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SR Bancorp, Inc. Common stock

SR Bancorp, Inc. Common stock

SRBK · NASDAQ · Financial Services / Banks - Regional

18.99USD+0.16 (+0.85%)

Price History

Full chart

Market Stats

Previous Close18.83
Open18.97
Day Range18.71 – 19.04
52-Week Range14.20 – 20.95
Volume38.76K
Market Cap139.36M
P/E (TTM)43.36
Forward P/E0.00
EPS0.44
Dividend Yield1.25%
Beta0.57
50-Day Avg19.62
200-Day Avg18.16

About

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. David M. Orbach Esq.
  • Employees115
  • Headquarters220 West Union Avenue, Bound Brook, NJ, United States, 08805, USA
  • Websitehttps://www.somersetregalbank.com

Leadership

  • Mr. David M. Orbach Esq.Executive Chairman · b. 1974
  • Mr. Neil C. ViottoExecutive VP & COO · b. 1971
  • Mr. James CastellettiSenior VP & Senior Commercial Lending Officer

Financials

Income Statement

Currency: USD2021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue14.39M14.78M17.38M38.37M50.05M51.27M
Growth (%)-+2.72%+17.59%+120.74%+30.42%+2.45%
Cost of Revenue2.42M1.53M2.43M15.56M16.87M18.79M
Gross Profit11.98M13.25M14.96M22.81M33.18M32.48M
Gross Margin83.22%89.62%86.03%59.45%66.30%63.35%
Operating Expense10.58M11.01M13.15M34.58M27.05M28.65M
Operating Income1.40M2.23M1.80M-11.77M6.13M3.83M
Operating Margin9.69%15.11%10.37%-30.67%12.24%7.47%
EBITDA1.85M2.63M2.20M-9.60M8.47M4.90M
EBITDA Margin12.83%17.78%12.64%-25.00%16.92%9.55%
Net Income1.25M1.87M1.55M-10.86M5.14M3.35M
Net Income Margin8.69%12.66%8.93%-28.30%10.26%6.54%
Interest Expense2.42M1.53M2.43M11.49M16.73M18.35M
Interest Expense % of Total Revenue16.78%10.38%13.97%29.96%33.44%35.79%

Balance Sheet

Currency: USD2021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets639.36M648.63M651.49M1.02B1.08B1.19B
Total Liabilities517.41M530.40M529.40M821.36M890.63M1.01B
Total Equity121.94M118.23M122.08M199.48M193.78M181.79M
Cash56.75M35.34M42.45M45.91M57.78M3.84M
Total Debt--20.02M2.40M33.21M67.78M
Net Debt-56.75M-35.34M-22.43M-43.51M-24.57M63.95M

Cash Flow

Currency: USD2021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow2.39M1.03M2.32M-1.74M4.67M10.70M
Investing Cash Flow-71.95M-34.90M2.69M11.75M-50.48M-95.58M
Financing Cash Flow28.65M12.46M2.09M-6.55M57.69M98.56M
Capital Expenditure240.00K327.00K516.00K1.10M433.00K0
Free Cash Flow2.15M708.00K1.80M-2.84M4.23M10.70M
Dividends Paid---35.50M444.00K-
FCF to OCF89.94%68.41%77.76%163.37%90.72%100.00%
Dividend Paid to FCF----1249.56%10.49%-

Earnings

Report DateSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Feb 14, 2025Apr 30, 2025Sep 3, 2025Oct 30, 2025Jan 28, 2026Apr 28, 2026Jul 28, 2026Oct 29, 2026
EPS Estimate-------0.00-0.110.100.130.17
EPS Actual-10.030.180.12-0.320.160.120.060.120.090.090.100.12-
Surprise----------18.18%0.00%-7.69%-
Timing------After-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap139.36M
Enterprise Value135.68M
Trailing P/E43.36
Forward P/E0.00
Price / Sales4.24
Price / Book0.77
EPS0.44
Book Value25.43
Revenue (TTM)32.87M
Gross Profit (TTM)32.87M
Profit Margin10.20%
Operating Margin16.04%
Return on Equity1.79%
Return on Assets0.29%
Shares Outstanding7.30M
Shares Float6.62M
Beta0.57
Dividend Yield1.25%
Dividend Rate0.24
Payout Ratio55.36%

Ownership Breakdown

Institutions
35.95%
Insiders
17.94%
Retail / Other
46.11%

Top Institutional Holders

  • BlackRock Inc
    458.95K6.31%
  • Vanguard Capital Management, LLC
    366.96K5.05%
  • Saber Capital Management, LLC
    208.55K2.87%
  • Renaissance Technologies Corp
    180.30K2.48%
  • Mangrove Partners
    170.40K2.34%
  • Geode Capital Management, LLC
    162.44K2.23%
  • Dimensional Fund Advisors, Inc.
    144.96K1.99%
  • Acadian Asset Management LLC
    103.83K1.43%
  • State Street Corp
    83.29K1.15%
  • Covalent Partners LLC
    60.00K0.83%
  • Northern Trust Corp
    50.35K0.69%
  • Two Sigma Investments LLC
    49.28K0.68%
  • Ancora Advisors LLC
    47.55K0.65%
  • Vanguard Fiduciary Trust Co
    46.82K0.64%
  • Vanguard Portfolio Management, LLC
    42.26K0.58%
  • Arcus Capital Partners LLC
    41.92K0.58%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    212.02K2.92%
  • iShares Russell 2000 ETF
    169.59K2.33%
  • iShares Russell 2000 Value ETF
    71.38K0.98%
  • Fidelity Small Cap Index
    70.31K0.97%

Dividends

20262×
0.06Jun 30, 20260.05Mar 31, 2026
20254×
0.05Dec 31, 20250.05Sep 30, 20250.05Jun 30, 20250.05Mar 31, 2025