YOLFTbeta
Mid Penn Bancorp

Mid Penn Bancorp

MPB · NASDAQ · Financial Services / Banks - Regional

35.28USD-0.02 (-0.06%)

Price History

Full chart

Market Stats

Previous Close35.30
Open35.41
Day Range35.18 – 35.63
52-Week Range25.86 – 38.92
Volume208.06K
Market Cap919.92M
P/E (TTM)12.52
Forward P/E11.06
EPS2.90
Dividend Yield2.53%
Beta0.45
50-Day Avg37.12
200-Day Avg33.87

About

Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and corporations in Pennsylvania and New Jersey, the United States. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans; and personal loans and lines of credit, home equity lines of credit, commercial lines of credit, commercial real estate financing, SBA loans, and agricultural loans. In addition, the company offers trust, retail investment, wealth management, and personal and business insurance services; private banking; insured cash sweep; debit, credit, and gift cards; online bill payment; and online and telephone banking, cash management, automated teller services, and safe deposit boxes. Mid Penn Bancorp, Inc. was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Rory G. Ritrievi
  • Employees721
  • Headquarters2407 Park Drive, Harrisburg, PA, United States, 17110, USA
  • Websitehttps://midpennbank.com

Leadership

  • Mr. Rory G. RitrieviPresident, CEO & Chairman · b. 1964
  • Mr. Justin T. WebbChief Financial Officer · b. 1983
  • Mr. Dana R. StewartFirst Executive VP & COO
  • Ms. Margaret E. SteinourSenior VP & Chief Administrative Officer
  • Mr. Kenneth J. StephonChief Corporate Development Officer & Director · b. 1959
  • Elizabeth O. MartinCorporate Secretary

Financials

Income Statement

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue8.36M8.83M8.36M21.20M21.83M21.80M23.61M24.71M23.37M22.69M23.53M26.25M16.50M34.92M35.54M34.99M33.28M34.56M33.95M32.58M33.71M40.49M45.94M49.51M76.11M107.95M122.69M143.83M187.25M236.34M306.71M326.93M
Growth (%)-+5.62%-5.30%+153.53%+2.99%-0.16%+8.30%+4.66%-5.40%-2.92%+3.72%+11.53%-37.15%+111.73%+1.76%-1.54%-4.90%+3.85%-1.76%-4.06%+3.48%+20.13%+13.46%+7.77%+53.73%+41.83%+13.65%+17.23%+30.19%+26.22%+29.78%+6.59%
Cost of Revenue5.74M6.72M7.56M9.00M9.94M10.00M11.78M12.23M10.35M8.72M8.73M9.78M13.47M16.26M16.12M22.82M13.28M10.73M8.16M6.74M6.04M5.67M7.24M6.63M13.22M26.55M23.93M17.70M22.07M92.66M132.06M125.97M
Gross Profit2.62M2.11M800.00K12.20M11.90M11.80M11.83M12.47M13.02M13.97M14.80M16.46M3.03M18.66M19.42M12.17M20.00M23.83M25.79M25.83M27.66M34.82M38.70M42.88M62.89M81.39M98.76M126.13M165.18M236.34M174.66M200.96M
Gross Margin31.34%23.90%9.57%57.55%54.49%54.13%50.10%50.48%55.72%61.55%62.90%62.73%18.36%53.43%54.64%34.77%60.10%68.96%75.96%79.30%82.07%85.99%84.25%86.61%82.63%75.40%80.50%87.69%88.22%100.00%56.94%61.47%
Operating Expense-1.10M-1.99M-3.89M6.30M6.50M6.60M6.66M7.03M7.26M8.10M9.03M10.26M-3.48M12.60M14.73M16.67M16.84M18.07M19.60M19.69M20.50M26.65M28.62M31.29M50.17M59.97M67.42M90.08M97.84M191.65M114.62M128.59M
Operating Income3.72M4.10M4.69M5.90M5.40M5.20M5.17M5.45M5.76M5.87M5.77M6.20M6.51M6.07M4.69M-4.50M3.16M5.77M6.20M6.14M7.16M8.17M10.08M11.59M12.72M21.43M31.34M36.05M67.35M44.69M60.03M72.37M
Operating Margin44.50%46.43%56.06%27.83%24.73%23.85%21.91%22.05%24.66%25.86%24.53%23.63%39.48%17.37%13.20%-12.87%9.51%16.68%18.25%18.85%21.25%20.18%21.94%23.41%16.72%19.85%25.54%25.07%35.97%18.91%19.57%22.14%
EBITDA9.73M11.14M5.05M6.30M5.80M5.60M5.54M5.78M6.11M6.29M6.27M6.82M7.19M6.94M5.61M-3.35M4.48M7.07M7.33M7.43M8.46M9.76M11.87M13.16M16.34M27.50M37.79M40.73M73.82M44.69M66.86M77.41M
EBITDA Margin116.39%126.16%60.38%29.72%26.56%25.69%23.47%23.41%26.12%27.74%26.64%25.98%43.58%19.87%15.77%-9.58%13.47%20.47%21.60%22.81%25.10%24.10%25.83%26.58%21.47%25.47%30.80%28.32%39.42%18.91%21.80%23.68%
Net Income2.74M2.97M3.33M4.20M3.90M3.90M3.95M4.23M4.50M4.62M4.37M4.60M4.89M4.67M3.59M-2.29M2.75M4.54M4.95M4.94M5.70M6.53M7.80M7.09M10.60M17.70M26.21M29.32M54.81M37.40M49.44M56.25M
Net Income Margin32.78%33.64%39.81%19.81%17.86%17.89%16.72%17.12%19.23%20.34%18.56%17.54%29.63%13.37%10.10%-6.56%8.26%13.14%14.58%15.16%16.91%16.12%16.99%14.32%13.92%16.40%21.36%20.38%29.27%15.82%16.12%17.21%
R&D-----------------00000000-------
R&D as % of Total Revenue-----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense5.74M6.72M7.51M8.90M9.60M9.70M11.46M11.73M9.93M8.43M8.01M9.56M12.73M15.34M14.89M13.30M10.64M9.52M7.13M5.06M4.43M4.61M5.37M6.30M12.72M25.16M19.73M14.75M17.77M89.37M129.91M124.67M
Interest Expense % of Total Revenue68.66%76.10%89.83%41.98%43.97%44.50%48.52%47.49%42.47%37.17%34.01%36.41%77.19%43.92%41.90%38.02%31.98%27.55%20.98%15.52%13.13%11.38%11.68%12.73%16.71%23.31%16.08%10.26%9.49%37.81%42.36%38.14%

Balance Sheet

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-194.70M210.17M256.70M277.80M287.50M315.58M330.63M363.28M373.47M403.26M438.11M491.69M509.76M572.30M606.01M637.46M715.38M705.20M713.13M755.66M931.64M1.03B1.17B2.08B2.23B3.00B4.69B4.50B5.29B5.47B6.13B
Total Liabilities-172.00M185.52M227.00M246.30M260.90M285.96M298.92M328.08M336.11M367.98M401.25M452.61M469.31M521.41M559.31M589.26M661.93M652.98M660.21M696.53M861.57M962.13M1.09B1.85B1.99B2.74B4.20B3.99B4.75B4.82B5.32B
Total Equity-22.70M24.65M29.70M31.50M26.60M29.63M31.72M35.20M37.36M35.27M36.86M39.09M40.44M50.89M46.70M48.20M53.45M52.22M52.92M59.13M70.07M70.47M75.70M223.21M237.87M255.69M490.08M512.10M542.35M655.02M814.06M
Cash--32.88M42.00M48.60M42.10M48.36M62.07M73.58M77.37M67.09M60.90M56.42M57.43M58.52M47.56M62.70M38.88M36.04M16.14M15.65M17.60M15.50M22.82M29.17M30.40M32.83M187.13M57.77M80.10M51.49M46.70M
Total Debt-4.30M9.22M7.90M27.80M41.00M51.98M42.18M50.54M45.37M63.76M72.18M83.99M91.93M79.20M54.10M29.44M22.70M22.51M46.98M53.54M79.31M21.00M64.30M118.21M72.52M170.20M166.91M71.08M356.17M79.44M59.38M
Net Debt-4.30M-23.65M-34.10M-20.80M-1.10M3.62M-19.89M-23.04M-32.00M-3.33M11.28M27.57M34.50M20.68M6.54M-33.26M-16.18M-13.53M30.84M37.88M61.71M5.50M41.48M89.03M42.11M98.07M-20.22M13.30M276.06M27.94M12.68M

Cash Flow

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.07M3.30M3.31M3.40M4.10M4.40M4.21M5.11M4.39M5.10M5.32M5.14M5.69M5.49M5.84M2.09M7.27M8.45M9.40M10.68M8.67M13.17M21.85M11.89M10.98M7.83M14.07M65.90M59.99M52.34M51.39M80.03M
Investing Cash Flow-3.93M-20.76M-15.05M-17.90M-21.80M-10.30M-27.81M-12.53M-31.86M-11.69M-24.36M-35.47M-23.36M-17.64M-66.24M-37.41M-33.14M-74.68M3.56M-23.61M-41.89M-38.90M-86.80M-163.80M21.85M-26.98M-588.91M169.37M-704.71M-408.93M-208.74M83.17M
Financing Cash Flow2.29M16.08M12.79M14.10M17.40M7.70M22.11M10.47M26.54M5.95M18.26M30.00M20.82M13.25M58.24M35.83M29.81M71.17M-15.33M6.07M34.48M29.13M97.64M129.44M-16.28M118.12M739.54M374.76M-208.15M392.47M131.16M-134.85M
Capital Expenditure440.00K1.47M316.00K200.00K500.00K200.00K643.00K150.00K262.00K1.03M1.43M2.08M1.04M1.89M1.59M2.65M1.59M1.42M995.00K588.00K1.01M1.46M775.00K6.88M8.96M3.88M3.69M3.50M4.25M2.77M6.92M8.23M
Free Cash Flow2.63M1.83M3.00M3.20M3.60M4.20M3.57M4.96M4.13M4.07M3.89M3.06M4.66M3.60M4.25M-554.00K5.68M7.03M8.40M10.09M7.66M11.71M21.07M5.02M2.02M3.95M10.38M62.40M55.74M49.57M44.47M71.80M
Dividends Paid1.62M1.70M1.19M2.00M2.10M6.60M2.43M2.43M2.43M2.50M5.74M2.55M2.65M2.77M2.79M2.26M500.00K1.20M1.43M1.18M1.93M2.27M2.45M2.20M4.62M6.69M6.50M8.87M12.73M12.98M13.82M18.16M
FCF to OCF85.67%55.45%90.46%94.12%87.80%95.45%84.73%97.06%94.03%79.82%73.12%59.51%81.88%65.63%72.81%-26.47%78.17%83.25%89.41%94.50%88.36%88.91%96.45%42.17%18.44%50.39%73.81%94.69%92.92%94.71%86.54%89.71%
Dividend Paid to FCF61.60%92.90%39.81%62.50%58.33%157.14%68.00%48.99%58.88%61.40%147.61%83.43%56.91%77.03%65.58%-408.30%8.80%17.01%17.04%11.70%25.13%19.42%11.64%43.94%227.90%169.49%62.63%14.22%22.85%26.19%31.08%25.29%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Mar 31, 2001Jun 30, 2001Sep 30, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Mar 31, 2003Jun 30, 2003Sep 30, 2003Dec 31, 2003Mar 31, 2004Jun 30, 2004Sep 30, 2004Dec 31, 2004Mar 31, 2005Jun 30, 2005Sep 30, 2005Dec 31, 2005Apr 27, 2006Jul 27, 2006Oct 26, 2006Jan 24, 2007Apr 25, 2007Jul 26, 2007Oct 24, 2007Jan 23, 2008Apr 28, 2008Jul 18, 2008Oct 17, 2008Jan 26, 2009Apr 27, 2009Jul 31, 2009Nov 2, 2009Feb 1, 2010Apr 22, 2010Jul 22, 2010Oct 21, 2010Jan 27, 2011Apr 29, 2011Jul 27, 2011Oct 31, 2011Jan 26, 2012May 3, 2012Jul 25, 2012Oct 24, 2012Jan 24, 2013Apr 29, 2013Jul 24, 2013Oct 23, 2013Jan 22, 2014Apr 30, 2014Jul 30, 2014Oct 23, 2014Jan 21, 2015Apr 29, 2015Jul 29, 2015Oct 22, 2015Jan 20, 2016Apr 27, 2016Jul 21, 2016Oct 26, 2016Feb 2, 2017Apr 25, 2017Jul 27, 2017Oct 25, 2017Jan 26, 2018Apr 26, 2018Jul 27, 2018Oct 25, 2018Jan 28, 2019Apr 25, 2019Jul 25, 2019Oct 25, 2019Jan 28, 2020Apr 27, 2020Jul 23, 2020Oct 29, 2020Jan 28, 2021Apr 22, 2021Jul 26, 2021Oct 27, 2021Feb 1, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 28, 2023Jul 27, 2023Oct 25, 2023Jan 26, 2024Apr 24, 2024Jul 24, 2024Oct 23, 2024Jan 22, 2025Apr 23, 2025Jul 23, 2025Oct 22, 2025Jan 21, 2026Apr 21, 2026Jul 22, 2026Oct 28, 2026
EPS Estimate-----------------------------------------0.31-1.230.100.190.190.180.190.21------------------------------0.470.530.580.570.390.500.560.870.910.620.470.510.590.680.820.980.880.680.630.590.610.600.710.710.630.690.710.840.800.810.90
EPS Actual0.280.270.300.270.280.260.270.280.270.280.290.300.310.280.330.300.360.310.340.310.280.300.350.290.280.320.410.330.320.350.390.310.340.350.290.340.300.320.070.020.170.06-1.060.170.190.110.170.250.270.290.350.290.350.330.300.180.370.400.370.410.460.430.230.230.460.430.330.430.480.450.490.470.550.530.390.170.450.280.500.480.520.570.520.450.810.781.061.100.930.430.890.760.770.970.990.720.680.570.730.640.680.750.710.720.700.770.830.640.87-
Surprise------------------------------------------80.65%13.82%70.00%0.00%-42.11%-5.56%31.58%28.57%------------------------------2.13%-1.89%-1.72%-8.77%15.38%62.00%39.29%21.84%20.88%50.00%-8.51%74.51%28.81%13.24%18.29%1.02%-18.18%0.00%-9.52%23.73%4.92%13.33%5.63%0.00%14.29%1.45%8.45%-1.19%-20.00%7.41%-
Timing---------------------------------------------After-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-

Key Statistics & Ratios

Market Cap919.92M
Enterprise Value988.40M
Trailing P/E12.52
Forward P/E11.06
PEG Ratio12.66
Price / Sales3.49
Price / Book1.01
EPS2.90
Book Value35.62
Revenue (TTM)263.52M
Gross Profit (TTM)263.52M
Profit Margin25.86%
Operating Margin40.03%
Return on Equity8.12%
Return on Assets1.02%
Shares Outstanding25.34M
Shares Float21.92M
Beta0.45
Dividend Yield2.53%
Dividend Rate0.92
Payout Ratio28.62%

Analyst Ratings

Buy
Based on 3 analystsTarget 40.33
  • Strong Buy
    1
  • Buy
    2

Ownership Breakdown

Institutions
53.95%
Insiders
16.84%
Retail / Other
29.21%

Top Institutional Holders

  • Wellington Management Company LLP
    2.31M9.11%
  • BlackRock Inc
    1.50M5.91%
  • Vanguard Capital Management, LLC
    915.02K3.61%
  • AllianceBernstein L.P.
    887.94K3.50%
  • Dimensional Fund Advisors, Inc.
    885.61K3.50%
  • State Street Corp
    553.67K2.19%
  • Geode Capital Management, LLC
    503.91K1.99%
  • American Century Companies Inc
    355.67K1.40%
  • Manufacturers Life Insurance Co
    272.36K1.07%
  • Rhino Investment Partners, Inc.
    232.07K0.92%
  • Banc Funds Co LLC
    207.98K0.82%
  • Petiole USA ltd
    192.41K0.76%
  • Charles Schwab Investment Management Inc
    167.06K0.66%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    715.28K2.82%
  • iShares Russell 2000 ETF
    548.50K2.17%
  • Avantis US Small Cap Value ETF
    317.24K1.25%
  • Fidelity Small Cap Index
    234.80K0.93%
  • iShares Russell 2000 Value ETF
    202.97K0.80%
  • State Street® SPDR® S&PRgnllBkgETF
    202.82K0.80%
  • DFA US Small Cap Value I
    176.18K0.70%

Dividends

20264×
0.23Nov 2, 20260.23Aug 3, 20260.22May 4, 20260.22Feb 6, 2026
20254×
0.22Nov 10, 20250.20Aug 8, 20250.20May 8, 20250.20Feb 7, 2025
20244×
0.20Nov 8, 20240.20Aug 9, 20240.20May 9, 20240.20Feb 8, 2024
20234×
0.20Nov 9, 20230.20Aug 9, 20230.20May 9, 20230.20Feb 9, 2023
20224×
0.20Nov 9, 20220.20Aug 9, 20220.20May 9, 20220.20Feb 10, 2022
20214×
0.20Nov 9, 20210.20Aug 9, 20210.20May 7, 20210.19Feb 9, 2021

Stock Splits

  • May 7, 200721:20
  • Feb 6, 200621:20
  • May 5, 200321:20
  • Nov 8, 199921:20
  • Nov 6, 199821:20
  • Aug 26, 19972:1
  • May 5, 199721:20