TX

Texas Capital Bancshares, Inc.

TXCP · NASDAQ · Financial Services / Banks - Regional

99.95USD

Price History

Full chart

Market Stats

Open99.39
Day Range96.74 – 100.52
52-Week Range81.82 – 108.48
Volume179.10K
Market Cap4.35B
P/E (TTM)12.85
Forward P/E12.25
EPS7.78
Dividend Yield0.80%
Beta0.62
50-Day Avg96.53
200-Day Avg98.86

About

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Robert C. Holmes
  • Employees1.78K
  • Headquarters2000 McKinney Avenue, Dallas, TX, United States, 75201, USA
  • Websitehttps://texascapitalbank.com

Leadership

  • Mr. Robert C. HolmesChairman, President & CEO · b. 1965
  • Mr. John Matthew ScurlockMD & CFO · b. 1982
  • Mr. John W. CummingsMD & COO · b. 1961
  • Ms. Anna M. Alvarado-Pearce J.D.MD, Chief Legal Officer & Corporate Secretary · b. 1980
  • Ellen E. DetrichController & Chief Accounting Officer
  • Mr. Daniel S. HovermanEVP and Head of Corporate & Investment Banking · b. 1976
  • Mr. Mo JamousMD and Chief Digital & Information Officer
  • Ms. Jocelyn KukulkaHead of Investor Relations and Corporate Development
  • Mr. Jeff HoodMD & Chief Human Resources Officer
  • Shannon WherrySenior VP & Director of Communications

Financials

Income Statement

Currency: USD2022-12-312023-12-312024-12-312025-12-31
Total Revenue976.76M1.08B932.35M1.26B
Growth (%)-+10.11%-13.31%+34.69%
Net Income332.48M189.14M77.51M330.24M
Net Income Margin34.04%17.59%8.31%26.30%
Interest Expense268.48M715.80M828.25M743.15M
Interest Expense % of Total Revenue27.49%66.55%88.84%59.18%

Balance Sheet

Currency: USD2022-12-312023-12-312024-12-312025-12-31
Total Assets28.41B28.36B30.73B31.54B
Total Liabilities25.36B25.16B27.36B27.91B
Total Equity3.06B3.20B3.37B3.63B
Cash5.01B3.24B3.19B2.10B

Cash Flow

Currency: USD2022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow147.97M373.74M480.09M360.15M
Financing Cash Flow-6.39B-387.67M1.94B404.27M
Capital Expenditure11.27M16.38M64.84M12.57M
Free Cash Flow136.70M357.36M415.25M347.58M
Dividends Paid17.25M17.25M17.25M17.25M
FCF to OCF92.38%95.62%86.49%96.51%
Dividend Paid to FCF12.62%4.83%4.15%4.96%

Earnings

Report DateDec 31, 2025Mar 31, 2026Jun 30, 2026Sep 30, 2026
EPS Estimate1.771.411.861.95
EPS Actual2.081.581.882.35
Surprise17.83%12.42%1.27%20.51%
Timing----

Key Statistics & Ratios

Market Cap4.35B
Enterprise Value2.57B
Trailing P/E12.85
Forward P/E12.25
Price / Sales3.39
Price / Book1.33
EPS7.78
Book Value75.13
Revenue (TTM)1.28B
Gross Profit (TTM)1.28B
Profit Margin28.33%
Operating Margin38.34%
Return on Equity10.19%
Return on Assets1.12%
Shares Outstanding43.47M
Shares Float39.00M
Beta0.62
Dividend Yield0.80%
Dividend Rate0.80
Payout Ratio5.07%

Analyst Ratings

Buy
Based on 12 analystsTarget 106.23
  • Strong Buy
    2
  • Buy
    2
  • Hold
    8