YOLFTbeta
Presurance Holdings, Inc.

Presurance Holdings, Inc.

PRHI · NASDAQ · Financial Services / Insurance - Property & Casualty

5.29USD-0.46 (-8.00%)

Price History

Full chart

Market Stats

Previous Close5.75
Open5.75
Day Range5.10 – 5.75
52-Week Range3.36 – 19.81
Volume13.83K
Market Cap27.91M
P/E (TTM)0.00
Forward P/E72.99
EPS-10.38
Dividend Yield0.00%
Beta0.99
50-Day Avg6.43
200-Day Avg5.38

About

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial products, including commercial property, general liability, liquor liability and commercial automobile and specialty personal product lines. Additionally, it offers homeowners insurance and dwelling fire insurance products to individuals owners of lower value homes in Texas, Illinois and Indiana. The company was formerly known as Conifer Holdings, Inc. and changed its name to Presurance Holdings, Inc. in September 2025. The company was founded in 2009 and is headquartered in Troy, Michigan.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMr. Brian Joseph Roney B.A., B.S., M.B.A.
  • Employees12
  • Headquarters3001 West Big Beaver Road, Troy, MI, United States, 48084, USA
  • Websitehttps://ir.prehld.com

Leadership

  • Mr. Brian Joseph Roney B.A., B.S., M.B.A.President & CEO · b. 1965
  • Mr. Harold James Meloche CPATreasurer & CFO · b. 1962
  • Ms. Jessica GulisHead of Investor Relations
  • Mr. Richard Joseph FiatoCorporate Counsel

Financials

Income Statement

Currency: USD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue19.59M43.49M69.70M83.63M104.19M96.35M94.19M94.63M103.49M115.96M101.48M89.97M66.30M36.94M
Growth (%)-+122.05%+60.25%+19.99%+24.58%-7.52%-2.24%+0.47%+9.36%+12.05%-12.49%-11.34%-26.31%-44.28%
Cost of Revenue12.24M23.49M55.43M55.06M84.28M100.16M88.05M84.66M82.33M98.31M109.02M98.21M86.64M46.95M
Gross Profit7.34M20.00M14.27M28.57M19.90M-3.81M6.14M9.98M21.16M17.65M-7.54M-8.24M-20.34M-10.00M
Gross Margin37.50%45.99%20.48%34.16%19.10%-3.96%6.52%10.54%20.44%15.22%-7.43%-9.16%-30.68%-27.08%
Operating Expense6.95M9.70M12.72M15.57M18.24M18.73M20.33M20.46M21.39M19.36M12.95M19.39M15.74M8.29M
Operating Income397.00K10.30M1.55M12.99M1.66M-22.54M-14.19M-10.49M-238.00K-1.71M-20.49M-27.63M-36.08M-18.30M
Operating Margin2.03%23.69%2.23%15.53%1.59%-23.40%-15.07%-11.08%-0.23%-1.47%-20.19%-30.71%-54.42%-49.53%
EBITDA1.07M1.09M-6.26M1.25M-7.59M-20.32M-6.43M-5.79M3.12M1.56M-17.10M-23.88M-29.53M-14.86M
EBITDA Margin5.48%2.51%-8.99%1.49%-7.29%-21.09%-6.83%-6.11%3.02%1.35%-16.85%-26.54%-44.54%-40.22%
Net Income413.00K349.00K-6.93M64.00K-8.44M-21.54M-9.23M-7.82M595.00K-1.09M-10.68M-25.90M24.35M-18.44M
Net Income Margin2.11%0.80%-9.95%0.08%-8.10%-22.36%-9.80%-8.27%0.57%-0.94%-10.53%-28.79%36.72%-49.91%
Interest Expense428.00K541.00K584.00K769.00K647.00K1.36M2.64M2.88M2.92M2.85M2.97M3.21M4.88M3.19M
Interest Expense % of Total Revenue2.19%1.24%0.84%0.92%0.62%1.41%2.81%3.05%2.83%2.46%2.93%3.56%7.37%8.62%

Balance Sheet

Currency: USD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-96.86M163.74M177.93M203.70M239.03M232.75M247.26M261.60M290.40M312.35M311.80M281.66M239.28M
Total Liabilities-75.61M113.46M100.67M135.91M186.21M190.59M204.54M217.18M249.90M293.40M308.92M260.13M230.32M
Total Equity-21.27M50.30M77.26M67.79M52.83M42.16M42.73M44.41M40.50M18.95M2.89M21.52M8.97M
Cash-11.30M18.49M12.70M12.49M11.87M10.79M7.46M8.19M9.91M28.04M11.13M27.65M27.36M
Total Debt-13.09M27.56M12.75M17.75M29.03M33.50M35.82M41.00M33.56M33.88M25.06M11.93M26.57M
Net Debt-1.79M9.07M47.00K5.26M17.16M22.71M28.36M32.80M23.65M5.84M13.94M-15.72M-795.00K

Cash Flow

Currency: USD2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.26M2.54M6.30M-3.14M6.17M9.09M-17.01M15.36M2.98M5.36M-40.47M-13.39M-32.68M-43.88M
Investing Cash Flow-791.00K3.67M-47.70M-15.29M-10.75M-25.95M12.22M-25.01M-7.34M1.38M56.50M-272.00K70.29M28.09M
Financing Cash Flow1.40M1.15M48.59M12.64M4.38M16.24M3.71M6.32M5.08M-5.01M2.09M-3.25M-21.09M15.50M
Capital Expenditure54.00K283.00K444.00K167.00K195.00K13.00K86.00K61.00K78.00K1.07M0000
Free Cash Flow1.21M2.26M5.86M-3.30M5.97M9.08M-17.09M15.30M2.90M5.36M-40.47M-13.39M-32.68M-43.88M
Dividends Paid--191.00K384.00K-------0439.00K0
FCF to OCF95.72%88.87%92.96%105.33%96.84%99.86%100.51%99.60%97.38%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF--3.26%-11.63%-------0.00%-1.34%0.00%

Earnings

Report DateSep 15, 2015Nov 10, 2015Feb 22, 2016May 12, 2016Aug 11, 2016Nov 9, 2016Mar 2, 2017May 10, 2017Aug 9, 2017Nov 8, 2017Feb 28, 2018May 9, 2018Aug 8, 2018Nov 7, 2018Feb 27, 2019May 8, 2019Aug 7, 2019Nov 11, 2019Feb 26, 2020May 13, 2020Aug 12, 2020Nov 12, 2020Feb 23, 2021May 11, 2021Aug 11, 2021Nov 10, 2021Mar 2, 2022May 11, 2022Aug 10, 2022Nov 9, 2022Mar 9, 2023May 10, 2023Aug 9, 2023Nov 9, 2023Apr 4, 2024Aug 12, 2024Nov 13, 2024Mar 28, 2025May 14, 2025Aug 13, 2025Nov 17, 2025Mar 4, 2026May 20, 2026Aug 12, 2026Nov 11, 2026
EPS Estimate-1.49-2.10-1.96-0.28-0.56--0.700.21-16.80-0.020.140.280.32-0.080.04-1.19-0.75-0.98-0.68-0.44-0.65-0.19-3.78-0.98-0.86-0.72-0.32-1.47-0.91-0.100.07-2.730.02-1.59-0.01-0.02-0.020.010.010.010.010.00--
EPS Actual0.321.33-2.17-1.89-0.98-1.40-4.05-1.68-1.96-17.360.021.47-0.14-0.98-0.49-3.50-4.69-1.26-2.45-1.96-0.28-1.68-1.82-5.04-2.80-1.26-0.70-0.32-5.25-0.91-0.100.21-2.73-0.22-1.59-0.32-0.60-2.080.040.17-0.32-1.390.150.35-
Surprise--10.74%-3.33%3.57%-250.00%-150.00%--140.00%-1033.33%-3.33%200.00%950.00%-150.00%-406.25%-512.50%-8850.00%-294.12%-68.00%-150.00%-188.24%36.36%-158.46%-857.89%-33.33%-185.71%-46.51%2.78%0.00%-257.14%0.00%0.00%200.00%0.00%-1200.00%0.00%-3100.00%-2900.00%-10300.00%300.00%1600.00%-3300.00%-14042.00%---
Timing-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hours------------

Key Statistics & Ratios

Market Cap27.91M
Enterprise Value28.14M
Trailing P/E0.00
Forward P/E72.99
Price / Sales0.94
Price / Book1.03
EPS-10.38
Book Value7.41
Revenue (TTM)29.80M
Gross Profit (TTM)-4.83M
EBITDA-13.24M
Profit Margin-53.19%
Operating Margin25.16%
Return on Equity-56.67%
Return on Assets-3.34%
Shares Outstanding3.75M
Shares Float2.46M
Beta0.99
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
65.65%
Insiders
17.87%
Retail / Other
16.48%

Top Institutional Holders

  • Geode Capital Management, LLC
    48.18K0.18%
  • Renaissance Technologies Corp
    22.27K0.08%
  • Vanguard Capital Management, LLC
    17.19K0.07%
  • XTX Topco Ltd
    16.88K0.06%
  • Vanguard Fiduciary Trust Co
    5.32K0.02%
  • Advisor Group Holdings, Inc.
    4.00K0.02%
  • CoreCap Advisors, LLC
    5620.01%
  • Tower Research Capital LLC
    3.33K0.01%
  • Daytona Street Capital LLC
    2500.01%
  • Morgan Stanley - Brokerage Accounts
    5290.00%
  • SBI Securities Co Ltd
    30.00%
  • UBS Group AG
    20.00%
  • DRW Securities, LLC
    00.00%
  • IAT REINSURANCE CO LTD
    00.00%
  • Lakeshore Financial Planning Inc
    00.00%
  • Citadel Advisors Llc
    00.00%
  • SkyOak Wealt, LLC
    00.00%

Top Fund Holders

  • Fidelity Extended Market Index
    5.80K0.15%
  • Fidelity Series Total Market Index
    4110.01%
  • Dimensional US Core Equity 2 ETF
    1940.01%

Stock Splits

  • Jun 2, 20261:7