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Peoples Bancorp Inc

Peoples Bancorp Inc

PEBO · NASDAQ · Financial Services / Banks - Regional

38.46USD+0.19 (+0.50%)

Price History

Full chart

Market Stats

Previous Close38.27
Open38.33
Day Range38.05 – 38.52
52-Week Range26.17 – 42.13
Volume256.30K
Market Cap1.41B
P/E (TTM)11.85
Forward P/E9.80
EPS3.30
Dividend Yield4.28%
Beta0.58
50-Day Avg40.18
200-Day Avg35.33

About

Peoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier's checks; and online, telephone, and mobile banking services. In addition, it provides various life, health, and property and casualty insurance products; third-party insurance administration; interactive teller machines; insurance premium financing; commercial and technology equipment leasing; fiduciary and trust; equipment financing agreements; and asset management and administration services, as well as employee benefit, retirement, and healthcare plan administration services. Further, the company offers brokerage services through an unaffiliated registered broker-dealer; and credit cards to individuals and businesses, as well as merchant credit card transaction processing, and person-to-person and business-to-business payment processing services. Peoples Bancorp Inc. was founded in 1902 and is based in Marietta, Ohio.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Tyler J. Wilcox
  • Employees1.44K
  • Headquarters138 Putnam Street, Marietta, OH, United States, 45750-0738, USA
  • Websitehttps://www.peoplesbancorp.com

Leadership

  • Mr. Tyler J. WilcoxPresident, CEO & Director · b. 1978
  • Ms. Kathryn M. Bailey CPAExecutive VP, CFO & Treasurer · b. 1982
  • Mr. M. Ryan KirkhamExecutive VP, General Counsel & Corporate Secretary · b. 1974
  • Mr. Hugh J. DonlonExecutive Vice President of Community Banking · b. 1963
  • Mr. Mark J. AugensteinExecutive Vice President of Operations · b. 1973
  • Mr. Matthew M. EdgellChief of Staff & Executive VP · b. 1983
  • Mr. Jason M. EakleExecutive VP & Chief Credit Officer · b. 1982
  • Mr. Richard P. VaughanExecutive Vice President of Retail & Business Banking
  • Mr. Matthew J. MaciaExecutive VP & Chief Risk Officer · b. 1970
  • Mr. Ron J. MajkaExecutive VP & Chief Commercial Banking Officer

Financials

Income Statement

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue42.10M41.20M39.30M39.90M47.60M52.60M59.70M70.80M79.80M94.04M96.76M98.20M109.19M109.24M124.94M139.92M138.78M140.75M135.50M121.60M103.88M102.73M101.19M116.12M151.20M161.45M176.29M202.29M227.97M213.29M244.30M339.77M522.50M615.90M618.38M
Growth (%)--2.14%-4.61%+1.53%+19.30%+10.50%+13.50%+18.59%+12.71%+17.84%+2.89%+1.50%+11.19%+0.04%+14.38%+11.99%-0.81%+1.42%-3.73%-10.26%-14.57%-1.10%-1.50%+14.75%+30.21%+6.78%+9.19%+14.75%+12.69%-6.44%+14.54%+39.08%+53.78%+17.88%+0.40%
Cost of Revenue23.90M20.30M16.90M16.20M22.10M24.00M27.80M32.80M36.20M47.16M45.63M37.04M41.65M37.71M45.50M59.20M63.46M75.39M65.98M54.36M27.17M8.37M7.28M11.03M24.82M14.12M16.92M27.10M31.76M44.44M12.97M12.60M115.20M196.86M201.24M
Gross Profit18.20M20.90M22.40M23.70M25.50M28.60M31.90M38.00M43.60M46.88M51.12M61.17M67.54M71.53M79.44M80.72M75.33M65.36M69.52M67.23M76.71M94.37M93.92M104.93M126.39M147.33M159.37M175.19M196.20M168.85M231.33M327.17M407.30M419.04M417.15M
Gross Margin43.23%50.73%57.00%59.40%53.57%54.37%53.43%53.67%54.64%49.85%52.84%62.29%61.86%65.48%63.59%57.69%54.28%46.44%51.30%55.29%73.84%91.86%92.81%90.36%83.59%91.26%90.40%86.60%86.07%79.17%94.69%96.29%77.95%68.04%67.46%
Operating Expense13.60M14.80M15.10M15.70M16.80M17.40M19.20M23.30M28.10M31.04M33.41M35.97M45.90M47.20M51.34M51.30M51.45M57.74M66.39M61.48M59.55M64.46M64.83M80.75M111.57M102.05M102.16M120.25M130.85M126.21M174.36M198.53M262.17M269.41M282.34M
Operating Income4.60M6.10M7.30M8.00M8.70M11.20M12.70M14.70M15.50M15.83M17.71M25.20M21.64M24.33M28.10M29.42M23.87M7.62M3.13M5.75M17.15M29.91M29.08M24.18M14.82M45.28M57.20M54.94M65.36M42.65M56.97M128.64M145.13M149.63M134.81M
Operating Margin10.93%14.81%18.58%20.05%18.28%21.29%21.27%20.76%19.42%16.84%18.31%25.66%19.82%22.28%22.49%21.03%17.20%5.41%2.31%4.73%16.51%29.11%28.74%20.82%9.80%28.05%32.45%27.16%28.67%19.99%23.32%37.86%27.78%24.29%21.80%
EBITDA6.10M7.80M8.90M9.90M10.30M13.30M15.30M19.80M20.50M20.45M22.26M28.67M28.25M32.07M37.77M38.08M31.06M13.36M7.21M21.55M34.34M48.94M45.44M37.35M33.32M64.45M75.28M73.14M83.22M68.28M81.61M145.96M148.79M152.98M149.29M
EBITDA Margin14.49%18.93%22.65%24.81%21.64%25.29%25.63%27.97%25.69%21.74%23.01%29.19%25.87%29.36%30.23%27.21%22.38%9.49%5.32%17.72%33.05%47.63%44.90%32.17%22.04%39.92%42.70%36.16%36.51%32.02%33.41%42.96%28.48%24.84%24.14%
Net Income3.60M4.60M5.10M5.70M6.10M7.70M8.60M10.00M10.70M11.13M12.34M18.75M16.25M18.27M20.50M21.56M18.31M7.46M4.19M5.58M12.55M20.39M17.57M16.68M10.94M31.16M38.47M46.26M53.70M34.77M47.55M101.29M113.36M117.20M106.78M
Net Income Margin8.55%11.17%12.98%14.29%12.82%14.64%14.41%14.12%13.41%11.83%12.75%19.09%14.89%16.73%16.41%15.41%13.20%5.30%3.09%4.59%12.09%19.84%17.37%14.37%7.24%19.30%21.82%22.87%23.55%16.30%19.47%29.81%21.70%19.03%17.27%
R&D--------------------00000000-------
R&D as % of Total Revenue--------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense22.20M17.90M15.30M15.40M20.80M22.00M25.20M30.50M34.30M44.84M42.97M32.97M38.05M35.16M43.47M55.58M59.50M47.75M40.26M27.45M19.18M13.08M11.69M10.69M10.72M10.58M13.15M21.65M29.26M18.18M12.24M16.11M100.03M172.07M159.08M
Interest Expense % of Total Revenue52.73%43.45%38.93%38.60%43.70%41.83%42.21%43.08%42.98%47.68%44.41%33.57%34.85%32.19%34.79%39.72%42.87%33.92%29.71%22.57%18.46%12.73%11.55%9.21%7.09%6.55%7.46%10.70%12.83%8.52%5.01%4.74%19.14%27.94%25.72%

Balance Sheet

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets424.40M468.60M465.40M498.00M543.40M616.60M758.20M880.30M1.08B1.14B1.19B1.39B1.74B1.81B1.86B1.88B1.89B2.00B2.00B1.84B1.79B1.92B2.06B2.57B3.26B3.43B3.58B3.99B4.36B4.76B7.06B7.21B9.16B9.25B9.65B
Total Liabilities392.00M430.10M422.60M452.40M491.90M560.40M679.40M794.30M973.60M1.02B1.07B1.22B1.57B1.63B1.67B1.68B1.68B1.82B1.76B1.61B1.59B1.70B1.84B2.23B2.84B3.00B3.12B3.47B3.76B4.19B6.22B6.42B8.10B8.14B8.44B
Total Equity32.40M38.50M42.80M45.60M51.50M56.20M78.80M86.00M72.90M83.19M93.85M147.18M170.88M175.42M183.08M197.17M202.84M186.63M243.97M230.68M206.66M221.73M221.55M340.12M419.79M435.26M458.59M520.80M594.39M575.67M845.02M785.33M1.05B1.11B1.21B
Cash31.60M55.90M28.30M24.70M21.00M28.50M38.80M40.10M43.70M28.45M31.99M35.05M29.43M31.45M36.65M36.51M45.20M35.60M41.77M74.64M38.95M62.54M53.82M61.45M71.11M66.15M72.19M77.61M115.19M152.10M415.73M154.02M426.72M217.66M188.95M
Total Debt14.70M25.20M32.60M43.50M56.40M48.70M61.20M73.20M237.80M258.43M248.50M252.01M526.59M546.02M601.41M425.09M512.02M429.64M345.56M231.78M216.56M176.59M235.42M267.36M274.06M450.76M353.51M465.84M400.10M183.83M265.96M601.23M733.74M431.55M734.42M
Net Debt-16.90M-30.70M4.30M18.80M35.40M20.20M22.40M33.10M194.10M229.98M216.51M216.96M497.17M514.57M564.76M388.58M466.82M394.05M303.79M157.13M177.60M114.05M181.60M205.91M202.94M384.62M281.32M388.23M284.91M31.73M-149.77M447.21M307.02M213.88M545.47M

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.70M9.60M7.80M9.10M9.40M11.50M12.20M13.30M13.90M15.93M22.60M25.26M28.23M32.85M31.92M30.97M30.88M35.56M23.26M45.12M43.38M41.25M40.46M31.50M47.88M60.31M60.82M75.24M67.16M85.48M156.42M119.84M143.64M143.19M134.73M
Investing Cash Flow-21.00M-23.40M-18.50M-40.10M-47.60M4.00M-42.70M-2.20M-201.10M-75.72M-39.17M-66.13M-201.06M-51.39M-56.13M-31.26M-10.43M-168.93M7.85M141.46M-8.88M-69.57M-80.01M-14.16M-1.11M-198.36M-162.69M-130.16M1.05M-393.92M-74.43M-414.21M-132.93M-344.31M-424.45M
Financing Cash Flow8.70M38.60M-9.40M27.30M34.50M-8.00M40.80M-9.80M190.80M44.49M20.96M63.57M190.71M-23.44M32.41M445.00K-15.06M123.76M-24.93M-153.71M-70.20M51.91M30.83M-9.70M-37.11M133.08M107.92M60.33M-30.63M345.34M181.64M32.67M261.99M-7.94M261.01M
Capital Expenditure1.20M2.80M3.60M1.10M1.10M1.80M1.20M3.00M2.20M2.43M2.75M1.81M3.00M2.11M3.64M2.71M3.03M3.45M2.15M1.98M1.29M4.53M6.60M7.11M9.43M5.44M4.87M4.53M2.81M4.30M6.68M6.75M13.46M6.82M6.03M
Free Cash Flow4.50M6.80M4.20M8.00M8.30M9.70M11.00M10.30M11.70M13.50M19.85M23.45M25.23M30.75M28.28M28.26M27.85M32.12M21.10M43.14M42.09M36.72M33.86M24.39M38.45M54.88M55.95M70.71M64.35M81.18M149.74M113.09M130.19M136.37M128.70M
Dividends Paid1.10M1.30M1.50M1.60M1.70M1.90M2.20M2.50M2.90M3.26M3.59M4.18M5.70M7.15M7.46M8.16M8.37M8.42M8.97M5.77M5.15M4.46M5.42M6.77M10.06M11.17M14.71M20.91M25.94M27.05M31.00M42.37M51.84M55.83M58.14M
FCF to OCF78.95%70.83%53.85%87.91%88.30%84.35%90.16%77.44%84.17%84.76%87.83%92.82%89.39%93.58%88.59%91.25%90.20%90.30%90.74%95.61%97.03%89.02%83.68%77.44%80.31%90.99%92.00%93.98%95.82%94.97%95.73%94.36%90.63%95.24%95.53%
Dividend Paid to FCF24.44%19.12%35.71%20.00%20.48%19.59%20.00%24.27%24.79%24.16%18.10%17.81%22.61%23.24%26.39%28.89%30.06%26.23%42.50%13.38%12.24%12.14%16.00%27.74%26.17%20.36%26.28%29.58%40.32%33.32%20.70%37.47%39.82%40.94%45.17%

Earnings

Report DateApr 17, 1996Oct 17, 1996Jan 21, 1997May 9, 1997Jul 17, 1997Oct 17, 1997Jan 23, 1998Mar 31, 1998Jun 30, 1998Sep 30, 1998Jan 19, 1999Apr 12, 1999Jul 19, 1999Sep 30, 1999Feb 1, 2000Mar 31, 2000Jul 14, 2000Oct 23, 2000Jan 22, 2001Apr 23, 2001Jul 23, 2001Oct 22, 2001Jan 22, 2002Apr 22, 2002Jul 22, 2002Oct 15, 2002Jan 21, 2003Apr 15, 2003Jul 15, 2003Oct 15, 2003Jan 20, 2004Apr 15, 2004Jul 20, 2004Oct 21, 2004Jan 20, 2005Apr 21, 2005Jul 26, 2005Oct 27, 2005Jan 24, 2006Apr 19, 2006Jul 19, 2006Oct 24, 2006Jan 25, 2007Apr 26, 2007Jul 25, 2007Oct 24, 2007Jan 24, 2008Apr 24, 2008Jul 29, 2008Oct 23, 2008Jan 26, 2009Apr 21, 2009Jul 21, 2009Oct 20, 2009Jan 26, 2010Apr 20, 2010Jul 20, 2010Oct 26, 2010Jan 25, 2011Apr 26, 2011Jul 26, 2011Oct 25, 2011Jan 24, 2012Apr 24, 2012Jul 24, 2012Oct 23, 2012Jan 22, 2013Apr 23, 2013Jul 23, 2013Oct 22, 2013Jan 23, 2014Apr 22, 2014Jul 22, 2014Oct 21, 2014Jan 27, 2015Apr 30, 2015Jul 24, 2015Oct 29, 2015Jan 29, 2016Apr 26, 2016Jul 26, 2016Oct 25, 2016Jan 27, 2017Apr 25, 2017Jul 25, 2017Oct 24, 2017Jan 23, 2018Apr 24, 2018Jul 24, 2018Oct 23, 2018Jan 22, 2019Apr 23, 2019Jul 23, 2019Oct 22, 2019Jan 21, 2020Apr 21, 2020Jul 21, 2020Oct 20, 2020Jan 26, 2021Apr 20, 2021Jul 20, 2021Oct 26, 2021Jan 25, 2022Apr 26, 2022Jul 26, 2022Oct 25, 2022Jan 24, 2023Apr 25, 2023Jul 25, 2023Oct 24, 2023Jan 23, 2024Apr 23, 2024Jul 23, 2024Oct 22, 2024Jan 21, 2025Apr 22, 2025Jul 22, 2025Oct 21, 2025Jan 20, 2026Apr 21, 2026Jul 21, 2026Oct 20, 2026
EPS Estimate0.230.230.230.250.260.270.28---0.270.280.29-0.32-0.320.350.350.330.350.370.370.460.470.540.570.490.510.550.550.510.500.480.330.480.480.490.510.520.510.510.410.510.490.500.510.520.360.28-0.260.210.260.260.190.190.180.200.200.160.170.240.300.360.420.430.440.460.430.420.430.470.450.430.450.430.460.410.160.390.410.430.420.460.460.510.500.620.620.660.670.700.680.710.680.520.110.440.720.730.690.570.750.680.730.820.940.910.680.930.960.800.850.820.760.730.770.820.880.800.840.92
EPS Actual0.240.230.240.250.260.260.270.260.310.230.310.270.290.310.310.340.340.350.320.320.350.380.420.480.540.540.510.490.530.550.480.500.470.480.460.480.500.500.530.560.520.500.440.530.510.530.550.550.210.28-0.300.370.29-0.070.180.160.270.380.010.130.260.350.330.840.470.450.440.470.460.230.470.440.320.330.380.430.320.220.200.440.440.430.410.470.540.530.530.560.620.690.690.750.740.730.74-0.030.290.611.130.920.770.440.970.880.910.940.991.050.941.071.040.850.840.900.760.700.610.900.940.830.96-
Surprise4.35%0.00%4.35%0.00%0.00%-3.70%-3.57%---14.81%-3.57%0.00%--3.13%-6.25%0.00%-8.57%-3.03%0.00%2.70%13.51%4.35%14.89%0.00%-10.53%0.00%3.92%0.00%-12.73%-1.96%-6.00%0.00%39.39%0.00%4.17%2.04%3.92%7.69%1.96%-1.96%7.32%3.92%4.08%6.00%7.84%5.77%-41.67%0.00%-15.38%76.19%11.54%-126.92%-5.26%-15.79%50.00%90.00%-95.00%-18.75%52.94%45.83%10.00%133.33%11.90%4.65%0.00%2.17%6.98%-45.24%9.30%-6.38%-28.89%-23.26%-15.56%0.00%-30.43%-46.34%25.00%12.82%7.32%0.00%-2.38%2.17%17.39%3.92%6.00%-9.68%0.00%4.55%2.99%7.14%8.82%2.82%8.82%-105.77%163.64%38.64%56.94%26.03%11.59%-22.81%29.33%29.41%24.66%14.63%5.32%15.38%38.24%15.05%8.33%6.25%-1.18%9.76%0.00%-4.11%-20.78%9.76%6.82%3.75%14.29%-
TimingPre-marketPre-marketPre-marketPre-market-------------------After-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap1.41B
Enterprise Value1.95B
Trailing P/E11.85
Forward P/E9.80
PEG Ratio1.45
Price / Sales3.23
Price / Book1.15
EPS3.30
Book Value35.15
Revenue (TTM)434.54M
Gross Profit (TTM)427.87M
Profit Margin27.20%
Operating Margin35.71%
Return on Equity9.89%
Return on Assets1.24%
Shares Outstanding35.94M
Shares Float33.95M
Beta0.58
Dividend Yield4.28%
Dividend Rate1.68
Payout Ratio45.73%

Analyst Ratings

Hold
Based on 7 analystsTarget 43.00
  • Strong Buy
    1
  • Buy
    1
  • Hold
    5

Ownership Breakdown

Institutions
69.85%
Insiders
3.16%
Retail / Other
26.99%

Top Institutional Holders

  • BlackRock Inc
    3.08M8.58%
  • Dimensional Fund Advisors, Inc.
    2.27M6.34%
  • State Street Corp
    1.89M5.28%
  • Vanguard Capital Management, LLC
    1.49M4.16%
  • American Century Companies Inc
    1.10M3.06%
  • Geode Capital Management, LLC
    903.74K2.52%
  • Amvescap Plc.
    858.31K2.39%
  • Brown Advisory Holdings Inc
    823.21K2.30%
  • Private Management Group Inc
    595.65K1.66%
  • Franklin Templeton Inc
    564.27K1.57%
  • AQR Capital Management LLC
    483.32K1.35%
  • PEOPLES BANK NATIONAL ASSOCIATION
    443.56K1.24%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    1.09M3.03%
  • iShares Russell 2000 ETF
    959.86K2.68%
  • Avantis US Small Cap Value ETF
    937.30K2.61%
  • Invesco High Yield Eq Div Achiev™ ETF
    585.40K1.63%
  • Stt Strt SPDR S&P Glbl DivAristETF
    533.90K1.49%
  • DFA US Small Cap Value I
    528.47K1.47%
  • Brown Advisory Small-Cap Fdmtl Val Inv
    396.42K1.11%
  • Fidelity Small Cap Index
    391.75K1.09%

Dividends

20264×
0.42Nov 2, 20260.42Aug 3, 20260.42May 4, 20260.41Feb 2, 2026
20254×
0.41Nov 4, 20250.41Aug 4, 20250.41May 5, 20250.40Feb 3, 2025
20244×
0.40Nov 4, 20240.40Aug 5, 20240.40May 3, 20240.39Feb 2, 2024
20234×
0.39Nov 3, 20230.39Aug 4, 20230.39May 5, 20230.38Feb 3, 2023
20224×
0.38Nov 4, 20220.38Aug 5, 20220.38May 6, 20220.36Feb 4, 2022
20214×
0.36Nov 5, 20210.36Jul 30, 20210.36Apr 30, 20210.35Feb 5, 2021

Stock Splits

  • Aug 27, 200321:20
  • Jun 11, 200211:10
  • Aug 22, 200111:10
  • Feb 17, 200011:10
  • May 26, 199911:10
  • May 1, 19983:2
  • Jul 11, 199611:10
  • Oct 5, 199511:10
  • May 2, 19942:1
  • Mar 26, 199311:10