YOLFTbeta
Zhibao Technology Inc. Class A Ordinary Shares

Zhibao Technology Inc. Class A Ordinary Shares

ZBAO · NASDAQ · Financial Services / Insurance Brokers

0.2794USD+0.07 (+32.54%)

Price History

Full chart

Market Stats

Previous Close0.2108
Open0.4162
Day Range0.23 – 0.4162
52-Week Range0.0756 – 1.34
Volume223.41M
Market Cap37.19M
P/E (TTM)0.00
Forward P/E8.64
EPS-0.29
Dividend Yield0.00%
Beta1.74
50-Day Avg0.1702
200-Day Avg0.6249

About

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in the People's Republic of China. The company also offers managing general underwriter services. In addition, it provides insurance product design and customization, selection of insurance companies, technology system interconnection and delivery, customer AARRR (Acquisition, Activation, Retention, Referral, and Revenue) operation, customer service, compliance management, and data analysis. Further, the company operates a digital insurance brokerage platform that offers a portfolio of 2B2C (to-business-to-customer) insurance tools for building the systems required for various insurance solutions. Additionally, it engages in research and development; offline insurance brokerage consulting; and healthcare services. The company serves the travel, outdoor activity, sports, logistics and supply chain, municipal gas and electricity utilities, and e-commerce industries. Zhibao Technology Inc. was founded in 2015 and is headquartered in Shanghai, China.

Company Details

  • SectorFinancial Services
  • IndustryInsurance Brokers
  • CEOMs. Jinmei Guo Hellstroem
  • Employees137
  • HeadquartersBuilding 6, Shanghai, China, 201204, USA
  • Websitehttps://www.zhibao-tech.com

Leadership

  • Ms. Jinmei Guo HellstroemCEO & Chair of the Board · b. 1974
  • Mr. Botao MaFounder & Director · b. 1991
  • Mr. Xiao LuoCo-Founder & Chief Marketing Officer · b. 1987
  • Ms. Jinyang GuCFO & Executive Director · b. 1985
  • Mr. Xiaowei LeChief Operating Officer · b. 1976
  • Mr. Yugang WangChief Technology Officer · b. 1978

Financials

Income Statement

Currency: CNY2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue45.60M108.20M142.06M183.67M183.66M276.94M
Growth (%)-+137.26%+31.30%+29.29%-0.00%+50.78%
Cost of Revenue21.39M61.04M83.46M108.91M108.91M163.37M
Gross Profit24.22M47.16M58.60M74.76M74.76M113.57M
Gross Margin53.10%43.59%41.25%40.70%40.70%41.01%
Operating Expense59.97M34.52M103.14M64.65M64.65M167.11M
Operating Income-35.75M12.64M-44.54M10.11M10.11M-53.54M
Operating Margin-78.39%11.68%-31.35%5.50%5.50%-19.33%
EBITDA-32.47M16.70M-38.30M22.87M22.87M-58.10M
EBITDA Margin-71.20%15.44%-26.96%12.45%12.45%-20.98%
Net Income-37.03M14.26M-43.09M13.25M13.25M-62.02M
Net Income Margin-81.20%13.18%-30.33%7.22%7.22%-22.39%
R&D10.97M7.74M9.68M15.09M15.09M10.86M
R&D as % of Total Revenue24.05%7.15%6.81%8.22%8.22%3.92%
Interest Expense6.77M7.81M6.61M848.58K6.17M3.30M
Interest Expense % of Total Revenue14.84%7.22%4.65%0.46%3.36%1.19%

Balance Sheet

Currency: CNY2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets69.40M95.87M128.00M208.79M28.73M170.59M
Total Liabilities71.71M77.19M96.55M144.80M19.93M145.92M
Total Equity-2.31M18.68M31.45M63.99M8.81M24.67M
Cash1.83M2.59M9.87M2.40M330.47K10.27M
Total Debt38.64M29.60M31.54M-4.17M27.49M
Net Debt36.82M27.01M21.67M24.41M3.84M17.22M

Cash Flow

Currency: CNY2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-17.27M-1.03M-1.17M-3.81M-3.81M-20.53M
Investing Cash Flow-6.07M-3.31M14.55M--81.96K-14.87M
Financing Cash Flow20.10M6.90M-4.74M30.91M4.25M9.80M
Capital Expenditure395.67K194.28K1.87M592.34K592.34K22.25
Free Cash Flow-17.67M-1.22M-3.04M-4.40M-4.40M-20.53M
FCF to OCF102.29%118.92%259.44%115.55%115.55%100.00%

Earnings

Report DateMay 2, 2025Jan 9, 2026
EPS Estimate0.000.00
EPS Actual-0.02-1.90
Surprise--
Timing--

Key Statistics & Ratios

Market Cap37.19M
Enterprise Value45.66M
Trailing P/E0.00
Forward P/E8.64
Price / Sales0.11
Price / Book15.28
EPS-0.29
Book Value0.0898
Revenue (TTM)336.54M
Gross Profit (TTM)142.70M
EBITDA-51.82M
Profit Margin-19.52%
Operating Margin2.25%
Return on Equity-99.67%
Return on Assets-11.02%
Shares Outstanding449.26M
Shares Float8.15M
Beta1.74
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
0.03%
Insiders
1.96%
Retail / Other
98.01%

Top Institutional Holders

  • HRT FINANCIAL LLC
    52.73K0.16%
  • Citadel Advisors Llc
    23.14K0.07%
  • XTX Topco Ltd
    15.12K0.05%
  • TWO SIGMA SECURITIES, LLC
    11.18K0.03%
  • L1 Global Manager Pty Ltd
    00.00%
  • UBS Group AG
    00.00%

Stock Splits

  • Oct 12, 20261:50