Yuanbao Inc. American Depositary Shares

Yuanbao Inc. American Depositary Shares

YB · NASDAQ · Technology / Software - Application

11.74USD+0.67 (+6.05%)

Price History

Full chart

Market Stats

Previous Close11.07
Open11.00
Day Range11.00 – 11.75
52-Week Range11.09 – 22.52
Volume14.54K
Market Cap556.65M
P/E (TTM)3.22
Forward P/E0.00
EPS3.75
Dividend Yield10.43%
50-Day Avg13.36
200-Day Avg16.59

About

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Rui Fang
  • Employees613
  • HeadquartersBuilding 2, Beijing, China, 100101, USA
  • Websitehttps://www.yuanbaobaoxian.cn

Leadership

  • Mr. Rui FangChairman & CEO · b. 1977
  • Mr. Huirui WanChief Financial Officer · b. 1990
  • Ms. Ying LiCOO & Director · b. 1988
  • Mr. Bo WangChief Technology Officer · b. 1983
  • Ms. Shuli SunChief Product Officer & Director · b. 1990
  • Ms. Ying LeVice President · b. 1990

Financials

Income Statement

Currency: CNY2021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue385.44M850.25M2.05B3.28B4.37B
Growth (%)-+120.59%+140.54%+60.60%+33.14%
Cost of Revenue63.14M62.88M137.96M166.33M167.46M
Gross Profit322.31M787.37M1.91B3.12B4.16B
Gross Margin83.62%92.60%93.25%94.94%95.23%
Operating Expense725.91M803.54M1.73B2.26B2.86B
Operating Income-403.61M-16.16M175.36M858.61M1.30B
Operating Margin-104.71%-1.90%8.57%26.14%29.73%
EBITDA-395.17M-6.65M191.50M873.55M1.34B
EBITDA Margin-102.52%-0.78%9.36%26.60%30.65%
Net Income-441.51M18.75M203.12M865.85M1.27B
Net Income Margin-114.55%2.21%9.93%26.36%29.08%
R&D89.61M78.43M128.53M231.04M365.11M
R&D as % of Total Revenue23.25%9.22%6.28%7.03%8.35%

Balance Sheet

Currency: CNY2021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets790.33M1.08B1.52B2.78B4.66B
Total Liabilities2.28B2.96B3.66B4.41B1.31B
Total Equity-1.49B-1.88B-2.14B-1.63B3.35B
Cash528.87M373.56M863.12M1.90B860.46M
Total Debt3.43M24.23M31.02M19.16M7.92M
Net Debt-525.45M-349.33M-832.10M-1.89B-852.53M

Cash Flow

Currency: CNY2021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-244.99M87.72M441.97M1.21B1.50B
Investing Cash Flow-90.44M-218.93M-45.26M-157.57M-2.72B
Financing Cash Flow726.37M018.05M-9.11M196.84M
Capital Expenditure3.15M2.44M4.64M3.34M19.04M
Free Cash Flow-248.14M85.28M437.33M1.20B1.48B
FCF to OCF101.29%97.22%98.95%99.72%98.73%

Earnings

Report DateMar 17, 2025Jun 5, 2025Aug 7, 2025Dec 3, 2025Mar 18, 2026Jun 10, 2026Sep 10, 2026
EPS Estimate0.000.00-----
EPS Actual5.176.462.891.070.981.161.26
Surprise-------
Timing---Pre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap556.65M
Enterprise Value-204.69M
Trailing P/E3.22
Forward P/E0.00
Price / Sales0.11
Price / Book0.99
EPS3.75
Book Value12.32
Revenue (TTM)5.04B
Gross Profit (TTM)4.81B
EBITDA1.64B
Profit Margin29.92%
Operating Margin32.39%
Return on Equity47.21%
Return on Assets20.70%
Shares Outstanding32.39M
Shares Float8.06M
Dividend Yield10.43%
Dividend Rate1.26
Payout Ratio28.17%

Ownership Breakdown

Institutions
13.40%
Insiders
3.75%
Retail / Other
82.85%

Top Institutional Holders

  • Susquehanna International Group, LLP
    3.04M6.59%
  • Franchise GP Ltd.
    1.21M2.64%
  • Point72 Asset Management, L.P.
    115.50K0.25%
  • Lighthouse Investment Partners, LLC
    92.56K0.20%
  • Barclays PLC
    59.46K0.13%
  • Morgan Stanley - Brokerage Accounts
    41.70K0.09%
  • Millennium Management LLC
    35.32K0.08%
  • JPMorgan Chase & Co
    24.04K0.05%
  • UBS Group AG
    20.11K0.04%
  • Citadel Advisors Llc
    19.23K0.04%
  • Ramsey Quantitative Systems Inc
    10.49K0.02%
  • Royal Bank of Canada
    4.08K0.01%
  • NATIONAL BANK OF CANADA /FI/
    3.00K0.01%

Top Fund Holders

  • Haas invest4 innovation S
    27.51K0.06%
  • Fidelity Nasdaq Composite Index
    5.81K0.01%
  • Dimensional World Eq LC ESG Sc EUR A
    9530.00%
  • Dimensional World Equity GBP Acc
    8530.00%
  • Dimensional EM Cor Eq LC ESG Sc USD A
    7810.00%
  • Dimensional EM Core Equity Acc
    7630.00%
  • DFA Em Mkts Sustnby Cor 1 Instl
    7550.00%

Dividends

20261×
1.26Jul 2, 2026