Assured Guaranty Ltd

Assured Guaranty Ltd

AGO · NYSE · Financial Services / Insurance - Specialty

74.73USD+1.57 (+2.15%)

Price History

Full chart

Market Stats

Previous Close73.16
Open73.79
Day Range73.37 – 74.73
52-Week Range68.03 – 91.07
Volume361.00K
Market Cap3.06B
P/E (TTM)9.24
Forward P/E11.11
EPS7.52
Dividend Yield2.22%
Beta0.72
50-Day Avg77.15
200-Day Avg81.63

About

Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed bonds, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, pooled corporate obligations, and financial products. Additionally, the company offers specialty business, such as diversified real estate, insurance reserve financing and securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Dominic John Frederico CPA
  • Employees367
  • Headquarters30 Woodbourne Avenue, Hamilton, Bermuda, HM 08, USA
  • Websitehttps://assuredguaranty.com

Leadership

  • Mr. Dominic John Frederico CPADeputy Chairman, President & CEO · b. 1953
  • Mr. Benjamin Gad RosenblumChief Financial Officer · b. 1974
  • Mr. Robert Adam Bailenson CPAChief Operating Officer · b. 1966
  • Ms. Gon Ling ChowGeneral Counsel & Secretary · b. 1971
  • Mr. Stephen John DonnarummaChief Credit Officer · b. 1962
  • Ms. Ashleigh Lyn BischoffChief Investment Officer & Treasurer
  • Ms. Laura Ann BielingChief Accounting Officer & Controller · b. 1967
  • Mr. Christopher M. GibbonsCTO & Head of Information Technology
  • Kirk EdmundsChief Information Officer
  • Mr. Robert S. TuckerSenior Managing Director of Investor Relations & Corporate Communications

Financials

Income Statement

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue249.90M294.53M302.00M512.30M347.90M294.53M322.06M-301.60M498.60M1.18B1.40B1.82B763.00M1.26B1.74B1.96B1.38B1.65B988.00M921.00M1.08B698.00M684.00M1.37B814.00M788.00M
Growth (%)-+17.86%+2.53%+69.64%-32.09%-15.34%+9.34%-193.65%+265.32%+137.12%+18.52%+29.83%-58.06%+65.40%+37.80%+12.42%-29.41%+19.64%-40.16%-6.78%+17.70%-35.61%-2.01%+100.73%-40.71%-3.19%
Cost of Revenue79.50M228.60M202.12M209.50M82.90M114.87M51.73M49.02M417.57M90.60M211.50M193.00M212.00M166.00M220.00M231.00M245.00M244.00M248.00M125.00M197.00M179.00M30.00M217.00M-6.00M56.00M
Gross Profit170.40M294.53M302.00M302.80M265.00M179.67M270.33M-350.63M498.60M1.09B1.19B1.63B551.00M1.10B1.52B1.72B1.14B1.41B740.00M796.00M887.00M519.00M654.00M1.04B820.00M732.00M
Gross Margin68.19%100.00%100.00%59.11%76.17%61.00%83.94%116.25%100.00%92.34%84.91%89.39%72.21%86.85%87.35%88.18%82.25%85.22%74.90%86.43%81.83%74.36%95.61%75.60%100.74%92.89%
Operating Expense52.30M219.23M229.40M56.60M31.70M-49.95M80.35M112.40M362.99M894.87M454.66M492.74M327.00M-46.00M-104.00M192.00M16.00M319.00M66.00M336.00M555.00M93.00M506.00M523.00M332.00M70.00M
Operating Income118.10M75.30M72.60M246.20M233.30M229.62M189.97M-463.02M135.61M196.83M735.14M1.13B224.00M1.14B1.62B1.53B1.12B1.09B674.00M460.00M332.00M426.00M148.00M515.00M488.00M662.00M
Operating Margin47.26%25.57%24.04%48.06%67.06%77.96%58.99%153.52%27.20%16.65%52.46%62.31%29.36%90.49%93.33%78.36%81.09%65.90%68.22%49.95%30.63%61.03%21.64%37.51%59.95%84.01%
EBITDA129.60M75.30M72.60M261.02M252.82M250.17M209.82M-436.85M135.61M196.83M735.14M1.13B224.00M1.22B1.62B1.53B1.12B1.09B674.00M460.00M332.00M426.00M240.00M646.00M579.00M751.00M
EBITDA Margin51.86%25.57%24.04%50.95%72.67%84.94%65.15%144.84%27.20%16.65%52.46%62.31%29.36%96.99%93.33%78.36%81.09%65.90%68.22%49.95%30.63%61.03%35.09%47.05%71.13%95.30%
Net Income93.20M63.80M72.60M214.50M182.80M188.45M159.73M-303.27M68.90M97.20M548.91M775.62M110.00M808.00M1.09B1.06B881.00M730.00M521.00M402.00M362.00M389.00M124.00M457.00M376.00M503.00M
Net Income Margin37.29%21.66%24.04%41.87%52.54%63.98%49.60%100.55%13.82%8.22%39.17%42.63%14.42%64.03%62.56%54.02%63.84%44.22%52.73%43.65%33.39%55.73%18.13%33.28%46.19%63.83%
R&D----------000000000-------
R&D as % of Total Revenue----------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense11.50M11.50M10.60M5.70M10.70M13.52M13.77M23.53M23.28M62.80M99.62M99.11M92.00M82.00M92.00M101.00M102.00M97.00M94.00M89.00M85.00M87.00M81.00M88.00M91.00M89.00M
Interest Expense % of Total Revenue4.60%3.90%3.51%1.11%3.08%4.59%4.28%-7.80%4.67%5.31%7.11%5.45%12.06%6.50%5.29%5.17%7.39%5.88%9.51%9.66%7.84%12.46%11.84%6.41%11.18%11.29%

Balance Sheet

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.91B2.32B2.77B2.86B2.69B2.68B2.94B3.80B4.56B16.59B20.47B18.09B17.24B16.29B14.93B14.54B14.15B14.43B13.60B14.33B15.33B18.21B16.84B12.54B11.90B12.18B
Total Liabilities919.20M1.26B1.51B1.42B1.17B1.01B1.28B2.13B2.63B13.07B16.67B13.37B12.25B11.17B9.17B8.48B7.65B7.59B7.05B1.24B1.22B1.67B11.55B6.77B6.35B6.39B
Total Equity994.50M1.06B1.26B1.44B1.53B1.66B1.65B1.67B1.93B3.52B3.80B4.72B4.99B5.12B5.76B6.06B6.50B6.84B6.55B13.09B14.11B16.54B5.29B5.71B5.50B5.66B
Cash--9.45M32.37M16.98M6.19M4.79M8.05M12.30M44.10M107.18M214.54M138.00M184.00M75.00M166.00M118.00M144.00M104.00M169.00M162.00M120.00M107.00M97.00M121.00M388.00M
Total Debt-150.00M-75.00M197.36M197.34M197.38M197.41M347.21M1.07B1.05B1.04B836.00M816.00M2.60B1.30B1.31B1.29B1.23B1.25B1.24B1.70B1.70B1.69B1.70B1.70B
Net Debt-150.00M-42.63M180.38M191.15M192.59M189.36M334.91M1.02B945.76M823.76M698.00M632.00M1.23B1.13B1.19B1.15B1.13B1.07B1.06B1.55B1.57B1.60B1.58B1.32B

Cash Flow

Currency: USD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow277.73M200.03M-44.58M175.81M261.57M385.85M426.99M279.17M103.99M675.62M-165.00M244.00M577.00M-52.00M-141.00M433.00M462.00M-509.00M-853.00M-1.94B-2.48B461.00M47.00M259.00M
Investing Cash Flow--145.30M22.27M-153.55M-228.46M-664.39M-649.62M-1.40B677.29M561.35M943.00M681.00M-96.00M994.00M1.08B345.00M297.00M1.17B788.00M23.00M1.74B286.00M780.00M641.00M
Financing Cash Flow--35.00M6.09M-31.94M-35.07M281.44M229.34M1.15B-717.43M-1.13B-856.00M-878.00M-585.00M-847.00M-978.00M-766.00M-795.00M-584.00M183.00M1.96B612.00M-670.00M-983.00M-616.00M
Capital Expenditure0062.11M0000000000000000025.00M000
Free Cash Flow-200.03M-106.69M175.81M261.57M385.85M426.99M279.17M103.99M675.62M-165.00M244.00M577.00M-52.00M-141.00M433.00M462.00M-509.00M-853.00M-1.94B-2.48B461.00M47.00M259.00M
Dividends Paid8.00M35.00M4.56M9.01M10.46M11.03M16.02M22.33M33.19M33.03M69.00M75.00M76.00M72.00M69.00M70.00M71.00M74.00M69.00M66.00M64.00M67.00M68.00M68.00M
FCF to OCF-100.00%239.32%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF-17.50%-4.27%5.13%4.00%2.86%3.75%8.00%31.92%4.89%-41.82%30.74%13.17%-138.46%-48.94%16.17%15.37%-14.54%-8.09%-3.41%-2.58%14.53%144.68%26.25%

Earnings

Report DateMay 11, 2004Aug 3, 2004Nov 4, 2004Feb 10, 2005May 5, 2005Aug 4, 2005Nov 3, 2005Feb 2, 2006May 4, 2006Aug 3, 2006Nov 2, 2006Feb 8, 2007May 3, 2007Aug 9, 2007Nov 6, 2007Feb 11, 2008May 8, 2008Aug 7, 2008Nov 6, 2008Feb 25, 2009May 7, 2009Aug 6, 2009Nov 16, 2009Feb 25, 2010May 10, 2010Aug 5, 2010Nov 4, 2010Feb 24, 2011May 9, 2011Aug 8, 2011Nov 14, 2011Feb 28, 2012May 10, 2012Aug 9, 2012Nov 8, 2012Feb 27, 2013May 9, 2013Aug 8, 2013Nov 11, 2013Feb 26, 2014May 7, 2014Aug 7, 2014Nov 6, 2014Feb 25, 2015May 7, 2015Aug 5, 2015Nov 5, 2015Feb 25, 2016May 4, 2016Aug 3, 2016Nov 3, 2016Feb 23, 2017May 4, 2017Aug 2, 2017Nov 2, 2017Feb 22, 2018May 3, 2018Aug 1, 2018Nov 8, 2018Feb 28, 2019May 9, 2019Aug 7, 2019Nov 7, 2019Feb 27, 2020May 7, 2020Aug 7, 2020Nov 5, 2020Feb 25, 2021May 6, 2021Aug 5, 2021Nov 4, 2021Feb 24, 2022May 5, 2022Aug 3, 2022Nov 7, 2022Feb 28, 2023May 9, 2023Aug 8, 2023Nov 7, 2023Feb 27, 2024May 7, 2024Aug 7, 2024Nov 11, 2024Feb 27, 2025May 8, 2025Aug 7, 2025Nov 6, 2025Feb 26, 2026May 7, 2026Aug 6, 2026Nov 5, 2026
EPS Estimate-0.440.430.430.480.480.480.490.500.560.520.530.550.580.580.510.650.520.50-0.120.170.340.380.800.730.700.900.840.960.850.360.690.320.520.730.700.690.700.630.670.610.450.590.620.580.640.650.700.640.530.660.680.670.820.780.650.750.800.710.760.750.760.760.790.760.670.650.640.600.790.840.790.850.920.900.891.011.081.091.181.401.421.411.362.611.571.541.541.631.661.71
EPS Actual0.620.500.450.480.550.450.520.520.480.550.530.560.670.680.700.530.080.420.280.040.690.290.440.910.470.911.190.811.330.730.210.950.380.610.850.951.340.520.640.730.720.561.050.500.891.831.120.830.821.031.621.052.141.111.290.771.330.661.470.870.821.380.790.900.361.360.580.690.551.590.453.881.340.462.110.221.120.603.425.751.961.442.421.273.181.012.572.322.501.23-
Surprise-13.64%4.65%11.63%14.58%-6.25%8.33%6.12%-4.00%-1.79%1.92%5.66%21.82%17.24%20.69%3.92%-87.69%-19.23%-44.00%133.33%305.88%-14.71%15.79%13.75%-35.62%30.00%32.22%-3.57%38.54%-14.12%-41.67%37.68%18.75%17.31%16.44%35.71%94.20%-25.71%1.59%8.96%18.03%24.44%77.97%-19.35%53.45%185.94%72.31%18.57%28.13%94.34%145.45%54.41%219.40%35.37%65.38%18.46%77.33%-17.50%107.04%14.47%9.33%81.58%3.95%13.92%-52.63%102.99%-10.77%7.81%-8.33%101.27%-46.43%391.14%57.65%-50.00%134.44%-75.28%10.89%-44.44%213.76%387.29%40.00%1.41%71.63%-6.62%21.84%-35.67%66.88%50.65%53.37%-25.90%-
Timing-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap3.06B
Enterprise Value4.43B
Trailing P/E9.24
Forward P/E11.11
PEG Ratio0.33
Price / Sales3.76
Price / Book0.56
EPS7.52
Book Value126.25
Revenue (TTM)813.00M
Gross Profit (TTM)767.00M
EBITDA552.00M
Profit Margin43.17%
Operating Margin42.64%
Return on Equity6.67%
Return on Assets1.58%
Shares Outstanding43.98M
Shares Float41.33M
Beta0.72
Dividend Yield2.22%
Dividend Rate1.52
Payout Ratio17.17%

Analyst Ratings

Buy
Based on 4 analystsTarget 91.00
  • Strong Buy
    1
  • Buy
    2
  • Hold
    1

Ownership Breakdown

Institutions
96.47%
Insiders
6.85%
Retail / Other
0.00%

Top Institutional Holders

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    3.03M6.89%
  • Vanguard Capital Management, LLC
    1.97M4.47%
  • State Street Corp
    1.57M3.58%
  • First Trust Advisors L.P.
    1.52M3.45%
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    1.40M3.19%
  • Reinhart Mahoney Capital Management Inc
    1.25M2.83%
  • River Road Asset Management, LLC
    1.16M2.64%
  • Royce & Associates, LP
    982.15K2.23%
  • AQR Capital Management LLC
    860.44K1.96%
  • Fuller & Thaler Asset Management Inc
    849.65K1.93%
  • Principal Financial Group Inc
    754.86K1.72%

Top Fund Holders

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    2.54M5.76%
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    1.34M3.05%
  • Vanguard Equity-Income Inv
    1.22M2.77%
  • Avantis US Small Cap Value ETF
    1.14M2.60%
  • Vanguard Small Cap Index
    969.05K2.20%
  • DFA US Small Cap Value I
    966.11K2.20%
  • First Trust SMID Cp Rising Div Achv ETF
    810.51K1.84%

Dividends

20263×
0.38Aug 20, 20260.38May 15, 20260.38Mar 6, 2026
20254×
0.34Nov 19, 20250.34Aug 20, 20250.34May 16, 20250.34Mar 5, 2025
20244×
0.31Nov 22, 20240.31Aug 21, 20240.31May 14, 20240.31Mar 5, 2024
20234×
0.28Nov 14, 20230.28Aug 15, 20230.28May 16, 20230.28Mar 7, 2023
20224×
0.25Nov 15, 20220.25Aug 16, 20220.25May 17, 20220.25Mar 8, 2022
20214×
0.22Nov 16, 20210.22Aug 17, 20210.22May 18, 20210.22Mar 9, 2021
20201×
0.20Nov 17, 2020