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Northwest Bancshares Inc

Northwest Bancshares Inc

NWBI · NASDAQ · Financial Services / Banks - Regional

15.12USD-0.01 (-0.07%)

Price History

Full chart

Market Stats

Previous Close15.13
Open15.15
Day Range15.02 – 15.17
52-Week Range10.79 – 15.96
Volume617.79K
Market Cap2.21B
P/E (TTM)14.82
Forward P/E13.40
EPS1.02
Dividend Yield5.23%
Beta0.66
50-Day Avg15.49
200-Day Avg13.88

About

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter-term consumer loans, and loans collateralized by multi-family residential and commercial real estate, as well as commercial business loans; residential mortgage loans; home equity loans and lines of credit; commercial real estate loans; commercial loans and financing solutions; and other consumer loans, including auto refinance loans, indirect automobile and recreational loans, unsecured personal loans, credit card loans, and loans secured by investment accounts. In addition, the company offers investment and cash management; estate and trust services; digital and online banking; certificates of deposit; credit cards; student and small business loans; private banking, planning, and investments; retirement plans; liquidity management for commercial checking and savings; treasury and wealth management; insurance; employee benefit plans; and financial planning services. It serves individuals, businesses, and charitable institutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Louis J. Torchio
  • Employees2.18K
  • Headquarters3 Easton Oval, Columbus, OH, United States, 43219, USA
  • Websitehttps://www.northwest.bank

Leadership

  • Mr. Louis J. TorchioPresident, CEO & Director · b. 1963
  • Mr. Douglas M. Schosser CPAChief Financial Officer · b. 1970
  • Mr. Gregory J. BetchkalExecutive VP & Chief Risk Officer · b. 1964
  • Mr. Jacques Marc DesMarteauEVP & Chief Commercial Banking Officer · b. 1967
  • Mr. Urich T. BowersChief Consumer Banking & Strategy Officer
  • Mr. Joseph D. Canfield Jr.Chief Accounting Officer · b. 1971
  • Mr. C. Forrest TefftSenior Vice President of Corporate Finance
  • Michael W. CappettaSenior VP & Chief Technology Officer
  • Mr. Steven Chad BallardChief Information Officer
  • Leslie D. KurtzSenior VP & Chief Compliance Officer

Financials

Income Statement

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue125.40M139.20M160.20M183.71M212.60M251.00M284.48M293.07M309.55M332.09M353.83M414.60M439.05M445.58M420.39M432.51M418.21M396.65M379.57M373.18M385.17M428.56M466.49M465.27M514.23M563.06M534.14M557.84M700.05M754.09M876.99M
Growth (%)-+11.00%+15.09%+14.67%+15.73%+18.06%+13.34%+3.02%+5.62%+7.28%+6.55%+17.18%+5.90%+1.49%-5.65%+2.88%-3.31%-5.16%-4.30%-1.68%+3.21%+11.27%+8.85%-0.26%+10.52%+9.50%-5.14%+4.44%+25.49%+7.72%+16.30%
Cost of Revenue59.20M70.10M83.90M99.28M118.54M136.25M162.67M153.62M150.46M141.33M147.61M199.59M219.76M192.14M177.65M153.41M126.97M101.54M79.68M76.90M66.04M51.84M47.82M57.47M79.57M126.31M11.46M56.43M175.11M258.12M277.87M
Gross Profit66.20M69.10M76.30M84.43M94.06M114.75M121.81M139.46M159.09M190.77M206.22M215.01M219.29M253.44M242.74M279.09M291.24M295.11M299.89M296.28M319.13M376.72M418.67M407.80M434.65M436.74M522.68M501.41M524.94M495.96M599.13M
Gross Margin52.79%49.64%47.63%45.96%44.24%45.72%42.82%47.58%51.39%57.44%58.28%51.86%49.95%56.88%57.74%64.53%69.64%74.40%79.01%79.39%82.85%87.90%89.75%87.65%84.53%77.57%97.85%89.88%74.99%65.77%68.32%
Operating Expense39.70M40.80M54.10M50.12M63.11M73.63M82.34M92.07M116.07M128.27M127.64M143.68M152.74M188.30M203.09M198.05M200.23M205.48M207.13M212.52M230.63M305.41M282.75M273.89M293.54M344.22M321.56M327.71M349.86M366.42M434.35M
Operating Income26.50M28.30M22.20M34.32M30.96M41.11M39.48M47.39M43.03M62.49M78.58M71.33M66.55M65.14M39.65M81.05M91.01M89.63M92.76M83.76M88.50M71.31M135.91M133.91M141.11M92.53M201.12M173.69M175.08M129.55M164.77M
Operating Margin21.13%20.33%13.86%18.68%14.56%16.38%13.88%16.17%13.90%18.82%22.21%17.20%15.16%14.62%9.43%18.74%21.76%22.60%24.44%22.44%22.98%16.64%29.14%28.78%27.44%16.43%37.65%31.14%25.01%17.18%18.79%
EBITDA26.70M28.20M23.00M38.42M36.96M50.95M52.30M60.59M54.03M82.66M90.58M80.82M76.73M83.53M55.00M95.82M98.80M99.39M101.71M93.63M97.46M86.74M150.20M142.03M144.94M97.26M207.76M180.14M199.57M150.89M164.91M
EBITDA Margin21.29%20.26%14.36%20.91%17.38%20.30%18.38%20.67%17.45%24.89%25.60%19.49%17.48%18.75%13.08%22.15%23.62%25.06%26.80%25.09%25.30%20.24%32.20%30.53%28.19%17.27%38.90%32.29%28.51%20.01%18.80%
Net Income16.30M17.50M13.70M21.32M20.04M27.20M26.78M35.88M26.06M42.65M55.80M51.54M49.10M48.17M32.65M57.52M64.15M63.39M66.56M61.96M60.54M49.67M94.47M105.49M110.43M74.85M154.32M133.67M134.96M100.28M126.01M
Net Income Margin13.00%12.57%8.55%11.61%9.43%10.84%9.41%12.24%8.42%12.84%15.77%12.43%11.18%10.81%7.77%13.30%15.34%15.98%17.54%16.60%15.72%11.59%20.25%22.67%21.48%13.29%28.89%23.96%19.28%13.30%14.37%
R&D----------------00000000-------
R&D as % of Total Revenue----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense58.10M68.60M81.40M95.20M114.91M132.10M157.32M147.25M142.01M134.47M138.05M191.11M211.01M169.29M135.81M112.93M92.80M75.20M61.16M56.59M56.33M38.30M28.07M37.14M56.91M42.34M27.25M28.12M152.24M233.62M224.27M
Interest Expense % of Total Revenue46.33%49.28%50.81%51.82%54.05%52.63%55.30%50.25%45.88%40.49%39.02%46.09%48.06%37.99%32.30%26.11%22.19%18.96%16.11%15.16%14.62%8.94%6.02%7.98%11.07%7.52%5.10%5.04%21.75%30.98%25.57%

Balance Sheet

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.59B1.88B2.09B2.56B3.08B3.41B3.85B4.30B5.22B6.34B6.33B6.48B6.53B6.66B6.93B8.03B8.15B7.96B7.94B7.88B7.78B8.95B9.62B9.36B9.61B10.49B13.81B14.50B14.11B14.42B14.41B16.77B
Total Liabilities1.41B1.69B1.89B2.34B2.85B3.16B3.58B3.99B4.87B5.79B5.75B5.89B5.92B6.05B6.32B6.71B6.84B6.80B6.81B6.72B6.71B7.79B8.45B8.16B8.35B9.14B12.27B12.92B12.62B12.87B12.81B14.88B
Total Equity178.70M190.70M198.50M217.90M233.70M247.89M275.71M312.35M356.93M550.47M582.19M585.66M604.56M612.88M613.78M1.32B1.31B1.15B1.13B1.16B1.06B1.16B1.17B1.21B1.26B1.35B1.54B1.58B1.49B1.55B1.60B1.89B
Cash70.10M44.30M71.50M59.40M84.30M90.77M95.97M217.75M320.00M231.66M135.89M150.93M140.40M229.06M72.61M1.11B718.48M687.66M451.07M391.27M240.07M166.77M389.87M77.71M68.79M60.85M736.28M1.28B139.37M122.26M288.38M233.65M
Total Debt103.40M211.80M223.50M289.70M348.90M239.94M298.04M379.32M564.75M622.08M512.41M622.51M495.91M447.44M1.18B1.00B994.39M931.02M1.13B984.74M991.20M1.09B254.11M219.45M345.60M368.14M411.84M391.72M924.32M642.66M444.70M446.28M
Net Debt33.30M167.50M152.00M230.30M264.60M149.18M202.08M161.57M244.75M390.42M376.52M471.58M355.51M218.37M1.10B-106.74M275.91M111.02M676.60M593.47M751.13M919.45M-135.75M141.74M276.81M307.29M-324.44M-887.54M784.96M520.40M156.32M212.64M

Cash Flow

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow18.40M21.30M20.20M25.70M19.50M47.06M38.62M46.30M57.75M74.97M80.15M34.15M63.75M63.59M71.37M78.61M70.34M118.70M127.05M130.21M90.57M113.20M135.71M151.80M138.91M127.46M140.44M205.46M175.43M92.89M127.67M153.41M
Investing Cash Flow-170.70M-213.50M-148.90M-265.30M-240.70M-79.61M-302.18M-246.54M-445.14M97.25M-276.26M-61.97M32.41M122.97M-431.08M-67.80M-528.44M111.46M-273.44M-76.15M-68.00M-88.81M1.15B-104.04M-281.91M-300.59M-560.58M-232.97M-917.42M-239.68M174.97M-127.35M
Financing Cash Flow130.80M166.40M155.90M227.50M246.10M39.06M268.76M322.03M710.46M-321.33M-59.73M44.03M-93.92M-110.28M209.02M1.02B69.41M-260.98M-90.20M-113.86M-173.78M-97.69M-1.06B-359.92M134.08M165.19M1.10B570.49M-397.90M129.69M-136.52M-80.79M
Capital Expenditure3.20M3.90M18.60M4.30M7.80M8.28M8.17M13.18M12.43M22.85M20.37M4.96M6.23M6.20M15.65M20.63M15.94M12.43M18.25M19.37M9.97M13.22M15.23M3.72M5.23M10.90M12.25M17.52M4.32M8.56M2.31M11.63M
Free Cash Flow15.20M17.40M1.60M21.40M11.70M38.78M30.45M33.11M45.33M52.12M59.78M29.19M57.52M57.40M55.71M57.99M54.40M106.27M108.80M110.84M80.60M99.98M120.48M148.08M133.68M116.56M128.18M187.94M171.11M84.33M125.36M141.78M
Dividends Paid900.00K9.00M7.50M7.50M7.60M7.58M7.58M2.91M3.92M9.96M20.17M6.12M13.73M15.70M15.77M15.81M43.28M43.64M56.86M45.87M149.93M52.83M60.16M65.21M69.92M76.17M93.13M100.27M101.47M101.67M101.85M109.91M
FCF to OCF82.61%81.69%7.92%83.27%60.00%82.40%78.86%71.52%78.49%69.52%74.58%85.48%90.22%90.26%78.06%73.76%77.34%89.53%85.63%85.13%88.99%88.32%88.78%97.55%96.23%91.45%91.27%91.47%97.54%90.78%98.19%92.42%
Dividend Paid to FCF5.92%51.72%468.75%35.05%64.96%19.54%24.90%8.78%8.65%19.11%33.74%20.96%23.86%27.35%28.31%27.27%79.55%41.07%52.26%41.38%186.01%52.84%49.93%44.04%52.31%65.35%72.66%53.35%59.30%120.57%81.25%77.52%

Earnings

Report DateJul 18, 1997Oct 20, 1997Jan 22, 1998Apr 20, 1998Jul 17, 1998Sep 30, 1998Dec 31, 1998Mar 31, 1999Jun 30, 1999Oct 21, 1999Jan 20, 2000Apr 20, 2000Jul 20, 2000Sep 30, 2000Jan 18, 2001Apr 19, 2001Jun 30, 2001Oct 22, 2001Jan 31, 2002Apr 19, 2002Jul 19, 2002Oct 23, 2002Jan 21, 2003Apr 21, 2003Jul 21, 2003Oct 21, 2003Jan 22, 2004Apr 22, 2004Jul 22, 2004Oct 21, 2004Jan 20, 2005Apr 21, 2005Jul 25, 2005Oct 24, 2005Jan 23, 2006Apr 17, 2006Jul 24, 2006Oct 23, 2006Jan 22, 2007Apr 23, 2007Jul 23, 2007Oct 22, 2007Jan 23, 2008Apr 21, 2008Jul 21, 2008Oct 20, 2008Jan 26, 2009Apr 20, 2009Jul 20, 2009Oct 22, 2009Jan 25, 2010Apr 21, 2010Jul 26, 2010Oct 25, 2010Jan 25, 2011Apr 25, 2011Jul 25, 2011Oct 24, 2011Jan 23, 2012Apr 23, 2012Jul 23, 2012Oct 22, 2012Jan 22, 2013Apr 22, 2013Jul 22, 2013Oct 21, 2013Jan 24, 2014Apr 21, 2014Jul 21, 2014Oct 17, 2014Jan 26, 2015Apr 20, 2015Jul 16, 2015Oct 26, 2015Jan 25, 2016Apr 22, 2016Jul 25, 2016Oct 24, 2016Jan 23, 2017Apr 24, 2017Jul 24, 2017Oct 23, 2017Jan 22, 2018Apr 18, 2018Jul 23, 2018Oct 22, 2018Jan 22, 2019Apr 17, 2019Jul 22, 2019Oct 21, 2019Jan 27, 2020Apr 27, 2020Jul 27, 2020Oct 26, 2020Jan 25, 2021Apr 26, 2021Jul 26, 2021Oct 25, 2021Jan 24, 2022Apr 25, 2022Jul 25, 2022Oct 24, 2022Jan 23, 2023Apr 24, 2023Jul 24, 2023Oct 23, 2023Jan 22, 2024Apr 22, 2024Jul 23, 2024Oct 29, 2024Jan 24, 2025Apr 28, 2025Jul 29, 2025Oct 27, 2025Jan 26, 2026Apr 27, 2026Jul 27, 2026Oct 26, 2026
EPS Estimate0.050.050.050.050.05----0.050.060.060.06-0.060.07-0.070.080.080.090.090.100.090.090.100.110.110.120.120.130.130.130.130.130.130.130.130.110.110.110.110.120.120.120.140.130.120.100.090.110.090.130.150.150.150.160.170.170.170.170.180.170.170.180.170.180.170.170.170.170.170.170.170.190.180.200.240.260.230.210.220.210.240.250.260.270.250.280.260.270.170.070.250.270.280.270.220.220.200.220.290.310.260.260.240.240.230.220.260.250.240.280.310.310.300.330.35
EPS Actual0.050.050.050.050.060.050.040.050.050.060.060.070.070.060.060.060.060.080.070.080.090.100.090.090.090.100.110.120.120.130.120.120.120.120.130.140.120.120.110.100.110.120.130.110.140.130.100.110.110.110.060.120.150.140.120.160.150.170.160.160.170.170.180.170.180.190.230.160.140.190.190.180.170.190.170.190.200.220.250.170.220.240.200.240.260.270.260.250.260.310.250.100.250.320.290.320.240.270.260.230.260.290.300.280.270.310.240.230.270.260.270.350.300.290.330.350.37-
Surprise0.00%0.00%0.00%0.00%20.00%----20.00%0.00%16.67%16.67%-0.00%-14.29%-14.29%-12.50%0.00%0.00%11.11%-10.00%0.00%0.00%0.00%0.00%9.09%0.00%8.33%-7.69%-7.69%-7.69%-7.69%0.00%7.69%-7.69%-7.69%0.00%-9.09%0.00%9.09%8.33%-8.33%16.67%-7.14%-23.08%-8.33%10.00%22.22%-45.45%33.33%15.38%-6.67%-20.00%6.67%-6.25%0.00%-5.88%-5.88%0.00%-5.56%5.88%0.00%0.00%11.76%27.78%-5.88%-17.65%11.76%11.76%5.88%0.00%11.76%-10.53%5.56%0.00%-8.33%-3.85%-26.09%4.76%9.09%-4.76%0.00%4.00%3.85%-3.70%0.00%-7.14%19.23%-7.41%-41.18%257.14%28.00%7.41%14.29%-11.11%22.73%18.18%15.00%18.18%0.00%-3.23%7.69%3.85%29.17%0.00%0.00%22.73%0.00%8.00%45.83%7.14%-6.45%6.45%16.67%12.12%-
Timing-----------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours--After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap2.21B
Enterprise Value2.82B
Trailing P/E14.82
Forward P/E13.40
PEG Ratio2.29
Price / Sales3.38
Price / Book1.14
EPS1.02
Book Value13.17
Revenue (TTM)654.41M
Gross Profit (TTM)654.41M
Profit Margin23.37%
Operating Margin41.57%
Return on Equity8.57%
Return on Assets0.96%
Shares Outstanding146.46M
Shares Float144.64M
Beta0.66
Dividend Yield5.23%
Dividend Rate0.80
Payout Ratio59.70%

Analyst Ratings

Hold
Based on 8 analystsTarget 16.57
  • Strong Buy
    1
  • Hold
    7

Ownership Breakdown

Institutions
72.58%
Insiders
1.00%
Retail / Other
26.42%

Top Institutional Holders

  • BlackRock Inc
    20.87M14.25%
  • Dimensional Fund Advisors, Inc.
    9.12M6.23%
  • State Street Corp
    8.91M6.08%
  • Vanguard Portfolio Management, LLC
    8.86M6.05%
  • Vanguard Capital Management, LLC
    6.50M4.44%
  • Geode Capital Management, LLC
    3.77M2.57%
  • First Trust Advisors L.P.
    3.72M2.54%
  • Charles Schwab Investment Management Inc
    1.92M1.31%
  • Bank of New York Mellon Corp
    1.55M1.06%
  • Northern Trust Corp
    1.52M1.04%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    8.91M6.09%
  • Vanguard MStar Total Stk Mkt Idx Invest
    4.66M3.18%
  • iShares Russell 2000 ETF
    3.70M2.53%
  • Vanguard Small Cap Index
    3.36M2.30%
  • First Trust Value Line® Dividend ETF
    2.24M1.53%
  • Vanguard MStar Small Cap Value Index
    2.14M1.46%
  • DFA US Small Cap Value I
    1.99M1.36%
  • Stt Strt SPDR S&P Glbl DivAristETF
    1.66M1.13%
  • Fidelity Small Cap Index
    1.64M1.12%
  • Fidelity Enhanced Small Cap Core ETF
    1.51M1.03%

Dividends

20264×
0.20Nov 5, 20260.20Aug 6, 20260.20May 7, 20260.20Feb 5, 2026
20254×
0.20Nov 6, 20250.20Aug 8, 20250.20May 8, 20250.20Feb 3, 2025
20244×
0.20Nov 8, 20240.20Aug 2, 20240.20May 1, 20240.20Feb 1, 2024
20234×
0.20Nov 1, 20230.20Aug 2, 20230.20May 3, 20230.20Feb 1, 2023
20224×
0.20Nov 2, 20220.20Aug 3, 20220.20May 4, 20220.20Feb 2, 2022
20214×
0.20Nov 4, 20210.20Aug 4, 20210.20May 5, 20210.19Feb 3, 2021

Stock Splits

  • Dec 18, 2009225:100
  • Nov 17, 19972:1
  • May 22, 19962:1