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Kingstone Companies Inc

Kingstone Companies Inc

KINS · NASDAQ · Financial Services / Insurance - Property & Casualty

22.63USD-0.60 (-2.58%)

Price History

Full chart

Market Stats

Previous Close23.23
Open23.25
Day Range22.59 – 23.45
52-Week Range13.77 – 20.83
Volume151.80K
Market Cap260.28M
P/E (TTM)7.40
Forward P/E7.47
EPS2.43
Dividend Yield1.32%
Beta0.45
50-Day Avg19.63
200-Day Avg17.15

About

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. The company provides its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMs. Meryl S. Golden
  • Employees113
  • Headquarters120 Wood Road, Kingston, NY, United States, 12401, USA
  • Websitehttps://www.kingstonecompanies.com

Leadership

  • Ms. Meryl S. GoldenPresident, CEO & Director · b. 1960
  • Mr. Randy Lee Patten A.C.S., C.P.C.U.VP, Chief Financial Officer & Treasurer · b. 1974
  • Ms. Sarah ChenChief Actuary & SVP and Head of Product Management of Kingstone Insurance Company · b. 1983
  • Mr. Victor Jay Brodsky CPAChief Accounting Officer · b. 1958

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.02M1.12M996.62K1.03M9.07M7.82M2.62M3.78M8.69M15.09M12.02M7.12M649.25K429.64K8.39M21.60M27.69M29.08M36.57M50.05M64.18M77.44M92.77M113.77M145.12M131.37M161.23M130.16M144.19M155.14M199.19M
Growth (%)-+9.24%-10.91%+3.45%+779.59%-13.82%-66.54%+44.68%+129.56%+73.71%-20.34%-40.74%-90.88%-33.82%+1852.98%+157.38%+28.23%+5.00%+25.75%+36.88%+28.22%+20.66%+19.80%+22.64%+27.55%-9.48%+22.73%-19.27%+10.78%+7.60%+28.39%
Cost of Revenue16.70K14.29K23.20K19.57K1.44M1.30M826.28K2.88M6.81M11.79M11.73M9.81M6.75M1.86M7.31M1.26M14.80M18.48M22.95M29.16M38.50M46.12M55.37M83.64M120.28M98.26M135.09M122.97M116.21M96.56M84.27M
Gross Profit1.01M1.10M973.42K1.01M7.63M6.51M2.69M3.78M8.69M15.09M13.92M11.08M5.75M911.23K7.67M21.60M12.89M10.60M13.62M20.89M25.68M31.32M37.40M30.13M24.84M33.11M26.14M7.19M27.98M58.58M114.93M
Gross Margin98.37%98.72%97.67%98.10%84.08%83.33%103.02%100.00%100.00%100.00%115.83%155.61%884.90%212.09%91.37%100.00%46.55%36.44%37.24%41.74%40.01%40.45%40.32%26.49%17.12%25.20%16.22%5.52%19.40%37.76%57.70%
Operating Expense950.45K1.10M1.11M1.12M8.07M7.73M3.49M3.01M7.43M13.17M12.68M11.51M7.46M1.93M7.89M19.75M9.30M9.53M10.84M13.02M15.37M17.90M23.03M27.13M32.63M34.40M35.55M35.13M35.34M35.29M63.88M
Operating Income56.91K-443-140.00K-107.25K-448.90K-1.21M-796.42K772.78K1.26M1.92M1.25M-432.75K-1.71M-1.02M-218.51K1.85M3.59M1.07M2.78M7.88M10.31M13.42M14.37M3.01M-7.78M-1.29M-9.41M-27.94M-7.37M23.29M51.05M
Operating Margin5.56%-0.04%-14.05%-10.40%-4.95%-15.54%-30.45%20.42%14.46%12.73%10.36%-6.08%-263.48%-237.15%-2.60%8.56%12.97%3.68%7.59%15.73%16.06%17.33%15.49%2.64%-5.36%-0.98%-5.84%-21.47%-5.11%15.01%25.63%
EBITDA108.81K51.10K-87.81K-66.76K273.10K1.99M-502.81K925.96K1.57M2.41M1.72M144.31K-291.61K5.33K5.60M2.72M4.32M1.75M3.50M8.75M11.34M14.54M15.77M6.62M-3.41M3.40M-4.29M-22.62M-389.56K29.25M54.05M
EBITDA Margin10.62%4.57%-8.81%-6.47%3.01%25.50%-19.23%24.47%18.05%15.94%14.32%2.03%-44.92%1.24%66.75%12.61%15.58%6.01%9.57%17.48%17.67%18.78%17.00%5.81%-2.35%2.59%-2.66%-17.38%-0.27%18.85%27.13%
Net Income51.23K-5.10K-143.99K-111.58K-450.04K-3.72M-929.55K1.05M1.29M1.37M495.76K508.38K-47.45K-977.21K4.82M983.14K2.50M766.71K2.01M5.33M6.96M8.90M9.99M3.09M-5.97M972.39K-7.38M-22.52M-6.17M18.36M40.77M
Net Income Margin5.00%-0.46%-14.45%-10.82%-4.96%-47.58%-35.54%27.64%14.85%9.11%4.12%7.14%-7.31%-227.45%57.45%4.55%9.04%2.64%5.50%10.65%10.84%11.49%10.76%2.72%-4.11%0.74%-4.58%-17.31%-4.28%11.83%20.47%
R&D----------------00000000-------
R&D as % of Total Revenue----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense00000144.17K47.43K64.30K420.19K1.26M1.11M1.35M471.35K337.27K311.38K259.38K120.88K81.62K75.73K00060.34K1.82M1.83M1.83M1.83M2.02M4.00M3.51M445.21K
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%1.84%1.81%1.70%4.84%8.38%9.24%19.02%72.60%78.50%3.71%1.20%0.44%0.28%0.21%0.00%0.00%0.00%0.07%1.60%1.26%1.39%1.13%1.55%2.78%2.26%0.22%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets965.13K1.74M1.62M1.56M8.22M4.43M1.23M3.15M24.62M27.50M22.51M25.40M23.25M9.42M52.64M58.68M69.70M93.50M116.78M135.00M149.13M169.45M254.55M266.75M321.20M317.58M331.31M320.33M247.22M374.92M453.43M
Total Liabilities297.26K279.80K303.55K354.91K2.51M3.02M1.46M1.84M21.87M23.11M17.29M19.41M17.09M4.16M42.26M45.74M54.39M77.22M81.07M94.50M103.85M112.77M159.97M178.09M232.98M224.78M255.64M284.16M212.71M308.21M330.69M
Total Equity667.87K1.46M1.32M1.21M5.10M1.41M-228.76K1.31M2.75M4.39M5.22M5.99M6.16M5.26M10.38M12.94M15.31M16.28M35.71M40.50M45.28M56.68M94.58M88.67M88.22M92.80M75.67M36.17M34.50M66.71M122.73M
Cash644.96K1.32M1.04M353.43K943.18K759.31K220.77K607.40K1.35M515.90K1.96M1.20M1.03M142.95K625.32K326.62K173.13K2.24M19.92M9.91M13.55M12.04M48.38M21.14M32.39M19.46M24.29M11.96M8.98M28.67M12.18M
Total Debt200.00K200.00K200.00K200.00K948.74K431.23K413.00K951.96K12.84M15.40M11.38M13.99M2.60M2.01M1.09M1.46M1.35M1.65M----29.13M2.72B7.74B107.75M29.82M25.16M25.29M11.17M4.44M
Net Debt-444.96K-1.12M-840.39K-153.43K5.57K-328.08K192.22K344.56K11.49M14.88M9.41M12.79M1.57M1.87M460.32K1.13M873.87K-1.04M-19.92M-9.91M-13.55M-12.04M-19.25M8.16M-2.92M10.18M5.53M13.20M16.31M-17.50M-7.74M

Cash Flow

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow150.19K-104.93K64.04K-180.86K-6.56K230.51K-1.20M335.90K7.08M-721.50K477.18K-315.61K-374.38K-752.64K1.20M3.72M7.25M6.38M7.38M17.33M20.40M15.20M28.05M22.30M29.86M-10.23M24.35M-915.52K-11.33M57.95M75.86M
Investing Cash Flow12.41K-21.90K--506.10K-1.55M-1.11M-275.70K-18.53M-2.51M4.87M-2.43M2.13M1.03M-313.06K-4.40M-6.53M-3.96M-6.58M-26.00M-14.90M-19.52M-47.63M-43.40M-14.97M581.29K-15.95M-5.91M9.46M-35.26M-92.86M
Financing Cash Flow-800.00K--2.15M-381.44K-202.37K326.43K12.20M2.40M-3.90M1.98M-1.93M-1.17M-403.96K375.36K-881.46K-347.05K16.88M-1.35M-1.86M2.81M55.92M-6.14M-3.63M-3.27M-3.57M-5.51M-1.12M-2.99M506.07K
Capital Expenditure4.42K17556.09K15.05K124.53K165.41K25.58K28.80K133.22K110.12K32.88K187.44K213.31K4.44K1.87M0000808.48K1.26M576.21K2.82M2.73M3.94M3.33M4.50M4.55M1.83M2.34M2.81M
Free Cash Flow145.76K-105.11K7.95K-195.91K-131.09K65.09K-1.23M307.10K6.94M-831.63K444.30K-503.04K-587.68K-757.08K3.07M3.72M7.25M6.38M7.38M16.52M19.14M14.62M25.22M19.56M25.92M-13.56M19.85M-5.47M-13.15M55.61M73.05M
Dividends Paid----------------230.30K533.76K612.40K1.31M1.56M1.94M3.21M4.28M3.50M1.96M1.69M1.28M001.41M
FCF to OCF97.05%100.17%12.41%108.32%1998.29%28.24%102.13%91.43%98.12%115.26%93.11%159.39%156.98%100.59%255.88%100.00%100.00%100.00%100.00%95.34%93.82%96.21%89.93%87.75%86.81%132.51%81.52%597.07%116.13%95.97%96.30%
Dividend Paid to FCF----------------3.18%8.37%8.29%7.94%8.14%13.27%12.74%21.87%13.51%-14.43%8.54%-23.36%0.00%0.00%1.94%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Mar 31, 2001Jun 30, 2001Sep 30, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002May 27, 2003Aug 6, 2003Nov 13, 2003Feb 20, 2004May 16, 2004Aug 12, 2004Nov 15, 2004Mar 30, 2005May 16, 2005Aug 16, 2005Nov 10, 2005Mar 30, 2006May 15, 2006Aug 14, 2006Nov 14, 2006Mar 29, 2007May 14, 2007Aug 14, 2007Nov 14, 2007May 19, 2008Aug 15, 2008Nov 17, 2008May 19, 2009Aug 15, 2009Nov 16, 2009May 20, 2010Aug 19, 2010Nov 15, 2010Mar 2, 2011May 19, 2011Aug 18, 2011Nov 14, 2011Feb 29, 2012May 17, 2012Aug 16, 2012Nov 19, 2012Feb 27, 2013May 15, 2013Aug 13, 2013Nov 14, 2013Mar 31, 2014May 15, 2014Aug 12, 2014Nov 13, 2014Mar 25, 2015May 13, 2015Aug 12, 2015Nov 11, 2015Mar 17, 2016May 12, 2016Aug 11, 2016Nov 10, 2016Mar 16, 2017May 11, 2017Aug 10, 2017Nov 9, 2017Mar 14, 2018May 9, 2018Aug 8, 2018Nov 7, 2018Mar 13, 2019May 8, 2019Aug 8, 2019Nov 11, 2019Mar 11, 2020May 7, 2020Aug 6, 2020Nov 6, 2020Mar 18, 2021May 17, 2021Aug 12, 2021Nov 11, 2021Mar 10, 2022May 12, 2022Aug 11, 2022Nov 14, 2022Mar 30, 2023May 11, 2023Aug 10, 2023Nov 8, 2023Mar 28, 2024May 13, 2024Aug 14, 2024Nov 11, 2024Mar 13, 2025May 12, 2025Aug 7, 2025Nov 6, 2025Mar 12, 2026May 7, 2026Aug 6, 2026Nov 5, 2026
EPS Estimate------------------------------------------------------0.170.220.140.220.190.250.040.290.280.240.220.290.340.260.160.310.320.35-0.390.330.440.28-0.470.330.28-0.010.040.23-0.450.07-0.130.30-0.46-0.06-0.060.14-0.02-0.02-0.19-0.01-0.05-0.08-0.380.390.500.46-0.090.550.710.56-0.260.950.87
EPS Actual-0.00-0.05-0.020.02-0.03-0.10-0.01-0.07-0.11-0.20-0.090.010.010.030.110.150.120.110.100.110.110.120.090.090.070.03-0.030.040.090.040.000.030.040.02-0.08-0.04-0.03-0.06-0.081.540.080.120.060.040.030.200.060.350.200.140.23-0.380.120.020.420.000.010.170.250.220.060.320.320.250.070.340.410.260.150.220.380.18-0.250.260.340.08-0.830.10-0.230.07-0.030.23-0.270.05-0.26-0.05-1.02-0.11-0.54-0.17-0.35-0.36-0.56-0.06-0.270.260.120.390.500.460.170.750.731.03-0.351.04-
Surprise------------------------------------------------------147.06%-100.00%-92.86%-22.73%31.58%-12.00%50.00%10.34%14.29%4.17%-68.18%17.24%20.59%0.00%-6.25%-29.03%18.75%-48.57%35.90%-21.21%-22.73%-71.43%-76.60%-69.70%-182.14%800.00%-175.00%0.00%40.00%-28.57%-100.00%-116.67%-121.74%-83.33%-800.00%-221.43%-1650.00%-1700.00%-194.74%-500.00%-440.00%424.88%131.58%0.00%0.00%0.00%288.89%36.36%2.82%83.25%-34.62%9.47%-
Timing--------------------------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap260.28M
Enterprise Value255.70M
Trailing P/E7.40
Forward P/E7.47
PEG Ratio3.28
Price / Sales1.09
Price / Book2.23
EPS2.43
Book Value8.92
Revenue (TTM)237.70M
Gross Profit (TTM)52.93M
EBITDA47.34M
Profit Margin14.85%
Operating Margin29.72%
Return on Equity31.51%
Return on Assets6.39%
Shares Outstanding14.48M
Shares Float11.57M
Beta0.45
Dividend Yield1.32%
Dividend Rate0.24
Payout Ratio8.58%

Analyst Ratings

Strong Buy
Based on 1 analystsTarget 24.00
  • Strong Buy
    1

Ownership Breakdown

Institutions
54.67%
Insiders
21.44%
Retail / Other
23.89%

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Dividends

20264×
0.06Nov 11, 20260.06Aug 11, 20260.05May 11, 20260.05Feb 11, 2026
20252×
0.05Nov 10, 20250.05Aug 11, 2025
20223×
0.04Aug 30, 20220.04May 27, 20220.04Feb 25, 2022
20214×
0.04Nov 29, 20210.04Aug 30, 20210.04May 27, 20210.04Feb 25, 2021
20204×
0.04Nov 27, 20200.04Aug 28, 20200.04May 28, 20200.06Feb 27, 2020
20194×
0.06Nov 27, 20190.06Aug 29, 20190.10May 30, 20190.10Feb 27, 2019
20183×
0.10Nov 29, 20180.10Aug 30, 20180.10May 30, 2018

Stock Splits

  • Aug 26, 20041:5