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Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida

SBCF · NASDAQ · Financial Services / Banks - Regional

33.72USD+0.14 (+0.42%)

Price History

Full chart

Market Stats

Previous Close33.58
Open33.67
Day Range33.24 – 33.73
52-Week Range27.91 – 36.07
Volume437.60K
Market Cap3.15B
P/E (TTM)21.14
Forward P/E16.92
EPS1.54
Dividend Yield2.30%
Beta0.86
50-Day Avg34.20
200-Day Avg32.46

About

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Charles M. Shaffer CPA
  • Employees1.96K
  • Headquarters815 Colorado Avenue, Stuart, FL, United States, 34994, USA
  • Websitehttps://www.seacoastbanking.com

Leadership

  • Mr. Charles M. Shaffer CPAChairman, President & CEO · b. 1974
  • Ms. Tracey L. Dexter CPAExecutive VP & CFO · b. 1974
  • Ms. Juliette P. KleffelExecutive VP & COO · b. 1971
  • Mr. Joseph M. ForlenzaExecutive VP & Chief Risk Officer · b. 1962
  • Mr. Austen D. CarrollExecutive VP & Chief Lending Officer · b. 1978
  • Mr. Jeff SemonovichExecutive VP & Chief Information Officer
  • Ms. Amanda LopezExecutive VP & Chief Marketing Officer
  • Mr. Daniel G. ChappellChief HR Officer & Executive VP
  • Mr. Michael J. SonegoExecutive VP, Executive VP of Community Banking & Residential Lending Executive
  • Mr. James NortonExecutive VP & Commercial Real Estate Executive

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-----54.20M54.30M48.50M46.30M65.40M71.70M75.60M82.20M86.01M92.87M96.92M87.79M80.33M85.56M119.05M163.93M169.97M149.68M126.62M92.82M96.61M97.64M94.21M105.17M148.36M185.85M250.06M291.42M346.56M348.61M354.97M446.58M768.13M808.99M869.54M
Growth (%)------+0.18%-10.68%-4.54%+41.25%+9.63%+5.44%+8.73%+4.63%+7.98%+4.36%-9.42%-8.50%+6.51%+39.14%+37.70%+3.68%-11.94%-15.41%-26.69%+4.08%+1.08%-3.52%+11.63%+41.07%+25.27%+34.55%+16.54%+18.92%+0.59%+1.83%+25.81%+72.00%+5.32%+7.49%
Cost of Revenue-----27.60M18.40M13.80M13.90M25.80M26.20M27.50M31.30M31.12M38.23M35.40M23.04M16.44M15.28M27.53M54.07M78.38M138.49M153.38M50.01M15.93M19.27M8.74M1.87M9.57M10.88M20.95M41.61M57.20M62.66M-1.07M41.67M239.49M310.85M334.16M
Gross Profit-----26.60M35.90M34.70M32.40M39.60M45.50M48.10M50.90M54.89M54.63M61.52M64.75M63.89M70.28M91.51M109.86M91.59M11.19M-26.76M42.81M80.68M78.37M85.47M103.30M138.78M174.97M229.12M249.81M289.35M285.95M356.04M404.91M528.63M498.14M535.38M
Gross Margin-----49.08%66.11%71.55%69.98%60.55%63.46%63.62%61.92%63.81%58.83%63.47%73.76%79.54%82.14%76.87%67.02%53.88%7.48%-21.14%46.12%83.51%80.26%90.72%98.22%93.55%94.15%91.62%85.72%83.49%82.03%100.30%90.67%68.82%61.58%61.57%
Operating Expense-----22.00M26.80M24.30M23.10M27.60M31.80M36.40M35.70M35.98M34.88M38.06M39.79M42.46M47.28M59.10M73.05M77.42M78.89M131.75M76.02M74.01M79.08M73.86M93.06M103.11M130.88M149.92M162.27M160.74M185.37M197.30M266.78M394.38M342.30M348.88M
Operating Income3.40M4.10M4.50M4.50M3.60M4.60M9.10M10.40M9.30M12.00M13.70M11.70M15.20M18.90M19.76M23.46M24.96M21.43M23.00M32.41M36.81M14.16M-67.70M-158.51M-33.20M6.67M-710.00K11.60M10.24M35.67M44.09M79.20M87.53M128.61M100.58M158.74M138.14M134.25M155.84M186.51M
Operating Margin-----8.49%16.76%21.44%20.09%18.35%19.11%15.48%18.49%21.98%21.27%24.20%28.44%26.67%26.88%27.23%22.46%8.33%-45.23%-125.19%-35.77%6.90%-0.73%12.32%9.74%24.04%23.72%31.67%30.04%37.11%28.85%44.72%30.93%17.48%19.26%21.45%
EBITDA3.40M4.10M4.50M4.50M3.60M6.80M11.90M13.40M9.90M14.80M16.40M14.40M18.20M21.83M22.32M27.02M33.15M32.15M28.20M36.13M39.59M16.25M-63.65M-153.85M-29.82M9.46M2.14M14.21M13.25M37.84M46.93M84.12M92.73M137.15M102.30M154.89M148.77M134.68M175.05M226.25M
EBITDA Margin-----12.55%21.92%27.63%21.38%22.63%22.87%19.05%22.14%25.38%24.03%27.88%37.76%40.02%32.96%30.35%24.15%9.56%-42.52%-121.51%-32.13%9.79%2.19%15.08%12.60%25.51%25.25%33.64%31.82%39.57%29.34%43.63%33.31%17.53%21.64%26.02%
Net Income3.40M4.10M4.50M4.50M3.60M3.30M6.10M7.20M6.20M7.80M8.80M7.40M9.60M11.70M12.09M14.13M15.29M14.02M14.92M20.76M23.85M9.77M-45.60M-146.69M-33.20M6.67M-710.00K51.99M5.70M22.14M29.20M42.87M67.28M98.74M77.76M124.40M106.51M104.03M120.99M144.88M
Net Income Margin-----6.09%11.23%14.85%13.39%11.93%12.27%9.79%11.68%13.60%13.02%14.58%17.41%17.45%17.44%17.44%14.55%5.75%-30.46%-115.85%-35.77%6.90%-0.73%55.18%5.42%14.92%15.71%17.14%23.09%28.49%22.31%35.05%23.85%13.54%14.96%16.66%
R&D-------------------------00000000-------
R&D as % of Total Revenue-------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense0000024.80M17.30M13.60M13.80M25.30M25.10M26.60M29.60M30.50M37.63M35.40M23.04M16.44M14.28M26.21M50.79M65.64M49.85M28.62M18.33M13.95M8.48M5.56M5.36M6.93M8.47M15.30M29.88M46.20M24.29M8.22M14.33M200.74M293.59M282.90M
Interest Expense % of Total Revenue-----45.76%31.86%28.04%29.81%38.69%35.01%35.19%36.01%35.46%40.53%36.53%26.24%20.46%16.69%22.02%30.98%38.62%33.31%22.60%19.75%14.44%8.68%5.90%5.09%4.67%4.56%6.12%10.25%13.33%6.97%2.32%3.21%26.13%36.29%32.53%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-----610.20M613.60M639.40M662.70M771.30M938.50M943.00M1.09B1.08B1.15B1.23B1.28B1.35B1.62B2.13B2.39B2.42B2.31B2.15B2.02B2.14B2.17B2.27B3.09B3.53B4.68B5.81B6.75B7.11B8.34B9.68B12.15B14.58B15.18B20.84B
Total Liabilities-----565.20M563.90M579.10M607.10M709.10M861.50M861.90M1.01B1.00B1.07B1.13B1.18B1.25B1.51B1.98B2.18B2.21B2.10B2.00B1.85B1.97B2.01B2.07B2.78B3.18B4.25B5.12B5.88B386.08M71.36M71.65M10.54B12.47B12.99B17.79B
Total Equity-----45.00M49.70M60.30M55.60M62.20M77.00M81.10M78.40M77.10M84.26M93.52M100.75M104.08M108.21M152.72M212.43M214.38M216.00M151.94M166.30M170.08M165.55M198.60M312.65M353.45M435.40M689.66M864.27M6.72B8.27B9.61B1.61B2.11B2.18B3.06B
Cash-----33.60M41.20M57.00M87.60M115.00M110.00M64.40M97.40M40.00M33.51M47.10M49.57M44.93M44.92M67.37M89.80M50.49M146.59M215.10M211.41M167.08M174.99M191.62M100.54M136.07M109.64M122.06M124.19M128.27M404.84M737.73M205.18M453.04M479.82M181.43M
Total Debt-----1.60M8.40M40.50M44.60M43.90M45.10M52.10M102.80M92.00M105.02M111.70M142.97M114.16M126.83M183.51M274.24M206.74M276.41M209.28M201.82M239.86M240.41M254.92M348.22M291.97M689.44M494.62M665.13M477.83M196.84M199.81M340.44M530.88M584.04M1.34B
Net Debt------32.00M-32.80M-16.50M-43.00M-71.10M-64.90M-12.30M5.40M52.00M71.52M64.60M93.40M69.23M81.91M116.14M184.43M156.25M129.82M-5.82M-9.58M72.78M65.43M63.30M247.68M155.90M375.60M159.46M326.61M257.81M-333.47M-666.08M29.36M77.84M104.22M1.16B

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.30M11.20M8.10M8.40M12.20M11.10M9.20M15.10M14.80M12.84M17.70M24.52M113.83M32.49M23.86M18.90M16.75M41.67M2.98M42.67M23.74M-2.06M49.85M21.95M29.51M62.01M48.91M129.61M117.75M60.65M154.57M195.86M150.61M179.90M188.06M
Investing Cash Flow-106.90M400.00K-5.20M-6.20M-30.30M-69.60M-52.10M-119.40M-34.89M-56.60M-54.36M-106.01M-181.22M-232.85M-29.49M-28.18M-26.78M74.02M76.56M55.98M-180.87M-28.42M-89.16M-295.11M-170.90M-511.79M-245.58M-174.60M-321.34M-342.50M-412.51M-364.88M527.45M-606.88M-706.76M
Financing Cash Flow80.30M-4.00M12.90M28.50M51.10M45.30M-2.70M137.30M-17.46M56.32M56.27M39.21M62.75M244.86M136.45M-119.00M16.29M-62.97M-15.64M-102.34M112.80M38.39M55.94M182.08M176.92M423.36M196.53M51.44M212.18M561.41M591.58M-366.77M-432.82M456.41M430.64M
Capital Expenditure1.90M3.00M1.50M1.00M400.00K1.80M3.00M1.60M804.00K2.05M757.00K2.58M2.61M4.00M3.60M6.99M6.80M6.62M814.00K552.00K1.07M3.84M2.82M6.08M9.09M6.05M5.71M4.02M2.52M1.59M4.33M12.64M10.29M4.03M9.17M
Free Cash Flow3.40M8.20M6.60M7.40M11.80M9.30M6.20M13.50M14.00M10.78M16.94M21.93M111.22M28.48M20.25M11.91M9.95M35.05M2.17M42.12M22.67M-5.90M47.03M15.86M20.42M55.95M43.20M125.59M115.22M59.06M150.25M183.21M140.32M175.87M178.89M
Dividends Paid1.50M1.70M1.90M2.10M2.30M2.70M4.00M4.50M4.70M5.03M5.31M5.71M7.09M8.30M9.61M11.22M12.18M6.49M580.00K-6.88M2.50M2.82M24.00K37.00K0022.51M18.08M20.23M22.51M41.24M60.59M61.65M67.73M
FCF to OCF64.15%73.21%81.48%88.10%96.72%83.78%67.39%89.40%94.59%84.00%95.72%89.46%97.71%87.68%84.90%63.01%59.40%84.11%72.70%98.71%95.49%286.18%94.35%72.28%69.19%90.24%88.33%96.90%97.86%97.38%97.20%93.54%93.17%97.76%95.12%
Dividend Paid to FCF44.12%20.73%28.79%28.38%19.49%29.03%64.52%33.33%33.54%46.61%31.33%26.02%6.37%29.14%47.46%94.25%122.42%18.51%26.75%-30.33%-42.37%5.99%0.15%0.18%0.00%0.00%17.92%15.69%34.25%14.98%22.51%43.18%35.05%37.86%

Earnings

Report DateApr 16, 1996Jul 15, 1996Oct 16, 1996Jan 17, 1997Apr 16, 1997Jul 18, 1997Oct 21, 1997Mar 11, 1998Apr 14, 1998Jul 14, 1998Oct 19, 1998Jan 14, 1999Apr 14, 1999Jul 13, 1999Sep 30, 1999Jan 27, 2000Jun 23, 2000Jul 13, 2000Oct 12, 2000Jan 17, 2001Apr 12, 2001Jul 12, 2001Oct 11, 2001Jan 14, 2002Apr 10, 2002Jul 11, 2002Oct 11, 2002Jan 15, 2003Apr 16, 2003Jul 16, 2003Oct 15, 2003Jan 14, 2004Apr 14, 2004Jul 26, 2004Oct 18, 2004Feb 14, 2005Apr 19, 2005Jul 18, 2005Oct 18, 2005Jan 23, 2006Apr 25, 2006Jul 25, 2006Oct 24, 2006Jan 25, 2007Apr 25, 2007Jul 25, 2007Oct 23, 2007Jan 23, 2008Apr 28, 2008Jul 24, 2008Oct 22, 2008Jan 27, 2009Apr 23, 2009Jul 27, 2009Oct 29, 2009Jan 28, 2010Apr 21, 2010Jul 22, 2010Oct 21, 2010Jan 26, 2011Apr 25, 2011Jul 28, 2011Oct 20, 2011Jan 26, 2012Apr 26, 2012Jul 26, 2012Oct 25, 2012Jan 24, 2013Apr 25, 2013Jul 29, 2013Oct 28, 2013Jan 29, 2014Apr 24, 2014Jul 28, 2014Oct 27, 2014Jan 27, 2015Apr 28, 2015Jul 23, 2015Oct 22, 2015Jan 28, 2016Apr 28, 2016Jul 27, 2016Oct 26, 2016Feb 1, 2017Apr 25, 2017Jul 27, 2017Oct 26, 2017Jan 25, 2018Apr 26, 2018Jul 26, 2018Oct 25, 2018Jan 24, 2019Apr 25, 2019Jul 25, 2019Oct 24, 2019Jan 23, 2020Apr 28, 2020Jul 23, 2020Oct 27, 2020Jan 28, 2021Apr 22, 2021Jul 22, 2021Oct 28, 2021Jan 27, 2022Apr 28, 2022Jul 28, 2022Oct 27, 2022Jan 26, 2023Apr 27, 2023Jul 27, 2023Oct 26, 2023Jan 25, 2024Apr 25, 2024Jul 25, 2024Oct 24, 2024Jan 27, 2025Apr 24, 2025Jul 24, 2025Oct 27, 2025Jan 29, 2026Apr 28, 2026Jul 28, 2026Oct 26, 2026
EPS Estimate0.670.680.710.720.740.730.760.740.730.650.690.730.730.79-0.860.950.950.960.981.001.041.101.111.171.192.211.161.251.311.141.201.261.261.331.341.331.391.671.691.741.801.921.571.401.550.200.970.520.510.15-0.80-1.74-1.51-1.10-1.71-1.03-0.37-0.47-0.35-0.26-0.050.020.070.050.02-0.120.020.020.060.100.070.090.100.100.150.160.190.180.190.190.230.280.300.270.300.340.360.390.430.410.440.460.470.490.500.410.400.440.490.460.510.470.520.440.550.610.480.550.520.400.400.360.330.360.340.400.430.460.500.580.600.65
EPS Actual0.710.730.670.710.680.680.590.680.640.680.670.770.970.950.910.910.970.950.940.941.051.181.081.201.171.181.141.251.271.141.101.201.151.251.251.301.251.651.651.701.701.851.551.501.701.250.050.500.45-5.60-0.90-4.50-1.50-3.85-6.05-3.45-0.20-1.25-0.45-0.60-0.050.010.100.10-0.18-0.35-0.05-0.040.060.100.200.030.090.120.130.130.190.190.190.190.190.230.280.300.260.290.350.370.400.380.370.470.470.500.530.520.100.480.500.550.630.590.510.620.440.590.530.560.360.580.460.430.370.360.360.480.380.500.520.440.620.61-
Surprise5.97%7.35%-5.63%-1.39%-8.11%-6.85%-22.37%-8.11%-12.33%4.62%-2.90%5.48%32.88%20.25%-5.81%2.11%0.00%-2.08%-4.08%5.00%13.46%-1.82%8.11%0.00%-0.84%-48.42%7.76%1.60%-12.98%-3.51%0.00%-8.73%-0.79%-6.01%-2.99%-6.01%18.70%-1.20%0.59%-2.30%2.78%-19.27%-4.46%21.43%-19.35%-75.00%-48.45%-13.46%-1198.04%-700.00%-462.50%13.79%-154.97%-450.00%-101.75%80.58%-237.84%4.26%-71.43%80.77%118.80%400.00%42.86%-460.00%-1850.00%58.33%-300.00%200.00%66.67%100.00%-57.14%0.00%20.00%30.00%-13.33%18.75%0.00%5.56%0.00%0.00%0.00%0.00%0.00%-3.70%-3.33%2.94%2.78%2.56%-11.63%-9.76%6.82%2.17%6.38%8.16%4.00%-75.61%20.00%13.64%12.24%36.96%15.69%8.51%19.23%0.00%7.27%-13.11%16.67%-34.55%11.54%15.00%7.50%2.78%9.09%0.00%41.18%-5.00%16.28%13.04%-12.00%6.90%1.67%-
Timing-----Pre-marketPre-marketPre-marketPre-market-------------After-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap3.15B
Enterprise Value4.33B
Trailing P/E21.14
Forward P/E16.92
PEG Ratio1.58
Price / Sales4.62
Price / Book1.16
EPS1.54
Book Value28.51
Revenue (TTM)682.18M
Gross Profit (TTM)682.18M
Profit Margin23.77%
Operating Margin48.82%
Return on Equity6.07%
Return on Assets0.87%
Shares Outstanding96.82M
Shares Float94.40M
Beta0.86
Dividend Yield2.30%
Dividend Rate0.76
Payout Ratio34.70%

Analyst Ratings

Hold
Based on 6 analystsTarget 37.04
  • Buy
    2
  • Hold
    4

Ownership Breakdown

Institutions
93.92%
Insiders
1.32%
Retail / Other
4.76%

Top Institutional Holders

  • BlackRock Inc
    13.96M14.42%
  • North Reef Capital Management LP
    5.83M6.02%
  • State Street Corp
    5.02M5.19%
  • Wellington Management Company LLP
    4.48M4.63%
  • Vanguard Capital Management, LLC
    4.40M4.54%
  • Dimensional Fund Advisors, Inc.
    3.61M3.73%
  • Franklin Templeton Inc
    2.74M2.83%
  • Geode Capital Management, LLC
    2.47M2.55%
  • Westwood Holdings Group Inc
    2.27M2.34%
  • DePrince Race & Zollo Inc
    2.24M2.31%
  • Vanguard Portfolio Management, LLC
    2.13M2.20%
  • Delaware Management Holdings Inc
    1.83M1.89%
  • Segall Bryant & Hamill
    1.63M1.69%
  • The Goldman Sachs Group Inc
    1.50M1.55%
  • GW&K Investment Management, LLC
    1.45M1.50%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    5.85M6.05%
  • Vanguard MStar Total Stk Mkt Idx Invest
    3.10M3.20%
  • iShares Russell 2000 ETF
    2.51M2.59%
  • Nomura Small Cap Core I
    1.63M1.68%
  • Franklin Small Cap Value A
    1.62M1.67%

Dividends

20263×
0.19Sep 15, 20260.19Jun 15, 20260.19Mar 13, 2026
20254×
0.19Dec 15, 20250.18Sep 15, 20250.18Jun 13, 20250.18Mar 14, 2025
20244×
0.18Dec 13, 20240.18Sep 13, 20240.18Jun 14, 20240.18Mar 14, 2024
20234×
0.18Dec 14, 20230.18Sep 14, 20230.18Jun 14, 20230.17Mar 14, 2023
20224×
0.17Dec 14, 20220.17Sep 14, 20220.17Jun 14, 20220.13Mar 14, 2022
20213×
0.13Dec 14, 20210.13Sep 14, 20210.13Jun 14, 2021
20091×
0.05Mar 13, 2009
20081×
0.05Dec 16, 2008

Stock Splits

  • Dec 13, 20131:5
  • Jul 30, 200311:10
  • Jul 16, 2002959692:319897