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Banco Bilbao Viscaya Argentaria SA ADR

Banco Bilbao Viscaya Argentaria SA ADR

BBVA · NYSE · Financial Services / Banks - Diversified

25.92USD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close25.92
Open25.96
Day Range25.90 – 26.01
52-Week Range18.58 – 29.17
Volume1.11M
Market Cap136.84B
P/E (TTM)11.36
Forward P/E11.86
EPS2.19
Dividend Yield4.33%
Beta0.90
50-Day Avg27.89
200-Day Avg24.75

About

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Onur Genc
  • Employees126.99K
  • HeadquartersPlaza San Nicolás, 4, Bilbao, Spain, 48005, USA
  • Websitehttps://www.bbva.com

Leadership

  • Mr. Carlos Torres VilaPresident & Group Executive Chairman · b. 1966
  • Mr. Onur GencCEO & Executive Director · b. 1974
  • Mr. Gonzalo Rodriguez RodriguezGlobal Head of Finance & CFO
  • Mr. Ricardo MarineExecutive Director of Institutional Investor Relations
  • Mr. Francisco Javier Rodríguez SolerGlobal Head of Sustainability and Corporate & Investment Banking · b. 1969
  • Ms. Patricia Bueno OlallaGlobal Head of Shareholder & Investor Relations · b. 1972
  • Mr. Jacobo De Nicolas y De BenitoGlobal Head of Legal
  • Rocio PerezGlobal Head of Compliance & Internal Control · b. 1975
  • Mr. Jorge Sicilia SerranoChief Economist of BBVA Group
  • Mr. Jaime Saenz de Tejada PulidoGlobal Head of Commercial Client Solutions · b. 1968

Financials

Income Statement

Currency: EUR1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue--6.70B8.57B8.10B6.81B8.88B9.50B11.62B13.42B10.29B13.17B15.58B13.83B12.71B19.76B18.62B28.01B35.79B39.24B32.46B29.85B31.67B32.42B32.84B31.46B34.64B36.80B37.27B35.24B35.24B30.07B31.32B40.37B58.19B35.48B36.93B
Growth (%)---+28.03%-5.50%-15.88%+30.28%+7.05%+22.28%+15.50%-23.34%+27.95%+18.34%-11.23%-8.12%+55.52%-5.76%+50.42%+27.75%+9.65%-17.29%-8.04%+6.11%+2.36%+1.30%-4.20%+10.10%+6.24%+1.28%-5.44%+0.01%-14.68%+4.18%+28.89%+44.13%-39.02%+4.08%
Cost of Revenue--4.05B5.62B5.35B4.27B5.82B5.90B6.07B7.19B9.30B12.75B13.53B12.09B9.49B7.23B451.00K13.38B18.45B21.52B15.09B12.38B14.67B18.16B15.23B12.77B13.02B14.30B14.90B15.32B15.54B13.15B11.35B15.70B29.22B42.14B6.07B
Gross Profit--2.64B2.95B2.75B2.54B3.06B3.60B5.56B6.23B10.29B13.17B15.58B13.83B12.71B12.53B18.62B14.63B17.34B17.73B17.36B17.47B17.00B14.26B17.61B18.69B21.62B22.49B22.37B19.92B19.70B16.92B19.97B24.68B28.97B-6.66B30.86B
Gross Margin--39.50%34.45%33.90%37.32%34.43%37.93%47.81%46.44%100.00%100.00%100.00%100.00%100.00%63.41%100.00%52.23%48.45%45.18%53.50%58.53%53.69%43.99%53.63%59.40%62.41%61.13%60.02%56.53%55.91%56.27%63.76%61.12%49.78%-18.76%83.56%
Operating Expense--1.87B2.19B2.12B1.92B2.32B2.75B4.16B4.86B-741.37M-2.76B-149.94M2.14B3.71B8.39B4.37B7.60B8.85B10.80B11.63B11.41B13.61B12.68B16.66B14.71B17.01B16.10B15.44B12.36B12.66B11.67B12.72B14.41B16.55B-22.06B14.63B
Operating Income742.72M774.12M775.20M765.73M628.69M622.85M733.43M850.63M1.40B1.37B11.03B15.93B15.73B11.69B9.00B4.14B14.25B7.03B8.49B6.93B5.74B6.06B3.40B1.58B954.00M3.98B4.60B6.39B6.93B7.57B7.05B5.25B7.25B10.27B12.42B15.40B16.23B
Operating Margin--11.58%8.93%7.76%9.14%8.26%8.95%12.05%10.23%107.20%120.99%100.96%84.51%70.84%20.93%76.51%25.09%23.73%17.65%17.67%20.30%10.73%4.88%2.90%12.65%13.29%17.37%18.60%21.47%19.99%17.45%23.14%25.43%21.34%43.42%43.94%
EBITDA742.72M774.12M871.28M972.37M791.89M795.48M943.07M1.12B1.76B2.24B11.03B15.93B15.73B11.69B9.00B4.59B8.50B7.50B9.07B7.63B6.43B6.82B4.21B2.56B2.05B5.13B5.88B7.82B8.32B8.60B8.43B6.54B8.48B11.60B13.82B16.94B17.75B
EBITDA Margin--13.01%11.34%9.78%11.67%10.62%11.82%15.17%16.72%107.20%120.99%100.96%84.51%70.84%23.20%45.62%26.78%25.35%19.43%19.82%22.85%13.29%7.90%6.25%16.29%16.96%21.25%22.32%24.40%23.93%21.74%27.08%28.72%23.75%47.74%48.06%
Net Income742.72M774.12M595.00M525.41M445.95M448.10M538.22M635.38M1.07B983.03M1.75B2.23B2.37B1.72B2.22B2.92B3.81B4.74B6.13B5.02B4.21B4.61B3.00B1.68B2.08B2.62B2.64B3.48B3.51B5.40B3.51B1.30B4.65B6.36B8.02B10.05B10.51B
Net Income Margin--8.89%6.13%5.50%6.58%6.06%6.69%9.24%7.32%16.99%16.98%15.19%12.44%17.49%14.79%20.44%16.91%17.12%12.79%12.97%15.43%9.49%5.17%6.35%8.32%7.63%9.44%9.43%15.32%9.97%4.34%14.85%15.75%13.78%28.34%28.46%
R&D--------------------------00000------
R&D as % of Total Revenue--------------------------0.00%0.00%0.00%0.00%0.00%------
Interest Expense003.64B5.27B4.90B3.97B5.49B5.45B5.60B6.30B8.55B12.73B13.30B9.79B6.25B6.45B8.93B11.90B16.55B18.72B9.89B7.81B10.51B10.34B9.61B8.46B8.76B10.65B11.54B11.67B11.97B7.80B8.33B12.31B24.76B36.39B16.45B
Interest Expense % of Total Revenue--54.32%61.45%60.54%58.26%61.85%57.35%48.19%46.91%83.08%96.70%85.38%70.80%49.18%32.63%47.93%42.49%46.24%47.70%30.48%26.18%33.17%31.90%29.27%26.88%25.29%28.94%30.96%33.11%33.97%25.93%26.59%30.49%42.55%102.57%44.53%

Balance Sheet

Currency: EUR1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets--51.50B72.02B72.32B80.37B89.79B104.52B126.01B133.94B238.53B300.81B309.78B279.80B286.65B329.44B392.39B411.66B501.73B542.65B535.07B552.74B582.84B621.13B582.70B631.94B749.86B731.86B690.06B676.69B698.69B733.80B662.88B712.09B775.56B772.40B859.58B
Total Liabilities--48.67B67.29B67.59B75.62B84.71B98.28B118.27B125.21B220.76B276.90B285.20B258.61B266.17B315.64B375.09B389.35B473.78B515.95B504.30B515.26B542.78B577.47B538.13B580.33B694.57B676.43B636.74B623.81B643.77B683.78B614.13B661.57B720.29B712.39B797.78B
Total Equity--2.83B4.17B3.88B3.91B4.18B4.53B4.95B5.64B12.44B17.59B18.17B15.51B15.06B13.07B16.33B21.55B27.06B25.66B29.30B35.92B38.16B41.29B42.19B49.10B47.29B47.36B46.34B52.88B54.92B44.55B43.91B46.90B51.70B55.65B57.36B
Cash--21.93B21.81B22.04B23.75B23.34B24.60B29.69B38.01B46.12B42.59B9.26B8.06B8.10B19.58B25.53B22.07B32.15B22.68B24.11B26.97B36.52B41.87B34.77B31.22B29.43B49.17B50.14B71.30B62.23B72.90B74.56B84.25B82.61B59.88B93.95B
Total Debt--16.53B14.30B13.46B16.37B19.81B27.53B31.17B41.46B68.71B123.46B97.74B90.21B103.17B132.01B99.61B116.35B151.14B133.07B135.24B119.00B128.34B125.22B102.32B113.90B143.15B118.54B103.99B63.97B68.89B110.80B116.09B114.64B179.35B144.43B81.84B
Net Debt---5.40B-7.50B-8.59B-7.38B-3.53B2.93B1.48B3.44B22.59B80.88B88.49B82.15B95.08B112.43B74.08B94.28B118.99B110.39B111.13B92.03B91.82B83.34B67.55B82.68B113.72B69.37B53.86B-10.19B1.74B37.90B41.53B30.39B96.74B84.55B-12.11B

Cash Flow

Currency: EUR1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.02B1.44B1.25B508.68M1.49B1.49B2.34B1.73B---2.54T3.26T1.06B6.01B2.82B17.14B-1.99B2.57B8.50B19.81B10.60B-500.00M-6.19B23.10B6.62B2.06B8.66B-8.21B39.35B-1.24B23.72B-721.00M-18.19B14.97B
Investing Cash Flow-704.97M-8.76B-10.18B-8.97B-2.41B-12.90B-16.66B-5.20B-----20.68B-4.19B-2.74B-8.45B-2.87B-643.00M-7.08B-6.62B-1.08B3.02B-1.15B-4.41B-560.00M2.90B7.52B97.00M-37.00M-1.63B-3.91B-1.42B-1.42B-1.40B
Financing Cash Flow-2.15B7.75B8.65B8.61B1.09B11.51B14.95B3.47B---32.24T5.15T19.60B-555.40M887.48M2.61B-2.27B-74.00M1.15B-1.27B-3.49B-1.33B3.16B127.00M-1.11B-98.00M-5.09B-2.70B-2.07B-4.35B-7.56B-1.84B-2.57B-3.67B
Capital Expenditure148.45M202.00M254.17M172.71M259.55M389.60M764.91M1.34B0000424.75M2.23B845.52M2.46B1.60B1.31B1.50B1.93B2.49B1.78B1.89B2.74B1.96B1.34B1.50B1.38B1.12B946.00M2.44B1.82B1.20B1.81B
Free Cash Flow4.88B1.24B998.11M335.97M1.23B1.10B1.58B392.31M---2.54T3.26T632.29M3.78B1.97B14.69B-3.59B1.26B7.00B17.89B8.11B-2.28B-8.07B20.36B4.67B714.00M7.17B-9.59B38.23B-2.19B21.28B-2.54B-19.39B13.16B
Dividends Paid282.33M275.91M242.25M239.17M261.58M283.30M330.91M412.18M--1.25T1.11T1.35B1.59B1.91B2.42B2.81B1.57B1.22B1.03B1.27B1.27B826.00M1.02B1.60B1.70B2.11B2.15B1.06B926.00M2.19B2.81B3.91B4.20B
FCF to OCF97.05%86.00%79.70%66.05%82.57%73.89%67.37%22.69%--100.00%100.00%59.82%62.86%69.99%85.67%180.37%48.93%82.31%90.28%76.53%455.60%130.48%88.13%70.45%34.74%82.74%116.80%97.15%176.17%89.70%352.29%106.57%87.93%
Dividend Paid to FCF5.79%22.23%24.27%71.19%21.27%25.70%20.95%105.06%---49.41%34.04%213.40%42.22%97.07%16.51%-78.29%124.76%17.40%5.76%15.65%-55.97%-10.23%5.03%34.27%237.82%29.39%-22.38%2.79%-42.32%10.27%-110.55%-20.19%31.88%

Earnings

Report DateMar 31, 2000Jun 30, 2000Mar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Feb 2, 2004Jan 31, 2005Jan 25, 2006Jul 25, 2007Oct 24, 2007Jan 24, 2008Jul 28, 2008Oct 29, 2008Jan 29, 2009Apr 28, 2009Jul 28, 2009Oct 27, 2009Jan 27, 2010Apr 28, 2010Jul 28, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Oct 26, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Oct 25, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Oct 29, 2014Feb 4, 2015Apr 29, 2015Jul 31, 2015Oct 30, 2015Feb 3, 2016Apr 28, 2016Jul 29, 2016Oct 27, 2016Feb 1, 2017Apr 27, 2017Jul 27, 2017Oct 27, 2017Feb 1, 2018Apr 27, 2018Jul 27, 2018Oct 30, 2018Feb 1, 2019Apr 29, 2019Jul 31, 2019Oct 31, 2019Jan 31, 2020Apr 30, 2020Jul 30, 2020Oct 30, 2020Jan 29, 2021Apr 30, 2021Jul 31, 2021Oct 29, 2021Feb 3, 2022Apr 29, 2022Jul 29, 2022Oct 28, 2022Feb 1, 2023Apr 27, 2023Jul 28, 2023Oct 31, 2023Jan 30, 2024Apr 29, 2024Jul 31, 2024Oct 30, 2024Jan 30, 2025Apr 29, 2025Jul 31, 2025Oct 30, 2025Feb 5, 2026Apr 29, 2026Jul 30, 2026Oct 28, 2026
EPS Estimate---------0.560.510.630.560.580.540.30-----------0.000.000.000.00--------------------0.220.210.240.170.180.190.180.130.130.120.200.180.210.120.160.170.190.150.290.270.320.340.360.370.350.480.440.400.470.470.510.510.580.590.60
EPS Actual0.130.160.150.160.140.020.180.270.360.530.530.570.620.450.380.450.560.510.010.420.400.330.340.350.220.230.230.100.02-0.010.380.310.040.050.140.150.130.110.440.21-0.190.110.110.170.160.170.090.180.170.19-0.040.230.210.270.170.200.190.190.170.030.090.200.240.170.080.230.230.250.290.290.270.320.360.350.360.390.510.480.420.510.530.490.500.600.63-
Surprise----------5.36%3.92%-9.52%10.71%-22.41%-29.63%50.00%-----------------------------------4.55%-0.14%13.63%1.29%8.67%-0.37%5.39%33.31%-74.69%-21.33%1.12%30.73%-17.72%-32.26%43.75%35.29%34.32%88.57%-0.52%1.11%-0.22%5.88%-2.78%-2.70%11.43%6.25%9.09%5.00%8.51%12.77%-3.92%-1.96%3.45%6.78%-
Timing---------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market---------------------Pre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-Pre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market----After-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-After-hours

Key Statistics & Ratios

Market Cap136.84B
Enterprise Value163.95B
Trailing P/E11.36
Forward P/E11.86
PEG Ratio2.24
Price / Sales4.01
Price / Book2.34
EPS2.19
Book Value11.46
Revenue (TTM)34.13B
Gross Profit (TTM)34.13B
Profit Margin32.56%
Operating Margin56.41%
Return on Equity18.92%
Return on Assets1.35%
Shares Outstanding5.50B
Shares Float5.74B
Beta0.90
Dividend Yield4.33%
Dividend Rate1.08
Payout Ratio67.30%

Analyst Ratings

Hold
Based on 3 analystsTarget 28.03
  • Hold
    2
  • Sell
    1

Ownership Breakdown

Institutions
3.49%
Insiders
0.02%
Retail / Other
96.49%

Top Institutional Holders

  • Morgan Stanley - Brokerage Accounts
    13.13M0.24%
  • The Goldman Sachs Group Inc
    11.93M0.22%
  • Fisher Asset Management, LLC
    11.57M0.21%
  • Dimensional Fund Advisors, Inc.
    10.35M0.19%
  • FMR Inc
    8.87M0.16%
  • Harding Loevner L.P.
    8.39M0.15%
  • BlackRock Inc
    8.26M0.15%
  • Bank of America Corp
    7.83M0.14%
  • Northern Trust Corp
    6.73M0.12%
  • Capital Research & Mgmt Co - Division 3
    6.48M0.12%
  • Natixis Advisors, LLC.
    6.17M0.11%
  • American Century Companies Inc
    6.12M0.11%
  • JONES FINANCIAL COMPANIES LLLP
    5.55M0.10%
  • Connor Clark & Lunn Inv Mgmt Ltd
    4.49M0.08%
  • JPMorgan Chase & Co
    3.96M0.07%
  • Clark Capital Management Group Inc
    2.41M0.04%

Top Fund Holders

  • Avantis International Equity ETF
    4.33M0.08%
  • Dimensional International Core Eq 2 ETF
    2.55M0.05%
  • Dimensional International Cr Eq Mkt ETF
    1.90M0.03%
  • Avantis International Large Cap Val ETF
    1.86M0.03%

Dividends

20262×
0.42Oct 14, 20260.71Apr 9, 2026
20252×
0.37Nov 6, 20250.46Apr 9, 2025
20242×
0.32Oct 9, 20240.42Apr 8, 2024
20232×
0.17Oct 6, 20230.33Apr 3, 2023
20222×
0.12Oct 7, 20220.26Apr 6, 2022
20212×
0.09Oct 8, 20210.07Apr 27, 2021
20201×
0.17Apr 7, 2020
20192×
0.11Oct 11, 20190.18Apr 8, 2019
20182×
0.12Oct 5, 20180.19Apr 6, 2018
20173×
0.11Oct 5, 20170.14Mar 31, 20170.08Jan 9, 2017
20164×
0.09Sep 30, 20160.09Jul 6, 20160.14Mar 31, 20160.09Jan 7, 2016

Stock Splits

  • Mar 29, 201160:59
  • Apr 7, 200910161:10000
  • Jul 14, 19983:1
  • Jul 22, 19973:1