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WSFS Financial Corporation

WSFS Financial Corporation

WSFS · NASDAQ · Financial Services / Banks - Regional

80.06USD+0.12 (+0.15%)

Price History

Full chart

Market Stats

Previous Close79.94
Open80.15
Day Range79.53 – 80.47
52-Week Range49.38 – 82.74
Volume278.10K
Market Cap3.90B
P/E (TTM)12.83
Forward P/E11.09
EPS5.91
Dividend Yield1.05%
Beta0.75
50-Day Avg79.57
200-Day Avg70.40

About

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Rodger Levenson
  • Employees2.39K
  • Headquarters500 Delaware Avenue, Wilmington, DE, United States, 19801, USA
  • Websitehttps://www.wsfsbank.com

Leadership

  • Mr. Rodger LevensonChairman, President & CEO · b. 1961
  • Mr. David BurgExecutive VP & CFO · b. 1974
  • Mr. Arthur J. BacciExecutive VP & COO · b. 1962
  • Ms. Lisa M. BrubakerExecutive VP & Chief Human Resources Officer · b. 1964
  • Ms. Shari A. KruzinskiExecutive VP & Chief Consumer Banking Officer · b. 1970
  • Mr. Charles K. Mosher CPASenior VP & Chief Accounting Officer
  • Ms. Shilpa KumarSenior VP & Head of Corporate Finance
  • Mr. Allan MatygerExecutive VP & Chief Information Officer · b. 1979
  • Ms. Lisa WashingtonSenior VP, Secretary & Chief Legal Officer · b. 1968
  • Ms. Lynn HobsonSenior VP & Chief Marketing Officer

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue---155.90M161.20M146.80M93.90M80.30M87.90M122.60M112.50M129.55M132.90M119.76M133.82M122.46M218.76M115.47M136.06M170.68M217.48M237.64M212.47M207.97M205.97M213.33M230.13M227.07M236.07M272.83M321.64M377.55M454.04M709.20M708.53M641.85M963.25M1.27B1.40B1.36B
Growth (%)----+3.40%-8.93%-36.04%-14.48%+9.46%+39.48%-8.24%+15.16%+2.59%-9.88%+11.74%-8.49%+78.64%-47.22%+17.84%+25.44%+27.42%+9.27%-10.59%-2.12%-0.96%+3.57%+7.87%-1.33%+3.96%+15.57%+17.89%+17.38%+20.26%+56.20%-0.09%-9.41%+50.07%+31.38%+10.81%-3.05%
Cost of Revenue---105.90M142.00M88.20M56.40M41.10M46.40M59.50M60.60M71.33M72.20M59.86M60.36M48.46M35.68M33.85M40.46M64.96M102.02M112.49M100.28M100.90M83.61M60.60M55.34M22.51M19.41M23.57M35.82M44.42M59.67M102.62M201.63M-95.20M89.01M339.49M419.55M343.74M
Gross Profit---50.00M19.20M58.60M37.50M39.20M41.50M63.10M51.90M58.22M60.70M59.90M73.46M74.00M183.09M81.61M95.60M105.71M115.47M125.15M112.18M107.07M122.36M152.73M174.78M204.57M216.66M249.27M285.82M333.13M394.38M606.58M506.90M737.05M874.23M926.05M982.83M1.02B
Gross Margin---32.07%11.91%39.92%39.94%48.82%47.21%51.47%46.13%44.94%45.67%50.02%54.89%60.43%83.69%70.68%70.26%61.94%53.09%52.66%52.80%51.49%59.41%71.59%75.95%90.09%91.78%91.36%88.86%88.23%86.86%85.53%71.54%114.83%90.76%73.17%70.08%74.70%
Operating Expense---55.70M105.60M46.90M33.70M34.50M34.40M37.40M32.30M35.22M36.40M41.70M45.28M47.69M51.62M49.42M55.89M63.01M69.36M82.03M89.10M108.50M102.79M118.58M126.49M131.75M144.10M165.46M188.67M224.64M223.58M412.21M361.94M379.35M573.62M561.01M635.57M634.74M
Operating Income1.50M4.70M4.20M-5.70M-86.40M11.70M3.80M4.70M7.10M25.70M19.60M23.00M24.30M18.21M28.18M26.31M131.47M32.20M39.71M42.70M46.10M43.12M23.09M-1.43M19.57M34.15M48.29M72.81M72.56M83.81M97.15M108.49M170.80M194.37M144.96M357.70M300.61M365.04M347.26M380.87M
Operating Margin----3.66%-53.60%7.97%4.05%5.85%8.08%20.96%17.42%17.75%18.28%15.20%21.06%21.49%60.10%27.88%29.18%25.02%21.20%18.15%10.87%-0.69%9.50%16.01%20.99%32.07%30.74%30.72%30.21%28.74%37.62%27.41%20.46%55.73%31.21%28.84%24.76%28.01%
EBITDA1.50M4.70M4.20M1.40M-65.10M15.20M4.80M5.70M8.50M24.40M19.20M22.10M27.20M21.57M30.55M31.30M140.36M43.76M45.73M48.14M50.61M48.05M29.30M5.52M26.23M45.29M65.69M79.78M79.77M91.99M107.07M120.13M182.07M244.19M183.15M395.54M361.15M413.87M386.96M408.02M
EBITDA Margin---0.90%-40.38%10.35%5.11%7.10%9.67%19.90%17.07%17.06%20.47%18.01%22.83%25.55%64.16%37.90%33.61%28.21%23.27%20.22%13.79%2.66%12.74%21.23%28.55%35.13%33.79%33.72%33.29%31.82%40.10%34.43%25.85%61.62%37.49%32.70%27.59%30.01%
Net Income1.50M4.70M4.20M-5.70M-85.50M11.30M4.80M6.40M8.20M27.00M16.40M16.40M16.50M19.71M11.02M17.08M101.14M63.02M25.90M27.86M30.44M29.65M16.14M663.00K14.12M22.68M31.31M46.88M53.76M53.53M64.08M50.24M134.74M148.81M114.77M271.44M222.38M269.16M263.67M287.35M
Net Income Margin----3.66%-53.04%7.70%5.11%7.97%9.33%22.02%14.58%12.66%12.42%16.46%8.23%13.95%46.23%54.58%19.04%16.32%14.00%12.48%7.59%0.32%6.85%10.63%13.61%20.65%22.77%19.62%19.92%13.31%29.68%20.98%16.20%42.29%23.09%21.27%18.80%21.14%
R&D-------------------------00000000-------
R&D as % of Total Revenue-------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense00091.90M107.70M86.20M55.00M38.50M44.70M58.10M58.90M69.80M71.10M58.86M59.50M46.60M33.43M31.30M37.25M62.38M99.28M107.47M77.26M53.09M41.73M32.60M23.29M15.33M15.83M15.78M22.83M33.45M46.50M76.14M48.45M22.72M40.92M251.42M358.14M293.60M
Interest Expense % of Total Revenue---58.95%66.81%58.72%58.57%47.95%50.85%47.39%52.36%53.88%53.50%49.14%44.46%38.05%15.28%27.11%27.37%36.55%45.65%45.22%36.36%25.53%20.26%15.28%10.12%6.75%6.71%5.78%7.10%8.86%10.24%10.74%6.84%3.54%4.25%19.87%25.54%21.59%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets---1.43B1.51B1.15B1.01B994.70M1.20B1.22B1.36B1.52B1.64B1.75B1.74B1.91B1.71B2.21B2.50B2.85B3.00B3.20B3.43B3.75B3.95B4.29B4.38B4.52B4.85B5.59B6.77B7.00B7.25B12.26B14.33B15.78B19.91B20.59B20.81B21.31B
Total Liabilities---1.34B1.51B1.13B977.80M956.00M1.15B1.15B1.28B1.43B1.55B1.65B1.64B1.81B1.51B2.02B2.31B2.66B2.79B2.99B3.22B3.45B3.59B3.90B3.95B4.13B4.36B5.01B6.08B6.28B6.43B10.41B12.54B13.84B17.71B18.12B18.23B18.59B
Total Equity---89.80M4.20M15.60M32.30M38.70M45.30M73.50M75.80M86.80M85.80M96.15M97.15M100.00M182.67M187.99M196.30M181.97M212.06M211.33M216.63M301.80M367.82M392.13M421.05M383.05M489.05M580.47M687.34M724.35M820.92M1.85B1.79B1.94B2.21B2.48B2.59B2.73B
Cash---59.20M66.00M116.80M78.10M136.20M64.80M67.40M55.90M81.80M63.30M67.19M95.17M133.17M169.73M161.51M193.01M233.95M240.32M267.54M248.56M321.75M376.76M468.02M500.26M484.09M507.90M560.99M818.38M720.26M619.59M571.75M1.65B1.53B832.61M1.09B1.15B1.33B
Total Debt---240.50M292.50M128.30M110.70M139.90M327.20M400.70M518.90M644.70M672.40M722.47M493.64M645.48M516.01M1.08B1.05B1.20B1.00B1.14B991.75M787.80M839.24M723.62M637.27M881.84M667.77M934.21M1.55B937.81M699.79M489.29M351.03M252.18M726.89M895.08M383.61M302.68M
Net Debt---181.30M226.50M11.50M32.60M3.70M262.40M333.30M463.00M563.00M609.10M655.27M398.47M512.31M346.27M919.54M861.15M961.06M762.36M867.62M751.18M466.05M462.48M255.60M137.01M397.75M159.87M373.22M449.06M213.94M79.03M-82.46M-1.31B-1.29B-105.71M-193.55M-769.51M-1.02B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow24.90M1.70M10.70M6.60M10.90M8.20M12.30M17.40M15.70M20.80M-5.41M41.85M33.08M25.05M9.57M33.26M40.43M32.42M32.70M46.39M21.75M61.97M76.35M103.03M57.38M67.85M74.18M80.18M130.17M135.57M89.87M15.14M125.65M480.85M237.00M219.90M220.00M
Investing Cash Flow-82.80M109.70M380.10M94.00M76.00M-253.40M-8.60M-154.30M-155.00M-95.30M-113.78M17.67M-112.95M37.85M-597.55M-268.61M-315.06M-137.78M-171.11M-288.31M-248.88M-15.70M-280.82M-115.25M-172.46M-26.56M-275.84M-276.59M-388.79M-359.91M293.82M-874.94M-1.49B-137.37M-326.26M-66.73M124.88M
Financing Cash Flow76.90M-110.70M-367.60M-135.60M-25.20M190.30M4.00M124.30M141.90M98.60M101.61M-27.33M159.12M-7.19M522.09M266.84M315.57M113.23M164.12M222.95M300.19M8.74M295.73M45.09M98.62M-17.68M255.69M457.16M160.56M121.23M-432.69M1.94B1.24B-1.04B344.90M-91.25M199.46M
Capital Expenditure5.60M1.00M0100.00K800.00K1.50M1.10M800.00K4.30M4.70M5.16M5.30M1.99M4.75M2.80M12.74M5.13M10.75M9.18M4.99M6.78M5.73M10.49M8.11M2.86M4.74M8.36M9.87M7.73M5.50M14.20M7.16M6.58M8.81M6.41M14.26M6.39M
Free Cash Flow19.30M700.00K10.70M6.70M10.10M6.70M11.20M16.60M11.40M16.10M-10.57M36.55M31.08M20.30M6.77M20.51M35.31M21.67M23.52M41.40M14.97M56.24M65.85M94.92M54.52M63.12M65.81M70.31M122.44M130.07M75.67M7.98M119.07M472.05M230.60M205.64M213.61M
Dividends Paid1.90M500.00K-------1.10M1.37M1.61M1.54M1.73M1.58M1.64M1.84M2.06M2.40M2.83M5.21M6.21M6.72M6.81M6.00M4.64M6.00M7.63M9.43M13.25M22.46M24.37M24.24M35.75M36.74M35.80M37.17M
FCF to OCF77.51%41.18%100.00%101.52%92.66%81.71%91.06%95.40%72.61%77.40%195.30%87.34%93.98%81.04%70.75%61.68%87.32%66.85%71.93%89.24%68.85%90.75%86.26%92.13%95.01%93.02%88.73%87.69%94.06%95.94%84.20%52.72%94.77%98.17%97.30%93.52%97.10%
Dividend Paid to FCF9.84%71.43%-------6.83%-12.93%4.40%4.96%8.54%23.37%8.01%5.23%9.50%10.22%6.84%34.82%11.03%10.20%7.17%11.00%7.36%9.12%10.86%7.70%10.19%29.69%305.26%20.36%7.57%15.93%17.41%17.40%

Earnings

Report DateOct 21, 1997Jan 20, 1998Apr 20, 1998Jul 20, 1998Oct 21, 1998Jan 20, 1999Apr 20, 1999Jul 20, 1999Oct 21, 1999Jan 24, 2000Apr 25, 2000Jul 25, 2000Oct 23, 2000Jan 23, 2001Apr 24, 2001Jul 24, 2001Oct 23, 2001Jan 22, 2002Apr 23, 2002Jul 23, 2002Oct 22, 2002Jan 21, 2003Apr 22, 2003Jul 22, 2003Oct 21, 2003Jan 20, 2004Apr 20, 2004Jul 20, 2004Oct 19, 2004Jan 25, 2005Apr 26, 2005Jul 19, 2005Oct 18, 2005Jan 25, 2006Apr 25, 2006Jul 19, 2006Oct 24, 2006Jan 25, 2007Apr 26, 2007Jul 26, 2007Oct 25, 2007Jan 24, 2008Apr 24, 2008Jul 24, 2008Oct 23, 2008Feb 3, 2009Apr 23, 2009Jul 27, 2009Oct 22, 2009Jan 28, 2010Apr 29, 2010Jul 26, 2010Oct 28, 2010Feb 3, 2011Apr 28, 2011Jul 28, 2011Oct 27, 2011Jan 26, 2012Apr 26, 2012Jul 26, 2012Nov 1, 2012Jan 31, 2013Apr 25, 2013Jul 25, 2013Oct 24, 2013Jan 30, 2014Apr 24, 2014Jul 24, 2014Oct 30, 2014Jan 29, 2015Apr 30, 2015Jul 23, 2015Oct 29, 2015Jan 28, 2016Apr 28, 2016Jul 28, 2016Oct 27, 2016Jan 26, 2017Apr 27, 2017Jul 27, 2017Oct 23, 2017Jan 22, 2018Apr 23, 2018Jul 23, 2018Oct 22, 2018Jan 22, 2019Apr 25, 2019Jul 22, 2019Oct 21, 2019Jan 21, 2020Apr 27, 2020Jul 23, 2020Oct 22, 2020Jan 25, 2021Apr 22, 2021Jul 22, 2021Oct 21, 2021Jan 24, 2022Apr 21, 2022Jul 25, 2022Oct 24, 2022Jan 26, 2023Apr 24, 2023Jul 24, 2023Oct 23, 2023Jan 25, 2024Apr 25, 2024Jul 25, 2024Oct 24, 2024Jan 27, 2025Apr 24, 2025Jul 24, 2025Oct 23, 2025Jan 26, 2026Apr 23, 2026Jul 23, 2026Oct 22, 2026
EPS Estimate0.110.120.110.120.120.120.130.130.130.140.120.070.130.030.140.120.160.170.180.190.250.280.170.200.230.230.260.270.280.300.300.310.340.370.360.370.370.360.360.380.390.360.310.310.35-0.140.220.07-0.03-0.030.110.130.140.150.140.160.200.200.170.240.270.260.290.350.410.500.430.470.440.430.480.500.530.510.550.580.620.590.630.650.690.750.840.920.900.850.770.880.910.690.450.720.910.850.880.880.760.690.921.251.371.281.101.041.051.071.041.050.991.041.131.251.231.501.511.65
EPS Actual0.110.110.120.120.120.120.130.130.130.130.140.070.130.010.120.160.190.190.200.280.280.270.150.230.220.260.260.270.290.300.300.330.350.360.350.360.370.370.380.370.370.290.330.360.30-0.180.130.03-0.03-0.020.140.120.130.090.170.200.200.210.250.250.350.350.340.390.510.440.370.460.410.480.460.440.530.590.530.580.510.580.590.630.640.710.760.900.960.940.910.880.980.960.23-0.461.001.161.392.001.191.040.661.021.231.381.021.161.231.151.111.081.081.111.131.271.401.431.681.66-
Surprise0.00%-8.33%9.09%0.00%0.00%0.00%0.00%0.00%0.00%-7.14%16.67%0.00%0.00%-66.67%-14.29%33.33%18.75%11.76%11.11%47.37%12.00%-3.57%-11.76%15.00%-4.35%13.04%0.00%0.00%3.57%0.00%0.00%6.45%2.94%-2.70%-2.78%-2.70%0.00%2.78%5.56%-2.63%-5.13%-19.44%6.45%16.13%-14.29%-28.57%-40.91%-57.14%0.00%-366.67%9.09%0.00%-35.71%13.33%42.86%25.00%5.00%25.00%47.06%45.83%29.63%30.77%34.48%45.71%7.32%-26.00%6.98%-12.77%9.09%6.98%-8.33%6.00%11.32%3.92%5.45%-12.07%-6.45%0.00%0.00%-1.54%2.90%1.33%7.14%4.35%4.44%7.06%14.29%11.36%5.49%-66.67%-202.22%38.89%27.47%63.53%127.27%35.23%36.84%-4.35%10.87%-1.60%0.73%-20.31%5.45%18.27%9.52%3.74%3.85%2.86%12.12%8.65%12.39%12.00%16.26%12.00%9.93%-
TimingPre-marketPre-marketPre-market---------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap3.90B
Enterprise Value1.71B
Trailing P/E12.83
Forward P/E11.09
PEG Ratio0.98
Price / Sales3.62
Price / Book1.44
EPS5.91
Book Value52.24
Revenue (TTM)1.08B
Gross Profit (TTM)1.08B
Profit Margin29.72%
Operating Margin41.72%
Return on Equity11.90%
Return on Assets1.48%
Shares Outstanding51.39M
Shares Float50.48M
Beta0.75
Dividend Yield1.05%
Dividend Rate0.80
Payout Ratio11.99%

Analyst Ratings

Buy
Based on 5 analystsTarget 88.92
  • Strong Buy
    2
  • Hold
    3

Ownership Breakdown

Institutions
95.34%
Insiders
0.96%
Retail / Other
3.70%

Top Institutional Holders

  • BlackRock Inc
    7.65M14.97%
  • Dimensional Fund Advisors, Inc.
    3.57M6.99%
  • Vanguard Portfolio Management, LLC
    3.26M6.38%
  • State Street Corp
    2.90M5.68%
  • Franklin Templeton Inc
    2.58M5.04%
  • Vanguard Capital Management, LLC
    2.37M4.63%
  • Delaware Management Holdings Inc
    1.54M3.02%
  • Geode Capital Management, LLC
    1.36M2.66%
  • JPMorgan Chase & Co
    1.10M2.15%
  • Amvescap Plc.
    944.87K1.85%
  • T. Rowe Price Investment Management,Inc.
    908.56K1.78%
  • Pzena Investment Management, LLC
    878.59K1.72%
  • Brown Advisory Holdings Inc
    744.89K1.46%
  • Bank of America Corp
    737.59K1.44%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    3.17M6.20%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.58M3.09%
  • Franklin Small Cap Value A
    1.34M2.62%
  • iShares Russell 2000 ETF
    1.33M2.60%
  • Vanguard Small Cap Index
    1.14M2.23%
  • Vanguard MStar Small Cap Value Index
    722.46K1.41%

Dividends

20264×
0.20Nov 6, 20260.20Aug 7, 20260.20May 8, 20260.17Feb 13, 2026
20254×
0.17Nov 7, 20250.17Aug 8, 20250.17May 9, 20250.15Feb 7, 2025
20244×
0.15Nov 8, 20240.15Aug 9, 20240.15May 9, 20240.15Feb 8, 2024
20234×
0.15Nov 2, 20230.15Aug 3, 20230.15May 4, 20230.15Feb 9, 2023
20224×
0.15Nov 3, 20220.15Aug 4, 20220.13May 5, 20220.13Feb 3, 2022
20214×
0.13Nov 3, 20210.13Aug 4, 20210.13May 6, 20210.12Feb 10, 2021

Stock Splits

  • May 19, 2015959692:319897