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Northeast Bancorp

Northeast Bancorp

NBN · NASDAQ · Financial Services / Banks - Regional

127.28USD-0.11 (-0.09%)

Price History

Full chart

Market Stats

Previous Close127.39
Open128.01
Day Range126.10 – 128.65
52-Week Range80.73 – 142.30
Volume90.80K
Market Cap1.11B
P/E (TTM)10.17
Forward P/E16.26
EPS12.81
Dividend Yield0.03%
Beta0.58
50-Day Avg130.91
200-Day Avg120.89

About

Northeast Bank provides various banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and checking accounts. Its loan portfolio comprises multi-family and other commercial real estate loans; residential and home equity loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; and mobile home and overdraft, and deposit-secured loans. The company also provides telephone banking, online banking and bill payment, mobile banking, and remote deposit capture services, as well as debit and credit card, ATM, wire, electronic transfer, and check services; and engages in the investment activities. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Richard N. Wayne
  • Employees222
  • Headquarters27 Pearl Street, Portland, ME, United States, 04101, USA
  • Websitehttps://www.northeastbank.com

Leadership

  • Mr. Richard N. WaynePresident, CEO & Director · b. 1952
  • Mr. Patrick DignanExecutive VP & COO · b. 1963
  • Mr. Robert BanaskiSenior VP & Chief Retail Banking Officer · b. 1970
  • Ms. Christine DowneyChief Risk Officer · b. 1965
  • Mr. Santino Delmolino C.P.A.CFO & Corporate Controller
  • Rebecca RandSenior VP & Director of Accounting
  • Mr. Christopher CooperGeneral Counsel
  • Ms. Heidi JacquesSenior VP & Director of Human Resources
  • Mr. Brian FenwickManaging Director of Loan Underwriting
  • Ms. Theresa MorrisonManaging Director of Real Estate

Financials

Income Statement

Currency: USD1988-06-301989-06-301990-06-301991-06-301992-06-301993-06-301994-06-301995-06-301996-06-301997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue--8.00M15.00M14.90M15.80M16.60M19.10M22.30M24.00M27.00M29.62M34.94M38.88M35.89M34.12M33.00M37.83M42.05M43.63M46.20M44.54M43.41M57.64M35.58M44.08M41.70M50.22M53.64M65.88M71.57M86.03M94.81M146.89M109.78M179.91M260.51M351.00M385.07M
Growth (%)---+87.50%-0.67%+6.04%+5.06%+15.06%+16.75%+7.62%+12.50%+9.70%+17.96%+11.28%-7.70%-4.92%-3.30%+14.64%+11.17%+3.75%+5.90%-3.60%-2.54%+32.78%-38.26%+23.88%-5.40%+20.43%+6.81%+22.82%+8.63%+20.21%+10.20%+54.93%-25.26%+63.89%+44.80%+34.73%+9.71%
Cost of Revenue--4.50M9.90M8.90M8.10M7.50M8.70M10.70M11.90M13.50M15.20M19.42M22.53M17.84M14.86M13.04M15.27M17.99M21.09M21.89M19.08M15.38M10.83M7.26M7.72M7.18M7.94M9.47M11.69M13.99M20.82M23.20M9.64M2.65M60.68M111.08M146.91M148.11M
Gross Profit--3.50M5.10M6.00M7.70M9.10M10.40M11.60M12.10M13.50M14.42M15.52M16.35M18.05M19.26M19.95M22.56M24.06M22.54M24.31M25.46M28.03M46.80M28.32M36.37M34.52M42.28M44.17M54.19M57.57M65.22M71.61M137.25M107.13M119.24M149.43M204.09M236.96M
Gross Margin--43.75%34.00%40.27%48.73%54.82%54.45%52.02%50.42%50.00%48.68%44.41%42.04%50.29%56.45%60.48%59.63%57.23%51.67%52.63%57.16%64.58%81.21%79.59%82.49%82.77%84.20%82.34%82.26%80.45%75.80%75.53%93.44%97.59%66.27%57.36%58.14%61.54%
Operating Expense--2.10M4.10M4.20M5.70M7.20M8.00M9.60M9.70M9.80M10.62M10.54M10.98M12.15M13.53M14.80M16.68M18.21M20.08M21.85M24.46M25.42M31.75M27.12M30.19M30.24M31.15M32.44M34.05M34.38M45.60M38.33M36.16M45.58M54.02M61.31M78.39M89.78M
Operating Income900.00K1.10M1.40M1.00M1.80M2.00M1.90M2.40M2.00M2.40M3.70M3.80M4.97M5.37M5.90M5.73M5.16M5.87M5.86M2.47M2.46M997.64K2.61M15.06M1.20M6.18M4.28M11.14M11.72M20.14M23.20M19.61M33.28M101.09M61.55M65.22M88.12M125.70M147.18M
Operating Margin--17.50%6.67%12.08%12.66%11.45%12.57%8.97%10.00%13.70%12.83%14.23%13.82%16.44%16.80%15.62%15.53%13.92%5.65%5.32%2.24%6.02%26.12%3.36%14.01%10.26%22.17%21.85%30.57%32.41%22.80%35.10%68.82%56.07%36.25%33.82%35.81%38.22%
EBITDA900.00K1.10M1.50M1.20M2.00M2.60M2.40M3.20M3.00M3.30M4.60M5.00M6.06M6.35M6.69M6.59M6.04M6.83M7.15M3.87M4.19M2.90M4.41M17.57M3.76M8.86M7.02M13.39M13.83M22.02M24.93M21.37M36.23M103.69M64.15M68.43M91.18M128.84M147.18M
EBITDA Margin--18.75%8.00%13.42%16.46%14.46%16.75%13.45%13.75%17.04%16.88%17.33%16.33%18.66%19.30%18.29%18.07%16.99%8.87%9.07%6.50%10.17%30.49%10.57%20.11%16.84%26.67%25.78%33.42%34.83%24.84%38.21%70.59%58.44%38.03%35.00%36.71%38.22%
Net Income900.00K1.10M900.00K600.00K1.10M1.20M1.50M1.50M1.30M1.50M2.40M2.40M3.21M3.48M3.85M3.86M3.51M4.02M4.00M1.89M1.93M958.99K1.72M14.35M2.16M4.42M2.69M7.14M7.62M12.34M16.17M13.88M22.74M71.50M42.16M44.19M58.23M83.44M107.48M
Net Income Margin--11.25%4.00%7.38%7.59%9.04%7.85%5.83%6.25%8.89%8.10%9.19%8.96%10.74%11.30%10.64%10.62%9.52%4.32%4.18%2.15%3.96%24.89%6.08%10.03%6.46%14.22%14.20%18.73%22.59%16.14%23.98%48.68%38.41%24.56%22.35%23.77%27.91%
R&D------------------------0000000--------
R&D as % of Total Revenue------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%--------
Interest Expense004.40M9.40M8.20M7.20M6.50M8.10M10.10M11.30M12.80M14.60M18.35M21.75M17.00M13.77M12.08M13.97M16.76M20.10M21.05M16.98M13.51M9.21M6.32M6.60M6.65M7.22M7.86M10.10M12.58M19.51M18.70M11.04M5.11M58.38M109.31M138.17M148.57M
Interest Expense % of Total Revenue--55.00%62.67%55.03%45.57%39.16%42.41%45.29%47.08%47.41%49.29%52.52%55.95%47.37%40.35%36.61%36.92%39.86%46.07%45.56%38.13%31.13%15.98%17.75%14.96%15.95%14.38%14.64%15.32%17.58%22.68%19.72%7.52%4.66%32.45%41.96%39.36%38.58%

Balance Sheet

Currency: USD1988-06-301989-06-301990-06-301991-06-301992-06-301993-06-301994-06-301995-06-301996-06-301997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets--73.50M145.60M164.20M179.10M190.60M207.50M222.30M284.10M322.50M364.40M433.85M431.30M442.22M467.68M538.75M575.90M562.92M556.80M598.27M598.15M622.61M596.39M669.20M670.64M761.93M850.83M986.15M1.08B1.16B1.15B1.26B2.17B1.58B2.87B3.13B4.28B5.23B
Total Liabilities--63.10M133.60M151.40M165.00M174.80M190.20M204.10M261.90M297.40M337.70M405.73M393.68M400.31M431.18M502.30M536.03M523.82M515.95M558.00M550.83M571.70M531.44M550.06M556.84M649.87M737.99M869.56M954.08M1.02B30.15M1.09B1.94B1.33B2.57B2.76B3.78B4.62B
Total Equity--10.40M12.00M12.80M14.10M15.80M17.30M18.20M22.20M25.10M26.70M28.13M30.45M34.73M36.50M36.45M39.87M39.10M40.85M40.27M47.32M50.91M64.95M119.14M113.80M112.07M112.84M116.59M122.80M138.43M1.12B164.74M232.39M248.32M296.66M376.63M494.29M603.85M
Cash--3.20M9.50M12.70M10.40M11.30M14.70M11.60M18.80M12.20M5.30M8.48M10.10M15.02M17.28M14.65M10.32M10.67M10.74M12.54M13.02M7.02M83.93M128.27M65.93M82.26M89.85M151.16M163.28M157.40M56.91M143.66M1.01B172.08M197.91M242.16M413.62M2.91M
Total Debt--8.90M24.30M29.10M40.50M48.40M40.30M57.40M86.90M110.60M116.50M142.91M116.87M94.83M109.87M121.44M136.07M124.80M147.56M186.83M162.39M180.40M126.71M120.86M64.07M66.00M52.57M54.84M44.81M39.87M30.46M59.32M36.11M34.45M584.53M365.44M339.24M857.74M
Net Debt--5.70M14.80M16.40M30.10M37.10M25.60M45.80M68.10M98.40M111.20M134.43M106.77M79.81M92.59M106.80M125.75M114.13M136.82M174.29M149.37M173.38M42.77M-7.42M-1.86M-16.25M-37.28M-96.62M-118.78M-117.84M-26.75M-84.34M-974.38M-137.63M386.62M123.28M-74.48M854.84M

Cash Flow

Currency: USD1990-06-301991-06-301992-06-301993-06-301994-06-301995-06-301996-06-301997-06-301998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow1.00M900.00K7.30M3.00M4.90M2.60M2.10M2.80M3.30M2.50M5.30M3.41M5.04M1.02M7.20M5.66M5.44M3.26M4.95M2.88M-7.86M8.35M-6.97M1.32M-5.54M21.52M5.09M33.99M19.45M18.77M16.31M8.34M30.50M60.11M2.56M54.13M-62.54M
Investing Cash Flow-5.50M-3.00M-21.60M-17.40M-14.50M14.20M-20.90M-34.70M-45.10M-43.20M-69.75M4.48M-7.29M-22.38M-79.68M-38.13M10.20M6.68M-35.01M-3.30M-3.15M78.55M-18.64M-63.08M-64.83M-94.14M-67.64M-93.68M-83.60M-89.38M1.50M27.46M-248.95M-1.23B-158.25M-919.85M-742.16M
Financing Cash Flow5.40M5.50M17.40M12.20M10.50M-13.40M15.60M36.80M35.20M40.60M65.14M-6.48M6.82M21.42M68.32M31.70M-17.41M-11.30M31.86M899.06K18.42M-23.41M69.96M-580.00K86.70M80.21M123.85M71.82M58.27M-29.89M68.94M831.03M-619.96M1.20B199.94M1.04B825.46M
Capital Expenditure200.00K300.00K300.00K1.60M300.00K900.00K400.00K1.00M400.00K1.40M325.81K433.66K603.61K531.19K1.11M1.24M1.11M1.12M1.87M1.21M720.00K1.45M2.56M2.90M1.09M1.24M1.19M695.00K981.00K297.00K1.16M1.26M1.06M2.46M2.45M707.00K1.45M
Free Cash Flow800.00K600.00K7.00M1.40M4.60M1.70M1.70M1.80M2.90M1.10M4.97M2.98M4.44M489.18K6.10M4.42M4.33M2.14M3.08M1.67M-8.58M6.91M-9.54M-1.57M-6.63M20.28M3.90M33.30M18.47M18.48M15.15M7.08M29.44M57.64M111.00K53.42M-63.99M
Dividends Paid300.00K200.00K300.00K200.00K300.00K300.00K400.00K500.00K600.00K600.00K632.97K661.50K648.73K847.25K888.33K910.22K897.09K882.45K851.78K923.86K1.05M1.26M1.47M3.86M2.92M402.00K380.00K357.00K355.00K359.00K358.00K331.00K315.00K295.00K306.00K335.00K345.00K
FCF to OCF80.00%66.67%95.89%46.67%93.88%65.38%80.95%64.29%87.88%44.00%93.85%87.29%88.02%47.94%84.66%78.05%79.57%65.54%62.17%57.90%109.16%82.66%136.78%-118.97%119.61%94.22%76.64%97.96%94.96%98.42%92.92%84.84%96.54%95.90%4.33%98.69%102.32%
Dividend Paid to FCF37.50%33.33%4.29%14.29%6.52%17.65%23.53%27.78%20.69%54.55%12.73%22.21%14.62%173.20%14.56%20.61%20.72%41.31%27.67%55.43%-12.21%18.26%-15.45%-245.43%-44.11%1.98%9.73%1.07%1.92%1.94%2.36%4.68%1.07%0.51%275.68%0.63%-0.54%

Earnings

Report DateSep 30, 1998Dec 31, 1998Apr 20, 1999Oct 25, 1999Jan 24, 2000Apr 26, 2000Aug 3, 2000Sep 30, 2000Dec 31, 2000Apr 26, 2001Sep 30, 2001Dec 31, 2001Apr 24, 2002Sep 30, 2002Dec 31, 2002Mar 31, 2003Sep 30, 2003Dec 31, 2003Mar 31, 2004Jun 30, 2004Sep 30, 2004Dec 31, 2004Mar 31, 2005Jun 30, 2005Sep 30, 2005Dec 31, 2005Mar 31, 2006Jun 30, 2006Sep 30, 2006Dec 31, 2006Mar 31, 2007Jun 30, 2007Sep 30, 2007Jan 18, 2008Apr 21, 2008Aug 8, 2008Oct 20, 2008Jan 22, 2009Apr 20, 2009Aug 12, 2009Oct 16, 2009Jan 21, 2010Apr 20, 2010Aug 11, 2010Oct 15, 2010Jan 20, 2011Apr 19, 2011Aug 10, 2011Oct 14, 2011Jan 19, 2012Apr 17, 2012Aug 1, 2012Oct 23, 2012Jan 31, 2013Apr 29, 2013Jul 29, 2013Oct 29, 2013Jan 30, 2014Apr 23, 2014Jul 25, 2014Oct 24, 2014Jan 29, 2015Apr 30, 2015Jul 28, 2015Oct 26, 2015Feb 1, 2016May 2, 2016Jul 27, 2016Oct 26, 2016Jan 30, 2017Apr 25, 2017Jul 27, 2017Oct 24, 2017Jan 29, 2018Apr 25, 2018Jul 30, 2018Oct 29, 2018Jan 28, 2019Apr 29, 2019Jul 30, 2019Oct 28, 2019Jan 26, 2020Apr 22, 2020Jul 29, 2020Oct 29, 2020Jan 27, 2021Apr 20, 2021Jul 28, 2021Oct 27, 2021Jan 26, 2022Apr 25, 2022Jul 25, 2022Oct 30, 2022Jan 25, 2023Apr 24, 2023Jul 24, 2023Oct 23, 2023Jan 30, 2024Apr 29, 2024Jul 28, 2024Oct 29, 2024Feb 6, 2025Apr 29, 2025Jul 28, 2025Oct 27, 2025Jan 25, 2026Apr 27, 2026Jul 27, 2026Oct 27, 2026
EPS Estimate--0.330.290.300.311.41--0.35--0.33----------------------------------------0.130.210.240.210.240.27---0.190.19-0.230.270.280.300.25-0.320.460.450.370.400.610.570.560.540.600.580.390.910.600.773.341.881.251.341.171.151.211.271.661.511.561.721.721.881.772.572.782.572.682.443.003.403.50
EPS Actual0.230.250.270.290.300.321.170.330.340.350.360.390.350.340.340.400.350.340.400.260.370.300.440.460.410.420.350.410.180.170.210.200.180.170.290.180.030.120.140.060.190.250.20-0.010.383.583.333.490.120.090.020.140.090.120.160.020.030.130.040.050.160.160.220.220.200.180.190.240.190.350.390.450.420.360.430.480.490.560.520.590.520.530.271.330.940.984.062.541.201.421.361.351.121.541.691.612.011.851.831.912.112.742.233.002.672.473.534.05-
Surprise---18.18%0.00%0.00%3.23%-17.02%--0.00%--6.06%-----------------------------------------7.69%-23.81%-91.67%-85.71%-45.83%-85.19%---15.79%15.79%--21.74%-29.63%-14.29%-36.67%40.00%-40.63%-8.70%-20.00%16.22%20.00%-19.67%-1.75%-7.14%9.26%-13.33%-8.62%-30.77%46.15%56.67%27.27%21.56%35.11%-4.00%5.97%16.24%17.39%-7.44%21.26%1.81%6.62%28.85%7.56%6.40%1.60%19.21%6.61%-19.78%16.73%-0.37%1.23%17.67%19.12%-
Timing------------Pre-market-----------------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-market

Key Statistics & Ratios

Market Cap1.11B
Enterprise Value1.54B
Trailing P/E10.17
Forward P/E16.26
PEG Ratio5.27
Price / Sales4.73
Price / Book1.84
EPS12.81
Book Value70.58
Revenue (TTM)236.96M
Gross Profit (TTM)236.96M
Profit Margin45.36%
Operating Margin65.04%
Return on Equity19.57%
Return on Assets2.26%
Shares Outstanding8.56M
Shares Float7.58M
Beta0.58
Dividend Yield0.03%
Dividend Rate0.04
Payout Ratio0.31%

Analyst Ratings

Buy
Based on 2 analystsTarget 143.50
  • Buy
    1
  • Hold
    1

Ownership Breakdown

Institutions
75.35%
Insiders
13.60%
Retail / Other
11.05%

Top Institutional Holders

  • Earnest Partners LLC
    639.17K7.43%
  • BlackRock Inc
    566.09K6.58%
  • American Century Companies Inc
    454.28K5.28%
  • Dimensional Fund Advisors, Inc.
    341.89K3.97%
  • Boston Partners Global Investors, Inc
    315.26K3.67%
  • State Street Corp
    314.60K3.66%
  • Vanguard Capital Management, LLC
    304.62K3.54%
  • Kennedy Capital Management Inc
    194.80K2.26%
  • Geode Capital Management, LLC
    183.68K2.14%
  • Ampfield Management, L.P.
    173.54K2.02%
  • GW&K Investment Management, LLC
    159.67K1.86%
  • Trevian Wealth Management LLC
    140.46K1.63%
  • Pacific Ridge Capital Partners, LLC
    119.17K1.39%
  • Two Sigma Investments LLC
    111.76K1.30%
  • Royce & Associates, LP
    106.87K1.24%

Top Fund Holders

  • Avantis US Small Cap Value ETF
    250.25K2.91%
  • Harbor Small Cap Value Instl
    237.01K2.76%
  • Vanguard MStar Total Stk Mkt Idx Invest
    218.77K2.54%
  • iShares Russell 2000 ETF
    197.56K2.30%
  • State Street® SPDR® S&PRgnllBkgETF
    142.65K1.66%

Dividends

20264×
0.01Nov 9, 20260.01Aug 10, 20260.01May 12, 20260.01Feb 11, 2026
20254×
0.01Nov 10, 20250.01Sep 25, 20250.01May 13, 20250.01Feb 18, 2025
20244×
0.01Nov 12, 20240.01Aug 9, 20240.01May 10, 20240.01Feb 9, 2024
20234×
0.01Nov 6, 20230.01Aug 8, 20230.01May 4, 20230.01Feb 8, 2023
20224×
0.01Nov 10, 20220.01Aug 8, 20220.01May 3, 20220.01Feb 9, 2022
20214×
0.01Nov 8, 20210.01Aug 12, 20210.01May 5, 20210.01Feb 9, 2021

Stock Splits

  • Dec 16, 19973:2
  • Dec 18, 19952:1