YOLFTbeta
Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc.

TCBI · NASDAQ · Financial Services / Banks - Regional

101.26USD+0.23 (+0.23%)

Price History

Full chart

Market Stats

Previous Close101.03
Open104.00
Day Range99.94 – 105.89
52-Week Range75.10 – 108.48
Volume240.32K
Market Cap4.12B
P/E (TTM)12.25
Forward P/E11.07
EPS7.73
Dividend Yield0.83%
Beta0.67
50-Day Avg98.63
200-Day Avg98.72

About

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Robert C. Holmes
  • Employees1.78K
  • Headquarters2000 McKinney Avenue, Dallas, TX, United States, 75201, USA
  • Websitehttps://texascapitalbank.com

Leadership

  • Mr. Robert C. HolmesChairman, President & CEO · b. 1965
  • Mr. John Matthew ScurlockMD & CFO · b. 1982
  • Mr. John W. CummingsMD & COO · b. 1961
  • Ms. Anna M. Alvarado-Pearce J.D.MD, Chief Legal Officer & Corporate Secretary · b. 1980

Financials

Income Statement

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.21M41.02M47.28M78.77M96.38M118.03M172.01M254.17M309.92M271.40M272.41M312.07M353.83M441.50M488.65M557.06M650.68M762.49M938.05M1.23B1.44B1.18B987.05M1.25B1.79B1.76B2.00B
Growth (%)-+345.36%+15.26%+66.58%+22.36%+22.46%+45.74%+47.76%+21.94%-12.43%+0.37%+14.56%+13.38%+24.78%+10.68%+14.00%+16.81%+17.18%+23.03%+30.83%+16.94%-17.93%-16.20%+26.16%+43.86%-1.72%+13.54%
Cost of Revenue8.85M39.06M41.30M33.52M36.35M37.65M65.33M123.31M163.54M123.94M89.96M91.64M47.16M33.08M44.11M59.58M99.68M140.59M161.97M336.33M460.59M446.09M77.75M334.48M787.80M895.25M787.15M
Gross Profit358.00K1.96M5.98M45.24M60.02M80.37M106.69M130.85M146.38M147.46M182.45M220.44M306.67M408.42M444.54M497.48M551.00M621.89M776.08M890.95M974.59M731.72M909.30M910.76M1.00B865.35M1.21B
Gross Margin3.89%4.77%12.65%57.44%62.28%68.10%62.02%51.48%47.23%54.33%66.98%70.64%86.67%92.51%90.97%89.30%84.68%81.56%82.73%72.60%67.91%62.13%92.12%73.14%56.02%49.15%60.62%
Operating Expense9.66M18.45M139.00K35.37M48.38M50.38M66.13M86.87M98.61M109.65M145.78M163.62M188.33M219.88M256.73M285.11M326.51M380.69M450.37M517.60M578.28M639.77M571.25M479.01M756.95M758.28M768.07M
Operating Income-9.30M-16.50M5.84M9.87M11.64M29.99M40.56M43.99M47.77M37.81M36.67M56.81M118.34M188.54M187.81M212.36M224.50M241.20M325.71M373.35M396.31M91.95M338.06M431.75M246.59M107.06M443.71M
Operating Margin-100.94%-40.22%12.36%12.53%12.08%25.41%23.58%17.31%15.41%13.93%13.46%18.21%33.45%42.70%38.43%38.12%34.50%31.63%34.72%30.42%27.61%7.81%34.25%34.67%13.77%6.08%22.20%
EBITDA-8.58M-14.90M7.77M14.29M22.57M35.87M44.75M50.74M55.36M45.47M44.73M63.77M127.57M198.01M199.29M227.16M240.99M263.01M353.58M405.37M433.58M166.87M431.46M477.04M287.07M161.29M480.00M
EBITDA Margin-93.18%-36.32%16.42%18.14%23.42%30.39%26.02%19.97%17.86%16.75%16.42%20.43%36.05%44.85%40.78%40.78%37.04%34.49%37.69%33.03%30.21%14.17%43.71%38.31%16.03%9.16%24.01%
Net Income-9.30M-16.50M5.84M7.34M13.83M20.41M27.19M28.92M29.42M24.27M24.15M37.19M75.98M120.67M121.05M136.35M144.85M155.12M197.06M293.39M312.01M66.29M253.94M332.48M189.14M77.51M330.24M
Net Income Margin-100.94%-40.22%12.36%9.32%14.35%17.29%15.81%11.38%9.49%8.94%8.87%11.92%21.47%27.33%24.77%24.48%22.26%20.34%21.01%23.91%21.74%5.63%25.73%26.70%10.56%4.40%16.52%
R&D-------------0000000-------
R&D as % of Total Revenue-------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense6.17M32.93M35.54M27.90M32.33M36.14M65.33M119.62M149.54M97.19M46.46M38.14M18.66M21.58M25.11M37.58M46.43M63.59M117.97M249.33M385.59M188.09M107.75M268.48M715.80M828.25M743.15M
Interest Expense % of Total Revenue66.94%80.27%75.16%35.42%33.54%30.62%37.98%47.07%48.25%35.81%17.06%12.22%5.27%4.89%5.14%6.75%7.14%8.34%12.58%20.32%26.87%15.97%10.92%21.56%39.96%47.04%37.18%

Balance Sheet

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets408.58M908.43M1.16B1.79B2.19B2.61B3.04B3.68B4.29B5.14B5.70B6.45B8.14B10.54B11.71B15.90B18.91B21.70B25.08B28.26B32.55B37.73B34.73B28.41B28.36B30.73B31.54B
Total Liabilities335.67M822.23M1.06B1.67B2.02B2.42B2.83B3.42B3.99B4.75B5.22B5.92B7.52B9.70B10.62B14.42B17.29B19.69B22.87B25.76B29.72B34.85B31.52B25.36B25.16B27.36B27.91B
Total Equity72.91M86.20M106.36M124.98M171.76M195.28M215.52M253.51M295.14M387.07M481.36M528.32M616.33M836.24M1.10B1.48B1.62B2.01B2.20B2.50B2.83B2.87B3.21B3.06B3.20B3.37B3.63B
Cash8.55M60.29M56.62M88.74M69.55M78.49M137.84M93.72M89.46M77.89M80.46M104.87M101.26M206.35M153.82M1.33B1.74B2.81B2.88B3.03B4.40B9.21B7.95B5.01B3.24B3.19B2.10B
Total Debt46.27M18.59M163.60M459.46M566.37M615.61M312.12M324.96M897.26M1.28B1.07B411.29M3.21B2.17B1.25B2.60B3.97B4.50B6.36B8.84B2.94B6.52B5.33B3.33B2.36B1.55B950.58M
Net Debt37.72M-41.70M106.98M370.72M496.82M537.12M174.28M231.25M807.79M1.20B989.98M306.43M1.34B1.97B1.10B168.90M163.54M-419.90M319.22M1.27B-1.60B-5.81B-4.82B-2.88B-883.70M-1.64B-1.15B

Cash Flow

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-8.03M-8.21M-30.00M-63.43M55.18M-16.18M41.85M-79.40M99.34M-315.69M-140.91M-403.92M75.85M89.27M191.38M157.73M68.94M-726.29M132.16M-679.72M-240.27M2.64B657.32M147.97M373.74M481.12M360.15M
Investing Cash Flow-385.48M-447.22M-224.27M-515.46M-464.30M-372.20M-385.97M-556.72M-678.18M-518.50M-339.66M-232.30M-1.73B-2.26B-1.28B-2.98B-2.46B-850.21M-3.22B-1.99B-2.28B-2.94B1.23B3.31B-1.76B-2.48B-1.85B
Financing Cash Flow329.54M507.17M250.60M611.01M389.93M397.32M403.35M591.99M574.59M826.75M523.98M690.65M1.58B2.28B1.03B4.00B2.85B2.62B3.15B2.85B3.86B5.08B-3.15B-6.39B-387.67M1.94B404.27M
Capital Expenditure4.62M3.17M648.00K242.00K2.09M985.00K3.57M19.21M15.55M5.82M4.55M3.83M3.29M3.54M4.03M15.73M5.03M2.18M12.27M7.65M16.65M2.80M4.13M11.27M16.38M64.84M12.57M
Free Cash Flow-12.66M-11.38M-30.65M-63.67M53.09M-17.16M38.12M-98.61M83.80M-321.51M-145.46M-407.75M72.57M85.73M187.35M142.00M63.91M-728.47M119.90M-687.37M-256.92M2.64B653.19M136.70M357.36M416.28M347.58M
Dividends Paid---843.00K979.00K-----1.22M--06.96M9.75M9.75M9.75M9.75M9.75M9.75M9.75M18.72M17.25M17.25M17.25M17.25M
FCF to OCF157.56%138.68%102.16%100.38%96.22%106.09%91.10%124.20%84.35%101.84%103.23%100.95%95.67%96.04%97.89%90.03%92.70%100.30%90.72%101.13%106.93%99.89%99.37%92.38%95.62%86.52%96.51%
Dividend Paid to FCF----1.32%1.84%------0.84%--0.00%3.72%6.87%15.26%-1.34%8.13%-1.42%-3.79%0.37%2.87%12.62%4.83%4.14%4.96%

Earnings

Report DateOct 22, 2003Jan 21, 2004Apr 21, 2004Jul 21, 2004Oct 20, 2004Jan 19, 2005Apr 20, 2005Jul 20, 2005Oct 19, 2005Jan 18, 2006Apr 19, 2006Jul 19, 2006Oct 18, 2006Jan 24, 2007Apr 18, 2007Jul 18, 2007Oct 17, 2007Jan 30, 2008Apr 16, 2008Jul 16, 2008Oct 22, 2008Jan 28, 2009Apr 22, 2009Jul 22, 2009Oct 21, 2009Jan 27, 2010Apr 21, 2010Jul 21, 2010Oct 20, 2010Jan 26, 2011Apr 20, 2011Jul 20, 2011Oct 19, 2011Jan 25, 2012Apr 25, 2012Jul 25, 2012Oct 24, 2012Jan 23, 2013Apr 24, 2013Jul 24, 2013Oct 23, 2013Jan 22, 2014Apr 23, 2014Jul 23, 2014Oct 22, 2014Jan 21, 2015Apr 22, 2015Jul 22, 2015Oct 21, 2015Jan 20, 2016Apr 20, 2016Jul 20, 2016Oct 20, 2016Jan 25, 2017Apr 19, 2017Jul 19, 2017Oct 18, 2017Jan 24, 2018Apr 18, 2018Jul 18, 2018Oct 17, 2018Jan 23, 2019Apr 17, 2019Jul 17, 2019Oct 16, 2019Jan 22, 2020Apr 22, 2020Jul 22, 2020Oct 21, 2020Jan 21, 2021Apr 21, 2021Jul 21, 2021Oct 20, 2021Jan 20, 2022Apr 20, 2022Jul 21, 2022Oct 19, 2022Jan 18, 2023Apr 20, 2023Jul 20, 2023Oct 19, 2023Jan 18, 2024Apr 18, 2024Jul 18, 2024Oct 17, 2024Jan 23, 2025Apr 17, 2025Jul 17, 2025Oct 22, 2025Jan 22, 2026Apr 23, 2026Jul 22, 2026Oct 28, 2026
EPS Estimate0.130.140.160.170.200.230.240.250.270.300.270.290.300.310.270.310.330.220.300.300.300.230.150.140.240.170.200.230.220.260.320.360.490.600.620.700.780.820.830.800.770.790.730.680.760.770.690.760.740.720.670.760.850.890.890.951.111.161.351.391.691.591.361.521.511.531.060.260.591.141.091.211.090.910.720.711.010.990.870.951.070.720.610.860.951.080.951.291.771.771.411.851.94
EPS Actual0.140.140.170.170.200.230.200.250.280.290.250.240.300.310.290.310.330.240.300.220.270.110.170.110.180.210.240.220.250.320.310.440.560.670.700.760.800.820.800.520.740.670.600.710.780.780.700.760.750.700.490.780.870.960.801.041.121.191.381.381.651.381.601.501.701.541.070.311.321.141.331.310.761.190.690.590.740.870.701.331.180.650.460.80-1.421.430.921.632.182.081.581.88-
Surprise7.69%0.00%6.25%0.00%0.00%0.00%-16.67%0.00%3.70%-3.33%-7.41%-17.24%0.00%0.00%7.41%0.00%0.00%9.09%0.00%-26.67%-10.00%-52.17%13.33%-21.43%-25.00%23.53%20.00%-4.35%13.64%23.08%-3.13%22.22%14.29%11.67%12.90%8.57%2.56%0.00%-3.61%-35.00%-3.90%-15.19%-17.81%4.41%2.63%1.30%1.45%0.00%1.35%-2.78%-26.87%2.63%2.35%7.87%-10.11%9.47%0.90%2.59%2.22%-0.72%-2.37%-13.21%17.65%-1.32%12.58%0.65%0.94%19.23%123.73%0.00%22.02%8.26%-30.28%30.77%-4.17%-16.90%-26.73%-12.12%-19.54%40.00%10.28%-9.72%-24.59%-6.98%-249.47%32.41%-3.16%26.36%23.16%17.51%12.06%1.62%-
TimingPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hours-

Key Statistics & Ratios

Market Cap4.12B
Enterprise Value1.71B
Trailing P/E12.25
Forward P/E11.07
PEG Ratio1.47
Price / Sales3.24
Price / Book1.22
EPS7.73
Book Value77.01
Revenue (TTM)1.27B
Gross Profit (TTM)1.27B
Profit Margin28.70%
Operating Margin36.72%
Return on Equity10.19%
Return on Assets1.11%
Shares Outstanding43.47M
Shares Float40.04M
Beta0.67
Dividend Yield0.83%
Dividend Rate0.80
Payout Ratio5.18%

Analyst Ratings

Hold
Based on 13 analystsTarget 108.31
  • Strong Buy
    2
  • Buy
    2
  • Hold
    6
  • Sell
    2
  • Strong Sell
    1

Ownership Breakdown

Institutions
110.99%
Insiders
2.04%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    5.45M12.54%
  • T. Rowe Price Investment Management,Inc.
    3.39M7.81%
  • Dimensional Fund Advisors, Inc.
    2.87M6.61%
  • AQR Capital Management LLC
    2.45M5.62%
  • State Street Corp
    2.42M5.57%
  • Vanguard Portfolio Management, LLC
    2.13M4.90%
  • Vanguard Capital Management, LLC
    1.98M4.55%
  • Geode Capital Management, LLC
    1.32M3.03%
  • AllianceBernstein L.P.
    1.22M2.80%
  • American Century Companies Inc
    1.20M2.77%
  • Neuberger Berman Group LLC
    910.11K2.09%
  • Massachusetts Financial Services Company
    734.69K1.69%
  • Barrow Hanley Mewhinney & Strauss LLC
    730.48K1.68%
  • Two Sigma Investments LLC
    689.02K1.58%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    1.53M3.52%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.39M3.19%
  • Avantis US Small Cap Value ETF
    1.15M2.66%
  • iShares Russell 2000 ETF
    1.13M2.61%
  • T. Rowe Price Small-Cap Value
    1.05M2.42%
  • Vanguard Small Cap Index
    1.01M2.31%

Dividends

20262×
0.20Sep 1, 20260.20Jun 1, 2026
20161×
0.41Mar 3, 2016
20151×
0.41Nov 27, 2015