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Riverview Bancorp Inc

Riverview Bancorp Inc

RVSB · NASDAQ · Financial Services / Banks - Regional

6.68USD+0.21 (+3.25%)

Price History

Full chart

Market Stats

Previous Close6.47
Open6.47
Day Range6.40 – 6.68
52-Week Range4.83 – 6.20
Volume36.10K
Market Cap118.52M
P/E (TTM)0.00
Forward P/E37.04
EPS-0.19
Dividend Yield1.34%
Beta0.47
50-Day Avg5.39
200-Day Avg5.38

About

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services. The company offers deposit instruments, such as demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans for business and consumer depositors. It also provides loan products, including commercial business, commercial real estate, land, multi-family, real estate construction, and real estate one-to-four family, as well as consumer loans comprising automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, the company offers brokerage, trust, estate planning, and investment management services. It operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield and Vancouver; Washington, Portland, Gresham, and Tualatin; and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Nicole B. Sherman
  • Employees243
  • Headquarters900 Washington Street, Vancouver, WA, United States, 98660, USA
  • Websitehttps://www.riverviewbank.com

Leadership

  • Ms. Nicole B. ShermanPresident, CEO & Director · b. 1971
  • Mr. Daniel D. CoxExecutive VP & COO · b. 1978
  • Mr. Courtney Evan Sowers M.B.A.President and Chief Executive Officer of Riverview Trust Company · b. 1978
  • Mr. David Lam CPAExecutive VP & CFO · b. 1977
  • Mr. Steven P. PlambeckExecutive VP & Chief Lending Officer of Riverview Bank · b. 1960
  • Mr. Robert BenkeExecutive VP & Chief Credit Officer · b. 1970
  • Ms. Charmaine LightheartExecutive VP & Chief Retail and Digital Engagement Officer · b. 1976
  • Mr. Graham ClancySenior VP & Director of Finance
  • Ms. Teresa L. BakerVP & Corporate Secretary
  • Ms. Phung LeSenior VP & Controller

Financials

Income Statement

Currency: USD1998-03-311999-03-312000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue22.80M26.00M28.34M35.30M36.39M30.40M34.17M36.47M56.07M70.33M69.56M61.79M54.53M51.10M46.36M41.80M35.17M37.50M40.32M45.64M55.96M60.98M62.85M59.43M62.57M67.86M66.80M73.22M64.74M
Growth (%)-+14.04%+8.98%+24.60%+3.08%-16.47%+12.41%+6.73%+53.71%+25.45%-1.09%-11.17%-11.75%-6.29%-9.28%-9.82%-15.87%+6.62%+7.53%+13.19%+22.62%+8.96%+3.08%-5.44%+5.27%+8.46%-1.57%+9.61%-11.57%
Cost of Revenue9.60M10.10M11.75M17.24M15.43M9.14M6.84M7.80M16.38M26.21M28.63M35.33M27.28M13.13M35.22M4.38M-1.13M116.00K592.00K1.87M2.35M2.87M6.01M9.73M-2.42M4.81M18.47M22.72M22.91M
Gross Profit13.20M15.90M16.59M18.07M20.96M21.25M27.34M28.67M39.69M44.13M40.93M26.46M27.25M37.98M11.14M37.42M36.30M37.38M39.73M43.77M53.62M58.11M56.84M49.71M64.99M63.05M48.33M50.50M41.83M
Gross Margin57.89%61.15%58.54%51.18%57.59%69.92%79.99%78.60%70.79%62.74%58.84%42.82%49.98%74.31%24.04%89.51%103.22%99.69%98.53%95.90%95.80%95.30%90.43%83.63%103.88%92.91%72.35%68.97%64.61%
Operating Expense7.20M9.10M10.83M12.87M13.95M14.91M17.57M19.10M25.37M26.35M27.79M30.67M35.98M31.50M34.42M34.76M31.96M30.74M29.95M32.98M35.62M35.70M36.26M36.25M36.72M39.37M43.73M44.26M47.66M
Operating Income6.00M6.80M5.75M5.20M7.00M6.35M9.76M9.56M14.31M17.77M13.14M-4.21M-8.72M6.48M-23.28M2.66M4.34M6.64M9.78M10.79M18.00M22.41M20.58M13.45M28.28M23.68M4.60M6.24M-5.83M
Operating Margin26.32%26.15%20.31%14.73%19.25%20.88%28.57%26.22%25.53%25.27%18.89%-6.82%-15.99%12.68%-50.21%6.37%12.35%17.71%24.26%23.64%32.16%36.76%32.74%22.64%45.19%34.89%6.89%8.52%-9.01%
EBITDA6.70M8.00M7.04M6.70M8.67M8.46M11.92M11.06M16.22M20.03M15.31M-1.90M-6.49M8.41M-21.27M4.54M6.24M9.92M12.38M13.54M20.91M25.13M23.54M16.66M31.80M26.37M7.36M9.56M-2.44M
EBITDA Margin29.39%30.77%24.86%18.98%23.83%27.81%34.88%30.31%28.93%28.48%22.01%-3.07%-11.91%16.45%-45.87%10.86%17.74%26.46%30.70%29.66%37.37%41.21%37.45%28.04%50.82%38.86%11.02%13.06%-3.76%
Net Income3.90M4.50M3.88M3.56M4.87M4.36M6.55M6.53M9.74M11.61M8.64M-2.65M-5.44M4.32M-31.66M2.63M19.42M4.49M6.36M7.40M10.24M17.27M15.75M10.47M21.82M18.07M3.80M4.90M-4.34M
Net Income Margin17.11%17.31%13.68%10.08%13.38%14.34%19.18%17.90%17.37%16.50%12.43%-4.29%-9.98%8.44%-68.29%6.30%55.22%11.98%15.77%16.22%18.30%28.32%25.05%17.62%34.87%26.63%5.69%6.70%-6.70%
R&D--------------0000000--------
R&D as % of Total Revenue--------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%--------
Interest Expense9.40M9.90M11.07M16.29M14.32M8.42M6.63M7.39M14.88M24.78M25.73M19.18M11.38M8.05M5.87M3.48M2.57M1.92M1.74M1.87M2.35M2.81M4.76M3.43M2.20M4.06M18.47M22.62M21.66M
Interest Expense % of Total Revenue41.23%38.08%39.08%46.14%39.34%27.69%19.39%20.27%26.53%35.23%36.99%31.04%20.86%15.76%12.65%8.34%7.30%5.11%4.32%4.10%4.20%4.62%7.58%5.77%3.52%5.98%27.65%30.89%33.45%

Balance Sheet

Currency: USD1998-03-311999-03-312000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets273.20M302.60M344.68M432.00M392.10M419.90M520.49M572.57M763.85M820.35M886.85M914.33M837.95M859.26M856.00M777.00M824.52M858.75M921.23M1.13B1.15B1.16B1.18B1.55B1.74B1.59B1.52B1.51B1.46B
Total Liabilities212.10M245.70M296.19M379.27M338.42M365.39M455.31M503.05M672.16M720.14M794.26M825.31M753.60M751.85M779.85M697.96M25.04M24.96M25.16M28.84M28.91M1.02B1.03B1.40B1.58B1.43B1.37B1.35B1.32B
Total Equity61.10M56.90M48.49M52.72M53.68M54.51M65.18M69.52M91.69M100.21M92.58M88.66M83.93M106.94M75.61M78.44M799.48M833.79M896.07M1.11B1.12B133.12M148.84M151.59M157.25M155.24M155.59M160.01M145.64M
Cash27.50M17.20M15.79M38.94M22.49M60.86M47.91M61.72M31.35M31.42M36.44M19.20M13.59M51.75M87.87M160.05M105.50M84.63M72.17M75.66M50.73M23.70M42.22M265.66M241.67M22.29M23.64M29.41M116.87M
Total Debt29.60M42.60M60.55M79.50M74.50M40.00M40.00M40.00M56.07M44.99M118.22M63.18M58.29M25.25M25.19M25.12M25.04M24.96M25.18M29.04M29.12M85.56M29.03M29.08M29.12M152.90M117.48M105.59M45.30M
Net Debt2.10M25.40M44.76M40.56M52.01M-20.86M-7.91M-21.72M24.72M13.56M81.78M43.98M44.70M-26.50M-62.67M-134.93M-80.46M-59.67M-47.01M-46.81M-21.82M61.87M-13.19M-236.58M-212.56M130.61M93.83M76.18M-71.57M

Cash Flow

Currency: USD1998-03-311999-03-312000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow3.60M8.00M7.26M5.29M6.46M8.88M10.79M7.57M15.25M13.90M12.55M13.38M9.87M18.13M12.00M11.00M6.53M5.56M11.08M18.06M11.94M20.15M15.92M24.17M16.46M13.57M12.75M8.27M12.04M
Investing Cash Flow-27.20M-43.20M-47.30M-62.70M22.95M7.47M-3.53M-39.13M-94.54M-57.88M-65.23M-61.32M56.35M5.57M-45.35M138.52M-78.38M-46.26M-70.66M-76.59M-45.58M-24.97M-878.00K-150.25M-221.66M-76.25M63.56M13.33M118.33M
Financing Cash Flow44.20M24.90M38.62M80.56M-45.86M22.02M-20.21M45.38M48.92M44.06M57.70M30.70M-71.84M14.46M27.99M-80.50M25.01M30.77M56.32M67.75M13.80M-17.00M3.98M349.52M181.21M-156.71M-74.71M-15.82M-42.91M
Capital Expenditure800.00K2.10M3.72M2.51M2.06M256.00K853.00K1.18M8.09M4.33M1.63M545.00K522.00K1.36M2.79M2.21M835.00K464.00K366.00K598.00K753.00K1.05M2.95M3.55M3.25M4.96M5.61M2.71M789.00K
Free Cash Flow2.80M5.90M3.54M2.79M4.40M8.63M9.94M6.38M7.16M9.57M10.92M12.84M9.35M16.77M9.22M8.79M5.70M5.10M10.71M17.46M11.19M19.11M12.96M20.61M13.21M8.61M7.14M5.56M11.25M
Dividends Paid300.00K1.20M1.83M1.86M2.01M2.13M2.49M2.90M3.63M4.29M4.74M2.40M--00612.00K1.26M1.26M1.80M2.14M3.16M4.08M4.48M4.67M5.12M5.08M2.53M1.67M
FCF to OCF77.78%73.75%48.73%52.65%68.07%97.12%92.09%84.38%46.97%68.83%87.02%95.93%94.71%92.50%76.80%79.89%87.21%91.66%96.70%96.69%93.69%94.81%81.45%85.30%80.23%63.43%56.00%67.19%93.45%
Dividend Paid to FCF10.71%20.34%51.61%66.71%45.68%24.65%25.06%45.50%50.70%44.82%43.39%18.71%--0.00%0.00%10.74%24.74%11.77%10.30%19.13%16.55%31.43%21.72%35.35%59.42%71.13%45.58%14.84%

Earnings

Report DateJan 30, 1998May 4, 1998Jun 30, 1998Sep 30, 1998Dec 31, 1998May 7, 1999Jul 26, 1999Oct 25, 1999Jan 24, 2000May 9, 2000Jul 21, 2000Oct 25, 2000Jan 23, 2001May 8, 2001Jul 17, 2001Oct 22, 2001Jan 22, 2002May 7, 2002Jun 30, 2002Sep 30, 2002Jan 21, 2003May 5, 2003Jul 15, 2003Oct 27, 2003Jan 21, 2004May 4, 2004Jul 19, 2004Oct 19, 2004Jan 25, 2005May 13, 2005Jul 18, 2005Oct 17, 2005Jan 24, 2006May 4, 2006Jul 25, 2006Oct 24, 2006Jan 23, 2007May 2, 2007Jul 17, 2007Oct 23, 2007Jan 22, 2008May 5, 2008Jul 15, 2008Oct 20, 2008Jan 29, 2009May 4, 2009Jul 14, 2009Oct 20, 2009Jan 21, 2010Apr 29, 2010Jul 15, 2010Oct 26, 2010Jan 27, 2011May 5, 2011Jul 19, 2011Oct 27, 2011Jan 31, 2012May 7, 2012Jul 25, 2012Oct 31, 2012Jan 30, 2013May 2, 2013Jul 23, 2013Oct 29, 2013Jan 30, 2014May 1, 2014Jul 22, 2014Oct 28, 2014Jan 29, 2015Apr 30, 2015Jul 21, 2015Oct 29, 2015Jan 28, 2016Apr 28, 2016Jul 26, 2016Oct 27, 2016Jan 26, 2017Apr 27, 2017Jul 25, 2017Oct 26, 2017Jan 25, 2018Apr 26, 2018Jul 24, 2018Nov 7, 2018Jan 24, 2019Apr 30, 2019Jul 23, 2019Oct 24, 2019Jan 23, 2020May 7, 2020Jul 30, 2020Oct 29, 2020Jan 28, 2021Apr 29, 2021Jul 29, 2021Oct 28, 2021Jan 27, 2022Apr 28, 2022Jul 28, 2022Oct 27, 2022Jan 26, 2023Apr 27, 2023Jul 27, 2023Oct 26, 2023Jan 25, 2024Apr 25, 2024Jul 25, 2024Oct 24, 2024Jan 30, 2025Apr 29, 2025Jul 29, 2025Oct 28, 2025Jan 27, 2026Apr 28, 2026Jul 28, 2026Oct 27, 2026
EPS Estimate0.070.10---0.110.090.100.100.100.110.100.110.100.110.100.100.11--0.160.000.180.190.180.15-0.170.190.170.190.190.210.240.230.480.270.270.250.250.220.130.14-0.200.07-0.01-0.060.040.04-0.03-0.050.050.040.050.060.07-0.22-0.60-0.09-0.040.010.050.060.060.020.020.040.040.040.050.050.070.080.080.070.070.080.090.110.130.140.160.150.170.180.180.180.190.190.150.110.090.150.120.140.200.240.190.180.220.240.190.130.120.100.030.060.040.040.030.050.060.040.050.070.07
EPS Actual0.090.120.110.100.090.090.090.100.090.110.080.130.100.090.080.180.150.090.120.170.200.000.170.210.160.170.230.200.080.170.170.230.240.230.230.260.280.240.250.220.210.110.07-0.190.14-0.070.050.02-0.12-0.440.160.060.030.040.050.01-0.74-0.57-0.080.080.050.070.070.020.040.070.030.050.050.070.070.070.080.060.080.080.090.090.120.140.150.130.200.190.190.190.180.200.180.130.020.110.180.150.260.290.250.190.210.240.240.140.130.120.070.040.050.070.060.050.060.050.070.030.08-
Surprise28.57%20.00%----18.18%0.00%0.00%-10.00%10.00%-27.27%30.00%-9.09%-10.00%-27.27%80.00%50.00%-18.18%--25.00%--5.56%10.53%-11.11%13.33%-17.65%-57.89%0.00%-10.53%21.05%14.29%-4.17%0.00%-45.83%3.70%-11.11%0.00%-12.00%-4.55%-15.38%-50.00%5.00%100.00%-600.00%183.33%-50.00%-400.00%-1366.67%420.00%20.00%-25.00%-20.00%-16.67%-85.71%-236.36%5.00%11.11%300.00%400.00%40.00%16.67%-66.67%100.00%250.00%-25.00%25.00%25.00%40.00%40.00%0.00%0.00%-25.00%14.29%14.29%12.50%0.00%9.09%7.69%7.14%-18.75%33.33%11.76%5.56%5.56%0.00%5.26%-5.26%-13.33%-81.82%22.22%20.00%25.00%85.71%45.00%4.17%0.00%16.67%9.09%0.00%-26.32%0.00%0.00%-30.00%33.33%-16.67%75.00%50.00%66.67%20.00%-16.67%75.00%-40.00%14.29%-
Timing-------Pre-marketAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours------After-hours-----After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursPre-marketAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap118.52M
Enterprise Value65.14M
Trailing P/E0.00
Forward P/E37.04
PEG Ratio1.42
Price / Sales2.72
Price / Book0.82
EPS-0.19
Book Value7.21
Revenue (TTM)43.58M
Gross Profit (TTM)43.58M
Profit Margin-8.89%
Operating Margin15.57%
Return on Equity-2.52%
Return on Assets-0.26%
Shares Outstanding19.95M
Shares Float17.09M
Beta0.47
Dividend Yield1.34%
Dividend Rate0.08
Payout Ratio34.78%

Analyst Ratings

Buy
Based on 1 analystsTarget 7.00
  • Buy
    1

Ownership Breakdown

Institutions
69.12%
Insiders
3.65%
Retail / Other
27.23%

Top Institutional Holders

  • BlackRock Inc
    2.38M11.91%
  • Nierenberg Investment Management Co
    2.03M10.19%
  • Dimensional Fund Advisors, Inc.
    1.34M6.73%
  • Manufacturers Life Insurance Co
    1.08M5.39%
  • Vanguard Capital Management, LLC
    890.82K4.46%
  • Ameriprise Financial Inc
    888.65K4.45%
  • Pacific Ridge Capital Partners, LLC
    749.54K3.76%
  • Arrowstreet Capital Limited Partnership
    578.10K2.90%
  • Geode Capital Management, LLC
    458.02K2.30%
  • Essex Investment Management Company, LLC
    373.53K1.87%
  • Renaissance Technologies Corp
    319.21K1.60%
  • Acadian Asset Management LLC
    282.09K1.41%
  • Millennium Management LLC
    276.76K1.39%
  • Bridgeway Capital Management, LLC
    275.20K1.38%

Top Fund Holders

  • Columbia Small Cap Value Discv A
    658.60K3.30%
  • Vanguard MStar Total Stk Mkt Idx Invest
    614.98K3.08%
  • JHancock Regional Bank A
    564.64K2.83%
  • JH Financial Opportunities
    417.95K2.09%
  • Adara Smaller Companies
    295.12K1.48%
  • DFA US Small Cap Value I
    280.80K1.41%

Dividends

20264×
0.02Oct 9, 20260.02Jul 9, 20260.02Apr 13, 20260.02Jan 5, 2026
20254×
0.02Oct 9, 20250.02Jul 10, 20250.02Apr 14, 20250.02Jan 2, 2025
20244×
0.02Oct 7, 20240.02Jul 10, 20240.06Apr 10, 20240.06Jan 4, 2024
20234×
0.06Oct 11, 20230.06Jul 10, 20230.06Apr 6, 20230.06Jan 3, 2023
20224×
0.06Oct 12, 20220.06Jul 7, 20220.06Apr 8, 20220.06Jan 4, 2022
20214×
0.06Oct 6, 20210.05Jul 8, 20210.05Apr 7, 20210.05Jan 4, 2021

Stock Splits

  • Aug 25, 20062:1
  • Oct 1, 19971448:571
  • Mar 26, 199711:10
  • Mar 27, 199611:10
  • Mar 27, 199511:10
  • Apr 25, 199421:20