YOLFTbeta
Timberland Bancorp Inc

Timberland Bancorp Inc

TSBK · NASDAQ · Financial Services / Banks - Regional

47.97USD+0.36 (+0.76%)

Price History

Full chart

Market Stats

Previous Close47.61
Open47.68
Day Range47.28 – 47.97
52-Week Range30.03 – 49.38
Volume38.61K
Market Cap353.09M
P/E (TTM)11.38
Forward P/E13.42
EPS3.99
Dividend Yield2.64%
Beta0.29
50-Day Avg45.50
200-Day Avg41.09

About

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Dean J. Brydon CPA
  • Employees271
  • Headquarters624 Simpson Avenue, Hoquiam, WA, United States, 98550, USA
  • Websitehttps://www.timberlandbank.com

Leadership

  • Mr. Dean J. Brydon CPACEO & Director · b. 1967
  • Mr. Jonathan Arthur FischerCOO, President & Secretary · b. 1974
  • Mr. Matthew J. DeBordExecutive VP & Chief Lending Officer · b. 1981
  • Ms. Marci A. Basich CPAExecutive VP, Treasurer & CFO · b. 1969
  • Ms. Breanne D. AntichExecutive VP & CTO · b. 1984
  • Mr. Kevin SakamotoExecutive VP & CCO · b. 1969
  • Ms. Pamela L. NygaardTreasurer · b. 1959
  • Mr. Clarence E. HamreAdvisory Director · b. 1934
  • Mr. Harold L. WarrenAdvisory Director · b. 1934
  • Mr. Richard PiferRegional Manager of Community Lending

Financials

Income Statement

Currency: USD1997-09-301998-09-301999-09-302000-09-302001-09-302002-09-302003-09-302004-09-302005-09-302006-09-302007-09-302008-09-302009-09-302010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-302019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Revenue10.22M22.19M23.70M30.10M34.62M34.92M33.73M31.15M37.01M41.70M47.91M47.52M45.75M44.47M39.81M38.99M38.13M36.08M38.39M43.15M48.02M51.55M66.75M69.80M68.62M67.33M87.23M101.55M110.49M
Growth (%)-+117.18%+6.81%+27.00%+15.01%+0.87%-3.41%-7.66%+18.82%+12.66%+14.89%-0.81%-3.72%-2.80%-10.48%-2.05%-2.21%-5.39%+6.41%+12.42%+11.28%+7.35%+29.47%+4.58%-1.69%-1.88%+29.57%+16.41%+8.81%
Cost of Revenue8.98M8.35M8.81M13.31M15.32M11.88M9.29M7.49M8.75M10.81M16.46M20.31M24.24M21.51M14.89M9.44M6.89M3.94M2.37M4.07M1.95M2.78M4.57M8.62M2.99M2.83M13.72M31.84M33.03M
Gross Profit1.23M13.84M14.89M16.79M19.30M23.04M24.44M23.66M28.26M30.88M31.44M27.20M21.51M22.96M24.92M29.55M31.24M32.14M36.02M39.08M46.08M48.77M62.18M61.18M65.63M64.50M73.51M69.71M77.46M
Gross Margin12.09%62.37%62.83%55.77%55.74%65.97%72.45%75.95%76.36%74.06%65.63%57.25%47.02%51.63%62.60%75.80%81.93%89.08%93.84%90.56%95.95%94.61%93.15%87.65%95.64%95.80%84.27%68.64%70.10%
Operating Expense-3.92M6.34M7.09M7.97M11.09M12.72M14.83M15.57M18.54M18.90M19.45M20.37M22.74M26.82M23.53M23.18M23.97M23.49M23.54M24.03M24.83M26.35M32.26M30.87M31.20M34.94M39.52M39.30M41.23M
Operating Income5.16M7.50M7.80M8.82M8.20M10.32M9.61M8.08M9.72M11.99M11.99M6.83M-1.23M-3.86M1.39M6.37M7.27M8.65M12.48M15.05M21.24M22.42M29.92M30.31M34.43M29.56M33.99M30.41M36.23M
Operating Margin50.49%33.80%32.91%29.31%23.70%29.56%28.48%25.94%26.27%28.75%25.03%14.37%-2.68%-8.68%3.50%16.34%19.07%23.98%32.52%34.89%44.24%43.49%44.83%43.42%50.17%43.91%38.97%29.94%32.79%
EBITDA5.46M7.80M8.20M9.25M8.73M10.96M10.30M8.89M11.02M13.31M13.31M8.18M-91.00K-2.72M3.23M8.26M9.44M10.98M14.68M16.94M22.99M24.20M32.63M33.12M37.46M32.40M36.66M32.98M38.73M
EBITDA Margin53.47%35.15%34.60%30.72%25.22%31.37%30.54%28.55%29.78%31.93%27.79%17.21%-0.20%-6.11%8.12%21.20%24.77%30.43%38.25%39.25%47.88%46.95%48.89%47.45%54.59%48.12%42.02%32.48%35.05%
Net Income3.33M5.10M5.20M5.90M5.46M6.89M6.64M5.59M6.62M8.16M8.16M4.00M-242.00K-2.29M1.09M4.59M4.76M5.85M8.29M10.15M14.17M16.72M24.02M24.27M27.58M23.60M27.12M24.28M29.16M
Net Income Margin32.58%22.98%21.94%19.59%15.78%19.73%19.68%17.94%17.88%19.56%17.04%8.43%-0.53%-5.15%2.74%11.77%12.48%16.22%21.60%23.53%29.50%32.43%35.99%34.77%40.20%35.05%31.09%23.91%26.39%
R&D--------------00000000-------
R&D as % of Total Revenue--------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense8.39M8.15M8.41M12.43M13.92M10.89M8.95M7.33M8.61M10.81M15.78M16.41M13.50M10.96M8.53M5.95M4.44M3.94M3.89M4.07M3.20M2.78M4.57M4.70M3.10M2.67M11.59M30.66M32.08M
Interest Expense % of Total Revenue82.07%36.73%35.48%41.29%40.22%31.18%26.52%23.52%23.26%25.94%32.94%34.54%29.52%24.65%21.44%15.25%11.64%10.92%10.13%9.44%6.66%5.39%6.84%6.73%4.52%3.97%13.29%30.19%29.03%

Balance Sheet

Currency: USD1997-09-301998-09-301999-09-302000-09-302001-09-302002-09-302003-09-302004-09-302005-09-302006-09-302007-09-302008-09-302009-09-302010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-302019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Assets211.55M265.70M307.10M368.08M386.31M431.05M449.63M460.42M552.76M577.09M644.85M681.88M701.68M742.69M738.22M736.95M745.65M745.57M815.82M891.39M952.02M1.02B1.25B1.57B1.79B1.86B1.84B1.92B2.01B
Total Liabilities186.91M183.90M234.90M295.77M314.50M356.66M372.02M387.60M478.12M497.72M570.30M607.04M614.48M657.28M652.02M646.63M655.96M662.79M726.63M794.55M841.02M893.63M1.08B1.38B1.59B1.64B1.61B1.68B1.75B
Total Equity24.64M81.80M72.20M72.31M71.81M74.40M77.61M72.82M74.64M79.36M74.55M74.84M87.20M85.41M86.20M90.32M89.69M82.78M89.19M96.83M111.00M124.66M171.07M187.63M206.90M218.57M233.07M245.41M262.61M
Cash11.45M21.80M8.10M12.00M13.44M36.07M38.10M18.65M23.08M17.49M12.89M17.44M66.46M111.79M112.06M120.16M124.54M108.20M140.90M161.94M191.22M212.15M221.36M380.00M608.68M339.65M143.91M174.94M250.65M
Total Debt12.24M11.60M45.10M81.14M68.98M61.76M61.60M65.42M63.13M63.71M100.29M105.39M105.78M75.62M55.73M45.85M45.00M45.00M45.00M30.00M---12.63M7.36M2.07M36.87M21.57M23.08M
Net Debt794.85K-10.20M37.00M69.14M55.54M25.69M23.51M46.77M40.05M46.22M87.40M87.94M39.31M-36.16M-56.34M-74.30M-79.54M-63.20M-95.90M-131.94M-191.22M-212.15M-221.36M-367.37M-601.32M-337.58M-107.04M-153.36M-227.57M

Cash Flow

Currency: USD1997-09-301998-09-301999-09-302000-09-302001-09-302002-09-302003-09-302004-09-302005-09-302006-09-302007-09-302008-09-302009-09-302010-09-302011-09-302012-09-302013-09-302014-09-302015-09-302016-09-302017-09-302018-09-302019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Operating Cash Flow5.58M800.00K-7.10M1.51M7.88M11.12M9.75M7.50M7.60M7.76M11.39M9.95M11.47M6.04M10.70M15.39M11.57M8.62M7.63M11.82M13.86M21.45M18.11M33.86M29.64M26.50M31.00M23.02M30.16M
Investing Cash Flow-13.53M-47.50M-29.20M-53.60M-16.54M-47.44M-22.43M-29.86M3.30M-29.46M-76.11M-16.24M-8.94M-2.96M-4.24M-23.99M-17.53M-24.46M-49.11M-59.55M-20.16M-68.27M-44.55M-154.67M37.45M-335.16M-170.22M-45.80M-8.25M
Financing Cash Flow14.34M48.70M36.10M54.16M9.78M36.89M10.69M4.10M-2.02M15.97M58.60M32.49M21.06M42.24M-6.18M-6.80M3.79M-6.30M61.42M64.38M45.55M47.49M20.59M292.25M198.66M45.22M-48.81M58.78M56.79M
Capital Expenditure1.45M1.00M2.70M1.42M2.57M1.64M2.46M1.30M831.00K1.83M812.00K1.12M2.35M484.00K1.01M1.44M1.30M1.24M703.00K782.00K3.53M2.19M2.15M1.99M895.00K911.00K1.11M1.31M1.74M
Free Cash Flow4.13M-200.00K-9.80M98.00K5.31M9.47M7.28M6.21M6.77M5.93M10.58M8.83M9.13M5.56M9.68M13.95M10.27M7.39M6.92M11.04M10.33M19.26M15.96M31.87M28.74M25.59M29.89M21.71M28.42M
Dividends Paid-800.00K1.50M1.75M1.93M2.01M2.15M2.32M2.32M2.49M2.68M2.98M3.27M699.00K02.08M1.37M1.19M1.69M2.58M3.64M4.43M6.50M7.08M8.59M7.23M8.27M7.65M8.09M
FCF to OCF74.06%-25.00%138.03%6.47%67.37%85.24%74.74%82.73%89.07%76.44%92.87%88.73%79.54%91.99%90.51%90.67%88.75%85.67%90.78%93.38%74.56%89.81%88.12%94.13%96.98%96.56%96.43%94.31%94.25%
Dividend Paid to FCF--400.00%-15.31%1783.67%36.24%21.25%29.52%37.37%34.22%42.00%25.35%33.72%35.85%12.57%0.00%14.91%13.32%16.04%24.46%23.36%35.24%23.00%40.70%22.22%29.89%28.26%27.66%35.24%28.45%

Earnings

Report DateJan 25, 1999Apr 23, 1999Jul 23, 1999Nov 4, 1999Jan 27, 2000Apr 28, 2000Jul 27, 2000Nov 15, 2000Jan 25, 2001Apr 26, 2001Jul 26, 2001Nov 8, 2001Dec 31, 2001Mar 31, 2002Jun 30, 2002Dec 31, 2002Apr 25, 2003Jul 28, 2003Jan 25, 2004Apr 27, 2004Jul 28, 2004Nov 9, 2004Jan 25, 2005Apr 26, 2005Jul 26, 2005Nov 8, 2005Jan 23, 2006Apr 25, 2006Jul 25, 2006Nov 7, 2006Jan 23, 2007Apr 24, 2007Jul 24, 2007Nov 6, 2007Jan 22, 2008Apr 22, 2008Jul 22, 2008Nov 4, 2008Jan 26, 2009Apr 30, 2009Jul 28, 2009Nov 6, 2009Jan 25, 2010Apr 30, 2010Jul 29, 2010Nov 9, 2010Jan 24, 2011Apr 26, 2011Jul 26, 2011Nov 10, 2011Jan 24, 2012Apr 24, 2012Jul 24, 2012Nov 8, 2012Jan 21, 2013Apr 23, 2013Jul 23, 2013Nov 6, 2013Jan 27, 2014Apr 22, 2014Jul 22, 2014Nov 3, 2014Jan 26, 2015Jun 30, 2015Jul 28, 2015Nov 2, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Nov 1, 2016Jan 23, 2017Apr 25, 2017Jul 25, 2017Nov 1, 2017Jan 22, 2018Apr 24, 2018Jul 24, 2018Nov 1, 2018Jan 22, 2019Apr 30, 2019Jul 23, 2019Nov 1, 2019Jan 27, 2020Apr 28, 2020Jul 28, 2020Oct 29, 2020Jan 25, 2021Apr 27, 2021Jul 27, 2021Oct 28, 2021Jan 24, 2022Apr 26, 2022Jul 26, 2022Oct 31, 2022Jan 23, 2023Apr 3, 2023Jul 25, 2023Oct 30, 2023Jan 22, 2024Apr 23, 2024Jul 23, 2024Oct 31, 2024Jan 20, 2025Apr 21, 2025Jul 28, 2025Oct 31, 2025Jan 26, 2026Mar 31, 2026Jul 28, 2026Oct 29, 2026
EPS Estimate0.120.130.130.130.130.140.140.160.160.170.170.17-----------0.200.200.250.250.260.260.260.310.280.580.330.310.260.230.260.200.20-0.18-0.05-0.040.01-0.06-0.030.020.050.090.100.050.070.080.110.130.160.160.180.190.210.210.220.23------------------------------------------0.000.00---
EPS Actual0.120.120.140.140.130.140.190.160.180.180.170.180.210.200.220.230.220.190.170.180.200.180.200.200.260.260.280.270.280.300.270.270.310.320.240.240.310.210.17-0.240.12-0.03-0.01-0.510.08-0.060.160.10-0.23-0.050.150.080.160.130.210.170.100.170.200.160.200.230.240.310.410.360.340.360.380.430.420.420.580.480.550.580.590.580.580.580.700.750.780.600.740.580.870.860.830.580.650.630.690.850.900.800.770.810.770.700.740.790.860.850.901.071.040.900.98-
Surprise0.00%-7.69%7.69%7.69%0.00%0.00%35.71%0.00%12.50%5.88%0.00%5.88%-----------0.00%30.00%4.00%12.00%3.85%7.69%15.38%-12.90%-3.57%-46.55%-3.03%-22.58%-7.69%34.78%-19.23%-15.00%-220.00%166.67%40.00%75.00%-5200.00%233.33%-100.00%700.00%100.00%-355.56%-150.00%200.00%14.29%100.00%18.18%61.54%6.25%-37.50%-5.56%5.26%-23.81%-4.76%4.55%4.35%-----------------------------------------------
Timing---After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours--------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours------After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketAfter-hoursAfter-hours---After-hoursAfter-hours

Key Statistics & Ratios

Market Cap353.09M
Enterprise Value113.37M
Trailing P/E11.38
Forward P/E13.42
PEG Ratio2.94
Price / Sales4.11
Price / Book1.27
EPS3.99
Book Value35.16
Revenue (TTM)85.83M
Gross Profit (TTM)85.83M
Profit Margin36.72%
Operating Margin47.27%
Return on Equity11.90%
Return on Assets1.57%
Shares Outstanding7.78M
Shares Float7.18M
Beta0.29
Dividend Yield2.64%
Dividend Rate1.20
Payout Ratio29.07%

Ownership Breakdown

Institutions
69.29%
Insiders
7.14%
Retail / Other
23.57%

Top Institutional Holders

  • BlackRock Inc
    664.92K8.55%
  • Dimensional Fund Advisors, Inc.
    558.58K7.18%
  • Vanguard Capital Management, LLC
    327.60K4.21%
  • Cutler Capital Management
    291.20K3.75%
  • Manufacturers Life Insurance Co
    286.39K3.68%
  • Royce & Associates, LP
    262.93K3.38%
  • Siena Capital Management, LLC
    230.85K2.97%
  • Renaissance Technologies Corp
    217.59K2.80%
  • Davis Asset Management, L.P.
    174.48K2.24%
  • Geode Capital Management, LLC
    172.61K2.22%
  • State Street Corp
    132.90K1.71%
  • Gabelli Funds LLC
    130.06K1.67%
  • American Century Companies Inc
    125.83K1.62%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    225.49K2.90%
  • iShares Russell 2000 ETF
    205.11K2.64%
  • JHancock Regional Bank A
    150.38K1.93%
  • Avantis US Small Cap Value ETF
    145.21K1.87%
  • DFA US Small Cap Value I
    124.50K1.60%
  • Keeley Gabelli Small Cap Dividend I
    123.06K1.58%
  • Royce Small-Cap Fund Invmt
    122.86K1.58%

Dividends

20264×
0.31Nov 12, 20260.30Aug 10, 20260.29May 8, 20260.29Feb 13, 2026
20254×
0.28Nov 14, 20250.26Aug 8, 20250.26May 9, 20250.25Feb 14, 2025
20244×
0.25Nov 15, 20240.24Aug 9, 20240.24May 9, 20240.24Feb 8, 2024
20234×
0.23Nov 10, 20230.23Aug 10, 20230.23May 11, 20230.23Feb 9, 2023
20224×
0.32Nov 9, 20220.22Aug 11, 20220.22May 12, 20220.22Feb 10, 2022
20214×
0.21Nov 10, 20210.31Aug 12, 20210.21May 13, 20210.31Feb 11, 2021

Stock Splits

  • Jun 6, 20072:1