Texas Capital Bancshares, Inc.

Texas Capital Bancshares, Inc.

TCBIO · NASDAQ · Financial Services / Banks - Regional

17.40USD-0.10 (-0.57%)

Price History

Full chart

Market Stats

Previous Close17.50
Open17.50
Day Range17.40 – 17.50
52-Week Range17.96 – 22.16
Volume807
Market Cap3.31B
P/E (TTM)4.68
Forward P/E0.00
EPS3.96
Dividend Yield7.83%
Beta0.67
50-Day Avg20.10
200-Day Avg20.95

About

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Robert C. Holmes
  • Employees1.78K
  • Headquarters2000 McKinney Avenue, Dallas, TX, United States, 75201, USA
  • Websitehttps://texascapitalbank.com

Leadership

  • Mr. Robert C. HolmesChairman, President & CEO · b. 1965
  • Mr. John Matthew ScurlockMD & CFO · b. 1982
  • Mr. John W. CummingsMD & COO · b. 1961
  • Ms. Anna M. Alvarado-Pearce J.D.MD, Chief Legal Officer & Corporate Secretary · b. 1980

Financials

Income Statement

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.21M41.02M47.28M78.77M96.38M118.03M172.01M254.17M309.92M271.40M272.41M312.07M353.83M441.50M488.65M557.06M650.68M762.49M938.05M1.23B1.44B1.18B987.05M1.25B1.79B1.76B2.00B
Growth (%)-+345.36%+15.26%+66.58%+22.36%+22.46%+45.74%+47.76%+21.94%-12.43%+0.37%+14.56%+13.38%+24.78%+10.68%+14.00%+16.81%+17.18%+23.03%+30.83%+16.94%-17.93%-16.20%+26.16%+43.86%-1.72%+13.54%
Cost of Revenue8.85M39.06M41.30M33.52M36.35M37.65M65.33M123.31M163.54M123.94M89.96M91.64M47.16M33.08M44.11M59.58M99.68M140.59M161.97M336.33M460.59M446.09M77.75M334.48M787.80M895.25M787.15M
Gross Profit358.00K1.96M5.98M45.24M60.02M80.37M106.69M130.85M146.38M147.46M182.45M220.44M306.67M408.42M444.54M497.48M551.00M621.89M776.08M890.95M974.59M731.72M909.30M910.76M1.00B865.35M1.21B
Gross Margin3.89%4.77%12.65%57.44%62.28%68.10%62.02%51.48%47.23%54.33%66.98%70.64%86.67%92.51%90.97%89.30%84.68%81.56%82.73%72.60%67.91%62.13%92.12%73.14%56.02%49.15%60.62%
Operating Expense9.66M18.45M139.00K35.37M48.38M50.38M66.13M86.87M98.61M109.65M145.78M163.62M188.33M219.88M256.73M285.11M326.51M380.69M450.37M517.60M578.28M639.77M571.25M479.01M756.95M758.28M768.07M
Operating Income-9.30M-16.50M5.84M9.87M11.64M29.99M40.56M43.99M47.77M37.81M36.67M56.81M118.34M188.54M187.81M212.36M224.50M241.20M325.71M373.35M396.31M91.95M338.06M431.75M246.59M107.06M443.71M
Operating Margin-100.94%-40.22%12.36%12.53%12.08%25.41%23.58%17.31%15.41%13.93%13.46%18.21%33.45%42.70%38.43%38.12%34.50%31.63%34.72%30.42%27.61%7.81%34.25%34.67%13.77%6.08%22.20%
EBITDA-8.58M-14.90M7.77M14.29M22.57M35.87M44.75M50.74M55.36M45.47M44.73M63.77M127.57M198.01M199.29M227.16M240.99M263.01M353.58M405.37M433.58M166.87M431.46M477.04M287.07M161.29M480.00M
EBITDA Margin-93.18%-36.32%16.42%18.14%23.42%30.39%26.02%19.97%17.86%16.75%16.42%20.43%36.05%44.85%40.78%40.78%37.04%34.49%37.69%33.03%30.21%14.17%43.71%38.31%16.03%9.16%24.01%
Net Income-9.30M-16.50M5.84M7.34M13.83M20.41M27.19M28.92M29.42M24.27M24.15M37.19M75.98M120.67M121.05M136.35M144.85M155.12M197.06M293.39M312.01M66.29M253.94M332.48M189.14M77.51M330.24M
Net Income Margin-100.94%-40.22%12.36%9.32%14.35%17.29%15.81%11.38%9.49%8.94%8.87%11.92%21.47%27.33%24.77%24.48%22.26%20.34%21.01%23.91%21.74%5.63%25.73%26.70%10.56%4.40%16.52%
Interest Expense6.17M32.93M35.54M27.90M32.33M36.14M65.33M119.62M149.54M97.19M46.46M38.14M18.66M21.58M25.11M37.58M46.43M63.59M117.97M249.33M385.59M188.09M107.75M268.48M715.80M828.25M743.15M
Interest Expense % of Total Revenue66.94%80.27%75.16%35.42%33.54%30.62%37.98%47.07%48.25%35.81%17.06%12.22%5.27%4.89%5.14%6.75%7.14%8.34%12.58%20.32%26.87%15.97%10.92%21.56%39.96%47.04%37.18%

Balance Sheet

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets408.58M908.43M1.16B1.79B2.19B2.61B3.04B3.68B4.29B5.14B5.70B6.45B8.14B10.54B11.71B15.90B18.91B21.70B25.08B28.26B32.55B37.73B34.73B28.41B28.36B30.73B31.54B
Total Liabilities335.67M822.23M1.06B1.67B2.02B2.42B2.83B3.42B3.99B4.75B5.22B5.92B7.52B9.70B10.62B14.42B17.29B19.69B22.87B25.76B29.72B34.85B31.52B25.36B25.16B27.36B27.91B
Total Equity72.91M86.20M106.36M124.98M171.76M195.28M215.52M253.51M295.14M387.07M481.36M528.32M616.33M836.24M1.10B1.48B1.62B2.01B2.20B2.50B2.80B2.87B3.21B3.06B3.20B3.37B3.63B
Cash8.55M60.29M56.62M88.74M69.55M78.49M137.84M93.72M89.46M77.89M80.46M104.87M110.56M206.35M153.82M1.33B1.74B2.81B2.88B3.03B4.40B9.21B7.95B5.01B3.24B3.19B2.10B
Total Debt46.27M18.59M163.60M459.46M566.37M615.61M312.12M324.96M897.26M1.28B1.07B411.29M3.21B2.17B1.25B1.59B2.04B2.50B3.56B4.94B2.94B6.52B5.33B3.33B2.36B1.55B950.58M
Net Debt37.72M-41.70M106.98M370.72M496.82M537.12M174.28M231.25M807.79M1.20B989.98M306.43M3.10B1.97B1.10B261.57M301.27M-310.33M684.26M1.91B-1.46B-5.81B-4.82B-2.88B-883.70M-1.64B-1.15B

Cash Flow

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-8.03M-8.21M-30.00M-63.43M55.18M-16.18M41.85M-79.40M99.34M-315.69M-140.91M-403.92M75.85M89.27M191.38M157.73M68.94M-726.29M132.16M-679.72M-240.27M2.64B657.32M147.97M373.74M481.12M360.15M
Investing Cash Flow-385.48M-447.22M-224.27M-515.46M-464.30M-372.20M-385.97M-556.72M-678.18M-518.50M-339.66M-232.30M-1.73B-2.26B-1.28B-2.98B-2.46B-850.21M-3.22B-1.99B-2.28B-2.94B1.23B3.31B-1.76B-2.48B-1.85B
Financing Cash Flow329.54M507.17M250.60M611.01M389.93M397.32M403.35M591.99M574.59M826.75M523.98M690.65M1.58B2.28B1.03B4.00B2.85B2.62B3.15B2.85B3.86B5.08B-3.15B-6.39B-387.67M1.94B404.27M
Capital Expenditure4.62M3.17M648.00K242.00K2.09M985.00K3.57M19.21M15.55M5.82M4.55M3.83M3.29M3.54M4.03M15.73M5.03M2.18M12.27M7.65M16.65M2.80M4.13M11.27M16.38M64.84M12.57M
Free Cash Flow-12.66M-11.38M-30.65M-63.67M53.09M-17.16M38.12M-98.61M83.80M-321.51M-145.46M-407.75M72.57M85.73M187.35M142.00M63.91M-728.47M119.90M-687.37M-256.92M2.64B653.19M136.70M357.36M416.28M347.58M
Dividends Paid---843.00K979.00K-----1.22M---6.96M9.75M9.75M9.75M9.75M9.75M9.75M9.75M18.72M17.25M17.25M17.25M17.25M
FCF to OCF157.56%138.68%102.16%100.38%96.22%106.09%91.10%124.20%84.35%101.84%103.23%100.95%95.67%96.04%97.89%90.03%92.70%100.30%90.72%101.13%106.93%99.89%99.37%92.38%95.62%86.52%96.51%
Dividend Paid to FCF----1.32%1.84%------0.84%---3.72%6.87%15.26%-1.34%8.13%-1.42%-3.79%0.37%2.87%12.62%4.83%4.14%4.96%

Earnings

Report DateOct 23, 2025Jan 21, 2026
EPS Estimate0.00-
EPS Actual2.182.12
Surprise--
Timing-Pre-market

Key Statistics & Ratios

Market Cap3.31B
Enterprise Value-1.60B
Trailing P/E4.68
Forward P/E0.00
Price / Sales0.00
Price / Book0.00
EPS3.96
Book Value75.71
Revenue (TTM)1.27B
Gross Profit (TTM)1.27B
Profit Margin28.70%
Operating Margin36.72%
Return on Equity10.19%
Return on Assets1.11%
Shares Outstanding0
Shares Float40.04M
Beta0.67
Dividend Yield7.83%
Dividend Rate1.44
Payout Ratio33.40%

Ownership Breakdown

Institutions
17.21%
Insiders
0.00%
Retail / Other
82.79%

Top Institutional Holders

  • FNY Investment Advisers, LLC
    00.00%

Dividends

20263×
0.36Sep 1, 20260.36Jun 1, 20260.36Mar 2, 2026
20254×
0.36Dec 1, 20250.36Sep 2, 20250.36Jun 2, 20250.36Mar 3, 2025
20244×
0.36Dec 2, 20240.36Sep 3, 20240.36Jun 3, 20240.36Feb 29, 2024
20234×
0.36Nov 30, 20230.36Aug 31, 20230.36May 31, 20230.36Feb 28, 2023
20224×
0.36Nov 30, 20220.36Aug 31, 20220.36May 31, 20220.36Feb 28, 2022
20214×
0.36Nov 30, 20210.36Aug 31, 20210.36May 28, 20210.41Feb 26, 2021