YOLFTbeta
Lendingtree Inc

Lendingtree Inc

TREE · NASDAQ · Financial Services / Insurance Brokers

35.76USD+0.45 (+1.27%)

Price History

Full chart

Market Stats

Previous Close35.31
Open35.88
Day Range34.59 – 36.23
52-Week Range23.50 – 68.93
Volume221.70K
Market Cap339.90M
P/E (TTM)1.87
Forward P/E3.50
EPS12.94
Dividend Yield0.00%
Beta2.06
50-Day Avg31.01
200-Day Avg41.60

About

LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.

Company Details

  • SectorFinancial Services
  • IndustryInsurance Brokers
  • CEOMr. Scott Peyree
  • Employees919
  • Headquarters1415 Vantage Park Drive, Charlotte, NC, United States, 28203, USA
  • Websitehttps://www.lendingtree.com

Leadership

  • Mr. Scott PeyreeCEO, President & Director · b. 1977
  • Mr. Jason BengelCFO & Treasurer · b. 1977
  • Ms. Heather Enlow-Novitsky J.D.General Counsel & Corporate Secretary
  • Ms. Jill A. OlmsteadConsultant · b. 1963
  • Mr. Ian SmithChief Operating Officer · b. 1983
  • Ms. Carla Shumate CPASenior VP & Chief Accounting Officer · b. 1971
  • Mr. Andrew N. WesselSVP of Investor Relations & Corporate Development
  • Ms. Tamara KotronisSenior Vice President of Finance
  • Mr. Arun SankaranChief Information Security Officer
  • Mr. Matt SchulzChief Industry Analyst

Financials

Income Statement

Currency: USD2003-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue55.80M421.36M476.48M346.38M228.57M216.78M59.92M54.62M77.44M139.24M167.35M254.22M384.40M617.74M764.87M1.11B909.99M1.10B984.99M672.50M900.22M1.12B
Growth (%)-+655.18%+13.08%-27.30%-34.01%-5.16%-72.36%-8.85%+41.79%+79.80%+20.19%+51.91%+51.21%+60.70%+23.82%+44.68%-17.77%+20.72%-10.33%-31.73%+33.86%+24.12%
Cost of Revenue--73.22M73.11M76.80M74.76M5.14M4.13M4.29M6.54M7.90M9.37M13.76M17.22M36.40M68.38M54.49M57.30M57.77M38.76M36.07M64.17M
Gross Profit55.80M421.36M403.26M273.26M151.78M142.01M54.78M50.48M73.15M132.70M159.45M244.85M370.64M600.51M728.47M1.04B855.50M1.04B927.22M633.74M864.15M1.05B
Gross Margin100.00%100.00%84.63%78.89%66.40%65.51%91.43%92.43%94.45%95.30%95.28%96.31%96.42%97.21%95.24%93.82%94.01%94.78%94.14%94.24%95.99%94.26%
Operating Expense73.86M0389.09M813.70M366.81M166.33M87.86M111.59M76.00M133.81M160.42M216.33M318.53M567.38M672.27M987.50M862.10M1.03B959.99M674.36M819.52M971.04M
Operating Income-18.07M421.36M14.17M-540.44M-215.03M-24.31M-33.08M-61.11M-2.85M-1.11M-969.00K28.51M52.11M33.13M56.19M50.73M-6.60M8.03M-32.76M-40.61M44.63M82.11M
Operating Margin-32.38%100.00%2.97%-156.03%-94.08%-11.22%-55.21%-111.88%-3.68%-0.80%-0.58%11.22%13.56%5.36%7.35%4.58%-0.73%0.73%-3.33%-6.04%4.96%7.35%
EBITDA-18.07M421.36M49.90M-494.73M-196.88M-12.71M-28.63M-55.19M1.61M2.54M2.41M31.67M58.32M54.29M87.66M117.49M61.05M60.88M17.05M35.26M73.12M103.76M
EBITDA Margin-32.38%100.00%10.47%-142.83%-86.13%-5.86%-47.77%-101.06%2.08%1.82%1.44%12.46%15.17%8.79%11.46%10.62%6.71%5.54%1.73%5.24%8.12%9.29%
Net Income-11.36M5.85M8.69M-550.40M-202.28M-24.47M-18.18M-59.50M46.63M3.95M9.36M48.05M27.49M15.58M96.50M17.83M-48.26M69.11M-187.95M-122.40M-41.70M151.31M
Net Income Margin-20.36%1.39%1.82%-158.90%-88.50%-11.29%-30.34%-108.95%60.21%2.83%5.59%18.90%7.15%2.52%12.62%1.61%-5.30%6.29%-19.08%-18.20%-4.63%13.54%
R&D-15.00M15.17M14.99M6.71M5.96M3.40M3.20M3.53M5.26M7.46M10.48M13.76M17.93M26.96M39.95M43.64M52.87M55.55M47.20M46.36M45.25M
R&D as % of Total Revenue-3.56%3.18%4.33%2.93%2.75%5.68%5.86%4.56%3.78%4.46%4.12%3.58%2.90%3.52%3.61%4.80%4.81%5.64%7.02%5.15%4.05%
Interest Expense000986.00K650.00K617.00K472.00K368.00K881.00K19.00K2.00K171.00K561.00K7.03M12.44M20.27M36.30M46.87M26.01M21.68M27.85M46.79M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.28%0.28%0.28%0.79%0.67%1.14%0.01%0.00%0.07%0.15%1.14%1.63%1.83%3.99%4.27%2.64%3.22%3.09%4.19%

Balance Sheet

Currency: USD2003-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets745.40M-1.26B443.59M284.08M291.83M282.80M353.53M143.14M152.17M139.89M295.78M325.86M693.46M896.12M947.97M1.19B1.30B1.20B802.76M767.67M855.69M
Total Liabilities37.45M-487.59M228.96M145.96M170.92M180.98M294.40M60.05M64.96M43.52M54.64M94.42M398.58M549.91M545.64M824.23M851.36M991.37M678.63M658.85M568.89M
Total Equity707.95M-773.45M214.62M138.13M120.91M101.82M59.14M83.10M87.21M96.37M241.14M231.44M294.87M346.21M402.33M364.76M447.99M207.94M124.13M108.82M286.80M
Cash--99.50M45.94M73.64M86.09M68.82M45.54M80.19M91.67M86.21M206.97M91.13M368.55M105.10M60.24M169.93M251.23M298.85M112.05M106.59M81.07M
Total Debt375.00K-369.42M100.35M76.19M78.99M100.72M------243.76M375.94M367.63M709.15M748.92M912.76M611.15M544.09M439.61M
Net Debt375.00K-269.92M54.41M2.54M-7.10M31.90M-45.54M-80.19M-91.67M-86.21M-206.97M-91.13M-130.35M270.84M307.39M539.22M497.69M613.92M499.10M437.50M358.54M

Cash Flow

Currency: USD2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow74.91M232.99M-41.92M13.22M-23.34M-99.53M222.03M6.81M-508.00K28.95M48.25M98.73M110.71M143.92M38.57M124.87M42.97M67.57M62.26M73.10M
Investing Cash Flow-16.41M-10.95M-18.76M-5.55M-7.03M-17.50M22.21M10.65M2.70M4.90M-117.22M-74.44M-383.04M-101.06M-122.15M13.38M-27.88M-12.48M-11.22M-9.93M
Financing Cash Flow-45.91M-275.60M88.38M4.78M13.09M93.75M-209.58M-5.98M-7.65M86.91M-52.64M253.13M4.84M-87.68M193.29M-56.96M32.67M-242.01M-56.50M-88.70M
Capital Expenditure13.25M9.42M4.13M3.87M7.23M6.11M2.63M2.75M3.86M7.24M33.98M8.04M14.91M20.04M42.15M35.06M11.44M12.53M11.22M12.42M
Free Cash Flow61.66M223.56M-46.05M9.35M-30.56M-105.64M219.39M4.06M-4.36M21.72M14.27M90.69M95.81M123.88M-3.58M89.81M31.52M55.04M51.04M60.68M
Dividends Paid----1.87B011.43M144.00K229.00K131.00K00499.00K-------
FCF to OCF82.31%95.96%109.85%70.76%130.96%106.14%98.81%59.64%859.06%75.00%29.57%91.85%86.54%86.07%-9.28%71.92%73.37%81.46%81.98%83.01%
Dividend Paid to FCF-----6103.50%0.00%5.21%3.54%-5.25%0.60%0.00%0.00%0.52%-------

Earnings

Report DateSep 3, 2008Oct 30, 2008Feb 5, 2009May 1, 2009Jul 30, 2009Oct 30, 2009Feb 5, 2010Apr 30, 2010Jul 29, 2010Oct 29, 2010Feb 11, 2011May 12, 2011Aug 12, 2011Nov 11, 2011Feb 24, 2012May 1, 2012Aug 7, 2012Nov 5, 2012Mar 13, 2013May 20, 2013Aug 13, 2013Nov 7, 2013Mar 10, 2014May 6, 2014Aug 5, 2014Nov 6, 2014Feb 25, 2015Apr 30, 2015Aug 3, 2015Oct 26, 2015Feb 25, 2016May 4, 2016Jul 28, 2016Oct 27, 2016Feb 23, 2017Apr 27, 2017Jul 27, 2017Oct 26, 2017Feb 22, 2018Apr 26, 2018Jul 26, 2018Nov 1, 2018Feb 26, 2019Apr 26, 2019Jul 25, 2019Oct 30, 2019Feb 25, 2020May 5, 2020Aug 4, 2020Nov 5, 2020Feb 25, 2021Apr 29, 2021Jul 29, 2021Oct 28, 2021Feb 25, 2022May 5, 2022Jul 28, 2022Nov 3, 2022Feb 27, 2023May 2, 2023Jul 27, 2023Oct 31, 2023Feb 27, 2024Apr 30, 2024Jul 25, 2024Oct 31, 2024Feb 25, 2025May 1, 2025Jul 31, 2025Oct 30, 2025Mar 2, 2026Apr 30, 2026Jul 29, 2026Oct 29, 2026
EPS Estimate--0.27-0.39-0.01-0.12-0.29-1.74-0.22-0.45-0.13-0.24-0.29-0.40-1.230.20-0.030.080.020.230.240.270.090.170.200.280.270.480.530.570.720.740.690.800.770.910.940.970.901.141.261.801.471.221.401.641.431.060.15-0.13-0.26-0.120.220.68-0.300.080.34-1.00-0.34-0.110.300.350.040.360.660.740.530.650.981.160.481.470.910.85
EPS Actual-17.53-2.15-0.640.410.25-0.68-0.29-0.02-0.030.33-0.20-1.74-0.70-0.27-0.291.24-0.140.050.170.070.090.270.110.190.390.410.180.650.630.792.470.760.920.800.870.850.901.170.841.101.471.921.221.101.182.251.121.200.46-0.260.130.180.760.75-0.140.460.58-0.360.380.251.140.610.280.700.540.801.160.991.131.70-0.391.530.90-
Surprise--696.30%-64.10%4200.00%308.33%-134.48%83.33%90.91%93.33%353.85%16.67%-500.00%-75.00%78.05%-245.00%--566.67%-37.50%750.00%-69.57%-62.50%0.00%22.22%11.76%95.00%46.43%-33.33%35.42%18.87%38.60%243.06%2.70%33.33%0.00%12.99%-6.59%-4.26%20.62%-6.67%-3.51%16.67%6.67%-17.01%-9.84%-15.71%37.20%-21.68%13.21%206.67%-100.00%150.00%250.00%245.45%10.29%53.33%475.00%70.59%64.00%211.76%327.27%280.00%74.29%600.00%94.44%-18.18%8.11%120.36%52.31%15.31%46.55%-181.66%4.08%-1.10%-
Timing-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-marketAfter-hours-After-hoursAfter-hoursPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-market-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap339.90M
Enterprise Value662.67M
Trailing P/E1.87
Forward P/E3.50
PEG Ratio3.55
Price / Sales0.27
Price / Book1.05
EPS12.94
Book Value22.86
Revenue (TTM)1.27B
Gross Profit (TTM)1.22B
EBITDA117.63M
Profit Margin14.33%
Operating Margin7.78%
Return on Equity82.78%
Return on Assets7.75%
Shares Outstanding14.04M
Shares Float13.47M
Beta2.06
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Strong Buy
Based on 5 analystsTarget 56.00
  • Strong Buy
    3
  • Buy
    2

Ownership Breakdown

Institutions
83.36%
Insiders
18.99%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    1.09M7.76%
  • Jennison Associates LLC
    1.01M7.21%
  • Punch & Associates Inv Mgmt Inc
    725.67K5.17%
  • Ameriprise Financial Inc
    554.72K3.95%
  • Vanguard Capital Management, LLC
    478.02K3.40%
  • Divisadero Street Capital Management, LP
    469.27K3.34%
  • Millennium Management LLC
    411.13K2.93%
  • Emerald Advisers, LLC
    334.70K2.38%
  • Jacobs Levy Equity Management, Inc.
    320.68K2.28%
  • Dimensional Fund Advisors, Inc.
    297.36K2.12%
  • Geode Capital Management, LLC
    277.93K1.98%
  • Arrowstreet Capital Limited Partnership
    274.37K1.95%
  • Renaissance Technologies Corp
    260.30K1.85%
  • Mariner Wealth Advisors LLC
    257.75K1.84%
  • State Street Corp
    249.88K1.78%
  • Emerald Mutual Fund Advisers Trust
    218.27K1.55%

Top Fund Holders

  • CT (Lux) American Smaller Com 9U USD
    479.36K3.41%
  • iShares Russell 2000 ETF
    297.95K2.12%
  • Vanguard MStar Total Stk Mkt Idx Invest
    281.04K2.00%
  • CT American Smaller Coms(US) InstAccGBP
    278.92K1.99%

Dividends

20121×
1.00Dec 13, 2012