YOLFTbeta
Ethos Technologies Inc. Class A Common Stock

Ethos Technologies Inc. Class A Common Stock

LIFE · NASDAQ · Financial Services / Insurance Brokers

33.26USD-0.26 (-0.78%)

Price History

Full chart

Market Stats

Previous Close33.52
Open33.61
Day Range33.00 – 34.23
52-Week Range9.45 – 42.55
Volume1.12M
Market Cap2.38B
P/E (TTM)0.00
Forward P/E0.00
EPS-2.06
Dividend Yield0.00%
50-Day Avg35.37
200-Day Avg21.58

About

Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.

Company Details

  • SectorFinancial Services
  • IndustryInsurance Brokers
  • CEOMr. Peter George Colis
  • Employees614
  • Headquarters90 New Montgomery Street, San Francisco, CA, United States, 94105, USA
  • Websitehttps://www.ethos.com

Leadership

  • Mr. Peter George ColisCo-Founder, CEO & Chair of Board of Directors · b. 1990
  • Mr. Lingke WangCo-Founder, President & Director · b. 1991
  • Mr. Vipul SharmaChief Technology Officer · b. 1980
  • Mr. Kunal MehtaSenior Vice President of Finance · b. 1982
  • Mr. Christopher Michael CapozziChief Financial Officer · b. 1978
  • Mr. Brett WilsonSenior Vice President of Strategic Accounts & Operations
  • Mr. Brandt Walter KucharskiChief Accounting Officer · b. 1980
  • Mr. Aaron Ellison TurnerVice President of Investor Relations
  • Mr. Porter NolanGeneral Counsel
  • Ms. Laura HeegerChief Compliance & Privacy Officer

Financials

Income Statement

Currency: USD2023-12-312024-12-312025-12-31
Total Revenue159.75M254.93M387.61M
Growth (%)-+59.57%+52.05%
Cost of Revenue5.90M6.53M6.73M
Gross Profit153.85M248.40M380.88M
Gross Margin96.31%97.44%98.26%
Operating Expense156.76M199.65M307.95M
Operating Income-2.91M48.75M72.92M
Operating Margin-1.82%19.12%18.81%
EBITDA8.73M60.01M85.18M
EBITDA Margin5.46%23.54%21.97%
Net Income1.69M48.83M71.15M
Net Income Margin1.06%19.16%18.36%
Interest Expense723.00K595.00K3.17M
Interest Expense % of Total Revenue0.45%0.23%0.82%

Balance Sheet

Currency: USD2023-12-312024-12-312025-12-31
Total Assets279.65M395.88M515.34M
Total Liabilities438.83M503.03M539.45M
Total Equity-159.18M-107.15M-24.12M
Cash25.02M35.08M91.09M
Total Debt--2.35M
Net Debt---88.74M

Cash Flow

Currency: USD2023-12-312024-12-312025-12-31
Operating Cash Flow-37.12M-10.91M36.23M
Investing Cash Flow--31.87M
Financing Cash Flow-1.64M21.86M-12.05M
Capital Expenditure4.91M4.58M6.28M
Free Cash Flow-42.03M-15.49M29.95M
FCF to OCF113.22%142.02%82.67%

Earnings

Report DateJun 19, 2015Sep 11, 2015Dec 16, 2015May 13, 2016Aug 16, 2016Dec 13, 2016Mar 21, 2017Sep 7, 2017Mar 24, 2018Jul 13, 2018Oct 8, 2018Feb 1, 2019Jul 2, 2019Nov 5, 2019Mar 4, 2020Jun 26, 2020Oct 30, 2020May 14, 2021Oct 12, 2021Apr 12, 2022Jul 21, 2022Mar 3, 2023Oct 3, 2023Mar 15, 2024May 29, 2024Dec 3, 2025Feb 25, 2026May 6, 2026Aug 3, 2026Nov 2, 2026
EPS Estimate-4.53-6.37-7.09-9.74-9.36-8.60-6.25-6.90-5.08-4.55-4.21-3.42-2.74-1.73-1.59-0.73-0.74-0.49-0.57-0.33-0.38-0.48-0.22-0.25-0.240.000.400.470.190.09
EPS Actual-10.36-6.72-9.80-9.10-8.12-7.39-7.84-6.02-5.04-4.90-3.36-2.94-1.80-1.47-1.54-0.69-0.68-0.64-0.42-0.44-0.44-0.26-0.20-0.23-0.230.270.420.380.30-
Surprise-128.70%-5.49%-38.22%6.57%13.25%14.07%-25.44%12.75%0.79%-7.69%20.19%14.04%34.31%15.03%3.14%5.48%8.11%-30.61%26.32%-33.33%-15.79%45.83%9.09%8.00%4.17%-4.71%-19.15%57.89%-
TimingPre-market-After-hours--After-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-market--After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap2.38B
Enterprise Value2.00B
Trailing P/E0.00
Forward P/E0.00
Price / Sales4.06
Price / Book4.55
EPS-2.06
Book Value7.47
Revenue (TTM)586.53M
Gross Profit (TTM)575.54M
EBITDA-98.02M
Profit Margin-18.15%
Operating Margin9.56%
Return on Equity-26.11%
Return on Assets-11.15%
Shares Outstanding31.55M
Shares Float29.67M
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Strong Buy
Based on 9 analystsTarget 36.50
  • Strong Buy
    6
  • Buy
    2
  • Hold
    1

Ownership Breakdown

Institutions
45.97%
Insiders
8.66%
Retail / Other
45.37%

Top Institutional Holders

  • Alphabet Inc
    3.62M5.68%
  • SoftBank Group Corp
    3.13M4.91%
  • Divisadero Street Capital Management, LP
    1.64M2.57%
  • T. Rowe Price Investment Management,Inc.
    1.58M2.48%
  • Capital World Investors
    1.32M2.06%
  • GLADE BROOK CAPITAL PARTNERS LLC
    857.86K1.35%
  • Vanguard Capital Management, LLC
    487.57K0.76%
  • UBS Group AG
    417.41K0.65%
  • Cannell Capital LLC
    408.50K0.64%
  • HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND
    350.00K0.55%
  • Renaissance Technologies Corp
    342.50K0.54%
  • Manufacturers Life Insurance Co
    341.28K0.54%
  • Allspring Global Investments Holdings, LLC
    261.37K0.41%
  • Bard Associates Inc
    248.22K0.39%

Top Fund Holders

  • American Funds SMALLCAP World A
    1.32M2.06%
  • Columbia Acorn Inst
    799.60K1.25%
  • Calamos Timpani Small Cap Growth I
    434.61K0.68%
  • Vanguard MStar Total Stk Mkt Idx Invest
    350.93K0.55%
  • CT (Lux) American Smaller Com 9U USD
    328.32K0.51%
  • Heptagon Driehaus US Micro Cap Eq C$ Acc
    229.62K0.36%