StoneCo Ltd

STNE · NASDAQ · Technology / Software - Infrastructure

7.92USD+0.20 (+2.59%)

Price History

Full chart

Market Stats

Previous Close7.72

Open7.32

Day Range7.26 – 8.01

52-Week Range9.04 – 16.22

Volume10.66M

Market Cap2.14B

P/E (TTM)3.54

Forward P/E10.75

EPS2.62

Dividend Yield20.70%

Beta1.62

50-Day Avg10.15

200-Day Avg12.67

About

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as payment slips and Pix transactions; digital product to help merchants improve their consumers' experience, which include split-payment processing, multi-payment processing, and recurring payments for subscriptions; and tap on phone solution. In addition, the company provides prepayment; digital banking; and credit solution. The company serves online, offline, and omni-channel sales clients under Stone, tonstone, and paggar.me. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.

Company Details

SectorTechnology
IndustrySoftware - Infrastructure
CEOMr. Mateus Scherer Schwening
Employees0
HeadquartersHarbour Place, George Town, Cayman Islands, KY1-1002, USA
Websitehttps://www.stoneco.com.br

Leadership

Mr. Mateus Scherer SchweningChief Executive Officer · b. 1996
Mr. Diego Ventura SalgadoCFO & Investor Relations Officer · b. 1985
Mr. Sandro de Oliveira BassiliChief Operating Officer · b. 1970
Mr. Raul Pierre RenteriaChief Technology Officer · b. 1974
Ms. Roberta NoronhaHead of Investor Relations · b. 1973
Ms. Tatiana MalamudChief Legal & Compliance Officer · b. 1971
Mr. Fabio Vieira KapitanovasChief People Officer · b. 1978
Mr. Natan GorinHead of Operations - Technology Platform
Mr. Thomas Gregor IlgChief Risk Officer · b. 1968
Mr. Joao MiskoPayments Platform Executive

Financials

Income Statement

Currency: BRL	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	423.20M	741.35M	1.53B	2.39B	3.17B	4.58B	9.02B	11.36B	12.74B	14.15B
Growth (%)	-	+75.18%	+106.33%	+56.22%	+32.52%	+44.52%	+97.02%	+26.04%	+12.10%	+11.11%
Cost of Revenue	133.19M	224.11M	323.04M	426.96M	769.95M	1.71B	2.67B	2.98B	3.39B	3.37B
Gross Profit	290.01M	517.24M	1.21B	1.96B	2.40B	2.86B	6.35B	8.38B	9.35B	10.79B
Gross Margin	68.53%	69.77%	78.88%	82.13%	75.69%	62.55%	70.39%	73.75%	73.40%	76.22%
Operating Expense	155.63M	266.62M	503.87M	646.40M	1.02B	1.94B	2.85B	3.14B	3.47B	3.52B
Operating Income	134.38M	250.62M	702.69M	1.32B	1.38B	923.59M	3.50B	5.24B	5.88B	7.27B
Operating Margin	31.75%	33.81%	45.94%	55.08%	43.50%	20.18%	38.83%	46.14%	46.17%	51.38%
EBITDA	123.46M	173.67M	765.16M	1.48B	1.59B	1.36B	4.21B	5.87B	6.41B	5.72B
EBITDA Margin	29.17%	23.43%	50.02%	61.92%	50.21%	29.68%	46.71%	51.66%	50.31%	40.38%
Net Income	-119.83M	-108.73M	301.23M	803.23M	854.07M	-1.36B	-519.42M	1.59B	-1.52B	2.32B
Net Income Margin	-28.31%	-14.67%	19.69%	33.61%	26.97%	-29.69%	-5.76%	14.01%	-11.89%	16.41%
R&D	0	0	0	0	-	-	-	-	-	-
R&D as % of Total Revenue	0.00%	0.00%	0.00%	0.00%	-	-	-	-	-	-
Interest Expense	244.68M	237.09M	301.06M	353.45M	339.84M	500.48M	933.69M	695.44M	1.06B	1.92B
Interest Expense % of Total Revenue	57.82%	31.98%	19.68%	14.79%	10.73%	10.94%	10.36%	6.12%	8.29%	13.59%

Balance Sheet

Currency: BRL	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	3.84B	6.64B	13.29B	4.87B	31.75B	42.10B	42.25B	48.69B	54.81B	62.27B
Total Liabilities	3.25B	6.15B	8.20B	3.39B	16.76B	28.47B	29.30B	34.02B	42.99B	50.44B
Total Equity	529.12M	467.37M	5.09B	1.48B	14.85B	13.54B	12.89B	14.62B	11.78B	11.78B
Cash	170.65M	641.95M	297.90M	240.72M	2.45B	4.50B	1.51B	2.18B	5.23B	4.82B
Total Debt	40.83M	2.08B	2.84B	1.68B	6.08B	8.36B	5.55B	5.52B	12.90B	17.57B
Net Debt	-129.82M	1.44B	2.54B	1.44B	3.64B	3.87B	4.04B	3.34B	7.67B	12.75B

Cash Flow

Currency: BRL	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-493.40M	-1.28B	-2.42B	-2.65B	56.48M	3.61B	1.68B	1.65B	-3.62B	663.28M
Investing Cash Flow	189.91M	-299.67M	-2.74B	-437.56M	-5.81B	-2.98B	-1.87B	-845.44M	1.59B	-1.73B
Financing Cash Flow	377.99M	2.05B	4.79B	3.76B	7.22B	1.42B	-2.81B	-148.80M	5.04B	912.45M
Capital Expenditure	43.10M	162.26M	185.70M	399.95M	455.10M	1.30B	723.25M	1.21B	1.27B	691.71M
Free Cash Flow	-536.51M	-1.45B	-2.60B	-3.05B	-398.62M	2.31B	960.44M	437.41M	-4.89B	-28.43M
Dividends Paid	0	0	0	0	7.83B	-	-	-	-	-
FCF to OCF	108.74%	112.64%	107.69%	115.08%	-705.72%	63.99%	57.04%	26.55%	135.12%	-4.29%
Dividend Paid to FCF	0.00%	0.00%	0.00%	0.00%	-1964.93%	-	-	-	-	-

Earnings

Report Date	Aug 29, 2018	Nov 26, 2018	Mar 18, 2019	May 13, 2019	Aug 14, 2019	Nov 21, 2019	Mar 2, 2020	May 26, 2020	Aug 11, 2020	Oct 29, 2020	Mar 11, 2021	Jun 1, 2021	Aug 30, 2021	Nov 16, 2021	Mar 17, 2022	Jun 2, 2022	Aug 18, 2022	Nov 17, 2022	Mar 14, 2023	May 17, 2023	Aug 16, 2023	Nov 10, 2023	Mar 18, 2024	May 13, 2024	Aug 14, 2024	Nov 12, 2024	Mar 17, 2025	May 8, 2025	Aug 7, 2025	Nov 6, 2025	Mar 2, 2026	May 14, 2026	Aug 13, 2026	Nov 5, 2026
EPS Estimate	0.00	0.33	0.50	0.10	0.68	0.74	0.89	0.77	0.46	0.83	1.19	0.89	0.98	0.63	0.17	0.31	0.26	0.33	0.63	0.66	0.85	1.13	1.48	1.44	1.52	1.77	1.96	1.85	0.36	2.34	2.65	2.22	0.46	0.49
EPS Actual	0.25	0.40	0.66	0.66	0.70	0.73	0.95	0.58	0.54	0.99	1.16	0.60	-0.47	0.46	0.13	0.43	0.25	0.52	0.72	0.73	0.94	1.32	1.76	1.42	1.58	1.94	2.26	1.97	0.39	2.51	2.84	2.19	0.47	-
Surprise	-	21.21%	32.00%	560.00%	2.94%	-1.35%	6.74%	-24.68%	17.39%	19.28%	-2.52%	-32.58%	-147.96%	-26.98%	-23.53%	38.71%	-3.85%	57.58%	14.29%	10.61%	10.59%	16.81%	18.92%	-1.39%	3.95%	9.60%	15.42%	6.49%	8.33%	7.26%	7.17%	-1.26%	2.17%	-
Timing	-	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	-

Key Statistics & Ratios

Market Cap2.14B

Enterprise Value3.46B

Trailing P/E3.54

Forward P/E10.75

Price / Sales0.16

Price / Book1.24

EPS2.62

Book Value7.64

Revenue (TTM)13.59B

Gross Profit (TTM)9.72B

EBITDA6.82B

Profit Margin24.71%

Operating Margin39.58%

Return on Equity33.97%

Return on Assets6.86%

Shares Outstanding216.54M

Shares Float203.32M

Beta1.62

Dividend Yield20.70%

Dividend Rate0.00

Payout Ratio31.59%

Analyst Ratings

Strong Buy

Based on 14 analystsTarget 14.31

Strong Buy
10
Buy
3
Hold
1

Ownership Breakdown

Institutions: 80.78%
Insiders: 3.28%
Retail / Other: 15.94%

Top Institutional Holders

BlackRock Inc
35.74M15.50%
Madrone Advisors LLC
25.34M10.99%
FMR Inc
10.00M4.34%
State Street Corp
7.76M3.36%
BRC-Global BAH Investments Ltd.
7.58M3.29%
Bank of America Corp
6.03M2.62%
Point72 Asset Management, L.P.
5.23M2.27%
Geode Capital Management, LLC
4.86M2.11%
Squadra Investimentos Gestão de Recursos Ltda
3.75M1.63%
Vanguard Portfolio Management, LLC
3.55M1.54%
Polunin Capital Partners Ltd
3.51M1.52%
SPX Gestao de Recursos Ltda
3.00M1.30%
UBS Group AG
2.95M1.28%
NORGES BANK
2.80M1.22%
Morgan Stanley - Brokerage Accounts
2.70M1.17%
Northern Trust Corp
2.56M1.11%

Top Fund Holders

R-co Valor C EUR
8.06M3.49%
iShares Russell 2000 ETF
6.00M2.60%
BSF Emerging Markets Eq Strats Z2 USD
4.37M1.90%
Fidelity Small Cap Index
2.52M1.09%

Dividends

20261×

2.53Apr 24, 2026