun, Prince William, Montgomery, District of Columbia. The company offers checking, NOW, money market accounts, and savings accounts; certificates of deposit; and time, reciprocal IntraFi Demand, IntraFi Money Market, and IntraFi CD deposits. It also offers commercial real estate loans, residential and commercial construction and development loans, commercial and industrial loans, and residential mortgage loans; commercial term loans and lines of credit; U.S. small business administration; mortgage loan; and other loans, such as financing of equipment, receivables, contract administration expenses, and automobile financing. In addition, the company provides debit and credit cards; treasury and cash management services; business and personal insurance; and online and mobile banking with bill pay, sweep accounts, wire transfer, and check imaging and remote deposit capture services; and U.S. treasury bonds, government agency securities, and mortgage-backed securities. It serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was formerly known as John Marshall Bank and changed its name to John Marshall Bancorp, Inc. in March 2017. John Marshall Bancorp, Inc. was founded in 2005 and is headquartered in Reston, Virginia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Christopher W. Bergstrom
  • Employees140
  • Headquarters1943 Isaac Newton Square, Reston, VA, United States, 20190, USA
  • Websitehttps://www.johnmarshallbank.com

Leadership

  • Mr. Christopher W. BergstromPresident, CEO & Director · b. 1960
  • Mr. Kent D. CarstaterSenior Executive VP & CFO · b. 1968
  • Mr. Andrew J. PedenSenior Executive VP & Chief of Banking Officer · b. 1978
  • Ms. Kelly J. BellExecutive VP & COO · b. 1969
  • Mr. Patrick RungeSenior VP & CTO
  • Ms. Shannon RonesExecutive VP & Chief Marketing Officer
  • Ms. Veronica WilsonSenior VP & Director of Human Resources
  • Mr. Edward S. HarringtonRegional President of MD/DC
  • Mr. James N. EstepExecutive VP and Director of C&I Lending
  • Paul BeattieSenior VP & Chief Credit Officer

Financials

Income Statement

Currency: USD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue20.51M30.70M34.80M39.47M43.38M50.55M59.13M70.33M74.06M75.84M85.76M85.83M112.40M115.33M
Growth (%)-+49.66%+13.36%+13.41%+9.92%+16.51%+16.97%+18.94%+5.31%+2.40%+13.08%+0.09%+30.96%+2.60%
Cost of Revenue-4.70M5.39M6.41M10.06M10.17M15.26M21.49M21.82M11.32M13.82M47.03M58.72M54.38M
Gross Profit20.51M26.00M29.41M33.06M33.32M40.37M43.87M48.83M52.23M64.52M71.94M38.80M53.69M60.95M
Gross Margin100.00%84.69%84.51%83.76%76.80%79.87%74.19%69.44%70.53%85.08%83.88%45.20%47.76%52.85%
Operating Expense12.73M15.04M17.02M19.28M20.98M24.13M28.52M28.70M29.16M32.26M31.87M30.82M31.81M33.57M
Operating Income7.78M10.96M12.39M13.78M12.34M16.25M15.35M20.13M23.07M32.26M40.06M7.98M21.88M27.38M
Operating Margin37.92%35.70%35.60%34.91%28.45%32.14%25.95%28.63%31.15%42.54%46.72%9.30%19.46%23.74%
EBITDA522.00K11.61M13.10M14.55M13.10M17.05M16.63M22.87M25.69M34.49M41.98M9.70M23.56M28.90M
EBITDA Margin2.54%37.82%37.64%36.87%30.20%33.72%28.13%32.52%34.68%45.48%48.95%11.30%20.96%25.06%
Net Income5.01M7.09M8.02M8.87M8.30M8.98M12.17M15.92M18.53M25.46M31.80M5.16M17.12M21.23M
Net Income Margin24.45%23.09%23.04%22.47%19.13%17.77%20.59%22.64%25.02%33.57%37.09%6.01%15.23%18.41%
R&D---0000-------
R&D as % of Total Revenue---0.00%0.00%0.00%0.00%-------
Interest Expense-3.94M4.37M5.21M6.25M8.79M14.19M20.32M15.61M8.21M13.64M50.29M59.09M52.69M
Interest Expense % of Total Revenue-12.83%12.56%13.21%14.42%17.40%24.00%28.90%21.07%10.83%15.91%58.59%52.57%45.69%

Balance Sheet

Currency: USD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets563.39M662.54M786.84M928.62M1.08B1.18B1.39B1.58B1.89B2.15B2.35B2.24B2.23B2.33B
Total Liabilities510.32M571.87M687.19M819.32M956.56M1.05B1.25B1.42B1.70B1.94B2.14B2.01B1.99B2.07B
Total Equity53.06M90.67M99.65M109.30M118.80M128.87M142.02M161.98M186.08M208.47M212.80M229.91M246.61M265.64M
Cash4.33M29.18M28.59M54.95M54.62M38.13M101.57M94.49M138.46M105.80M61.60M99.00M122.47M129.97M
Total Debt-52.30M64.40M82.97M118.21M143.03M108.08M106.10M52.89M47.91M51.46M39.15M86.16M85.69M
Net Debt-4.33M23.13M35.82M28.02M63.59M104.90M6.51M11.61M-85.57M-57.89M-32.12M-59.85M-36.31M-44.28M

Cash Flow

Currency: USD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow8.36M8.91M9.42M10.39M11.66M13.66M14.30M18.48M24.43M32.35M33.16M18.00M17.26M22.58M
Investing Cash Flow-123.01M-101.42M-119.54M-145.13M-153.31M-100.61M-220.40M-187.83M-261.85M-303.00M-270.87M144.84M30.96M-88.68M
Financing Cash Flow120.56M89.26M114.94M132.15M138.32M89.32M206.69M162.28M281.39M237.99M193.52M-125.43M-24.76M73.60M
Capital Expenditure307.00K1.35M642.00K425.00K542.00K805.00K1.20M262.00K584.00K353.00K156.00K612.00K483.00K554.00K
Free Cash Flow8.05M7.55M8.78M9.97M11.12M12.85M13.10M18.21M23.84M32.00M33.00M17.39M16.78M22.03M
Dividends Paid---0000--02.80M3.11M3.56M4.27M
FCF to OCF96.33%84.82%93.19%95.91%95.35%94.11%91.61%98.58%97.61%98.91%99.53%96.60%97.20%97.55%
Dividend Paid to FCF---0.00%0.00%0.00%0.00%--0.00%8.48%17.87%21.21%19.39%

Earnings

Report DateDec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Apr 18, 2022Jul 20, 2022Oct 19, 2022Mar 23, 2023Apr 19, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Mar 28, 2025May 28, 2025Jul 23, 2025Oct 29, 2025Jan 28, 2026Apr 29, 2026Jul 22, 2026Nov 4, 2026
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.00------------------------0.000.000.000.00-0.000.00---0.00-0.00------0.00-0.340.370.390.400.440.49
EPS Actual0.090.090.070.090.100.110.130.160.170.180.190.210.170.140.150.160.170.160.170.170.180.040.180.200.210.180.200.190.080.240.230.210.220.270.280.290.330.330.330.340.350.370.440.480.541.830.560.570.580.450.32-0.720.320.300.270.300.340.340.360.380.420.430.50-
Surprise----------------------------------------------------------5.88%2.70%7.69%7.50%13.64%-
Timing----------------------------------------------------------Pre-marketPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap325.85M
Enterprise Value290.44M
Trailing P/E13.35
Forward P/E0.00
PEG Ratio0.00
Price / Sales4.87
Price / Book1.20
EPS1.73
Book Value19.49
Revenue (TTM)66.91M
Gross Profit (TTM)66.91M
Profit Margin36.53%
Operating Margin48.76%
Return on Equity9.27%
Return on Assets1.05%
Shares Outstanding14.11M
Shares Float12.26M
Beta0.42
Dividend Yield1.21%
Dividend Rate0.28
Payout Ratio16.18%

Ownership Breakdown

Institutions
50.18%
Insiders
12.87%
Retail / Other
36.95%

Top Institutional Holders

  • T. Rowe Price Investment Management,Inc.
    1.97M13.83%
  • BlackRock Inc
    875.36K6.16%
  • Vanguard Capital Management, LLC
    537.38K3.78%
  • Ayrshire Associates Inc
    351.15K2.47%
  • Toth Financial Advisory Corp
    336.25K2.37%
  • Geode Capital Management, LLC
    295.30K2.08%
  • State Street Corp
    217.40K1.53%
  • Bank of America Corp
    206.71K1.45%
  • Mccormack Advisors International
    198.12K1.39%
  • Rhino Investment Partners, Inc.
    118.58K0.83%
  • Brown Advisory Holdings Inc
    108.34K0.76%
  • Elizabeth Park Capital Advisors, Ltd
    105.34K0.74%
  • Cresset Asset Management, LLC
    104.50K0.74%
  • Northern Trust Corp
    99.52K0.70%
  • Vanguard Fiduciary Trust Co
    79.51K0.56%

Top Fund Holders

  • T. Rowe Price Small-Cap Value
    1.18M8.32%
  • Vanguard MStar Total Stk Mkt Idx Invest
    379.43K2.67%
  • iShares Russell 2000 ETF
    331.42K2.33%
  • Fidelity Small Cap Index
    135.80K0.96%
  • iShares Russell 2000 Value ETF
    135.00K0.95%

Dividends

20264×
0.10Nov 10, 20260.10Aug 5, 20260.09May 13, 20260.09Feb 11, 2026
20251×
0.30Jun 27, 2025
20241×
0.25Jun 28, 2024
20231×
0.22Jun 26, 2023
20221×
0.20May 9, 2022

Stock Splits

  • Sep 6, 2017125:100