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Atlantic Union Bankshares Corp

Atlantic Union Bankshares Corp

AUB · NYSE · Financial Services / Banks - Regional

39.38USD-0.11 (-0.28%)

Price History

Full chart

Market Stats

Previous Close39.49
Open39.31
Day Range38.88 – 39.40
52-Week Range30.02 – 43.24
Volume796.00K
Market Cap5.54B
P/E (TTM)11.31
Forward P/E9.10
EPS3.43
Dividend Yield3.84%
Beta0.77
50-Day Avg41.20
200-Day Avg38.79

About

Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. The company operates in two segments, Wholesale Banking and Consumer Banking. It accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services. The company provides loans for commercial real estate, commercial, industrial, residential mortgage, and consumer purposes, as well as debit and credit cards. In addition, it provides treasury management and capital market, wealth management, private banking, trust, financial and retirement planning, brokerage, investment management, equipment finance, mortgage banking, and insurance products and services. The company offers products and services through full-service branches and ATMs, as well as through its mobile and internet banking. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Glen Allen, Virginia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John C. Asbury
  • Employees3.07K
  • Headquarters4300 Cox Road, Glen Allen, VA, United States, 23060, USA
  • Websitehttps://www.atlanticunionbank.com

Leadership

  • Mr. John C. AsburyPresident, CEO & Director · b. 1966
  • Mr. Robert Michael GormanExecutive VP & Senior Financial Advisor · b. 1958
  • Mr. David V. RingExecutive Vice President · b. 1964
  • Ms. Maria P. TedescoExecutive Vice President · b. 1961
  • Mr. Matthew L. LindermanExecutive Vice President · b. 1975
  • Mr. Alexander D. DoddExecutive VP & CFO · b. 1977
  • Mr. William P. CiminoSenior VP & Director of Investor Relations
  • Ms. Rachael R. LapeExecutive VP, General Counsel & Corporate Secretary · b. 1973
  • Ms. Beth ShivakSenior VP & Head of Corporate Communications
  • Ms. Clare MillerExecutive VP & Chief Human Resources Officer · b. 1980

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue21.45M45.70M49.40M56.70M68.70M76.88M81.67M82.74M89.86M103.85M127.83M82.14M166.10M165.65M161.55M223.62M223.03M222.93M210.85M336.23M341.78M353.58M391.47M613.06M832.15M784.94M711.16M778.96M1.05B1.35B2.03B
Growth (%)-+113.05%+8.10%+14.78%+21.16%+11.90%+6.23%+1.32%+8.60%+15.57%+23.09%-35.74%+102.23%-0.27%-2.47%+38.42%-0.26%-0.05%-5.42%+59.46%+1.65%+3.45%+10.72%+56.60%+35.74%-5.67%-9.40%+9.53%+34.20%+28.80%+51.09%
Cost of Revenue18.83M20.60M22.30M27.50M29.30M35.63M34.61M27.50M26.21M27.81M34.14M53.89M66.31M67.24M67.02M62.61M49.51M39.71M26.56M27.73M34.51M38.65M60.84M115.83M182.55M185.30M-19.79M95.20M375.06M579.09M808.36M
Gross Profit2.62M25.10M27.10M29.20M39.40M41.25M47.06M55.24M63.65M76.04M93.69M28.25M99.79M98.41M94.54M161.00M173.52M183.22M184.30M308.50M307.27M314.93M330.63M497.23M649.60M599.64M730.95M683.76M670.27M767.33M1.23B
Gross Margin12.21%54.92%54.86%51.50%57.35%53.65%57.62%66.76%70.83%73.22%73.29%34.39%60.08%59.41%58.52%72.00%77.80%82.19%87.41%91.75%89.90%89.07%84.46%81.11%78.06%76.39%102.78%87.78%64.12%56.99%60.26%
Operating Expense-6.21M15.00M16.60M20.70M32.50M32.42M32.45M35.92M40.73M51.22M58.27M-7.70M73.55M79.64M85.29M129.50M131.81M133.48M137.05M238.22M216.88M213.09M225.67M317.80M418.34M413.35M412.19M403.80M430.37M507.53M888.89M
Operating Income8.83M10.10M10.50M8.50M6.90M8.82M14.61M19.32M22.92M24.82M35.41M35.94M26.24M18.77M9.25M31.50M41.71M49.74M47.25M70.29M90.39M101.84M104.97M179.43M231.25M186.29M318.76M279.95M239.90M259.79M336.99M
Operating Margin41.17%22.10%21.26%14.99%10.04%11.48%17.89%23.34%25.51%23.90%27.70%43.76%15.80%11.33%5.73%14.09%18.70%22.31%22.41%20.90%26.45%28.80%26.81%29.27%27.79%23.73%44.82%35.94%22.95%19.30%16.57%
EBITDA9.74M11.20M11.90M10.00M9.70M11.84M18.03M23.26M27.20M29.49M40.37M39.85M33.38M26.58M18.72M51.57M68.60M70.26M65.59M97.37M116.11M125.61M130.17M205.76M271.23M229.40M369.49M325.39M280.86M295.11M381.05M
EBITDA Margin45.40%24.51%24.09%17.64%14.12%15.40%22.08%28.11%30.27%28.40%31.58%48.51%20.10%16.04%11.59%23.06%30.76%31.52%31.11%28.96%33.97%35.53%33.25%33.56%32.59%29.23%51.96%41.77%26.87%21.92%18.73%
Net Income6.75M7.70M8.20M6.80M6.30M7.60M11.68M14.51M16.66M17.93M24.82M25.99M19.76M14.51M8.36M22.92M30.45M35.41M34.37M52.16M67.08M77.48M72.92M146.25M193.53M158.23M263.92M234.51M201.82M209.13M273.71M
Net Income Margin31.48%16.85%16.60%11.99%9.17%9.89%14.30%17.53%18.55%17.26%19.42%31.65%11.89%8.76%5.17%10.25%13.65%15.88%16.30%15.51%19.63%21.91%18.63%23.86%23.26%20.16%37.11%30.11%19.31%15.53%13.46%
R&D--------------------0000-------
R&D as % of Total Revenue--------------------0.00%0.00%0.00%0.00%-------
Interest Expense17.86M19.70M21.10M24.50M27.10M33.53M32.48M24.63M23.91M25.65M32.97M52.44M65.25M57.22M48.77M38.24M32.71M27.51M20.50M19.93M24.94M29.77M50.04M102.10M161.46M98.16M41.10M76.17M343.44M529.00M666.57M
Interest Expense % of Total Revenue83.24%43.11%42.71%43.21%39.45%43.61%39.77%29.76%26.60%24.70%25.79%63.85%39.28%34.54%30.19%17.10%14.67%12.34%9.72%5.93%7.30%8.42%12.78%16.65%19.40%12.50%5.78%9.78%32.85%39.29%32.77%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets505.37M540.90M615.70M733.90M821.80M881.96M983.10M1.12B1.23B1.67B1.82B2.09B2.30B2.55B2.59B3.84B3.91B4.10B4.18B7.36B7.69B8.43B9.32B13.77B17.56B19.63B20.06B20.46B21.17B24.59B37.59B
Total Liabilities451.69M482.30M547.50M660.50M753.00M803.61M894.12M1.01B1.12B1.51B1.65B1.89B2.09B2.28B2.31B3.41B3.49B3.66B3.74B6.38B6.70B7.43B8.27B11.84B15.05B16.92B17.35B18.09B18.61B21.44B32.58B
Total Equity53.68M58.60M68.20M73.40M68.80M78.35M88.98M105.49M118.50M162.76M179.36M199.42M212.08M273.80M282.09M428.08M421.64M435.86M438.24M977.17M995.37M1.00B1.05B1.92B2.51B2.71B2.71B2.37B2.56B3.14B5.01B
Cash18.03M22.50M28.70M41.00M19.70M22.49M29.23M30.01M30.79M33.04M51.00M75.89M57.98M148.13M45.43M60.40M96.50M82.75M72.87M132.10M140.99M178.79M198.88M260.98M397.86M491.28M799.68M318.49M364.36M350.13M234.26M
Total Debt32.38M38.50M50.90M47.80M93.60M105.14M103.81M107.00M108.81M183.00M173.62M211.86M412.70M333.59M366.06M308.17M278.69M329.39M463.31M686.93M680.17M990.09M1.22B1.76B1.51B840.72M506.59M1.71B1.31B534.62M1.50B
Net Debt14.36M16.00M22.20M6.80M73.90M82.65M74.58M76.98M78.03M149.96M122.62M135.97M354.72M185.47M320.63M247.77M182.19M246.65M390.44M554.84M539.18M811.30M1.02B1.50B1.12B349.44M-293.08M1.39B947.50M184.49M1.26B

Cash Flow

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow8.70M8.00M12.00M1.60M12.10M-13.47M-9.10M23.52M33.17M9.76M32.43M34.31M17.02M18.16M1.13M45.80M71.05M-21.99M157.03M127.22M110.92M93.84M110.33M216.76M194.80M231.92M337.79M403.96M278.05M308.46M97.85M
Investing Cash Flow-44.39M-29.70M-55.90M-102.00M-113.60M-37.79M-46.45M-129.57M-139.48M-210.74M-123.46M-152.94M-177.88M-166.76M-118.41M165.33M-17.89M-141.70M-218.69M6.30M-375.29M-715.12M-885.75M-770.04M-425.40M-1.92B-345.44M-1.26B-603.28M-295.69M-268.17M
Financing Cash Flow34.30M28.30M43.60M112.70M80.40M54.21M71.59M113.54M100.88M193.25M127.33M124.98M143.24M238.86M14.66M-195.89M-17.65M149.93M51.78M-73.29M273.76M657.85M795.56M615.10M405.44M1.74B316.86M375.18M383.42M-36.83M169.61M
Capital Expenditure2.55M5.10M4.00M5.60M1.70M1.44M1.08M5.04M7.68M9.48M7.80M21.09M14.57M5.15M6.32M2.23M5.47M2.10M4.76M7.12M3.87M6.34M9.26M121.56M15.89M29.57M9.40M2.85M5.10M7.39M12.41M
Free Cash Flow6.15M2.90M8.00M-4.00M10.40M-14.91M-10.19M18.47M25.49M277.00K24.63M13.23M2.45M13.00M-5.18M43.57M65.58M-24.09M152.27M120.10M107.05M87.50M101.07M216.76M178.91M202.35M328.39M401.11M272.94M301.06M85.44M
Dividends Paid1.95M2.50M2.80M2.90M3.00M3.00M3.46M3.93M4.56M5.57M6.75M8.35M9.69M9.99M7.07M7.94M9.24M8.97M12.54M25.49M29.08M33.67M35.39M58.00M78.34M84.52M96.17M98.77M103.28M123.88M192.13M
FCF to OCF70.67%36.25%66.67%-250.00%85.95%110.71%111.92%78.55%76.85%2.84%75.96%38.55%14.40%71.63%-458.36%95.13%92.31%109.56%96.97%94.40%96.51%93.25%91.61%100.00%91.84%87.25%97.22%99.29%98.17%97.60%87.31%
Dividend Paid to FCF31.69%86.21%35.00%-72.50%28.85%-20.13%-33.98%21.26%17.88%2009.75%27.41%63.09%395.19%76.82%-136.34%18.23%14.10%-37.23%8.23%21.23%27.17%38.48%35.02%26.76%43.79%41.77%29.29%24.62%37.84%41.15%224.89%

Earnings

Report DateJul 17, 1996Oct 17, 1996Jan 23, 1997May 30, 1997Jul 17, 1997Oct 23, 1997Feb 5, 1998Apr 24, 1998Jul 24, 1998Oct 28, 1998Feb 9, 1999Apr 30, 1999Aug 6, 1999Oct 22, 1999Jan 26, 2000Apr 27, 2000Jul 24, 2000Oct 18, 2000Jan 29, 2001Apr 17, 2001Jul 18, 2001Oct 12, 2001Jan 4, 2002Apr 15, 2002Jul 16, 2002Oct 16, 2002Jan 16, 2003Apr 14, 2003Jul 16, 2003Oct 16, 2003Jan 16, 2004Apr 16, 2004Jul 22, 2004Oct 25, 2004Jan 24, 2005Apr 19, 2005Jul 21, 2005Oct 24, 2005Jan 25, 2006Apr 18, 2006Jul 21, 2006Oct 20, 2006Jan 25, 2007Apr 20, 2007Jul 20, 2007Oct 24, 2007Jan 25, 2008Apr 22, 2008Jul 22, 2008Oct 22, 2008Jan 28, 2009Apr 23, 2009Jul 24, 2009Oct 22, 2009Jan 27, 2010Apr 29, 2010Jul 22, 2010Oct 22, 2010Jan 26, 2011Apr 26, 2011Jul 21, 2011Oct 24, 2011Jan 26, 2012Apr 24, 2012Jul 24, 2012Oct 22, 2012Jan 23, 2013Apr 23, 2013Jul 22, 2013Oct 23, 2013Jan 28, 2014Apr 22, 2014Jul 22, 2014Oct 22, 2014Jan 28, 2015Apr 20, 2015Jul 21, 2015Oct 20, 2015Jan 20, 2016Apr 20, 2016Jul 22, 2016Oct 20, 2016Jan 24, 2017Apr 19, 2017Jul 19, 2017Oct 18, 2017Jan 23, 2018Apr 24, 2018Jul 18, 2018Oct 17, 2018Jan 22, 2019Apr 24, 2019Jul 18, 2019Oct 17, 2019Jan 21, 2020Apr 28, 2020Jul 23, 2020Oct 22, 2020Jan 26, 2021Apr 22, 2021Jul 22, 2021Oct 25, 2021Jan 25, 2022Apr 21, 2022Jul 21, 2022Oct 20, 2022Jan 24, 2023Apr 25, 2023Jul 25, 2023Oct 19, 2023Jan 23, 2024Apr 23, 2024Jul 25, 2024Oct 21, 2024Jan 23, 2025Apr 24, 2025Jul 24, 2025Oct 23, 2025Jan 22, 2026Apr 21, 2026Jul 21, 2026Oct 22, 2026
EPS Estimate0.160.170.210.180.190.190.180.190.190.190.190.190.180.170.150.160.140.150.150.180.220.250.260.180.230.290.330.330.340.360.350.340.350.350.350.380.410.480.510.470.490.510.470.420.390.420.370.270.300.320.260.060.060.060.090.060.220.260.240.180.180.250.260.250.290.330.360.360.380.390.360.330.390.430.420.380.370.390.400.370.410.450.460.440.470.490.510.530.620.640.680.680.670.690.710.480.310.460.700.740.710.770.700.640.700.760.820.810.670.740.730.720.640.820.770.700.800.840.860.870.920.96
EPS Actual0.180.160.160.180.190.180.190.180.170.090.170.170.120.120.150.130.170.170.210.230.250.270.270.230.250.350.350.350.380.370.360.310.350.340.400.410.500.520.440.470.510.730.480.380.420.400.360.270.320.320.170.070.090.130.150.060.340.300.210.220.240.330.280.310.320.370.390.360.420.340.350.360.380.350.340.350.340.400.400.380.440.470.480.440.460.490.520.590.820.600.700.660.700.690.710.090.430.740.930.821.050.940.710.600.690.740.900.630.740.800.720.650.630.830.670.570.950.840.970.890.94-
Surprise12.50%-5.88%-23.81%0.00%0.00%-5.26%5.56%-5.26%-10.53%-52.63%-10.53%-10.53%-33.33%-29.41%0.00%-18.75%21.43%13.33%40.00%27.78%13.64%8.00%3.85%27.78%8.70%20.69%6.06%6.06%11.76%2.78%2.86%-8.82%0.00%-2.86%14.29%7.89%21.95%8.33%-13.73%0.00%4.08%43.14%2.13%-9.52%7.69%-4.76%-2.70%0.00%6.67%0.00%-34.62%16.67%50.00%116.67%66.67%0.00%54.55%15.38%-12.50%22.22%33.33%32.00%7.69%24.00%10.34%12.12%8.33%0.00%10.53%-12.82%-2.78%9.09%-2.56%-18.60%-19.05%-7.89%-8.11%2.56%0.00%2.70%7.32%4.44%4.35%0.00%-2.13%0.00%1.96%11.32%32.26%-6.25%2.94%-2.94%4.48%0.00%0.00%-81.25%38.71%60.87%32.86%10.81%47.89%22.08%1.43%-6.25%-1.43%-2.63%9.76%-22.22%10.45%8.11%-1.37%-9.72%-1.56%1.22%-12.99%-18.57%18.75%0.00%12.79%2.30%2.17%-
Timing----Pre-marketPre-marketPre-marketPre-market---------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap5.54B
Enterprise Value6.56B
Trailing P/E11.31
Forward P/E9.10
PEG Ratio1.08
Price / Sales3.67
Price / Book1.07
EPS3.43
Book Value36.31
Revenue (TTM)1.51B
Gross Profit (TTM)1.51B
Profit Margin32.32%
Operating Margin56.06%
Return on Equity9.76%
Return on Assets1.29%
Shares Outstanding142.81M
Shares Float141.36M
Beta0.77
Dividend Yield3.84%
Dividend Rate1.48
Payout Ratio40.66%

Analyst Ratings

Buy
Based on 6 analystsTarget 47.50
  • Strong Buy
    2
  • Buy
    2
  • Hold
    2

Ownership Breakdown

Institutions
88.35%
Insiders
0.90%
Retail / Other
10.75%

Top Institutional Holders

  • BlackRock Inc
    20.56M14.39%
  • Vanguard Portfolio Management, LLC
    8.73M6.11%
  • Dimensional Fund Advisors, Inc.
    7.70M5.39%
  • State Street Corp
    7.37M5.16%
  • Vanguard Capital Management, LLC
    6.37M4.46%
  • T. Rowe Price Investment Management,Inc.
    4.77M3.34%
  • North Reef Capital Management LP
    4.29M3.00%
  • Geode Capital Management, LLC
    3.49M2.44%
  • Franklin Templeton Inc
    3.36M2.35%
  • Congress Asset Management Company, LLP
    2.50M1.75%
  • Earnest Partners LLC
    2.46M1.72%
  • Westwood Holdings Group Inc
    1.99M1.40%
  • Charles Schwab Investment Management Inc
    1.78M1.25%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    8.71M6.10%
  • Vanguard MStar Total Stk Mkt Idx Invest
    4.55M3.19%
  • iShares Russell 2000 ETF
    3.72M2.60%
  • Vanguard Small Cap Index
    3.29M2.31%
  • Vanguard MStar Small Cap Value Index
    2.09M1.46%
  • Franklin Small Cap Value A
    2.01M1.41%
  • DFA US Small Cap Value I
    1.84M1.29%

Dividends

20264×
0.40Nov 13, 20260.37Aug 7, 20260.37May 22, 20260.37Feb 13, 2026
20254×
0.37Nov 14, 20250.34Aug 4, 20250.34May 23, 20250.34Feb 14, 2025
20244×
0.34Nov 8, 20240.32Aug 9, 20240.32May 23, 20240.32Feb 8, 2024
20234×
0.32Nov 9, 20230.30Aug 10, 20230.30May 18, 20230.30Feb 9, 2023
20224×
0.30Nov 9, 20220.30Aug 11, 20220.28May 19, 20220.28Feb 10, 2022
20214×
0.28Nov 10, 20210.28Aug 12, 20210.28May 20, 20210.25Feb 11, 2021

Stock Splits

  • Oct 16, 20063:2
  • Jun 2, 19982:1
  • May 18, 19954:3