YOLFTbeta
NetSol Technologies Inc

NetSol Technologies Inc

NTWK · NASDAQ · Technology / Software - Application

5.02USD-0.27 (-5.01%)

Price History

Full chart

Market Stats

Previous Close5.29
Open5.27
Day Range4.94 – 5.52
52-Week Range2.73 – 5.47
Volume214.20K
Market Cap58.19M
P/E (TTM)32.67
Forward P/E8.79
EPS0.15
Dividend Yield0.00%
Beta0.93
50-Day Avg4.23
200-Day Avg3.81

About

NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in North America, Europe, and Asia Pacific. The company provides various platforms, including Transcend Platform for digital retail and finance; Originations, an AI-powered loan origination platform; Servicing, a next-gen loan and lease servicing software; Wholesale finance; Mobility solutions; and AI labs. It provides flex, a platform for contract calculations; dock, for rapid document generation; lan, a system for asset leasing and loans; hubex, an API library; index, a lending configuration repository; Tax Engine; PayOff, a platform for early contract closures; Modifi, a platform for Contract Modification; Receive Now, an receivables management platform. The company offers advanced information security services; digital solutions; AI-powered automotive and equipment finance software; AI and ML services and gen AI solutions; digital policy and strategy. Further it provides cloud services, such as managed, cloud infrastructure, development and integrations, SAAS development, devops, and MLOPS and model management, and data engineering services. It serves automobiles, equipment, bank, captive and wholesale industries. The company was incorporated in 1997 and is headquartered in Encino, California.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Najeeb Ullah Ghauri
  • Employees1.57K
  • Headquarters16000 Ventura Blvd., Encino, CA, United States, 91436, USA
  • Websitehttps://www.netsoltech.com

Leadership

  • Mr. Najeeb Ullah GhauriCo-Founder, Chairman & CEO · b. 1954
  • Mr. Naeem Ullah GhauriCo-Founder, President & Director · b. 1957
  • Mr. Roger Kent Almond CPAChief Accounting Officer · b. 1965
  • Ms. Patti L. W. McGlasson J.D.Senior VP of Legal & Corporate Affairs, Corporate Secretary and General Counsel · b. 1965
  • Mr. Sardar Mohammad AbubakrChief Financial Officer
  • Mr. Peter MinshallDirector of Finance & Operations, Europe
  • Mr. Asad Ullah GhauriGlobal Head of Sales, GMD of NetSol Europe, President of NetSol APAC & Director · b. 1977
  • Mr. Erik WagnerChief Marketing Officer
  • Mr. Khurram S. RanaGlobal Chief Human Resource Officer
  • Mr. Boo-Ali Siddiqui FCACFO of Netsol Technologies Ltd · b. 1975

Financials

Income Statement

Currency: USD1998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue168.84K3.00M6.98M6.73M3.58M3.75M5.75M12.44M18.69M29.28M36.64M26.45M36.78M36.55M39.78M50.80M36.38M51.05M64.55M65.37M60.93M67.82M56.37M54.92M57.25M52.39M61.39M66.09M74.37M
Growth (%)-+1676.88%+132.82%-3.69%-46.81%+4.67%+53.50%+116.34%+50.27%+56.67%+25.14%-27.82%+39.06%-0.63%+8.83%+27.71%-28.37%+40.30%+26.45%+1.26%-6.79%+11.31%-16.88%-2.58%+4.24%-8.48%+17.18%+7.65%+12.53%
Cost of Revenue133.86K1.30M2.17M4.13M2.96M1.78M2.66M4.75M9.02M13.66M15.72M17.20M13.87M14.80M18.28M22.95M27.72M33.02M33.75M36.96M31.72M33.37M29.41M28.57M33.51M35.48M32.11M33.51M35.22M
Gross Profit34.98K1.70M4.81M2.60M616.43K1.97M3.09M7.68M9.67M15.62M20.92M9.25M22.91M21.74M21.50M27.84M8.66M18.03M30.80M28.41M29.21M34.45M26.96M26.35M23.74M16.92M29.28M32.57M39.15M
Gross Margin20.72%56.67%68.86%38.60%17.23%52.50%53.79%61.77%51.74%53.35%57.09%34.97%62.30%59.49%54.05%54.81%23.81%35.31%47.72%43.46%47.93%50.79%47.83%47.98%41.46%32.29%47.70%49.29%52.64%
Operating Expense620.45K3.20M8.70M18.08M-5.78M4.23M6.03M6.62M9.93M12.98M13.71M15.73M13.19M11.58M14.23M16.18M21.75M23.19M24.50M29.41M26.15M27.62M25.89M23.63M24.82M25.70M25.79M29.07M32.20M
Operating Income-585.48K-1.50M-3.89M-15.48M6.40M-2.27M-2.94M1.06M-259.35K2.65M7.21M-6.48M9.73M10.16M7.26M11.67M-13.09M-5.17M6.30M-1.00M3.05M6.83M1.07M2.72M-1.08M-8.78M3.49M3.50M6.95M
Operating Margin-346.78%-50.00%-55.73%-230.12%178.74%-60.49%-51.06%8.56%-1.39%9.04%19.67%-24.51%26.45%27.81%18.26%22.97%-35.98%-10.12%9.76%-1.53%5.01%10.07%1.90%4.95%-1.88%-16.76%5.69%5.30%9.34%
EBITDA-583.66K-1.46M-1.76M-13.97M-3.66M-688.60K-729.00K3.04M2.86M8.10M14.12M-616.99K11.73M14.98M12.17M19.56M-4.77M5.68M13.45M6.07M8.63M17.81M6.41M7.64M6.27M791.66K6.09M8.38M6.95M
EBITDA Margin-345.70%-48.60%-25.24%-207.68%-102.39%-18.39%-12.68%24.48%15.31%27.67%38.53%-2.33%31.88%40.98%30.60%38.50%-13.11%11.12%20.84%9.28%14.16%26.26%11.37%13.91%10.96%1.51%9.92%12.68%9.34%
Net Income-585.48K-1.60M-3.40M-14.05M-6.00M-2.14M-2.97M663.33K-1.35M-4.88M7.22M-8.05M1.39M5.73M2.45M7.86M-11.36M-5.55M3.40M-4.98M4.31M12.02M937.08K1.78M-851.16K-5.24M683.87K2.92M8.86M
Net Income Margin-346.78%-53.33%-48.69%-208.86%-167.65%-57.07%-51.66%5.33%-7.24%-16.66%19.71%-30.43%3.79%15.67%6.15%15.48%-31.21%-10.87%5.27%-7.62%7.07%17.72%1.66%3.24%-1.49%-10.01%1.11%4.42%11.91%
R&D--------------0207.90K249.71K314.89K485.78K393.35K854.00K1.97M1.47M674.17K1.34M1.60M1.40M1.28M782.08K
R&D as % of Total Revenue--------------0.00%0.41%0.69%0.62%0.75%0.60%1.40%2.91%2.61%1.23%2.34%3.06%2.28%1.93%1.05%
Interest Expense00000135.24K0000626.71K1.29M1.48M863.71K823.68K1.30M255.68K166.96K264.51K310.04K422.33K311.80K346.86K394.29K369.80K765.03K1.14M871.36K605.62K
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%3.61%0.00%0.00%0.00%0.00%1.71%4.89%4.02%2.36%2.07%2.56%0.70%0.33%0.41%0.47%0.69%0.46%0.62%0.72%0.65%1.46%1.86%1.32%0.81%

Balance Sheet

Currency: USD1998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets478.81K10.70M25.22M13.51M10.43M8.74M11.76M21.13M43.03M49.53M63.78M62.77M72.14M85.65M91.35M102.70M94.90M88.96M93.35M99.68M99.77M87.50M88.47M86.61M72.61M58.38M64.19M62.44M77.84M
Total Liabilities810.35K800.00K5.42M3.61M4.40M3.67M4.63M5.18M15.24M12.13M14.43M25.41M26.09M20.74M16.35M13.28M16.15M15.32M15.71M21.48M22.84M21.01M23.00M24.74M21.75M21.60M24.65M20.18M28.27M
Total Equity-331.54K9.90M19.81M9.89M6.03M5.07M7.13M15.25M26.14M33.85M42.48M30.98M35.62M52.41M59.60M72.15M62.63M59.80M64.30M63.39M62.79M58.07M58.99M54.65M45.40M33.81M34.84M37.83M41.59M
Cash--2.98M306.13K86.91K214.49K871.16K1.37M2.49M4.01M6.28M4.40M4.08M4.17M7.60M7.87M11.46M14.17M11.56M14.17M22.09M17.37M20.17M33.71M23.96M15.53M19.13M17.36M27.12M
Total Debt457.61K100.00K492.42K534.81K742.38K1.47M2.32M1.74M5.12M4.32M5.96M16.68M18.50M12.85M9.31M6.72M7.32M4.38M4.92M10.59M8.93M7.47M14.54M13.49M10.04M7.11M7.67M9.14M9.28M
Net Debt457.61K100.00K-2.49M228.68K655.46K1.26M1.45M367.15K2.63M314.62K-318.66K12.28M14.42M8.67M1.71M-1.15M-4.14M-9.79M-6.64M-3.58M-13.16M-9.90M-5.63M-20.22M-13.92M-8.42M-11.46M-8.22M-17.85M

Cash Flow

Currency: USD1998-06-301999-06-302000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow-113.20K-800.00K-4.35M-6.20M-1.13M-2.18M-1.71M243.87K2.41M-123.53K3.77M1.23M8.67M13.92M8.11M13.85M18.63M5.08M1.66M454.37K15.71M4.93M3.97M15.73M3.06M2.01M2.91M447.27K13.88M
Investing Cash Flow34.37K-400.00K-3.42M308.85K-90.62K678.78K-3.41M-4.70M-8.52M-7.64M-10.13M-9.43M-10.22M-17.80M-11.41M-14.47M-14.74M-3.03M-3.67M-2.73M-3.69M-3.65M-2.05M-2.52M-2.26M-1.40M-291.54K-1.27M-4.58M
Financing Cash Flow40.24K1.20M10.66M3.21M1.00M1.43M5.72M4.83M7.15M9.17M8.53M6.57M1.71M4.27M9.09M1.69M-233.14K1.46M598.18K4.38M-1.02M17.17K1.70M-1.17M-1.38M-718.99K239.55K822.88K269.08K
Capital Expenditure3.74K200.00K1.55M586.15K126.28K127.82K2.86M1.47M7.74M2.42M4.44M8.76M10.59M17.18M11.08M13.79M16.62M3.56M3.34M2.20M2.45M2.73M1.38M2.55M2.61M1.64M515.40K1.38M2.01M
Free Cash Flow-116.94K-1.00M-5.89M-6.78M-1.26M-2.31M-4.57M-1.22M-5.32M-2.54M-663.71K-7.52M-1.92M-3.26M-2.97M54.48K2.01M1.52M-1.68M-1.75M13.26M2.21M2.60M13.17M451.42K370.13K2.39M-935.50K11.88M
Dividends Paid---------77.64K178.54K33.51K43.83K1.29M341.66K389.00K1.01M806.94K1.00M2.16M417.85K87.65K1.92M------
FCF to OCF103.30%125.00%135.62%109.46%111.16%105.86%267.08%-502.16%-220.49%2059.45%-17.60%-610.98%-22.15%-23.41%-36.57%0.39%10.81%29.92%-101.08%-384.90%84.41%44.73%65.33%83.78%14.75%18.42%82.28%-209.16%85.54%
Dividend Paid to FCF----------3.05%-26.90%-0.45%-2.28%-39.62%-11.52%713.97%50.09%53.10%-59.86%-123.30%3.15%3.97%74.00%------

Earnings

Report DateSep 30, 1998Dec 31, 1998Mar 31, 1999Sep 30, 1999Dec 31, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Dec 31, 2000Mar 31, 2001Sep 30, 2001Dec 31, 2001Mar 31, 2002Sep 30, 2002Feb 10, 2003May 7, 2003Nov 13, 2003Feb 10, 2004May 10, 2004Sep 15, 2004Nov 9, 2004Feb 8, 2005May 6, 2005Sep 14, 2005Nov 10, 2005Feb 9, 2006May 9, 2006Sep 25, 2006Nov 14, 2006Feb 2, 2007May 8, 2007Sep 19, 2007Nov 8, 2007Feb 13, 2008May 13, 2008Sep 18, 2008Nov 13, 2008Feb 13, 2009May 12, 2009Sep 15, 2009Nov 12, 2009Feb 10, 2010May 12, 2010Sep 8, 2010Nov 10, 2010Feb 10, 2011May 10, 2011Sep 16, 2011Nov 8, 2011Feb 2, 2012May 7, 2012Sep 4, 2012Nov 14, 2012Feb 12, 2013May 9, 2013Sep 12, 2013Nov 8, 2013Feb 13, 2014May 13, 2014Sep 12, 2014Nov 6, 2014Feb 11, 2015May 11, 2015Sep 15, 2015Nov 12, 2015Feb 11, 2016May 10, 2016Sep 15, 2016Nov 14, 2016Feb 14, 2017May 22, 2017Sep 27, 2017Nov 9, 2017Feb 13, 2018May 14, 2018Sep 26, 2018Nov 13, 2018Feb 13, 2019May 14, 2019Sep 23, 2019Nov 12, 2019Feb 12, 2020May 13, 2020Sep 28, 2020Nov 16, 2020Feb 16, 2021May 13, 2021Sep 28, 2021Nov 11, 2021Feb 14, 2022May 12, 2022Sep 27, 2022Nov 10, 2022Feb 14, 2023May 11, 2023Sep 22, 2023Nov 7, 2023Feb 13, 2024May 20, 2024Sep 30, 2024Nov 5, 2024Feb 11, 2025May 7, 2025Sep 29, 2025Nov 12, 2025Feb 12, 2026May 7, 2026Sep 28, 2026Oct 5, 2026
EPS Estimate----------------------------0.20--0.10-0.300.800.600.750.700.35-0.50-0.45-0.200.050.20-0.400.600.35-0.20-0.30-0.200.200.250.100.110.210.220.15-0.13-0.14-0.09-0.39-0.28-0.19-0.15-0.12-0.010.080.08-0.12-0.03-0.01-0.02-0.090.060.11---0.190.15-0.02-0.050.050.150.090.080.070.140.150.130.130.130.13-----0.00----0.00-0.00--
EPS Actual-1.67-10.05-2.37-4.19-2.73-4.15-6.71-3.23-5.87-14.36-7.51-4.77-3.48-2.95-0.13-1.20-1.32-0.77-0.54-1.600.030.030.090.100.140.090.01-1.10-0.80-0.20-0.100.700.800.400.400.800.40-1.20-1.50-0.30-0.100.400.230.400.400.400.50-0.20-0.300.100.300.250.120.280.190.35-0.12-0.18-0.31-0.79-0.20-0.14-0.17-0.07-0.040.080.080.19-0.17-0.090.06-0.03-0.030.060.250.100.080.250.120.30-0.140.060.100.100.03-0.02-0.050.170.140.21-0.02-0.19-0.06-0.190.29-0.450.040.040.03-0.01-0.01-0.100.120.22-0.200.020.11--
Surprise-----------------------------500.00%-0.00%-166.67%-50.00%-33.33%6.67%-42.86%-442.86%-200.00%33.33%50.00%700.00%15.00%-0.00%-33.33%42.86%0.00%0.00%150.00%50.00%0.00%20.00%154.55%-9.52%59.09%-180.00%-38.46%-121.43%-777.78%48.72%50.00%10.53%53.33%66.67%900.00%0.00%137.50%-41.67%-200.00%700.00%-50.00%--33.33%316.67%-9.09%---57.89%-193.33%400.00%300.00%100.00%-76.73%-123.56%-162.50%142.86%-3.21%40.07%-115.38%-246.15%-142.38%-242.85%---------------
Timing----------------------------Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market----Pre-market-

Key Statistics & Ratios

Market Cap58.19M
Enterprise Value47.56M
Trailing P/E32.67
Forward P/E8.79
PEG Ratio0.35
Price / Sales0.81
Price / Book1.42
EPS0.15
Book Value3.14
Revenue (TTM)72.06M
Gross Profit (TTM)36.32M
EBITDA6.96M
Profit Margin2.45%
Operating Margin15.16%
Return on Equity11.46%
Return on Assets5.44%
Shares Outstanding11.88M
Shares Float8.93M
Beta0.93
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
18.16%
Insiders
20.54%
Retail / Other
61.30%

Top Institutional Holders

  • Vanguard Capital Management, LLC
    562.53K4.74%
  • Renaissance Technologies Corp
    463.80K3.91%
  • BlackRock Inc
    257.21K2.17%
  • Geode Capital Management, LLC
    156.32K1.32%
  • Mink Brook Asset Management LLC
    109.35K0.92%
  • Dimensional Fund Advisors, Inc.
    106.16K0.89%
  • Bridgeway Capital Management, LLC
    70.65K0.59%
  • Empowered Funds, LLC
    68.15K0.57%
  • Vanguard Fiduciary Trust Co
    63.80K0.54%
  • State Street Corp
    53.01K0.45%
  • Citadel Advisors Llc
    49.80K0.42%
  • Essex Investment Management Company, LLC
    37.42K0.32%
  • Susquehanna International Group, LLP
    31.79K0.27%
  • Northern Trust Corp
    28.12K0.24%
  • Stratos Wealth Partners, LTD
    28.00K0.24%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    382.75K3.22%
  • Perritt MicroCap Opportunities Investor
    100.00K0.84%
  • EA Bridgeway Omni Small-Cap Value ETF
    70.38K0.59%
  • Fidelity Extended Market Index
    51.97K0.44%
  • iShares Micro-Cap ETF
    32.52K0.27%

Stock Splits

  • Aug 13, 20121:10
  • Aug 18, 20031:5