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Banco De Chile

Banco De Chile

BCH · NYSE · Financial Services / Banks - Regional

39.19USD+0.55 (+1.42%)

Price History

Full chart

Market Stats

Previous Close38.64
Open38.80
Day Range38.74 – 39.28
52-Week Range28.01 – 44.09
Volume157.60K
Market Cap20.96B
P/E (TTM)16.47
Forward P/E15.17
EPS2.52
Dividend Yield5.27%
Beta0.07
50-Day Avg41.42
200-Day Avg39.93

About

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Eduardo Ebensperger Orrego
  • Employees11.22K
  • HeadquartersAhumada 251, Santiago, Chile, USA
  • Websitehttps://bancochile.cl

Leadership

  • Mr. Hernan Buchi BucDirector · b. 1949
  • Mr. Eduardo Ebensperger OrregoChief Executive Officer · b. 1965
  • Mr. Rolando Arias SanchezChief Financial Officer · b. 1965
  • Mr. Hector Hernandez GonzalezGeneral Manager of Accounting
  • Mr. Esteban Kemp De La HozManager of Marketing, Technology & Digital Division · b. 1981
  • Mr. Pablo Camilo Mejia RicciHead of Investor Relations
  • Mr. Felipe Echaiz BornemannManager of Global Compliance Division · b. 1967
  • Mr. Alfredo Villegas MontesGeneral Counsel & Secretary of the Board of Directors · b. 1971
  • Mr. Cristian Lagos ContardoManager of People & Organisation Division · b. 1966
  • Mr. Rodrigo AravenaChief Economist & Senior VP of Institutional Relations

Financials

Income Statement

Currency: CLP2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue578.13B545.57B490.63B708.80B767.23B902.58B1.01T1.43T1.96T1.26T1.49T1.87T2.03T2.18T2.45T2.34T2.40T2.33T2.50T2.73T2.49T3.03T5.31T5.09T4.65T3.03T
Growth (%)--5.63%-10.07%+44.47%+8.24%+17.64%+11.45%+42.53%+36.51%-35.72%+18.11%+25.53%+8.86%+7.39%+12.33%-4.55%+2.78%-2.86%+7.16%+9.25%-8.99%+21.80%+75.35%-4.11%-8.75%-34.90%
Cost of Revenue349.74B307.37B607.51M253.74B268.31B339.34B406.98B747.14B1.04T464.23B482.03B771.13B875.05B926.02B1.05T926.39B949.52B873.26B929.41B1.07T1.11T832.62B2.60T2.33T1.96T381.92B
Gross Profit228.39B238.19B490.63B455.06B498.92B563.24B598.96B686.68B914.85B793.88B1.00T1.09T1.16T1.25T1.40T1.41T1.45T1.46T1.57T1.66T1.38T2.20T2.71T2.77T2.69T2.64T
Gross Margin39.50%43.66%100.00%64.20%65.03%62.40%59.54%47.89%46.74%63.10%67.56%58.66%56.91%57.53%57.12%60.38%60.49%62.59%62.85%60.71%55.30%72.51%50.96%54.29%57.83%87.38%
Operating Expense152.26B153.84B439.48B301.66B318.77B356.77B380.42B393.51B552.94B491.75B539.74B590.48B611.66B615.27B723.92B719.38B778.30B773.58B808.70B881.63B870.51B864.42B972.17B1.07T1.11T1.13T
Operating Income76.13B84.35B51.15B153.40B180.15B206.46B218.54B293.17B361.91B302.13B464.13B503.57B543.81B639.27B675.20B692.23B675.26B687.44B763.40B777.41B504.85B1.33T1.74T1.70T1.58T1.51T
Operating Margin13.17%15.46%10.43%21.64%23.48%22.87%21.73%20.45%18.49%24.01%31.24%27.00%26.78%29.32%27.57%29.61%28.10%29.45%30.52%28.45%20.30%43.98%32.66%33.30%34.04%49.98%
EBITDA84.14B91.85B72.77B171.40B196.99B223.75B238.24B318.47B400.98B338.58B499.09B538.71B578.96B666.95B707.99B724.05B710.84B724.98B801.08B847.95B578.21B1.41T1.82T1.79T1.68T1.61T
EBITDA Margin14.55%16.84%14.83%24.18%25.68%24.79%23.68%22.21%20.49%26.91%33.59%28.88%28.51%30.59%28.90%30.97%29.58%31.06%32.02%31.03%23.25%46.51%34.25%35.11%36.07%53.12%
Net Income74.99B86.97B52.59B138.63B160.82B184.61B194.54B263.85B365.05B261.74B417.61B438.14B479.88B550.19B595.52B609.90B575.05B572.08B603.63B603.74B401.63B1.06T1.45T1.37T1.25T1.19T
Net Income Margin12.97%15.94%10.72%19.56%20.96%20.45%19.34%18.40%18.65%20.80%28.11%23.49%23.63%25.23%24.31%26.09%23.93%24.51%24.13%22.09%16.15%34.87%27.22%26.97%26.86%39.40%
R&D--------------000000------
R&D as % of Total Revenue--------------0.00%0.00%0.00%0.00%0.00%0.00%------
Interest Expense314.83B269.58B322.05B216.88B226.40B316.84B370.89B690.46B893.08B222.88B324.38B624.21B708.63B704.37B788.79B680.17B690.26B652.00B679.64B742.27B560.01B814.45B2.20T2.12T1.61T969.64B
Interest Expense % of Total Revenue54.46%49.41%65.64%30.60%29.51%35.10%36.87%48.16%45.63%17.72%21.83%33.47%34.90%32.30%32.20%29.09%28.72%27.93%27.17%27.16%22.52%26.89%41.43%41.70%34.60%32.04%

Balance Sheet

Currency: CLP2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets5.14T5.39T8.60T9.25T9.96T10.92T13.42T14.55T18.63T17.50T18.28T21.76T23.20T25.87T27.58T31.29T31.56T32.56T35.60T41.27T46.10T51.70T55.26T55.84T52.06T54.10T
Total Liabilities4.79T4.99T7.98T8.55T9.26T10.13T12.54T13.41T17.12T15.90T16.58T19.72T20.84T23.19T24.67T28.55T28.67T29.02T31.93T37.75T42.37T47.48T50.40T50.61T45.55T47.42T
Total Equity349.37B398.27B618.16B695.60B696.10B791.79B877.67B1.14T1.51T1.60T1.69T2.04T2.36T2.68T2.91T2.74T2.89T3.55T3.67T3.53T3.73T4.22T4.86T5.24T6.50T6.69T
Cash439.15B469.80B676.51B856.72B919.09B673.50B1.28T736.17B1.56T1.25T1.20T1.29T1.02T1.23T1.41T1.89T1.96T1.49T1.51T3.45T3.38T4.58T3.54T-1.93T3.07T3.01T
Total Debt1.21T1.22T2.01T2.14T2.39T2.29T2.58T3.08T3.82T3.26T3.13T5.97T4.61T5.61T6.41T7.80T7.40T7.88T9.30T10.96T12.86T14.66T16.21T16.36T12.06T13.55T
Net Debt768.28B751.22B1.33T1.29T1.47T1.62T1.30T2.34T2.26T2.01T1.93T4.68T3.59T4.38T4.99T5.74T5.26T6.39T7.79T7.07T5.89T5.50T6.87T18.29T8.99T10.54T

Cash Flow

Currency: CLP2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-124.79B121.62B417.87B-121.30B605.64B440.30B456.00B417.12B256.04B703.62B-95.57B-454.89B-415.99B-139.81B-218.77B-1.64T162.54B872.56B-1.33T1.24T519.65B2.43T-333.58B1.73T396.64B826.08B
Investing Cash Flow-335.43B-374.45B-250.72B-176.66B-677.14B-1.25T-1.34T-2.18T-1.75T-414.83B128.45B-334.78B192.35B-409.24B38.46B567.45B523.28B-1.18T416.53B-397.58B209.88B-2.90T-72.64B-346.50B-58.34B-1.19T
Financing Cash Flow516.31B279.87B-260.09B490.41B103.94B580.68B1.45T1.21T1.67T-408.17B-67.35B911.98B48.09B770.87B377.53B1.21T-711.60B132.66B644.97B802.44B1.46T1.35T-815.23B-1.56T-1.56T110.76B
Capital Expenditure5.15B9.00B12.25B3.55B11.55B18.37B21.94B28.10B16.31B15.32B37.66B31.67B27.10B17.76B36.90B39.99B39.07B42.00B51.58B66.17B47.95B65.80B78.14B86.70B17.23B77.30B
Free Cash Flow-129.94B112.62B405.62B-124.85B594.08B421.93B434.05B389.02B239.73B688.30B-133.23B-486.56B-443.08B-157.56B-255.67B-1.68T123.47B830.56B-1.39T1.17T471.70B2.36T-411.72B1.64T379.42B748.78B
Dividends Paid74.41B81.96B97.26B55.89B137.55B155.91B149.18B175.78B264.46B220.16B288.67B279.22B296.80B343.45B368.12B367.44B366.65B342.03B374.08B356.31B350.54B220.27B539.83B866.93B815.93B995.38B
FCF to OCF104.13%92.60%97.07%102.92%98.09%95.83%95.19%93.26%93.63%97.82%139.40%106.96%106.51%112.70%116.86%102.44%75.96%95.19%103.86%94.65%90.77%97.29%123.42%94.98%95.66%90.64%
Dividend Paid to FCF-57.27%72.77%23.98%-44.77%23.15%36.95%34.37%45.18%110.32%31.99%-216.67%-57.39%-66.99%-217.98%-143.98%-21.88%296.95%41.18%-26.98%30.46%74.31%9.32%-131.11%52.89%215.05%132.93%

Earnings

Report DateApr 26, 2002Aug 2, 2002Oct 23, 2002Jan 23, 2003May 14, 2003Jul 23, 2003Nov 6, 2003Jan 29, 2004May 6, 2004Aug 4, 2004Nov 5, 2004Jan 20, 2005May 3, 2005Aug 8, 2005Oct 28, 2005Feb 3, 2006May 10, 2006Aug 8, 2006Oct 30, 2006Jan 22, 2007Apr 30, 2007Jul 24, 2007Oct 22, 2007Jan 22, 2008May 1, 2008Aug 7, 2008Oct 29, 2008Feb 3, 2009May 7, 2009Jul 24, 2009Nov 11, 2009Feb 2, 2010Apr 29, 2010Aug 3, 2010Nov 2, 2010Feb 2, 2011May 3, 2011Aug 3, 2011Nov 8, 2011Feb 1, 2012Apr 30, 2012Jul 30, 2012Nov 7, 2012Jan 29, 2013Apr 30, 2013Jul 31, 2013Oct 29, 2013Feb 6, 2014Apr 29, 2014Jul 30, 2014Oct 23, 2014Feb 3, 2015Apr 29, 2015Jul 30, 2015Oct 29, 2015Jan 30, 2016Apr 29, 2016Jul 29, 2016Oct 28, 2016Jan 30, 2017Apr 28, 2017Jul 30, 2017Nov 3, 2017Jan 30, 2018Apr 27, 2018Jul 30, 2018Oct 30, 2018Jan 31, 2019Apr 29, 2019Jul 29, 2019Oct 30, 2019Feb 4, 2020Apr 30, 2020Jul 30, 2020Oct 30, 2020Feb 3, 2021Apr 30, 2021Jul 30, 2021Oct 29, 2021Jan 30, 2022Apr 29, 2022Jul 28, 2022Oct 27, 2022Jan 29, 2023Apr 27, 2023Jul 28, 2023Oct 30, 2023Jan 29, 2024Apr 30, 2024Jul 30, 2024Oct 29, 2024Jan 31, 2025Apr 29, 2025Jul 31, 2025Oct 30, 2025Feb 3, 2026Apr 29, 2026Jul 31, 2026Oct 29, 2026
EPS Estimate0.060.090.060.060.090.120.130.130.140.160.140.160.160.190.200.190.190.210.230.220.220.260.270.300.280.280.330.260.260.250.240.320.330.360.400.430.440.450.440.420.450.460.410.520.460.480.500.480.490.510.470.460.340.420.440.400.390.430.420.400.410.410.440.450.480.510.440.470.450.500.500.440.360.290.240.300.360.400.450.460.610.570.691.260.680.840.670.710.580.650.640.630.590.650.640.660.600.650.72
EPS Actual0.040.050.050.030.100.120.130.110.140.160.150.130.150.210.210.150.200.220.230.180.200.230.290.370.260.240.350.340.220.280.260.270.390.400.420.470.500.480.380.380.490.460.520.570.490.460.520.460.510.530.510.390.370.480.370.380.390.470.420.370.410.480.410.460.460.510.390.490.300.540.410.370.330.290.220.340.450.420.450.690.680.940.710.810.660.800.570.830.620.670.600.610.690.620.620.610.590.86-
Surprise-33.33%-44.44%-16.67%-50.00%11.11%0.00%0.00%-15.38%0.00%0.00%7.14%-18.75%-6.25%10.53%5.00%-21.05%5.26%4.76%0.00%-18.18%-9.09%-11.54%7.41%23.33%-7.14%-14.29%6.06%30.77%-15.38%12.00%8.33%-15.63%18.18%11.11%5.00%9.30%13.64%6.67%-13.64%-9.52%8.89%0.00%26.83%9.62%6.52%-4.17%4.00%-4.17%4.08%3.92%8.51%-15.22%8.82%14.29%-15.91%-5.00%0.00%9.30%0.00%-7.50%0.00%17.07%-6.82%2.22%-4.17%0.00%-11.36%4.26%-33.33%8.00%-18.00%-15.91%-8.33%0.00%-8.33%13.33%25.00%5.00%0.00%50.00%11.48%64.91%2.90%-35.71%-2.94%-4.76%-14.93%16.90%6.90%3.08%-6.25%-2.22%16.95%-4.62%-3.13%-7.58%-1.67%32.31%-
Timing--------After-hoursAfter-hours-Pre-market-After-hoursAfter-hoursPre-market--After-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market-After-hoursAfter-hoursPre-marketAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hours

Key Statistics & Ratios

Market Cap20.96B
Enterprise Value12.51T
Trailing P/E16.47
Forward P/E15.17
PEG Ratio2.53
Price / Sales6.60
Price / Book3.59
EPS2.52
Book Value56.24
Revenue (TTM)2.69T
Gross Profit (TTM)2.64T
Profit Margin45.43%
Operating Margin0.00%
Return on Equity21.58%
Return on Assets2.24%
Shares Outstanding505.09M
Shares Float189.10M
Beta0.07
Dividend Yield5.27%
Dividend Rate2.19
Payout Ratio81.46%

Analyst Ratings

Hold
Based on 11 analystsTarget 39.86
  • Strong Buy
    2
  • Hold
    7
  • Sell
    2

Ownership Breakdown

Institutions
2.37%
Insiders
0.00%
Retail / Other
97.63%

Top Institutional Holders

  • Renaissance Technologies Corp
    1.21M0.24%
  • Dimensional Fund Advisors, Inc.
    868.86K0.17%
  • BlackRock Inc
    860.22K0.17%
  • American Century Companies Inc
    589.20K0.12%
  • UBS Group AG
    569.24K0.11%
  • Morgan Stanley - Brokerage Accounts
    501.56K0.10%
  • TT International Asset Management Ltd
    499.45K0.10%
  • FMR Inc
    489.02K0.10%
  • Marshall Wace Asset Management Ltd
    420.69K0.08%
  • Bessemer Group Inc
    396.66K0.08%
  • Itau Unibanco Holding SA
    376.06K0.07%
  • Northern Trust Corp
    352.09K0.07%
  • Citadel Advisors Llc
    328.62K0.07%
  • Qube Research & Technologies
    289.12K0.06%
  • Baillie Gifford & Co Limited.
    274.05K0.05%
  • State Street Corp
    257.75K0.05%

Top Fund Holders

  • DWS Invest Latin American Eqs FC
    617.79K0.12%
  • Fidelity Emerging Markets Discovery
    330.73K0.07%
  • DFA Emerging Markets Core Equity 2 I
    320.23K0.06%
  • American Century Emerging Markets Inv
    288.06K0.06%

Dividends

20261×
2.18Mar 30, 2026
20251×
2.10Mar 21, 2025
20241×
1.69Mar 21, 2024
20231×
2.08Mar 16, 2023
20221×
1.33Mar 24, 2022
20211×
0.61Mar 26, 2021
20201×
0.83Mar 27, 2020
20191×
1.06Mar 21, 2019
20181×
1.04Mar 28, 2018
20171×
0.90Mar 15, 2017
20161×
0.97Mar 16, 2016
20151×
1.07Mar 18, 2015
20141×
1.17Mar 28, 2014
20132×
1.36Mar 26, 20130.08Jan 17, 2013
20121×
1.13Mar 22, 2012
20112×
0.09May 12, 20111.12Mar 9, 2011
20101×
1.20Mar 17, 2010
20091×
0.71Mar 18, 2009
20081×
1.39Mar 17, 2008
20072×
0.07Aug 6, 20070.68Mar 14, 2007
20061×
0.11Mar 15, 2006

Stock Splits

  • Nov 23, 20183:1
  • Jul 6, 201610223:10000
  • Jul 9, 20141023:1000
  • May 23, 201310203:10000
  • Jun 20, 201225473:25000