PayPal Holdings Inc

PYPL · NASDAQ · Financial Services / Credit Services

59.28USD+0.98 (+1.68%)

Price History

Full chart

Market Stats

Previous Close58.30

Open58.62

Day Range58.50 – 59.48

52-Week Range38.12 – 69.57

Volume9.52M

Market Cap47.33B

P/E (TTM)10.79

Forward P/E9.69

EPS5.24

Dividend Yield0.99%

Beta1.28

50-Day Avg55.55

200-Day Avg49.97

About

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Enrique J. Lores
Employees23.80K
Headquarters2211 North First Street, San Jose, CA, United States, 95131, USA
Websitehttps://www.paypal.com

Leadership

Mr. Enrique J. LoresPresident, CEO & Director · b. 1966
Ms. Jamie S. MillerChief Financial & Operating Officer and Executive VP · b. 1969
Mr. Frank KellerPresident of Checkout Solutions & PayPal · b. 1974
Ms. Suzan Bulyaba KereerePresident of Global Markets · b. 1966
Mr. Christopher NataliSenior VP & Chief Accounting Officer · b. 1978
Mr. Srinivasan VenkatesanChief Technology Officer · b. 1971
Mr. Steven Eric WinokerChief Investor Relations Officer
Mr. Bimal PatelChief Legal Officer
Ms. Amy BonitatibusChief Corporate Affairs & Communications Officer
Mr. Antonio J. LucioChief Marketing & Corporate Affairs Officer · b. 1959

Financials

Income Statement

Currency: USD	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	5.66B	6.73B	8.03B	9.25B	10.84B	13.09B	15.45B	17.77B	21.45B	25.37B	27.52B	29.77B	31.80B	33.17B
Growth (%)	-	+18.81%	+19.30%	+15.24%	+17.24%	+20.77%	+18.00%	+15.02%	+20.72%	+18.26%	+8.46%	+8.19%	+6.81%	+4.32%
Cost of Revenue	1.88B	2.34B	2.82B	3.42B	4.43B	5.43B	6.86B	8.17B	9.68B	11.38B	13.74B	16.07B	17.14B	17.71B
Gross Profit	3.78B	4.39B	5.21B	5.83B	6.41B	7.66B	8.60B	9.60B	11.78B	14.00B	13.77B	13.70B	14.66B	15.46B
Gross Margin	66.74%	65.26%	64.91%	63.03%	59.10%	58.53%	55.63%	54.03%	54.90%	55.17%	50.05%	46.03%	46.10%	46.62%
Operating Expense	2.90B	3.30B	3.94B	4.37B	4.82B	5.54B	6.40B	6.88B	8.49B	9.73B	9.94B	8.68B	9.33B	9.40B
Operating Income	880.00M	1.09B	1.27B	1.46B	1.59B	2.13B	2.19B	2.72B	3.29B	4.26B	3.84B	5.03B	5.33B	6.07B
Operating Margin	15.54%	16.22%	15.80%	15.80%	14.63%	16.24%	14.20%	15.30%	15.33%	16.80%	13.94%	16.89%	16.75%	18.28%
EBITDA	1.28B	1.54B	1.78B	2.12B	2.36B	3.01B	3.23B	4.03B	6.46B	5.60B	4.99B	6.83B	6.74B	7.70B
EBITDA Margin	22.62%	22.95%	22.23%	22.89%	21.75%	23.00%	20.90%	22.65%	30.12%	22.06%	18.12%	22.94%	21.21%	23.20%
Net Income	778.00M	955.00M	419.00M	1.23B	1.40B	1.79B	2.06B	2.46B	4.20B	4.17B	2.42B	4.25B	4.15B	5.23B
Net Income Margin	13.74%	14.20%	5.22%	13.28%	12.92%	13.71%	13.31%	13.84%	19.59%	16.43%	8.79%	14.26%	13.04%	15.78%
R&D	677.00M	727.00M	890.00M	947.00M	834.00M	953.00M	1.07B	2.08B	2.64B	3.04B	3.25B	2.97B	2.98B	3.10B
R&D as % of Total Revenue	11.96%	10.81%	11.09%	10.24%	7.69%	7.28%	6.93%	11.73%	12.31%	11.97%	11.82%	9.99%	9.37%	9.35%
Interest Expense	0	0	0	0	3.00M	7.00M	77.00M	115.00M	209.00M	232.00M	304.00M	347.00M	382.00M	441.00M
Interest Expense % of Total Revenue	0.00%	0.00%	0.00%	0.00%	0.03%	0.05%	0.50%	0.65%	0.97%	0.91%	1.10%	1.17%	1.20%	1.33%

Balance Sheet

Currency: USD	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	-	19.16B	21.92B	28.88B	33.10B	40.77B	43.33B	51.33B	70.38B	75.80B	78.72B	82.17B	81.61B	80.17B
Total Liabilities	-	11.77B	13.67B	15.12B	18.39B	24.78B	27.95B	34.40B	50.32B	54.08B	58.44B	61.12B	61.19B	59.92B
Total Equity	-	7.39B	8.25B	13.76B	14.71B	15.99B	15.39B	16.93B	20.06B	21.73B	20.27B	21.05B	20.42B	20.26B
Cash	-	1.60B	2.20B	1.39B	1.59B	2.88B	7.58B	7.35B	4.79B	5.20B	7.78B	9.08B	6.56B	8.05B
Total Debt	-	1.61B	1.48B	-	-	1.00B	2.00B	5.47B	9.72B	8.81B	11.14B	9.68B	9.88B	9.99B
Net Debt	-	8.00M	-722.00M	-1.39B	-1.59B	-1.88B	-5.58B	-2.28B	4.29B	2.99B	2.79B	595.00M	3.32B	1.94B

Cash Flow

Currency: USD	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	1.56B	1.99B	2.22B	2.55B	3.16B	2.53B	5.48B	4.56B	6.22B	5.80B	5.81B	4.84B	7.45B	6.42B
Investing Cash Flow	-1.53B	-1.72B	-2.88B	-8.04B	-5.90B	-4.49B	840.00M	-5.73B	-16.22B	-5.49B	-3.33B	752.00M	1.69B	797.00M
Financing Cash Flow	-210.00M	-85.00M	1.28B	4.73B	2.04B	4.08B	-1.26B	3.69B	12.49B	-764.00M	-1.20B	-2.99B	-8.28B	-5.96B
Capital Expenditure	511.00M	391.00M	492.00M	722.00M	669.00M	667.00M	823.00M	704.00M	866.00M	908.00M	706.00M	623.00M	683.00M	852.00M
Free Cash Flow	1.05B	1.60B	1.73B	1.82B	2.49B	1.86B	4.66B	3.86B	5.35B	4.89B	5.11B	4.22B	6.77B	5.56B
Dividends Paid	0	0	0	0	0	0	2.08B	4.29B	5.02B	4.61B	3.48B	1.53B	0	130.00M
FCF to OCF	67.35%	80.38%	77.84%	71.64%	78.82%	73.65%	84.99%	84.56%	86.07%	84.34%	87.85%	87.14%	90.83%	86.72%
Dividend Paid to FCF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	44.53%	111.30%	93.76%	94.25%	68.04%	36.21%	0.00%	2.34%

Earnings

Report Date	Jun 30, 2015	Jul 29, 2015	Oct 28, 2015	Jan 27, 2016	Apr 27, 2016	Jul 21, 2016	Oct 20, 2016	Jan 26, 2017	Apr 26, 2017	Jul 26, 2017	Oct 19, 2017	Jan 31, 2018	Apr 25, 2018	Jul 25, 2018	Oct 18, 2018	Jan 30, 2019	Apr 24, 2019	Jul 24, 2019	Oct 23, 2019	Jan 29, 2020	May 7, 2020	Jul 29, 2020	Nov 2, 2020	Feb 3, 2021	May 5, 2021	Jul 28, 2021	Nov 8, 2021	Feb 1, 2022	Apr 27, 2022	Aug 2, 2022	Nov 3, 2022	Feb 9, 2023	May 8, 2023	Aug 2, 2023	Nov 1, 2023	Feb 7, 2024	Apr 30, 2024	Jul 30, 2024	Oct 29, 2024	Feb 4, 2025	Apr 29, 2025	Jul 29, 2025	Oct 28, 2025	Feb 3, 2026	May 5, 2026	Jul 28, 2026	Oct 27, 2026
EPS Estimate	-	0.32	0.29	0.34	0.35	0.36	0.35	0.42	0.41	0.43	0.43	0.52	0.54	0.56	0.54	0.67	0.68	0.83	0.60	0.83	0.75	0.87	0.94	1.00	1.02	1.12	1.08	1.12	0.88	0.87	0.96	1.20	1.10	1.16	1.23	1.36	1.22	0.99	1.07	1.12	1.16	1.30	1.21	1.29	1.27	1.28	1.31
EPS Actual	0.29	0.33	0.31	0.36	0.37	0.36	0.35	0.42	0.44	0.46	0.46	0.55	0.57	0.58	0.58	0.69	0.78	0.86	0.61	0.86	0.66	1.07	1.07	1.08	1.22	1.15	1.11	1.11	0.88	0.93	1.08	1.24	1.17	1.16	1.30	1.48	1.40	1.19	1.20	1.19	1.33	1.40	1.34	1.23	1.34	1.38	1.45
Surprise	-	3.13%	6.90%	5.88%	5.71%	0.00%	0.00%	0.00%	7.32%	6.98%	6.98%	5.77%	5.56%	3.57%	7.41%	2.99%	14.71%	3.61%	1.67%	3.61%	-12.00%	22.99%	13.83%	8.00%	19.61%	2.68%	2.78%	-0.89%	0.00%	6.90%	12.50%	3.33%	6.36%	0.00%	5.69%	8.82%	14.75%	20.20%	12.15%	6.25%	14.66%	7.69%	10.74%	-4.65%	5.51%	7.81%	10.69%
Timing	-	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market

Key Statistics & Ratios

Market Cap47.33B

Enterprise Value50.17B

Trailing P/E10.79

Forward P/E9.69

PEG Ratio0.99

Price / Sales1.38

Price / Book2.41

EPS5.24

Book Value23.28

Revenue (TTM)34.29B

Gross Profit (TTM)13.91B

EBITDA6.42B

Profit Margin13.78%

Operating Margin16.33%

Return on Equity23.83%

Return on Assets4.70%

Shares Outstanding837.00M

Shares Float828.76M

Beta1.28

Dividend Yield0.99%

Dividend Rate0.56

Payout Ratio8.31%

Analyst Ratings

Hold

Based on 44 analystsTarget 57.19

Strong Buy
4
Buy
3
Hold
33
Sell
1
Strong Sell
3

Ownership Breakdown

Institutions: 81.68%
Insiders: 0.73%
Retail / Other: 17.59%

Top Institutional Holders

BlackRock Inc
74.97M8.76%
Vanguard Capital Management, LLC
53.62M6.27%
State Street Corp
41.23M4.82%
Amvescap Plc.
33.44M3.91%
Geode Capital Management, LLC
29.37M3.43%
Comprehensive Financial Management LLC
23.95M2.80%
Vanguard Portfolio Management, LLC
22.66M2.65%
Bank of America Corp
22.59M2.64%
The Goldman Sachs Group Inc
11.58M1.35%
NORGES BANK
11.38M1.33%
Morgan Stanley - Brokerage Accounts
10.32M1.21%
PRIMECAP Management Company
9.78M1.14%
Northern Trust Corp
9.41M1.10%

Top Fund Holders

Vanguard MStar Total Stk Mkt Idx Invest
24.02M2.81%
Vanguard 500 Index Investor
19.88M2.32%
Invesco QQQ Trust
17.86M2.09%
Fidelity 500 Index
11.45M1.34%
iShares Core S&P 500 ETF
11.40M1.33%
Vanguard MStar Mid Cap Index Instl
11.24M1.31%
State Street® SPDR® S&P 500® ETF
10.47M1.22%

Dividends

20263×

0.14Sep 4, 20260.14Jun 4, 20260.14Mar 4, 2026

20251×

0.14Nov 19, 2025