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QCR Holdings Inc

QCR Holdings Inc

QCRH · NASDAQ · Financial Services / Banks - Regional

103.99USD+0.64 (+0.62%)

Price History

Full chart

Market Stats

Previous Close103.35
Open103.70
Day Range102.38 – 104.10
52-Week Range66.35 – 107.95
Volume153.59K
Market Cap1.64B
P/E (TTM)11.83
Forward P/E12.20
EPS8.45
Dividend Yield0.59%
Beta0.74
50-Day Avg101.73
200-Day Avg92.69

About

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. In addition, the company offers loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as motor vehicle, home improvement, home equity, signature loans, and small personal credit lines, as well as issuance of trust preferred securities. QCR Holdings, Inc. was incorporated in 1993 and is headquartered in Moline, Illinois.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Todd A. Gipple CPA
  • Employees1.00K
  • Headquarters3551 7th Street, Moline, IL, United States, 61265, USA
  • Websitehttps://www.qcrh.com

Leadership

  • Mr. Todd A. Gipple CPAPresident, CEO & Director · b. 1964
  • Mr. Nick W. AndersonSenior VP & Chief Financial Officer · b. 1976
  • Ms. Reba K. WinterExecutive VP & COO · b. 1962
  • Ms. Laura L. EkizianPresident & CEO of Quad City Bank and Trust Company · b. 1971
  • Mr. Monte C. McNewChief Lending Officer · b. 1973
  • Ms. Brittany N. WhitfieldChief Accounting Officer · b. 1987
  • Doug NeumannVice President of Investor Relations
  • Ms. Tonia F. TaylorSenior VP & Director of Compliance
  • Mr. Deborah M. NeyensGeneral Counsel & Corporate Secretary
  • Ms. Cari J. HensonVP & Corporate Communications Manager

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.80M8.30M12.60M21.20M25.68M30.23M34.86M36.43M44.55M46.70M58.76M54.17M99.82M99.08M101.16M93.31M92.18M92.04M100.69M104.65M111.29M134.40M162.26M220.22M278.62M306.59M293.76M365.61M535.62M587.77M596.75M
Growth (%)-+72.92%+51.81%+68.25%+21.11%+17.75%+15.29%+4.53%+22.26%+4.83%+25.83%-7.80%+84.25%-0.74%+2.10%-7.76%-1.21%-0.15%+9.40%+3.93%+6.34%+20.76%+20.73%+35.72%+26.52%+10.04%-4.18%+24.46%+46.50%+9.74%+1.53%
Cost of Revenue-4.00M5.80M9.30M11.92M14.34M17.50M15.14M15.36M14.70M22.16M42.19M52.22M49.75M51.92M37.70M30.19M24.10M23.70M23.70M20.58M19.43M27.92M53.14M67.58M87.13M25.41M69.73M208.94M267.17M252.29M
Gross Profit-4.30M6.80M11.90M13.76M15.89M17.36M21.30M29.19M32.00M36.60M11.98M47.60M49.33M49.23M55.61M61.99M67.94M77.00M80.95M90.72M114.97M134.34M167.07M211.03M219.46M268.36M295.88M326.68M320.61M344.46M
Gross Margin-51.81%53.97%56.13%53.59%52.57%49.79%58.46%65.53%68.53%62.29%22.12%47.68%49.79%48.67%59.60%67.24%73.82%76.47%77.35%81.51%85.54%82.79%75.87%75.74%71.58%91.35%80.93%60.99%54.55%57.72%
Operating Expense-3.60M5.40M7.80M9.66M11.47M13.80M17.02M21.04M24.28M29.51M8.06M39.42M42.33M46.94M46.36M47.99M50.30M57.44M62.96M70.12M78.38M93.68M114.94M139.01M146.17M146.89M182.33M199.85M198.03M208.56M
Operating Income-700.00K1.40M4.10M4.10M4.43M3.56M4.28M8.16M7.72M7.09M3.93M8.17M7.00M2.30M9.26M14.00M17.64M19.56M17.99M20.60M36.59M40.65M52.13M72.03M73.29M121.47M113.55M126.83M122.58M135.90M
Operating Margin-8.43%11.11%19.34%15.97%14.64%10.20%11.74%18.31%16.53%12.07%7.25%8.19%7.06%2.27%9.92%15.19%19.17%19.42%17.19%18.51%27.22%25.05%23.67%25.85%23.90%41.35%31.06%23.68%20.85%22.77%
EBITDA4.30M100.00K1.70M4.50M4.70M5.15M4.42M5.39M10.05M10.20M9.64M6.34M10.39M7.00M7.12M11.79M16.44M19.99M22.43M21.00M23.86M40.46M45.60M58.28M79.52M80.77M128.86M124.06M138.28M133.81M148.21M
EBITDA Margin89.58%1.20%13.49%21.23%18.30%17.05%12.67%14.80%22.55%21.84%16.41%11.69%10.41%7.07%7.04%12.64%17.84%21.72%22.28%20.07%21.44%30.10%28.11%26.46%28.54%26.35%43.86%33.93%25.82%22.77%24.84%
Net Income700.00K700.00K1.20M2.40M2.50M2.75M2.40M2.96M5.46M5.22M4.81M2.80M5.78M6.71M1.77M6.59M9.69M12.62M14.94M14.95M16.93M27.69M35.71M43.12M57.41M60.58M98.91M99.07M113.56M113.85M127.19M
Net Income Margin14.58%8.43%9.52%11.32%9.74%9.08%6.87%8.13%12.26%11.17%8.19%5.17%5.79%6.77%1.75%7.06%10.51%13.71%14.84%14.29%15.21%20.60%22.01%19.58%20.60%19.76%33.67%27.10%21.20%19.37%21.31%
R&D----------------00000000-------
R&D as % of Total Revenue----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense3.50M3.50M5.00M8.40M11.02M13.29M16.61M12.87M11.95M13.32M21.28M38.91M49.36M40.52M34.95M30.23M23.58M19.73M17.77M16.89M13.71M11.95M19.45M40.48M60.52M31.42M21.92M61.45M192.40M250.07M234.21M
Interest Expense % of Total Revenue72.92%42.17%39.68%39.62%42.90%43.95%47.66%35.32%26.83%28.53%36.22%71.82%49.45%40.90%34.55%32.40%25.58%21.43%17.64%16.14%12.32%8.89%11.99%18.38%21.72%10.25%7.46%16.81%35.92%42.55%39.25%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets111.50M111.50M168.40M250.20M321.30M343.30M400.95M604.60M710.04M870.08M1.04B1.27B1.48B1.61B1.78B1.84B1.97B2.09B2.39B2.52B2.59B3.30B3.98B4.95B4.91B5.71B6.10B7.95B8.54B9.03B9.58B
Total Liabilities99.80M99.80M153.80M231.10M290.80M311.70M365.13M556.01M668.22M819.31M987.50M1.20B1.39B1.51B1.65B1.70B1.82B246.67M284.09M264.21M189.50M3.02B260.49M4.48B4.37B171.68M167.00M7.18B7.65B8.03B8.46B
Total Equity11.70M11.70M14.60M19.10M18.50M19.60M23.82M36.59M41.82M50.77M54.47M70.88M86.07M90.64M123.89M130.92M144.43M1.85B2.11B2.26B2.40B286.04M3.72B473.14M535.35M5.53B5.93B772.72M886.60M997.39M1.11B
Cash12.10M12.10M12.40M20.00M21.00M25.90M30.73M39.47M34.85M25.23M40.23M46.95M45.59M35.58M65.21M81.78M79.89M83.93M75.00M73.57M78.06M134.52M131.49M218.72M224.15M147.93M112.78M127.08M202.04M235.17M76.49M
Total Debt5.60M5.60M12.30M28.20M34.30M33.90M58.05M37.86M149.84M223.41M274.01M303.39M422.79M650.51M542.89M566.06M385.85M547.76M149.48B268.54B144.81B375.92M321.87M404.97M278.95M406.71M396.21M825.89M716.79M567.73M617.87M
Net Debt-6.50M-6.50M-100.00K8.20M13.30M8.00M27.32M-1.61M114.99M198.18M233.78M256.44M377.21M614.94M477.69M484.28M167.18M162.75M209.09M190.64M111.44M241.40M129.00M186.25M54.81M23.76M54.22M698.81M514.75M332.56M541.37M

Cash Flow

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow800.00K800.00K4.70M-4.40M7.50M4.16M-1.67M3.51M30.24M7.41M9.57M7.18M10.06M12.26M14.14M17.91M36.64M30.65M32.04M25.60M30.10M43.38M33.71M64.27M76.49M112.18M88.22M118.70M376.32M444.54M421.54M
Investing Cash Flow--28.30M-55.30M-70.30M-76.50M-46.10M-21.94M-110.63M-132.46M-165.09M-127.70M-222.86M-204.13M-6.92M-187.54M-59.48M-137.31M-132.78M-164.56M-129.93M-66.07M-168.97M-410.52M-333.65M-308.66M-704.48M-411.77M-634.69M-749.27M-845.23M-854.71M
Financing Cash Flow30.20M30.20M51.00M79.30M66.00M48.54M28.69M113.11M101.77M154.62M135.71M219.22M192.76M-5.25M175.81M47.72M111.78M110.56M112.90M100.61M39.48M154.42M381.96M279.18M222.90M577.38M299.71M538.23M410.35M395.30M417.93M
Capital Expenditure2.90M2.90M1.10M2.80M500.00K797.84K1.72M1.47M4.15M7.55M8.51M9.33M3.15M9712.85M2.20M3.06M1.87M2.43M2.04M4.39M6.03M5.76M11.46M12.43M4.27M13.98M33.26M14.95M44.49M67.43M
Free Cash Flow-2.10M-2.10M3.60M-7.20M7.00M3.36M-3.38M2.04M26.08M-134.90K1.06M-2.15M6.92M12.26M11.30M15.72M33.58M28.78M29.61M23.56M25.70M37.35M27.95M52.81M64.06M107.91M74.24M85.44M361.38M400.05M354.11M
Dividends Paid--------277.09K336.82K360.60K363.14K1.33M1.97M3.60M4.05M3.71M4.09M4.06M1.96M782.05K1.98M2.49M3.30M3.77M3.78M3.79M3.94M4.03M4.03M4.06M
FCF to OCF-262.50%-262.50%76.60%163.64%93.33%80.83%202.82%58.10%86.27%-1.82%11.10%-29.92%68.71%99.99%79.88%87.73%91.64%93.89%92.41%92.05%85.40%86.09%82.91%82.17%83.75%96.20%84.15%71.98%96.03%89.99%84.00%
Dividend Paid to FCF--------1.06%-249.67%33.96%-16.89%19.29%16.10%31.82%25.78%11.06%14.21%13.72%8.34%3.04%5.31%8.92%6.25%5.88%3.50%5.11%4.62%1.11%1.01%1.15%

Earnings

Report DateSep 30, 1998Dec 31, 1998Mar 31, 1999Sep 30, 1999Dec 31, 1999Mar 31, 2000Sep 30, 2000Dec 31, 2000Mar 31, 2001Dec 31, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Mar 31, 2003Jul 23, 2003Oct 24, 2003Jan 29, 2004Apr 23, 2004Jul 23, 2004Oct 22, 2004Jan 26, 2005Apr 21, 2005Jul 22, 2005Oct 20, 2005Jan 26, 2006Apr 25, 2006Jul 21, 2006Oct 21, 2006Jan 30, 2007Apr 20, 2007Jul 25, 2007Oct 26, 2007Jan 25, 2008Apr 28, 2008Jul 28, 2008Oct 24, 2008Jan 28, 2009Apr 28, 2009Jul 24, 2009Oct 26, 2009Feb 2, 2010Apr 23, 2010Jul 26, 2010Oct 27, 2010Feb 1, 2011Apr 25, 2011Jul 25, 2011Oct 24, 2011Jan 30, 2012Apr 23, 2012Jul 23, 2012Oct 22, 2012Jan 28, 2013Apr 22, 2013Aug 6, 2013Oct 28, 2013Feb 3, 2014Apr 24, 2014Jul 23, 2014Oct 22, 2014Feb 3, 2015Apr 22, 2015Jul 22, 2015Oct 20, 2015Feb 2, 2016Apr 20, 2016Jul 20, 2016Oct 27, 2016Feb 1, 2017Apr 20, 2017Jul 20, 2017Nov 2, 2017Feb 1, 2018Apr 18, 2018Jul 19, 2018Oct 29, 2018Jan 24, 2019Apr 24, 2019Jul 23, 2019Oct 23, 2019Jan 22, 2020Apr 28, 2020Jul 27, 2020Oct 27, 2020Jan 27, 2021Apr 27, 2021Jul 26, 2021Oct 27, 2021Jan 25, 2022Apr 26, 2022Jul 26, 2022Oct 26, 2022Jan 24, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 23, 2024Apr 23, 2024Jul 24, 2024Oct 23, 2024Jan 22, 2025Apr 22, 2025Jul 23, 2025Oct 22, 2025Jan 27, 2026Apr 22, 2026Jul 22, 2026Oct 28, 2026
EPS Estimate-------------------------------------0.01-0.15-0.38-0.20-0.300.141.331.180.100.310.280.310.260.420.440.440.410.430.480.570.360.430.500.490.460.420.470.500.480.520.510.620.610.660.680.670.710.800.770.870.820.800.900.900.710.630.761.011.121.321.681.721.501.391.671.741.511.341.361.351.301.401.521.761.511.591.751.991.781.902.09
EPS Actual0.180.170.170.180.210.210.190.100.180.160.150.160.150.200.400.420.250.190.390.330.290.290.270.210.270.180.260.110.050.220.230.290.290.050.290.83-0.05-0.14-0.420.12-0.020.060.150.210.110.230.34-0.010.350.480.440.440.490.490.590.510.500.400.450.500.450.520.450.520.530.530.550.570.660.680.650.630.700.740.770.650.910.820.881.000.960.770.881.111.201.161.401.991.731.541.731.691.831.651.691.511.971.591.731.781.931.531.732.172.211.992.19-
Surprise--------------------------------------1500.00%-180.00%131.58%90.00%120.00%7.14%-84.21%-90.68%130.00%9.68%-103.57%12.90%84.62%4.76%0.00%11.36%19.51%37.21%6.25%-12.28%11.11%4.65%0.00%-8.16%13.04%7.14%10.64%6.00%10.42%5.77%11.76%6.45%11.48%-1.52%-7.35%4.48%4.23%-3.75%-15.58%4.60%0.00%10.00%11.11%6.67%8.45%39.68%46.05%18.81%3.57%6.06%18.45%0.58%2.67%24.46%1.20%5.17%9.27%26.12%11.03%45.93%22.31%23.57%17.11%9.66%1.32%8.80%24.00%11.06%11.80%15.26%-
Timing-------------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-

Key Statistics & Ratios

Market Cap1.64B
Enterprise Value1.91B
Trailing P/E11.83
Forward P/E12.20
PEG Ratio1.02
Price / Sales4.32
Price / Book1.41
EPS8.45
Book Value70.25
Revenue (TTM)379.24M
Gross Profit (TTM)379.24M
Profit Margin37.45%
Operating Margin45.28%
Return on Equity12.91%
Return on Assets1.51%
Shares Outstanding16.38M
Shares Float15.78M
Beta0.74
Dividend Yield0.59%
Dividend Rate0.60
Payout Ratio4.79%

Analyst Ratings

Buy
Based on 5 analystsTarget 110.50
  • Strong Buy
    2
  • Buy
    3

Ownership Breakdown

Institutions
80.24%
Insiders
3.06%
Retail / Other
16.70%

Top Institutional Holders

  • BlackRock Inc
    1.38M8.44%
  • Dimensional Fund Advisors, Inc.
    945.89K5.78%
  • FMR Inc
    915.83K5.59%
  • Vanguard Capital Management, LLC
    707.70K4.32%
  • Kennedy Capital Management Inc
    565.48K3.45%
  • State Street Corp
    513.67K3.14%
  • Geode Capital Management, LLC
    417.06K2.55%
  • Endeavour Capital Advisors Inc
    390.76K2.39%
  • Victory Capital Management Inc.
    378.11K2.31%
  • American Century Companies Inc
    370.15K2.26%
  • Schroder Investment Management Group
    290.30K1.77%
  • Wellington Management Company LLP
    284.30K1.74%
  • JPMorgan Chase & Co
    283.88K1.73%
  • Manufacturers Life Insurance Co
    205.48K1.25%
  • Renaissance Technologies Corp
    205.17K1.25%
  • Silvercrest Asset Management Group LLC
    195.90K1.20%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    505.33K3.09%
  • iShares Russell 2000 ETF
    428.61K2.62%
  • Fidelity Low-Priced Stock
    390.48K2.38%
  • Avantis US Small Cap Value ETF
    312.97K1.91%

Dividends

20263×
0.15Sep 18, 20260.10Jun 18, 20260.10Mar 19, 2026
20254×
0.06Dec 23, 20250.06Sep 18, 20250.06Jun 18, 20250.06Mar 19, 2025
20244×
0.06Dec 13, 20240.06Sep 13, 20240.06Jun 14, 20240.06Mar 14, 2024
20235×
0.06Dec 14, 20230.06Nov 14, 20230.06Sep 14, 20230.06Jun 15, 20230.06Mar 16, 2023
20224×
0.06Dec 15, 20220.06Sep 15, 20220.06Jun 16, 20220.06Mar 17, 2022
20214×
0.06Dec 16, 20210.06Sep 16, 20210.06Jun 17, 20210.06Mar 18, 2021

Stock Splits

  • Jun 1, 20043:2
  • Dec 1, 19989997:6665