YOLFTbeta
Payoneer Global Inc

Payoneer Global Inc

PAYO · NASDAQ · Technology / Software - Infrastructure

7.20USD+0.02 (+0.28%)

Price History

Full chart

Market Stats

Previous Close7.18
Open7.18
Day Range7.17 – 7.20
52-Week Range4.08 – 7.19
Volume1.89M
Market Cap2.43B
P/E (TTM)51.21
Forward P/E0.00
EPS0.14
Dividend Yield0.00%
Beta0.94
50-Day Avg7.12
200-Day Avg5.93

About

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. John R. Caplan
  • Employees2.54K
  • Headquarters195 Broadway, New York, NY, United States, 10007, USA
  • Websitehttps://www.payoneer.com

Leadership

  • Mr. John R. CaplanCEO & Director · b. 1970
  • Ms. Beatrice Ordonez C.A.Chief Financial Officer · b. 1973
  • Ms. Tsafi Erlich GoldmanChief Legal & Governance Officer and Corporate Secretary · b. 1965
  • Mr. Itai PerrySenior VP of Finance & Principal Accounting Officer
  • Mr. Oren RynglerChief Product & Technology Officer
  • Ms. Michelle WangVice President of Investor Relations
  • Mr. Micheal SheehyChief Compliance Officer
  • Mr. John DavisChief People Officer
  • Mr. Kevin AmbrosiniChief Strategy Officer
  • Mr. Adam CohenChief Growth Officer

Financials

Income Statement

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue260.13M317.75M345.59M473.40M627.62M831.10M977.72M1.05B
Growth (%)-+22.15%+8.76%+36.98%+32.58%+32.42%+17.64%+7.68%
Cost of Revenue81.37M94.67M97.04M101.48M110.17M122.29M152.11M230.86M
Gross Profit178.77M223.09M248.55M371.93M517.46M708.81M825.61M821.91M
Gross Margin68.72%70.21%71.92%78.56%82.45%85.29%84.44%78.07%
Operating Expense180.69M219.44M265.85M402.14M539.67M605.20M676.58M697.24M
Operating Income-1.93M3.64M-17.30M-30.21M-22.21M103.61M149.03M124.67M
Operating Margin-0.74%1.15%-5.00%-6.38%-3.54%12.47%15.24%11.84%
EBITDA212.00K10.17M-8.58M-18.00M20.03M140.62M148.17M181.21M
EBITDA Margin0.08%3.20%-2.48%-3.80%3.19%16.92%15.15%17.21%
Net Income-7.19M-625.00K-23.75M-33.99M-11.97M93.33M121.16M73.19M
Net Income Margin-2.76%-0.20%-6.87%-7.18%-1.91%11.23%12.39%6.95%
R&D29.38M34.77M52.30M80.76M115.04M119.20M134.63M155.42M
R&D as % of Total Revenue11.30%10.94%15.13%17.06%18.33%14.34%13.77%14.76%
Interest Expense2.17M443.00K1.87M220.00K10.13M1.78M-9.08M
Interest Expense % of Total Revenue0.84%0.14%0.54%0.05%1.61%0.21%-0.86%

Balance Sheet

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.58B1.96B3.67B5.08B6.59B7.28B7.93B8.96B
Total Liabilities1.44B1.97B3.65B4.59B6.05B6.62B7.21B8.25B
Total Equity138.34M-5.36M24.30M487.07M545.26M664.27M724.79M704.43M
Cash104.01M114.90M102.99M465.93M543.30M617.02M497.47M415.54M
Total Debt-60.00M40.02M22.95M31.01M43.42M21.38M72.33M
Net Debt-104.01M-54.90M-62.96M-452.26M-512.29M-573.60M-476.09M-343.20M

Cash Flow

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-5.99M-14.31M9.53M20.02M83.96M159.49M176.93M233.49M
Investing Cash Flow-11.43M-20.58M-66.85M10.16M5.73M-44.25M-1.96B-218.34M
Financing Cash Flow553.62M353.74M1.67B1.40B1.46B511.95M427.77M738.04M
Capital Expenditure10.86M17.29M14.04M20.90M28.83M47.79M60.39M26.87M
Free Cash Flow-16.85M-31.60M-4.51M-884.00K55.13M111.70M116.53M206.62M
Dividends Paid---407.83M-4.55M--
FCF to OCF281.41%220.80%-47.35%-4.42%65.66%70.03%65.87%88.49%
Dividend Paid to FCF----46134.39%-4.07%--

Earnings

Report DateMar 31, 2020Aug 7, 2020Nov 13, 2020Mar 19, 2021May 12, 2021Aug 11, 2021Nov 10, 2021Mar 3, 2022May 12, 2022Aug 11, 2022Nov 9, 2022Feb 28, 2023May 9, 2023Aug 8, 2023Nov 8, 2023Feb 28, 2024May 8, 2024Aug 7, 2024Nov 5, 2024Feb 26, 2025May 7, 2025Aug 6, 2025Nov 5, 2025Feb 26, 2026May 7, 2026Aug 6, 2026Nov 4, 2026
EPS Estimate0.000.000.00--0.03-0.04-0.04-0.02-0.05-0.040.01-0.030.030.040.060.060.060.060.070.080.090.080.060.060.020.050.05
EPS Actual-0.470.000.00-0.01-0.01-0.75-0.02-0.06-0.03-0.02-0.04-0.040.020.090.050.070.080.090.160.050.100.090.060.050.060.02-
Surprise----66.67%-1775.00%50.00%-200.00%40.00%50.00%-500.00%-33.33%-33.33%125.00%-16.67%16.67%33.33%50.00%128.57%-33.73%11.11%12.50%0.00%-16.67%200.00%-60.00%-
Timing---After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap2.43B
Enterprise Value2.16B
Trailing P/E51.21
Forward P/E0.00
Price / Sales2.25
Price / Book3.70
EPS0.14
Book Value1.93
Revenue (TTM)1.08B
Gross Profit (TTM)923.19M
EBITDA195.76M
Profit Margin4.65%
Operating Margin6.17%
Return on Equity7.06%
Return on Assets0.91%
Shares Outstanding338.85M
Shares Float271.24M
Beta0.94
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 9 analystsTarget 7.40
  • Strong Buy
    5
  • Buy
    3
  • Hold
    1

Ownership Breakdown

Institutions
90.33%
Insiders
3.23%
Retail / Other
6.44%

Top Institutional Holders

  • BlackRock Inc
    39.97M11.80%
  • Technology Crossover Management VIII, Ltd.
    34.20M10.09%
  • Susquehanna Capital Management, LLC
    20.55M6.06%
  • Vanguard Portfolio Management, LLC
    14.73M4.35%
  • BNP Paribas Investment Partners SA
    13.73M4.05%
  • Vanguard Capital Management, LLC
    12.54M3.70%
  • State Street Corp
    10.93M3.23%
  • T. Rowe Price Associates, Inc.
    9.97M2.94%
  • Pentwater Capital Management LP
    9.89M2.92%
  • Dimensional Fund Advisors, Inc.
    8.73M2.58%
  • Geode Capital Management, LLC
    7.15M2.11%
  • Magnetar Financial LLC
    7.11M2.10%
  • Millennium Management LLC
    5.66M1.67%
  • Morgan Stanley - Brokerage Accounts
    5.07M1.50%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    16.54M4.88%
  • Vanguard MStar Total Stk Mkt Idx Invest
    8.55M2.52%
  • iShares Russell 2000 ETF
    6.74M1.99%
  • Vanguard Small Cap Index
    6.16M1.82%
  • Xtrackers S&P 500 Swap ETF 1C
    5.52M1.63%
  • Fidelity Enhanced Small Cap Core ETF
    5.15M1.52%