YOLFTbeta
Stock Yards Bancorp Inc

Stock Yards Bancorp Inc

SYBT · NASDAQ · Financial Services / Banks - Regional

79.14USD+0.10 (+0.13%)

Price History

Full chart

Market Stats

Previous Close79.04
Open79.19
Day Range78.40 – 79.32
52-Week Range60.92 – 88.85
Volume94.40K
Market Cap2.42B
P/E (TTM)15.64
Forward P/E17.67
EPS4.99
Dividend Yield1.68%
Beta0.67
50-Day Avg81.43
200-Day Avg72.69

About

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, credit card services, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment engages in the provision of investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company was founded in 1904 and is headquartered in Louisville, Kentucky.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. James A. Hillebrand
  • Employees1.27K
  • Headquarters1040 East Main Street, Louisville, KY, United States, 40206, USA
  • Websitehttps://www.syb.com

Leadership

  • Mr. James A. HillebrandCEO & Chairman of the Board · b. 1968
  • Mr. Philip S. PoindexterPresident & Director · b. 1966
  • Mr. T. Clay StinnettExecutive VP, Treasurer & CFO · b. 1974
  • Mr. William M. Dishman IIISenior Credit Advisor · b. 1963
  • Mr. Michael V. RehmExecutive VP & Chief Lending Officer of Stock Yards Bank & Trust Company · b. 1965
  • Mr. Michael W. WoodsSenior VP & Principal Accounting Officer · b. 1968
  • Mr. Nathan L. Berger J.D.General Counsel
  • Mr. Stephen BrownMarket President of Cincinnati/NKY
  • Mr. Michael J. CroceExecutive VP & Director of Retail Banking of Stock Yards Bank & Trust Company · b. 1970
  • Ms. Paula MoanMarket President of Indianapolis

Financials

Income Statement

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue20.30M19.60M20.00M22.60M29.80M34.70M42.70M54.30M61.20M75.80M85.16M85.50M84.62M85.22M99.70M115.01M121.56M115.52M113.89M119.90M117.57M123.95M124.36M128.51M133.12M145.13M155.40M172.67M194.83M197.16M238.51M330.55M346.70M500.95M564.54M
Growth (%)--3.45%+2.04%+13.00%+31.86%+16.44%+23.05%+27.17%+12.71%+23.86%+12.34%+0.40%-1.03%+0.71%+17.00%+15.35%+5.70%-4.97%-1.41%+5.27%-1.94%+5.43%+0.34%+3.34%+3.58%+9.02%+7.08%+11.11%+12.83%+1.20%+20.97%+38.59%+4.88%+44.49%+12.69%
Cost of Revenue11.00M9.00M7.60M7.90M12.00M13.40M16.60M21.20M22.70M32.07M34.95M26.84M19.92M18.41M23.33M34.54M41.06M34.31M37.96M30.74M27.91M24.45M15.72M4.93M5.60M7.92M9.80M18.06M23.54M30.37M5.25M28.53M6.90B165.56M173.98M
Gross Profit9.30M10.60M12.40M14.70M17.80M21.30M26.10M33.10M38.50M43.73M50.21M58.66M64.70M66.81M76.36M80.47M80.50M81.21M75.94M89.16M89.66M99.50M108.65M123.58M127.52M137.21M145.60M155.70M172.52M166.80M233.26M302.02M-6.55B335.38M390.56M
Gross Margin45.81%54.08%62.00%65.04%59.73%61.38%61.12%60.96%62.91%57.69%58.96%68.60%76.46%78.40%76.58%69.97%66.22%70.30%66.67%74.36%76.26%80.27%87.36%96.16%95.79%94.54%93.70%90.17%88.55%84.60%97.80%91.37%-1890.41%66.95%69.18%
Operating Expense6.80M7.80M8.90M10.20M11.80M13.70M16.70M21.10M24.20M26.70M30.53M35.53M38.63M39.09M44.84M46.61M46.53M49.48M52.70M57.14M57.87M64.06M70.25M73.48M73.40M80.94M90.42M88.15M96.86M99.05M137.86M181.54M97.87M191.02M212.36M
Operating Income2.50M2.80M3.50M4.50M6.00M7.60M9.40M12.00M14.30M17.02M19.68M23.13M26.07M27.71M31.52M33.86M33.97M31.73M23.24M32.02M31.80M35.44M38.40M50.10M54.12M56.27M55.18M67.55M75.66M67.74M95.40M120.48M-6.65B144.37M178.20M
Operating Margin12.32%14.29%17.50%19.91%20.13%21.90%22.01%22.10%23.37%22.46%23.11%27.05%30.81%32.52%31.61%29.44%27.94%27.47%20.41%26.70%27.04%28.59%30.88%38.99%40.66%38.77%35.51%39.12%38.83%34.36%40.00%36.45%-1918.64%28.82%31.56%
EBITDA2.90M3.30M4.20M5.20M6.80M8.70M10.80M13.70M15.80M18.82M21.51M25.35M28.99M30.78M34.96M37.74M36.46M34.26M25.80M35.29M35.81M40.40M46.37M57.48M60.98M67.36M68.63M73.50M80.54M77.49M106.73M141.14M-6.65B157.72M185.99M
EBITDA Margin14.29%16.84%21.00%23.01%22.82%25.07%25.29%25.23%25.82%24.83%25.26%29.65%34.26%36.12%35.06%32.81%30.00%29.66%22.65%29.44%30.46%32.59%37.28%44.72%45.81%46.42%44.16%42.57%41.34%39.30%44.75%42.70%-1918.64%31.48%32.95%
Net Income1.90M2.00M2.50M3.10M4.10M5.20M6.50M8.20M9.70M11.59M13.54M15.65M17.71M18.91M21.64M22.90M24.05M21.68M16.31M22.95M23.60M25.80M27.17M34.82M37.19M41.03M38.04M55.52M66.07M58.87M74.64M92.97M107.75M114.54M140.15M
Net Income Margin9.36%10.20%12.50%13.72%13.76%14.99%15.22%15.10%15.85%15.29%15.90%18.30%20.93%22.19%21.71%19.91%19.79%18.76%14.32%19.14%20.08%20.82%21.85%27.10%27.93%28.27%24.48%32.15%33.91%29.86%31.30%28.13%31.08%22.86%24.83%
R&D--------------------00000000-------
R&D as % of Total Revenue--------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense10.30M8.30M6.80M6.90M10.70M12.60M15.60M19.60M21.10M29.23M30.73M22.34M17.37M16.32M23.11M32.44M37.54M30.26M25.18M19.27M15.31M12.95M9.17M5.33M4.85M4.92M7.25M15.36M22.54M11.95M6.00M18.27M99.36M155.84M167.28M
Interest Expense % of Total Revenue50.74%42.35%34.00%30.53%35.91%36.31%36.53%36.10%34.48%38.56%36.08%26.13%20.53%19.15%23.18%28.21%30.88%26.20%22.11%16.07%13.02%10.45%7.37%4.15%3.64%3.39%4.66%8.89%11.57%6.06%2.52%5.53%28.66%31.11%29.63%

Balance Sheet

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets221.80M237.40M247.80M273.80M324.40M415.40M478.60M609.80M689.80M852.26M937.29M1.04B1.12B1.21B1.33B1.43B1.48B1.63B1.79B1.90B2.05B2.15B2.39B2.56B2.82B3.04B3.24B3.30B3.72B4.61B6.65B7.50B8.17B8.86B9.54B
Total Liabilities203.60M217.30M225.80M249.50M296.80M383.80M441.70M565.90M639.50M791.97M865.61M953.61M1.02B1.10B1.20B1.29B1.35B1.48B1.64B1.73B1.87B1.94B2.16B2.30B2.53B2.73B2.91B2.94B3.32B4.17B5.97B6.74B7.31B7.92B8.46B
Total Equity18.20M20.10M22.00M24.30M27.60M31.60M36.90M43.90M50.30M60.29M71.68M86.07M100.41M116.65M125.80M137.44M133.02M144.50M153.61M169.86M187.69M205.07M229.44M259.89M286.52M313.87M333.64M366.50M406.30M440.70M675.87M760.43M858.10M940.48M1.08B
Cash7.90M10.60M6.50M10.40M16.20M15.30M18.20M21.70M27.80M44.60M29.80M34.92M31.91M31.03M34.08M44.01M38.91M24.86M25.77M17.70M32.90M42.61M34.52M42.22M35.90M39.71M41.98M51.89M46.86M43.18M62.30M82.52M94.47M78.92M70.06M
Total Debt17.80M23.10M24.90M17.90M13.60M25.10M20.30M41.50M59.60M56.19M101.18M75.56M114.16M125.26M142.79M145.17M209.45M178.61M174.03M188.85M204.63M138.38M152.24M153.78M130.47M166.04M281.28M94.52M122.73M91.08M85.84M171.93M392.58M496.30M446.57M
Net Debt9.90M12.50M18.40M7.50M-2.60M9.80M2.10M19.80M31.80M11.59M71.38M40.64M82.25M94.23M108.71M101.16M170.55M153.75M148.26M171.15M171.73M95.77M117.72M111.56M94.58M126.33M239.30M42.63M75.87M47.90M23.54M-6.17M298.12M417.37M376.51M

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.10M900.00K2.40M5.50M3.50M6.10M6.60M6.00M23.00M10.74M8.46M13.48M43.49M17.84M28.85M36.65M17.33M24.55M13.14M36.64M44.43M14.80M58.33M39.89M43.17M63.26M53.68M65.89M58.44M77.13M102.10M108.74M106.70M142.87M166.05M
Investing Cash Flow-16.40M-10.40M-14.60M-24.10M-43.20M-84.50M-60.10M-122.50M-84.90M-143.43M-92.29M-87.23M-104.86M-97.71M-104.26M-83.68M-75.44M-155.74M-142.75M-105.27M-161.95M-89.86M-135.87M-169.96M-227.12M-289.57M-114.70M-11.57M-163.17M-804.72M-78.87M-384.43M-424.05M-677.06M-106.50M
Financing Cash Flow14.10M13.10M8.00M22.50M45.60M77.60M56.30M120.00M68.10M149.47M69.03M78.86M55.95M77.34M87.90M62.66M37.76M118.98M134.91M77.85M130.78M87.85M80.61M133.54M213.54M170.45M152.30M5.37M155.52M795.81M620.02M-518.14M415.94M559.25M535.81M
Capital Expenditure200.00K1.10M1.20M1.80M2.70M4.20M5.10M3.30M2.20M2.68M3.62M4.95M5.46M4.55M2.26M2.61M4.89M3.26M2.61M6.17M8.25M3.30M2.37M2.52M3.46M6.33M2.79M7.06M5.10M5.46M4.58M18.44M7.73M9.85M12.04M
Free Cash Flow3.90M-200.00K1.20M3.70M800.00K1.90M1.50M2.70M20.80M8.07M4.84M8.53M38.03M13.29M26.59M34.04M12.44M21.29M10.54M30.47M36.18M11.49M55.96M37.36M39.71M56.94M50.89M58.83M53.34M71.67M97.52M90.30M98.97M133.02M154.00M
Dividends Paid500.00K500.00K600.00K800.00K1.10M1.30M1.50M1.70M2.10M2.52M2.86M3.35M3.98M4.95M6.26M7.95M8.87M9.05M9.21M11.77M9.93M10.69M11.67M12.92M14.22M16.09M18.08M21.77M23.54M24.48M28.20M33.30M34.58M35.84M37.11M
FCF to OCF95.12%-22.22%50.00%67.27%22.86%31.15%22.73%45.00%90.43%75.08%57.24%63.29%87.44%74.50%92.18%92.88%71.80%86.72%80.16%83.15%81.43%77.69%95.95%93.67%91.99%90.00%94.81%89.29%91.28%92.92%95.51%83.04%92.75%93.11%92.75%
Dividend Paid to FCF12.82%-250.00%50.00%21.62%137.50%68.42%100.00%62.96%10.10%31.29%59.06%39.29%10.48%37.26%23.55%23.34%71.30%42.53%87.43%38.61%27.45%93.01%20.85%34.59%35.82%28.27%35.52%37.00%44.14%34.16%28.92%36.88%34.93%26.94%24.09%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jul 14, 1999Oct 13, 1999Jan 19, 2000Apr 12, 2000Jul 12, 2000Oct 12, 2000Jan 19, 2001Apr 12, 2001Jul 11, 2001Oct 10, 2001Jan 23, 2002Apr 17, 2002Jul 17, 2002Oct 16, 2002Jan 23, 2003Apr 16, 2003Jul 16, 2003Oct 22, 2003Jan 22, 2004Apr 21, 2004Jul 21, 2004Oct 20, 2004Jan 21, 2005Apr 20, 2005Jul 21, 2005Oct 19, 2005Jan 19, 2006Apr 19, 2006Jul 19, 2006Oct 18, 2006Jan 22, 2007Apr 18, 2007Jul 18, 2007Oct 17, 2007Jan 22, 2008Apr 16, 2008Jul 16, 2008Oct 22, 2008Jan 23, 2009Apr 22, 2009Jul 22, 2009Oct 21, 2009Jan 26, 2010Apr 21, 2010Jul 21, 2010Oct 20, 2010Jan 25, 2011Apr 20, 2011Jul 20, 2011Oct 19, 2011Jan 25, 2012Apr 18, 2012Jul 18, 2012Oct 24, 2012Jan 23, 2013May 6, 2013Jul 24, 2013Oct 23, 2013Jan 27, 2014Apr 23, 2014Jul 23, 2014Oct 23, 2014Jan 28, 2015Apr 22, 2015Jul 22, 2015Oct 26, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 26, 2017Apr 26, 2017Jul 26, 2017Oct 25, 2017Jan 25, 2018Apr 25, 2018Jul 25, 2018Oct 24, 2018Jan 24, 2019Apr 24, 2019Jul 24, 2019Oct 23, 2019Jan 29, 2020Apr 22, 2020Jul 22, 2020Oct 28, 2020Jan 27, 2021Apr 21, 2021Jul 28, 2021Oct 27, 2021Jan 26, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 24, 2024Apr 24, 2024Jul 24, 2024Oct 23, 2024Jan 22, 2025Apr 23, 2025Jul 23, 2025Oct 29, 2025Jan 27, 2026Apr 22, 2026Jul 29, 2026Nov 4, 2026
EPS Estimate----0.110.110.110.120.130.130.140.150.150.160.160.170.170.170.180.190.190.190.200.210.210.220.230.220.230.250.260.260.260.260.280.270.280.290.280.250.260.290.260.210.190.210.220.230.260.270.290.280.300.290.300.280.290.300.310.300.310.330.330.340.350.380.390.370.400.410.410.410.420.450.450.450.480.480.500.550.580.610.600.600.610.650.680.540.470.560.550.740.780.810.810.790.870.920.970.920.930.910.860.810.840.940.990.991.051.161.201.181.171.34
EPS Actual0.090.100.100.100.110.120.110.120.140.150.140.140.160.160.170.170.170.190.190.190.190.230.200.200.200.220.220.220.250.260.250.240.270.290.290.260.290.270.290.250.300.270.250.230.210.210.270.240.270.310.290.270.290.280.310.290.290.320.310.330.330.340.330.370.370.450.390.410.400.410.430.430.450.460.460.470.460.510.470.580.590.600.640.680.660.730.660.590.590.640.780.991.000.880.921.020.910.891.000.990.940.920.820.880.941.001.071.131.151.231.241.241.31-
Surprise----0.00%9.09%0.00%0.00%7.69%15.38%0.00%-6.67%6.67%0.00%6.25%0.00%0.00%11.76%5.56%0.00%0.00%21.05%0.00%-4.76%-4.76%0.00%-4.35%0.00%8.70%4.00%-3.85%-7.69%3.85%11.54%3.57%-3.70%3.57%-6.90%3.57%0.00%15.38%-6.90%-3.85%9.52%10.53%0.00%22.73%4.35%3.85%14.81%0.00%-3.57%-3.33%-3.45%3.33%3.57%0.00%6.67%0.00%10.00%6.45%3.03%0.00%8.82%5.71%18.42%0.00%10.81%0.00%0.00%4.88%4.88%7.14%2.22%2.22%4.44%-4.17%6.25%-6.00%5.45%1.72%-1.64%6.67%13.33%8.20%12.31%-2.94%9.26%25.53%14.29%41.82%33.78%28.21%8.64%13.58%29.11%4.60%-3.26%3.09%7.61%1.08%1.10%-4.65%8.64%11.90%6.38%8.08%14.14%9.52%6.03%3.33%5.08%11.97%-
Timing---------After-hours--After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-market-

Key Statistics & Ratios

Market Cap2.42B
Enterprise Value2.05B
Trailing P/E15.64
Forward P/E17.67
PEG Ratio1.33
Price / Sales5.80
Price / Book2.02
EPS4.99
Book Value40.12
Revenue (TTM)418.23M
Gross Profit (TTM)418.23M
Profit Margin35.75%
Operating Margin48.62%
Return on Equity13.28%
Return on Assets1.53%
Shares Outstanding31.07M
Shares Float27.69M
Beta0.67
Dividend Yield1.68%
Dividend Rate1.32
Payout Ratio25.70%

Analyst Ratings

Hold
Based on 6 analystsTarget 90.20
  • Hold
    6

Ownership Breakdown

Institutions
66.38%
Insiders
7.17%
Retail / Other
26.45%

Top Institutional Holders

  • BlackRock Inc
    1.95M6.28%
  • Kayne Anderson Rudnick Investment Management LLC
    1.33M4.27%
  • Stock Yards Bank & Trust Co
    1.32M4.24%
  • Vanguard Capital Management, LLC
    1.17M3.76%
  • Neuberger Berman Group LLC
    1.04M3.33%
  • State Street Corp
    963.72K3.10%
  • Victory Capital Management Inc.
    917.49K2.95%
  • Dimensional Fund Advisors, Inc.
    916.82K2.95%
  • Geode Capital Management, LLC
    672.94K2.17%
  • Vanguard Portfolio Management, LLC
    464.02K1.49%
  • The Goldman Sachs Group Inc
    327.60K1.05%
  • Curi Capital, LLC
    321.37K1.03%
  • Morgan Stanley - Brokerage Accounts
    316.39K1.02%
  • Champlain Investment Partners, LLC
    270.59K0.87%
  • Northern Trust Corp
    253.76K0.82%

Top Fund Holders

  • Neuberger Genesis Inv
    946.49K3.05%
  • Vanguard MStar Total Stk Mkt Idx Invest
    805.41K2.59%
  • Victory Sycamore Small Company Opp R
    695.00K2.24%
  • iShares Russell 2000 ETF
    674.59K2.17%
  • Fidelity Small Cap Index
    288.43K0.93%

Dividends

20263×
0.33Sep 21, 20260.32Jun 15, 20260.32Mar 16, 2026
20254×
0.32Dec 15, 20250.32Sep 15, 20250.31Jun 16, 20250.31Mar 17, 2025
20244×
0.31Dec 16, 20240.31Sep 16, 20240.30Jun 17, 20240.30Mar 15, 2024
20234×
0.30Dec 15, 20230.30Sep 15, 20230.29Jun 16, 20230.29Mar 17, 2023
20224×
0.29Dec 16, 20220.29Sep 16, 20220.28Jun 16, 20220.28Mar 18, 2022
20214×
0.28Dec 17, 20210.28Sep 17, 20210.27Jun 18, 20210.27Mar 11, 2021
20201×
0.27Dec 18, 2020

Stock Splits

  • May 31, 20163:2
  • May 8, 200621:20
  • Sep 22, 20032:1
  • Mar 1, 19992:1
  • Sep 18, 19962:1
  • Oct 3, 199411:10
  • Oct 8, 199311:10