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Security National Financial

Security National Financial

SNFCA · NASDAQ · Financial Services / Insurance - Life

9.00USD+0.03 (+0.33%)

Price History

Full chart

Market Stats

Previous Close8.97
Open8.92
Day Range8.77 – 9.00
52-Week Range6.98 – 10.23
Volume14.22K
Market Cap227.63M
P/E (TTM)6.99
Forward P/E1.77
EPS1.25
Dividend Yield0.00%
Beta0.68
50-Day Avg9.09
200-Day Avg8.93

About

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; and annuity products comprising single and flexible premium deferred annuities, and immediate annuities. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its cemetery and mortuary segment consists of eleven mortuaries and five cemeteries in the state of Utah, one cemetery in the state of California, and one cemetery and four mortuaries in the state of New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing, as well as engages in pre-need selling of funeral, cemetery, mortuary, and cremation services. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Arizona, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly to consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Scott Milton Quist
  • Employees1.03K
  • Headquarters433 West Ascension Way, Salt Lake City, UT, United States, 84123, USA
  • Websitehttps://www.securitynational.com

Leadership

  • Mr. Scott Milton QuistChairman, President & CEO · b. 1953
  • Mr. Garrett Stephen Sill CPACFO & Treasurer · b. 1971
  • Mr. Jason Gary OverbaughVP, National Marketing Director of Life Insurance & Director · b. 1975
  • Mr. Scott Andrew QuistVP of Mortgage Operations & Director · b. 1980
  • Mr. Adam George QuistVP of Life Insurance and Memorial Services & Director · b. 1986
  • Mr. Thayne D. AtkinsonVP & Chief Information Officer
  • Ms. Alissa Neufeld J.D.Chief Legal Officer · b. 1980
  • Heather StreetExecutive Director of Human Resources
  • Mr. Jeffrey Russell StephensSenior General Counsel & Corporate Secretary · b. 1954
  • Mr. Matthew G. BagleyGeneral Counsel

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue30.90M45.20M43.90M21.70M21.50M22.00M14.70M16.50M16.66M26.12M29.92M28.47M32.82M88.28M57.40M76.23M95.76M145.04M117.20M129.95M152.53M209.75M219.50M216.89M168.53M159.57M234.26M215.32M225.05M280.35M307.21M276.93M279.62M283.06M481.46M9.39M9.67M9.55M8.19M344.59M
Growth (%)-+46.28%-2.88%-50.57%-0.92%+2.33%-33.18%+12.24%+0.97%+56.77%+14.57%-4.84%+15.26%+168.99%-34.98%+32.79%+25.63%+51.46%-19.20%+10.88%+17.38%+37.51%+4.65%-1.19%-22.30%-5.32%+46.81%-8.09%+4.52%+24.58%+9.58%-9.86%+0.97%+1.23%+70.09%-98.05%+2.99%-1.22%-14.20%+4106.21%
Cost of Revenue400.00K500.00K900.00K600.00K500.00K600.00K-------1.12M2.13M2.79M1.97M5912.17M4.92M6.14M13.27M7.45M3.33M2.78M1.96M3.74M2.85M2.99M4.46M-21.32M6.04M6.96M7.39M8.58M7.13M7.83M4.87M4.25M100.82M
Gross Profit30.90M45.20M43.90M21.70M21.50M-600.00K14.70M16.50M16.66M26.12M29.92M28.47M32.82M-1.12M-2.13M-2.79M-1.97M145.04M-2.17M-4.92M-6.14M-13.27M-7.45M-3.33M-2.78M-1.96M-3.74M-2.85M-2.99M-4.46M307.21M-6.04M-6.96M-7.39M-8.58M2.26M1.84M4.68M3.94M243.77M
Gross Margin100.00%100.00%100.00%100.00%100.00%-2.73%100.00%100.00%100.00%100.00%100.00%100.00%100.00%-1.27%-3.70%-3.66%-2.06%100.00%-1.85%-3.79%-4.03%-6.33%-3.39%-1.53%-1.65%-1.23%-1.60%-1.33%-1.33%-1.59%100.00%-2.18%-2.49%-2.61%-1.78%24.06%18.99%49.04%48.07%70.74%
Operating Expense28.10M42.10M40.80M22.70M25.50M-6.20M6.50M10.70M14.63M23.86M28.55M22.98M31.79M-2.57M-3.37M-6.56M-7.51M135.58M-4.83M-9.65M-13.04M-16.39M-8.18M-9.67M-1.69M-3.20M-25.10M-12.68M-16.72M-25.47M286.47M-13.57M-33.14M-21.33M-80.03M-49.54M-32.54M-11.62M-30.17M202.36M
Operating Income2.80M3.10M3.10M-1.00M-4.00M5.60M8.20M5.80M2.03M2.26M1.38M5.50M1.03M1.45M1.25M3.77M5.54M9.46M2.66M4.73M6.90M3.12M730.51K6.35M-1.09M1.24M21.35M9.82M13.73M21.01M20.74M7.53M26.18M13.94M71.45M51.80M34.38M16.30M34.10M41.41M
Operating Margin9.06%6.86%7.06%-4.61%-18.60%25.45%55.78%35.15%12.17%8.65%4.60%19.31%3.13%1.64%2.17%4.95%5.78%6.53%2.27%3.64%4.52%1.49%0.33%2.93%-0.65%0.77%9.11%4.56%6.10%7.50%6.75%2.72%9.36%4.93%14.84%551.93%355.64%170.73%416.29%12.02%
EBITDA2.80M3.10M3.10M-1.00M-4.00M900.00K2.00M1.30M2.60M4.19M3.91M1.87M2.94M3.76M4.79M8.11M9.18M14.97M6.85M11.74M15.06M18.79M10.65M12.48M4.61M6.01M27.97M17.29M21.86M31.87M33.84M23.43M43.88M33.57M97.32M79.32M59.88M30.39M47.14M54.65M
EBITDA Margin9.06%6.86%7.06%-4.61%-18.60%4.09%13.61%7.88%15.61%16.03%13.06%6.57%8.97%4.26%8.34%10.64%9.59%10.32%5.84%9.04%9.87%8.96%4.85%5.75%2.73%3.77%11.94%8.03%9.71%11.37%11.02%8.46%15.69%11.86%20.21%845.15%619.52%318.34%575.44%15.86%
Net Income2.00M2.20M1.90M-1.60M-4.20M2.60M1.00M1.10M1.04M1.55M1.24M1.31M771.23K975.89K896.00K2.84M3.99M6.60M2.12M3.49M5.12M2.27M574.85K3.77M-430.62K1.30M16.71M7.59M8.22M13.35M14.28M14.11M21.69M10.89M55.60M39.52M25.69M14.50M26.54M32.15M
Net Income Margin6.47%4.87%4.33%-7.37%-19.53%11.82%6.80%6.67%6.24%5.94%4.13%4.60%2.35%1.11%1.56%3.73%4.17%4.55%1.81%2.68%3.36%1.08%0.26%1.74%-0.26%0.81%7.13%3.52%3.65%4.76%4.65%5.10%7.76%3.85%11.55%421.07%265.78%151.82%323.91%9.33%
R&D-------------------------00000000-------
R&D as % of Total Revenue-------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense400.00K500.00K900.00K600.00K500.00K600.00K600.00K700.00K692.67K1.21M1.32M947.63K999.12K1.12M2.13M2.79M1.97M3.64M2.17M4.92M6.14M13.27M7.45M3.33M2.78M1.96M3.74M2.85M2.99M4.46M5.11M6.04M6.96M7.39M8.58M7.13M7.83M4.87M4.25M4.52M
Interest Expense % of Total Revenue1.29%1.11%2.05%2.76%2.33%2.73%4.08%4.24%4.16%4.63%4.41%3.33%3.04%1.27%3.70%3.66%2.06%2.51%1.85%3.79%4.03%6.33%3.39%1.53%1.65%1.23%1.60%1.33%1.33%1.59%1.66%2.18%2.49%2.61%1.78%75.94%81.01%50.96%51.93%1.31%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets117.70M153.10M178.10M202.70M208.50M67.20M70.60M75.90M103.76M138.21M124.71M125.50M213.27M214.30M207.19M213.06M307.16M314.44M317.46M359.65M377.40M418.16M441.80M470.58M465.63M521.14M597.22M618.76M671.07M749.93M854.00M982.17M1.05B1.33B1.55B1.55B1.46B1.43B1.49B1.56B
Total Liabilities107.50M135.60M159.70M184.40M195.00M50.40M53.00M57.10M83.78M116.29M101.24M100.10M179.81M181.76M175.82M174.26M269.25M279.22M279.61M311.77M322.15M359.90M387.89M410.77M405.71M459.91M517.40M531.01M573.98M638.69M725.83M833.61M879.00M1.14B1.28B1.25B1.17B1.12B1.15B1.15B
Total Equity10.20M17.50M18.40M18.30M13.50M16.80M17.60M18.80M19.98M21.92M23.47M25.40M26.68M26.49M26.74M25.73M30.21M35.22M37.85M45.70M52.97M55.78M53.91M59.81M59.93M61.23M79.81M87.75M97.09M111.25M128.18M148.57M171.81M196.71M263.99M299.77M292.79M312.90M338.78M410.37M
Cash--------2.06M7.71M3.30M3.41M6.67M12.42M11.28M8.76M38.20M19.70M15.33M16.63M10.38M5.20M19.91M39.46M39.56M17.08M38.91M38.20M30.86M40.05M38.99M45.32M142.20M127.75M106.22M131.35M120.92M126.94M140.55M102.26M
Total Debt3.60M6.70M----7.60M8.10M10.21M27.13M12.49M10.00M22.89M23.34M14.05M12.10M19.27M17.86M12.26M10.27M7.67M13.37M6.64M8.94M7.07M43.04M16.52M18.29M33.06M160.64M253.32M245.89M234.77M218.82M299.07M251.29M161.71M105.56M106.74M98.39M
Net Debt3.60M6.70M----7.60M8.10M8.15M19.42M9.19M6.57M16.22M10.92M2.77M3.34M-18.93M-1.84M-3.07M-6.36M-2.71M8.17M-13.27M-30.52M-32.49M7.94M-27.00M-19.91M-1.83M855.67K14.73M112.14M45.32M89.82M191.60M119.93M40.79M-21.39M-33.81M-3.87M

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.50M3.60M3.50M4.22M-15.71M11.74M7.08M588.62K-490.05K10.47M-10.78M-26.96M-2.46M76.92M8.60M11.67M10.01M57.12M17.17M-14.25M6.87M22.42M36.65M-12.46M-28.11M43.86M44.32M7.01M-75.60M-129.63M144.64M130.45M53.88M57.32M45.54M
Investing Cash Flow-22.20M-1.20M-4.60M-3.89M1.16M-2.09M-9.04M11.20M3.72M14.50M51.88M-7.41M-72.07M-858.06K-11.04M-12.10M-28.09M3.88M22.18M-40.64M13.54M-33.13M-44.73M15.37M-55.59M-38.97M63.31M38.10M36.14M-63.61M-37.16M14.61M-43.13M-67.21M
Financing Cash Flow4.60M600.00K1.90M3.09M17.47M-17.31M-4.89M11.71M-4.96M-15.33M-6.24M4.53M-8.63M-9.22M-6.45M-6.89M-3.08M-14.32M-1.50M-7.83M12.11M-18.04M1.19M49.84M21.94M10.66M2.21M26.12M24.30M71.21M-55.08M-101.22M-62.04M-4.01M-14.32M
Capital Expenditure2.20M200.00K200.00K1.69M672.42K1.47M448.10K2.80M1.19M3.05M1.79M4.50M3.43M3.10M7.38M4.03M7.64M1.32M736.21K859.99K765.63K3.02M3.57M1.52M3.63M3.57M911.01K1.28M1.84M1.63M5.22M1.60M1.11M2.47M1.69M
Free Cash Flow1.30M3.40M3.30M2.52M-16.39M10.27M6.63M-2.21M-1.68M7.42M-12.57M-31.46M-5.89M73.82M1.23M7.65M2.37M55.80M16.44M-15.11M6.10M19.39M33.08M-13.98M-31.75M40.29M43.41M5.73M-77.44M-131.26M139.42M128.85M52.77M54.85M43.85M
Dividends Paid------233.00K------135.00K----1.13B-0000000-863.91K832.15K1.08M143.43K---
FCF to OCF37.14%94.44%94.29%59.84%104.28%87.46%93.67%-374.94%342.55%70.87%116.61%116.70%239.29%95.97%14.26%65.51%23.63%97.68%95.71%106.03%88.85%86.52%90.26%112.20%112.92%91.87%97.94%81.70%102.43%101.26%96.39%98.77%97.94%95.69%96.29%
Dividend Paid to FCF------3.51%------0.18%----6844.78%-0.00%0.00%0.00%0.00%0.00%0.00%0.00%--1.12%-0.63%0.77%0.11%---

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Mar 31, 2001Jun 30, 2001Sep 30, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Mar 31, 2003Aug 14, 2003Nov 14, 2003May 17, 2004Aug 17, 2004Nov 17, 2004May 17, 2005Aug 17, 2005Nov 16, 2005May 16, 2006Aug 14, 2006Nov 14, 2006May 17, 2007Aug 15, 2007Nov 15, 2007Mar 31, 2008May 15, 2008Aug 14, 2008Nov 14, 2008Mar 31, 2009May 18, 2009Aug 17, 2009Nov 17, 2009May 21, 2010Aug 17, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014May 15, 2014Aug 14, 2014Nov 14, 2014Mar 31, 2015May 15, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Nov 15, 2016Mar 1, 2017May 19, 2017Aug 15, 2017Nov 14, 2017Mar 31, 2018Apr 2, 2018Aug 14, 2018Nov 13, 2018Mar 31, 2019Apr 1, 2019Aug 14, 2019Nov 11, 2019Mar 31, 2020Apr 8, 2020Aug 17, 2020Nov 16, 2020Mar 31, 2021May 17, 2021Aug 17, 2021Nov 15, 2021Apr 4, 2022Aug 15, 2022Nov 14, 2022May 15, 2023Aug 14, 2023Nov 14, 2023May 14, 2024Aug 14, 2024Nov 12, 2024Mar 31, 2025May 15, 2025Aug 14, 2025Nov 13, 2025Dec 31, 2025Mar 31, 2026Aug 10, 2026Nov 12, 2026
EPS Estimate-------------------------------------------------------0.090.070.05-0.07----------0.00---0.00---0.00---0.00------------0.00-------
EPS Actual0.030.010.010.010.010.020.010.010.010.030.030.040.090.020.050.090.100.130.150.020.050.030.020.030.080.060.040.080.040.05-0.040.080.090.14-0.05-0.140.220.210.00-0.050.02-0.03-0.040.010.050.050.110.220.240.380.110.150.070.080.010.010.110.090.100.080.260.150.140.260.220.020.090.110.150.070.88-0.020.200.120.10-0.030.200.210.070.091.051.510.220.610.540.510.260.16-0.110.970.270.180.130.290.490.000.180.250.310.600.260.33-
Surprise--------------------------------------------------------88.89%57.14%80.00%-14.29%-------------------------------------------
Timing------------------------------Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-----------------After-hoursPre-marketAfter-hours-After-hours---------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-market---After-hours----

Key Statistics & Ratios

Market Cap227.63M
Enterprise Value187.46M
Trailing P/E6.99
Forward P/E1.77
PEG Ratio0.00
Price / Sales0.68
Price / Book0.53
EPS1.25
Book Value16.63
Revenue (TTM)335.96M
Gross Profit (TTM)171.84M
EBITDA56.59M
Profit Margin9.93%
Operating Margin15.21%
Return on Equity8.47%
Return on Assets1.88%
Shares Outstanding22.37M
Shares Float14.24M
Beta0.68
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
42.34%
Insiders
25.45%
Retail / Other
32.21%

Top Institutional Holders

  • M3F, Inc.
    2.20M8.44%
  • BlackRock Inc
    936.41K3.60%
  • Dimensional Fund Advisors, Inc.
    845.36K3.25%
  • Vanguard Capital Management, LLC
    752.10K2.89%
  • Ameriprise Financial Inc
    730.50K2.80%
  • LHM Inc
    601.19K2.31%
  • Geode Capital Management, LLC
    384.30K1.48%
  • Veradace Capital Management LLC
    353.06K1.36%
  • RBF LLC
    303.53K1.17%
  • Bridgeway Capital Management, LLC
    278.75K1.07%
  • Renaissance Technologies Corp
    203.24K0.78%
  • State Street Corp
    172.46K0.66%
  • Gem Investment Advisors, LLC
    158.17K0.61%
  • Northern Trust Corp
    144.14K0.55%

Top Fund Holders

  • Columbia Small Cap Value Discv A
    607.76K2.33%
  • Vanguard MStar Total Stk Mkt Idx Invest
    543.95K2.09%
  • iShares Russell 2000 ETF
    404.63K1.55%
  • DFA US Small Cap Value I
    214.21K0.82%
  • iShares Russell 2000 Value ETF
    184.58K0.71%
  • Fidelity Small Cap Index
    171.88K0.66%

Dividends

20031×
0.05Jun 12, 2003
19931×
0.02Jan 25, 1993
19921×
0.03Sep 9, 1992

Stock Splits

  • Jul 10, 202621:20
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  • Jan 10, 201921:20
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  • Jan 11, 201721:20
  • Jan 13, 201621:20
  • Jan 14, 201521:20
  • Jan 15, 201421:20
  • Jan 9, 201321:20
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  • Dec 31, 200321:20
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