YOLFTbeta
Paysign Inc

Paysign Inc

PAYS · NASDAQ · Technology / Software - Infrastructure

9.52USD+0.03 (+0.32%)

Price History

Full chart

Market Stats

Previous Close9.49
Open9.49
Day Range9.35 – 9.65
52-Week Range3.08 – 14.43
Volume1.19M
Market Cap718.20M
P/E (TTM)48.92
Forward P/E29.59
EPS0.26
Dividend Yield0.00%
Beta0.80
50-Day Avg11.92
200-Day Avg7.19

About

Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. It markets its prepaid card solutions under the Paysign brand name. The company serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Mark R. Newcomer
  • Employees226
  • Headquarters2615 St. Rose Parkway, Henderson, NV, United States, 89052, USA
  • Websitehttps://www.paysign.com

Leadership

  • Mr. Mark R. NewcomerCo-Founder, President, CEO & Director · b. 1965
  • Mr. Matthew TurnerPresident of Patient Affordability
  • Mr. Michael NgoChief Innovation Officer
  • Mr. Jeffery B. BakerCFO & Treasurer · b. 1972
  • Mr. Cosimo CambiChief Operating Officer
  • Mr. Brad CunninghamChief Technology Officer
  • Mr. Eric TrudeauChief Compliance Officer
  • Mr. Robert P. Strobo Esq.General Counsel, Chief Legal Officer & Corporate Secretary · b. 1980
  • Mr. Dennis M. DiVenuta J.D.Executive Vice President of Strategy & Corporate Development
  • Ms. Joan M. HermanExecutive VP of EFT Operations & Executive Director · b. 1957

Financials

Income Statement

Currency: USD2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.28M3.24M6.70M6.31M10.29M8.11M10.42M15.23M23.42M34.67M24.12M29.46M38.03M47.27M58.38M82.03M
Growth (%)--24.41%+107.02%-5.86%+63.18%-21.23%+28.48%+46.25%+53.76%+48.00%-30.42%+22.16%+29.08%+24.30%+23.50%+40.50%
Cost of Revenue3.61M2.43T5.31M4.10M4.65M4.02M5.20M8.53M12.03M15.43M14.82M14.75M17.08M23.14M26.19M41.63M
Gross Profit673.29K-2.43T1.40M2.20M5.64M4.09M5.22M6.70M11.40M19.24M9.30M14.71M20.95M24.14M32.20M40.40M
Gross Margin15.73%-75084566.74%20.82%34.94%54.78%50.42%50.11%43.98%48.66%55.50%38.57%49.93%55.09%51.06%55.15%49.25%
Operating Expense-2.92M-2.71T820.18K1.53M2.89M4.10M3.86M4.93M8.92M13.14M17.64M17.45M20.61M24.30M31.18M33.15M
Operating Income3.59M278.89B574.85K669.82K2.75M-8.87K1.36M1.77M2.47M6.10M-8.34M-2.74M344.33K-167.25K1.02M7.24M
Operating Margin83.92%8616866.36%8.58%10.62%26.73%-0.11%13.04%11.60%10.56%17.60%-34.57%-9.30%0.91%-0.35%1.75%8.83%
EBITDA160.22K322.39K1.93M727.83K2.92M-2.14M1.93M2.64M3.56M8.03M-5.79M-1.12M2.79M6.39M10.13M18.35M
EBITDA Margin3.74%9.96%28.80%11.54%28.40%-26.41%18.54%17.36%15.21%23.15%-24.00%-3.79%7.35%13.52%17.36%22.37%
Net Income-8.29K215.29K1.82M611.68K2.61M-2.41M1.40M1.79M2.59M7.45M-9.14M-2.72M1.03M6.46M3.82M7.55M
Net Income Margin-0.19%6.65%27.12%9.70%25.36%-29.73%13.45%11.76%11.05%21.50%-37.90%-9.24%2.70%13.66%6.54%9.21%
R&D--------0-------
R&D as % of Total Revenue--------0.00%-------
Interest Expense66.43K63.70K62.16K59.08K141.51K45.68K77.11K31.62K0442.69K759.90K28.30K790.92K---
Interest Expense % of Total Revenue1.55%1.97%0.93%0.94%1.37%0.56%0.74%0.21%0.00%1.28%3.15%0.10%2.08%---

Balance Sheet

Currency: USD2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets6.20M7.10M7.46M9.16M12.96M10.26M13.87M20.40M36.18M53.55M67.83M84.05M108.24M146.60M179.03M276.25M
Total Liabilities9.33B10.01M7.97M9.06M10.18M9.08M11.25M15.56M27.29M34.25M54.60M71.06M91.95M122.11M148.59M227.76M
Total Equity-3.18M-2.97M-559.40K58.78K2.73M1.27M2.82M5.04M9.10M19.30M13.24M12.99M16.29M24.49M30.44M48.49M
Cash45.77K67.38K1.87M1.03M3.89M1.39M1.63M2.75M5.62M9.66M7.83M7.39M9.71M16.99M10.77M21.07M
Total Debt2.50M2.49M707.40K720.78K1.03M174.10K152.06K---4.33M4.01M3.67M3.31M2.93M14.03M
Net Debt2.45M2.42M-1.17M-306.46K-2.86M-1.22M-1.48M-2.75M-5.62M-9.66M-3.50M-3.37M-6.04M-13.68M-7.84M-7.04M

Cash Flow

Currency: USD2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow64.33K225.92K2.06M-620.27K3.08M-719.50K1.27M7.15M16.00M9.95M13.78M15.23M25.32M27.62M22.95M52.45M
Investing Cash Flow-2.99K-199.31K-234.32K-238.78K-527.91K-926.18K-887.01K-1.52M-1.59M-3.24M-3.34M-2.68M-4.09M-7.05M-9.49M-10.09M
Financing Cash Flow-22.03K-5.00K-11.75K13.38K305.11K-851.79K-137.26K-102.06K100.00K430.92K-72.86K192.14K-666.02K-1.12M-466.25K284.87K
Capital Expenditure2.99K199.31K234.32K238.78K527.91K926.18K887.01K1.52M1.59M463.72K3.34M2.68M4.09M7.05M9.49M1.21M
Free Cash Flow61.34K26.61K1.82M-859.05K2.55M-1.65M379.71K5.63M14.40M9.49M10.43M12.55M21.23M20.57M13.46M51.24M
FCF to OCF95.35%11.78%88.60%138.50%82.87%228.73%29.98%78.76%90.03%95.34%75.72%82.40%83.84%74.48%58.65%97.69%

Earnings

Report DateMar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Mar 25, 2015May 15, 2015Aug 10, 2015Nov 16, 2015Mar 30, 2016May 12, 2016Aug 9, 2016Nov 14, 2016Mar 27, 2017May 15, 2017Aug 10, 2017Nov 13, 2017Mar 26, 2018May 14, 2018Aug 9, 2018Nov 13, 2018Mar 11, 2019May 7, 2019Aug 6, 2019Nov 5, 2019Dec 31, 2019May 8, 2020Aug 13, 2020Nov 17, 2020Mar 25, 2021May 11, 2021Aug 11, 2021Nov 9, 2021Mar 22, 2022May 11, 2022Aug 9, 2022Nov 8, 2022Mar 21, 2023May 10, 2023Aug 8, 2023Nov 7, 2023Mar 26, 2024May 8, 2024Jul 31, 2024Nov 5, 2024Mar 24, 2025May 8, 2025Aug 5, 2025Nov 12, 2025Mar 24, 2026May 12, 2026Aug 5, 2026Nov 11, 2026
EPS Estimate------------------------------0.020.020.020.030.040.060.040.030.020.010.02-0.01-0.010.010.01-0.010.020.01-0.010.010.020.010.010.020.030.040.040.040.030.030.140.10
EPS Actual0.000.000.000.000.000.040.000.000.010.00-0.000.01-0.00-0.000.000.08-0.010.01-0.060.000.000.010.010.010.010.010.010.010.010.020.030.020.030.050.060.050.050.01-0.140.01-0.03-0.02-0.010.00-0.01-0.000.020.01-0.00-0.000.020.030.010.010.030.020.050.020.040.020.090.11-
Surprise------------------------------25.00%0.00%50.00%66.67%50.00%-16.67%25.00%-66.67%-800.00%0.00%-250.00%-100.00%20.00%-83.33%-200.00%56.00%0.00%0.00%--120.00%100.00%50.00%0.00%0.00%50.00%-7.49%25.00%-50.00%0.00%-33.33%197.00%-21.43%-
Timing---------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours

Key Statistics & Ratios

Market Cap718.20M
Enterprise Value693.71M
Trailing P/E48.92
Forward P/E29.59
PEG Ratio0.00
Price / Sales7.14
Price / Book11.65
EPS0.26
Book Value1.07
Revenue (TTM)100.64M
Gross Profit (TTM)61.39M
EBITDA27.11M
Profit Margin15.67%
Operating Margin28.34%
Return on Equity30.82%
Return on Assets4.34%
Shares Outstanding56.46M
Shares Float33.82M
Beta0.80
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Strong Buy
Based on 5 analystsTarget 13.50
  • Strong Buy
    3
  • Buy
    2

Ownership Breakdown

Institutions
54.80%
Insiders
21.08%
Retail / Other
24.12%

Top Institutional Holders

  • Topline Capital Management LLC
    4.64M8.22%
  • BlackRock Inc
    2.35M4.17%
  • Punch & Associates Inv Mgmt Inc
    2.07M3.67%
  • Renaissance Technologies Corp
    1.53M2.71%
  • Vanguard Capital Management, LLC
    1.49M2.63%
  • Thompson, Siegel & Walmsley LLC
    1.41M2.50%
  • Palisades Investment Partners, LLC
    1.00M1.77%
  • Geode Capital Management, LLC
    828.09K1.47%
  • Royce & Associates, LP
    778.18K1.38%
  • Dimensional Fund Advisors, Inc.
    725.45K1.28%
  • State Street Corp
    644.47K1.14%
  • Joule Financial, LLC
    614.17K1.09%
  • Kestra Advisory Services, LLC
    614.17K1.09%
  • Two Sigma Investments LLC
    564.24K1.00%
  • Ballast Asset Management, LP
    467.48K0.83%
  • The Goldman Sachs Group Inc
    443.81K0.79%

Top Fund Holders

  • iShares Russell 2000 ETF
    1.18M2.09%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.15M2.04%
  • Fidelity Small Cap Index
    482.36K0.85%
  • Royce Smaller-Companies Growth Svc
    426.67K0.76%

Stock Splits

  • Dec 30, 20051:20