RBB Bancorp

RBB · NASDAQ · Financial Services / Banks - Regional

25.99USD-0.05 (-0.19%)

Price History

Full chart

Market Stats

Previous Close26.04

Open26.14

Day Range25.85 – 26.14

52-Week Range16.26 – 28.07

Volume67.20K

Market Cap449.63M

P/E (TTM)10.85

Forward P/E12.21

EPS2.45

Dividend Yield2.41%

Beta1.02

50-Day Avg26.67

200-Day Avg23.82

About

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit. It also provides lending products, such as single-family residential, commercial real estate, construction and land development, commercial and industrial, and small business administration loans. In addition, the company offers remote deposit, E-banking, mobile banking, and treasury management services. It operates branches in Los Angeles County, California; Orange County, California; Ventura County, California; Honolulu, Hawaii. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Johnny Lee
Employees369
Headquarters1055 Wilshire Boulevard, Los Angeles, CA, United States, 90017, USA
Websitehttps://www.royalbusinessbankusa.com

Leadership

Mr. Johnny LeeCEO, President & Director · b. 1963
Ms. Lynn M. HopkinsExecutive VP & CFO · b. 1968
Mr. Gary FanExecutive VP & Chief Operations Officer · b. 1984
Mr. Jeffrey YehExecutive VP & Chief Credit Officer · b. 1962
Mr. Mina RizkallaExecutive VP & Chief Risk Officer · b. 1973
Mr. David Richard MorrisDirector & Corporate Secretary · b. 1961
Mr. I-Ming LiuCo-Founder, Executive VP & Chief of Staff · b. 1956
Ms. Diana C. HansonSenior VP & Chief Accounting Officer · b. 1970
Mr. Erik GrierSenior VP & Chief Information Officer
Mr. Alberto G. AlveradoSenior Advisor & Legal Counsel

Financials

Income Statement

Currency: USD	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	20.30M	30.47M	43.43M	50.27M	76.99M	87.22M	113.57M	159.90M	153.08M	165.81M	191.47M	236.13M	232.00M	238.00M
Growth (%)	-	+50.09%	+42.54%	+15.76%	+53.14%	+13.29%	+30.21%	+40.79%	-4.27%	+8.32%	+15.47%	+23.33%	-1.75%	+2.59%
Cost of Revenue	-	-	5.76M	8.22M	16.51M	12.80M	26.73M	47.11M	46.10M	26.68M	36.35M	105.22M	127.15M	119.20M
Gross Profit	20.30M	30.47M	37.66M	42.05M	60.48M	74.42M	86.84M	112.79M	106.97M	139.13M	155.11M	130.91M	104.84M	118.80M
Gross Margin	100.00%	100.00%	86.73%	83.65%	78.55%	85.32%	76.47%	70.54%	69.88%	83.91%	81.01%	55.44%	45.19%	49.91%
Operating Expense	12.19M	17.27M	20.10M	20.08M	27.91M	27.62M	40.64M	57.47M	59.51M	58.19M	63.77M	70.66M	69.16M	76.66M
Operating Income	8.11M	13.20M	17.57M	21.97M	32.57M	46.80M	46.21M	55.32M	47.46M	80.94M	91.34M	60.25M	35.68M	42.13M
Operating Margin	39.95%	43.32%	40.45%	43.70%	42.30%	53.65%	40.68%	34.60%	31.00%	48.81%	47.71%	25.51%	15.38%	17.70%
EBITDA	8.17M	12.54M	18.48M	22.99M	33.93M	49.17M	51.34M	62.09M	55.28M	94.47M	102.36M	69.87M	44.93M	48.77M
EBITDA Margin	40.27%	41.17%	42.56%	45.73%	44.07%	56.37%	45.21%	38.83%	36.11%	56.98%	53.46%	29.59%	19.37%	20.49%
Net Income	4.05M	7.00M	10.43M	12.97M	19.08M	25.53M	36.10M	39.21M	32.93M	56.91M	64.33M	42.47M	26.66M	31.95M
Net Income Margin	19.93%	22.99%	24.01%	25.81%	24.78%	29.27%	31.79%	24.52%	21.51%	34.32%	33.60%	17.98%	11.49%	13.42%
R&D	-	-	-	-	-	0	0	-	-	-	-	-	-	-
R&D as % of Total Revenue	-	-	-	-	-	0.00%	0.00%	-	-	-	-	-	-	-
Interest Expense	-	-	4.52M	6.94M	11.71M	13.94M	23.65M	44.86M	34.37M	22.72M	31.42M	101.86M	117.30M	108.84M
Interest Expense % of Total Revenue	-	-	10.41%	13.80%	15.21%	15.98%	20.82%	28.06%	22.45%	13.70%	16.41%	43.14%	50.56%	45.73%

Balance Sheet

Currency: USD	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	576.48M	723.41M	925.89M	1.02B	1.40B	1.69B	2.98B	2.79B	3.35B	4.23B	3.92B	4.03B	3.99B	4.21B
Total Liabilities	2.53M	585.42M	773.91M	859.44M	1.21B	1.43B	2.60B	2.38B	2.92B	3.76B	3.43B	3.51B	3.48B	3.68B
Total Equity	108.11M	137.99M	151.98M	163.65M	181.59M	265.18M	375.04M	407.50M	428.42M	466.61M	484.49M	511.19M	507.81M	523.41M
Cash	57.06M	30.36M	102.71M	87.85M	74.56M	70.65M	148.28M	115.36M	138.25M	501.97M	84.15M	431.97M	258.35M	27.09M
Total Debt	-	-	-	-	52.72M	102.95M	432.71M	113.72M	268.67M	360.79M	434.83M	315.28M	364.39M	314.89M
Net Debt	-57.06M	-30.36M	-102.71M	-87.85M	-21.84M	32.30M	284.43M	-1.64M	130.42M	-141.18M	350.68M	-116.70M	106.05M	287.80M

Cash Flow

Currency: USD	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	5.82M	12.80M	-32.05M	29.09M	56.22M	28.78M	-84.65M	476.47M	124.51M	202.18M	93.81M	51.29M	58.49M	43.39M
Investing Cash Flow	-100.41M	-16.83M	-85.08M	-105.38M	7.20M	-264.45M	-322.39M	-219.35M	-446.01M	-504.18M	-260.17M	243.31M	-160.39M	-260.18M
Financing Cash Flow	68.19M	-22.20M	188.05M	83.48M	-58.60M	267.00M	404.68M	-223.04M	334.38M	801.72M	-444.46M	53.22M	-71.74M	171.36M
Capital Expenditure	201.62K	203.52K	417.00K	468.00K	210.00K	684.00K	2.49M	1.35M	4.21M	1.99M	2.06M	652.00K	788.00K	798.00K
Free Cash Flow	5.62M	12.59M	-32.47M	28.63M	56.01M	28.10M	-87.14M	475.12M	120.31M	200.19M	91.75M	50.64M	57.71M	42.59M
Dividends Paid	-	-	3.11M	3.11M	2.55M	5.12M	5.75M	8.03M	6.57M	9.95M	10.74M	12.16M	11.72M	11.26M
FCF to OCF	96.54%	98.41%	101.30%	98.39%	99.63%	97.62%	102.94%	99.72%	96.62%	99.02%	97.80%	98.73%	98.65%	98.16%
Dividend Paid to FCF	-	-	-9.59%	10.88%	4.56%	18.21%	-6.60%	1.69%	5.46%	4.97%	11.70%	24.02%	20.31%	26.45%

Earnings

Report Date	May 31, 2017	Aug 7, 2017	Oct 23, 2017	Jan 22, 2018	Apr 23, 2018	Jul 23, 2018	Oct 22, 2018	Jan 28, 2019	Apr 22, 2019	Jul 22, 2019	Oct 21, 2019	Jan 27, 2020	Apr 20, 2020	Jul 27, 2020	Oct 26, 2020	Jan 25, 2021	Apr 26, 2021	Jul 26, 2021	Oct 25, 2021	Jan 24, 2022	Apr 25, 2022	Jul 25, 2022	Oct 24, 2022	Jan 23, 2023	Apr 24, 2023	Jul 24, 2023	Oct 23, 2023	Jan 22, 2024	Apr 22, 2024	Jul 22, 2024	Oct 21, 2024	Feb 3, 2025	Apr 28, 2025	Jul 21, 2025	Oct 20, 2025	Jan 26, 2026	Apr 20, 2026	Jul 20, 2026	Oct 19, 2026
EPS Estimate	0.00	-	0.41	0.40	0.42	0.49	0.57	0.52	0.55	0.50	0.38	0.51	0.42	0.28	0.32	0.48	0.55	0.64	0.68	0.73	0.72	0.75	0.86	0.89	0.72	0.57	0.49	0.35	0.34	0.34	0.38	0.36	0.38	0.36	0.41	0.49	0.45	0.53	0.57
EPS Actual	0.40	0.62	0.39	0.37	0.52	0.54	0.48	0.50	0.51	0.50	0.40	0.53	0.35	0.34	0.43	0.56	0.63	0.67	0.78	0.79	0.74	0.80	0.87	0.92	0.58	0.58	0.62	0.64	0.43	0.39	0.39	0.25	0.13	0.36	0.59	0.59	0.66	0.59	-
Surprise	-	-	-4.88%	-7.50%	23.81%	10.20%	-15.79%	-3.85%	-7.27%	0.00%	5.26%	3.92%	-16.67%	21.43%	34.38%	16.67%	14.55%	4.69%	14.71%	8.22%	2.78%	6.67%	1.16%	3.37%	-19.44%	1.75%	26.53%	82.86%	26.47%	14.71%	2.63%	-30.56%	-65.79%	0.00%	43.90%	20.41%	46.67%	11.32%	-
Timing	-	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours

Key Statistics & Ratios

Market Cap449.63M

Enterprise Value485.40M

Trailing P/E10.85

Forward P/E12.21

PEG Ratio0.00

Price / Sales3.41

Price / Book0.83

EPS2.45

Book Value31.50

Revenue (TTM)131.72M

Gross Profit (TTM)131.72M

Profit Margin31.71%

Operating Margin44.79%

Return on Equity7.93%

Return on Assets1.00%

Shares Outstanding16.92M

Shares Float15.80M

Beta1.02

Dividend Yield2.41%

Dividend Rate0.64

Payout Ratio26.34%

Analyst Ratings

Hold

Based on 5 analystsTarget 28.30

Hold
5

Ownership Breakdown

Institutions: 60.13%
Insiders: 6.37%
Retail / Other: 33.50%

Top Institutional Holders

BlackRock Inc
1.14M6.75%
Dimensional Fund Advisors, Inc.
902.29K5.33%
Vanguard Capital Management, LLC
660.02K3.90%
American Century Companies Inc
536.44K3.17%
AllianceBernstein L.P.
382.32K2.26%
Geode Capital Management, LLC
347.33K2.05%
Rhino Investment Partners, Inc.
338.81K2.00%
Hillsdale Investment Management Inc.
327.17K1.93%
State Street Corp
324.82K1.92%
Arrowstreet Capital Limited Partnership
199.74K1.18%
LSV Asset Management
190.60K1.13%
Hotchkis & Wiley Capital Management LLC
184.09K1.09%
Bridgeway Capital Management, LLC
165.92K0.98%
Algert Global LLC
156.22K0.92%

Top Fund Holders

Avantis US Small Cap Value ETF
493.61K2.92%
Vanguard MStar Total Stk Mkt Idx Invest
487.90K2.88%
iShares Russell 2000 ETF
457.44K2.70%
DFA US Small Cap Value I
193.33K1.14%
Fidelity Small Cap Index
177.75K1.05%
iShares Russell 2000 Value ETF
163.92K0.97%

Dividends

20264×

0.16Oct 30, 20260.16Jul 31, 20260.16Apr 30, 20260.16Jan 30, 2026

20254×

0.16Oct 31, 20250.16Jul 31, 20250.16Apr 30, 20250.16Jan 31, 2025

20244×

0.16Oct 31, 20240.16Jul 31, 20240.16Apr 30, 20240.16Jan 30, 2024

20234×

0.16Oct 27, 20230.16Jul 28, 20230.16Apr 28, 20230.16Jan 27, 2023

20224×

0.14Oct 28, 20220.14Jul 29, 20220.14Apr 29, 20220.14Jan 28, 2022

20214×

0.13Oct 29, 20210.13Jul 30, 20210.13May 6, 20210.12Jan 29, 2021