Banco Macro SA B ADR

Banco Macro SA B ADR

BMA · NYSE · Financial Services / Banks - Regional

56.86USD+1.63 (+2.95%)

Price History

Full chart

Market Stats

Previous Close55.23
Open55.34
Day Range54.99 – 57.13
52-Week Range37.30 – 103.00
Volume260.20K
Market Cap4.54B
P/E (TTM)18.21
Forward P/E3.10
EPS3.90
Dividend Yield7.39%
Beta0.41
50-Day Avg81.83
200-Day Avg84.01

About

Banco Macro S.A. provides various banking products and services to retail and corporate customers in Argentina. It offers various retail banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines, and money transfers. The company also provides personal loans, document discounts, residential mortgages, overdrafts, pledged loans, and credit card loans to retail customers. In addition, it offers corporate banking products and services, including deposits, lending, check cashing advances and factoring, guaranteed loans, credit lines for financing foreign trade, and cash management services; and trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products; and working capital facilities, credit for investment projects, and leasing and foreign trade transactions. Further, the company provides transaction services, such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services; information services to corporate customers; and internet and mobile banking services. Additionally, it offers short-term and medium-to-long-term corporate lending products. Banco Macro S.A. was incorporated in 1966 and is headquartered in Buenos Aires, Argentina.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Juan Martin Parma
  • Employees8.18K
  • HeadquartersAvenida Eduardo Madero 1182, Buenos Aires, Argentina, C1106ACY, USA
  • Websitehttps://www.macro.com.ar

Leadership

  • Mr. Juan Martin ParmaChief Executive Officer · b. 1973
  • Mr. Jorge Francisco Scarinci C.F.A.CFO & Finance Manager · b. 1970
  • Mr. Ernesto Eduardo MedinaTechnology & Banking Operations Manager · b. 1967
  • Mr. Ernesto LopezLegal Manager · b. 1972
  • Nicolas Daniel GiacintiCompliance Manager
  • Mr. Juan Domingo Mazzon CPAStrategy, Management Control & Public Relations Manager · b. 1974
  • Mr. Francisco MuroDistribution & Sales Manager · b. 1973
  • Ms. Mercedes BembibrePeople Manager · b. 1967
  • Mr. Gaston Alberto MooneyChief Risk Officer · b. 1970
  • Valeria BerzalHead of Financial Services Customer Service

Financials

Income Statement

Currency: USD2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue123.99M1.11B178.75M563.03M967.90M1.35B1.35B8.40B13.39B13.68B19.22B26.57B44.46B85.90B207.40B338.79B1.59T2.77T387.42B587.93B1.70T5.37T9.69T6.46T5.82T
Growth (%)-+793.73%-83.87%+214.98%+71.91%+39.71%0.00%+521.35%+59.41%+2.14%+40.49%+38.27%+67.29%+93.23%+141.43%+63.35%+370.15%+73.92%-86.02%+51.76%+189.44%+215.63%+80.48%-33.31%-10.04%
Cost of Revenue116.87M632.95M276.16M57.01M122.96M148.17M285.71M1.64B1.71B1.51B445.24M682.98M4.50B833.86M736.73M14.35B968.28M38.76B140.77B201.98B589.91B2.14T3.65T2.05T2.88T
Gross Profit123.99M1.11B178.75M563.03M967.90M1.35B1.35B8.40B13.39B13.68B19.22B26.57B44.46B85.90B207.40B338.79B1.59T2.77T246.65B385.95B1.11T3.23T6.04T4.41T2.94T
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%63.66%65.65%65.33%60.20%62.33%68.28%50.54%
Operating Expense10.76M17.27M-263.09M233.65M368.22M457.21M457.21M7.48B11.95B12.28B15.61B26.08B40.68B80.32B199.47B328.77B1.58T2.74T177.48B270.69B965.84B2.83T4.16T4.05T2.34T
Operating Income113.23M1.09B441.83M329.38M599.68M895.01M895.01M921.26M1.44B1.40B3.61B491.68M3.78B5.58B7.93B10.02B14.19B30.72B69.17B115.26B145.94B401.07B1.88T360.01B595.61B
Operating Margin91.32%98.44%247.18%58.50%61.96%66.19%66.19%10.96%10.78%10.26%18.78%1.85%8.49%6.50%3.82%2.96%0.89%1.11%17.85%19.60%8.58%7.47%19.43%5.57%10.24%
EBITDA113.23M1.09B441.83M329.38M599.68M-1.39B2.35B3.01B2.84B3.64B-14.33M-74.90M-138.96M-434.16M-235.21M155.91M801.00M75.34B12.82B189.17B448.56B2.01T498.16B688.93B
EBITDA Margin91.32%98.44%247.18%58.50%61.96%-103.05%27.94%22.47%20.76%18.95%-0.05%-0.17%-0.16%-0.21%-0.07%0.01%0.03%19.45%2.18%11.12%8.35%20.73%7.71%11.85%
Net Income17.56M572.11M199.85M194.47M262.60M423.73M423.73M2.15B2.86B4.01B4.99B6.56B13.14B25.79B64.91B103.21B167.26B-32.04B42.57B76.90B138.74B276.45B1.27T325.50B337.27B
Net Income Margin14.16%51.63%111.80%34.54%27.13%31.34%31.34%25.59%21.35%29.34%25.97%24.69%29.56%30.02%31.30%30.46%10.50%-1.16%10.99%13.08%8.15%5.15%13.08%5.04%5.80%
R&D-------------000000------
R&D as % of Total Revenue-------------0.00%0.00%0.00%0.00%0.00%0.00%------
Interest Expense94.90M515.18M241.15M134.23M303.05M394.42M394.42M4.37B5.75B5.28B7.29B12.42B21.63B48.79B114.56B209.87B478.77B1.35T131.84B178.87B574.16B2.09T3.55T1.94T2.25T
Interest Expense % of Total Revenue76.54%46.49%134.91%23.84%31.31%29.17%29.17%52.03%42.93%38.63%37.95%46.74%48.65%56.80%55.24%61.95%30.06%48.74%34.03%30.42%33.74%38.93%36.63%30.05%38.68%

Balance Sheet

Currency: USD2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.38B3.82B5.03B8.87B9.48B14.49B19.79B22.43B26.86B33.52B41.44B47.89B59.30B75.00B104.95B155.00B338.07B342.84B603.97B1.16T1.95T2.09T6.72T14.49T23.25T
Total Liabilities1.12B2.89B3.90B7.60B7.99B12.10B17.07B19.59B23.48B29.34B36.72B41.69B50.67B63.41B88.95B132.71B266.32B288.20B461.22B938.59B1.48T1.58T4.67T10.44T18.01T
Total Equity252.38M925.37M1.13B1.27B1.49B2.39B2.72B2.84B3.38B4.18B4.72B6.20B8.63B11.58B16.01B22.29B71.75B54.64B142.76B223.52B466.80B512.50B2.04T4.05T5.23T
Cash113.64M325.95M-1.38B1.19B2.62B3.12B3.52B5.02B5.20B6.17B10.05B13.00B8.73B10.72B11.34B47.22B80.42B125.57B322.43B396.00B250.09B1.20T2.78T3.59T
Total Debt---16.54M1.12B1.72B3.02B1.23B1.17B1.26B1.46B1.26B1.67B1.31B3.36B8.32B13.45B25.32B40.76B60.79B51.51B87.72B396.48B465.41B1.54T
Net Debt-113.64M-325.95M--1.37B-66.70M-906.64M-103.18M-2.29B-3.84B-3.94B-4.71B-8.78B-11.33B-8.47B-10.56B-10.83B-46.59B-58.75B-125.07B-321.96B-351.03B-175.24B-806.62B-2.31T-2.05T

Cash Flow

Currency: USD2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.42B1.09B932.30M-316.21M1.29B-515.44M4.58B3.88B4.46B1.99B4.48B6.37B12.63B11.05B-24.57B16.67B119.81B126.29B517.73B-244.15B918.59B2.47T
Investing Cash Flow-3.87B-3.00B--249.23M-45.09M1.15B-206.41M-1.00B-206.47M-275.58M-644.81M-983.48M-1.08B-2.94B-1.97B-3.73B-3.68B-42.03B-24.33B232.96B-175.87B-3.38B
Financing Cash Flow4.53B1.35B1.67B1.98B-822.31M1.09B-1.99B-2.56B-195.88M-76.35M-1.05B-355.19M2.36B29.58B112.13B-16.01B-6.95B-306.88B-24.98B-2.90T491.52B2.41B
Capital Expenditure000239.35M237.19M130.58M228.16M428.70M136.65M171.77M261.18M534.76M400.42M2.94B112.58B4.06B3.68B41.81B24.33B57.07B124.52B138.06M
Free Cash Flow1.42B1.09B932.30M-555.56M3.75B8.26B4.35B3.45B4.07B1.82B4.22B5.84B12.23B-26.50B3.29T12.62B116.13B229.96B493.40B-142.30B794.07B1.56B
Dividends Paid182.03M92.28M68.30M316.19M557.00M564.29M826.77M2.14B83.46K18.65K598.49M962.63M962.63M936.71M201.83B8.51B407.00K-19.09B179.68M466.94B315.04B
FCF to OCF100.00%100.00%100.00%175.69%291.75%-1602.87%95.01%88.95%91.30%91.38%94.17%91.61%96.83%-239.81%-13402.52%75.68%96.93%182.09%95.30%58.28%86.44%0.06%
Dividend Paid to FCF12.82%8.44%7.33%-56.91%14.84%6.83%19.02%62.15%0.00%0.00%14.19%16.49%7.87%-3.54%6.13%67.42%0.00%-3.87%-0.13%58.80%20139.51%

Earnings

Report DateNov 7, 2006May 10, 2007Aug 10, 2007Nov 8, 2007Feb 19, 2008May 8, 2008Aug 7, 2008Nov 3, 2008Feb 19, 2009May 7, 2009Aug 6, 2009Nov 4, 2009Feb 11, 2010May 7, 2010Aug 5, 2010Nov 5, 2010Feb 10, 2011May 6, 2011Aug 4, 2011Nov 8, 2011Feb 15, 2012May 11, 2012Aug 8, 2012Nov 7, 2012Feb 14, 2013May 8, 2013Aug 8, 2013Nov 8, 2013Feb 19, 2014May 9, 2014Aug 7, 2014Nov 10, 2014Feb 19, 2015May 11, 2015Aug 10, 2015Nov 10, 2015Feb 17, 2016Apr 21, 2016Aug 10, 2016Nov 9, 2016Feb 15, 2017May 11, 2017Aug 9, 2017Nov 8, 2017Feb 20, 2018May 16, 2018Aug 23, 2018Nov 27, 2018Mar 8, 2019May 9, 2019Aug 7, 2019Nov 8, 2019Feb 19, 2020Jun 8, 2020Aug 31, 2020Nov 30, 2020Mar 10, 2021May 27, 2021Aug 26, 2021Nov 24, 2021Feb 23, 2022May 23, 2022Aug 24, 2022Nov 23, 2022Feb 24, 2023May 18, 2023Aug 24, 2023Nov 22, 2023Feb 28, 2024May 22, 2024Aug 22, 2024Nov 20, 2024Feb 27, 2025May 29, 2025Aug 27, 2025Nov 26, 2025Feb 26, 2026May 27, 2026Aug 19, 2026
EPS Estimate1.521.852.061.721.931.861.810.692.452.652.362.392.993.103.383.504.384.244.294.675.715.625.565.806.307.267.747.829.8514.6514.5613.2317.5315.1216.1317.962.0624.4124.7827.5431.4431.3536.1038.1542.1152.1162.7357.411.6590.4790.74105.13117.23126.15123.9391.0595.2351.1371.5587.8293.21103.6597.9992.98314.410.98587.19530.296678.692.18-2162.231.552256.73476.911487.131520.421.381812.471.59
EPS Actual1.501.791.701.292.472.202.400.793.002.602.683.200.304.103.700.454.604.304.305.285.955.595.797.167.417.978.1410.0719.422.5312.7316.949.8019.3114.2919.263.6423.6730.5427.4228.2730.3136.5139.3847.9163.2048.6454.662.20120.99131.24251.45167.54118.79105.28101.62116.1234.9873.15116.71171.71101.1171.32154.95287.750.77941.42117.687483.165.16-3790.251.441634.09756.152653.17-551.461.982243.972.29
Surprise-1.32%-3.24%-17.48%-25.00%27.98%18.28%32.60%14.49%22.45%-1.89%13.56%33.89%-89.97%32.26%9.47%-87.14%5.02%1.42%0.23%13.06%4.20%-0.53%4.14%23.45%17.62%9.78%5.17%28.77%97.16%-82.73%-12.57%28.04%-44.10%27.71%-11.41%7.24%76.70%-3.03%23.24%-0.44%-10.08%-3.32%1.14%3.22%13.77%21.28%-22.46%-4.79%33.33%33.73%44.63%139.18%42.92%-5.83%-15.05%11.61%21.94%-31.59%2.24%32.90%84.22%-2.45%-27.22%66.65%-8.48%-21.61%60.33%-77.81%12.05%136.91%-75.29%-7.10%-27.59%58.55%78.41%-136.27%43.48%23.81%44.03%
TimingAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-market-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hours-After-hoursAfter-hours

Key Statistics & Ratios

Market Cap4.54B
Enterprise Value-1.50T
Trailing P/E18.21
Forward P/E3.10
PEG Ratio0.47
Price / Sales0.00
Price / Book1.11
EPS3.90
Book Value64.94
Revenue (TTM)3.45T
Gross Profit (TTM)3.40T
Profit Margin8.39%
Operating Margin26.07%
Return on Equity5.36%
Return on Assets1.31%
Shares Outstanding62.82M
Shares Float21.12M
Beta0.41
Dividend Yield7.39%
Dividend Rate5.32
Payout Ratio0.12%

Analyst Ratings

Buy
Based on 7 analystsTarget 111.81
  • Strong Buy
    2
  • Buy
    2
  • Hold
    3

Ownership Breakdown

Institutions
12.12%
Insiders
0.16%
Retail / Other
87.72%

Top Institutional Holders

  • Aquamarine Financial (Cayman) Ltd
    842.49K1.32%
  • BlackRock Inc
    752.71K1.18%
  • PointState Capital LP
    710.49K1.11%
  • Samlyn Capital, LLC
    671.20K1.05%
  • Turim 21 Investimentos Ltda
    528.55K0.83%
  • Morgan Stanley - Brokerage Accounts
    485.45K0.76%
  • Cape Ann Asset Management Limited
    439.92K0.69%
  • MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
    415.61K0.65%
  • Route One Investment Co, LP
    332.11K0.52%
  • Gemsstock Ltd.
    237.97K0.37%
  • Itau Unibanco Holding SA
    219.60K0.34%
  • Capital Wealth Planning, LLC
    218.18K0.34%
  • Citigroup Inc
    209.08K0.33%
  • Robeco Institutional Asset Management BV
    178.11K0.28%
  • Ping Capital Management, Inc.
    171.00K0.27%

Top Fund Holders

  • BGF World Financials A2
    629.13K0.98%
  • Global X MSCI Argentina ETF
    447.42K0.70%
  • Eaton Vance Emerg & Frntr Countrs Eq I
    232.91K0.36%
  • Amplify CWP International Enh Div IncETF
    222.97K0.35%
  • HSBC GIF Frontier Markets AC
    146.47K0.23%

Dividends

20267×
0.53Jul 6, 20260.53Jun 2, 20260.55May 18, 20260.41Apr 20, 20260.40Mar 20, 20260.38Feb 19, 20260.36Jan 22, 2026
20256×
0.36Dec 16, 20250.35Nov 17, 20250.31Oct 20, 20250.37Sep 19, 20250.37Aug 15, 20250.40Jul 18, 2025
20244×
1.80Aug 16, 20241.75Jul 22, 20241.76Jun 17, 20240.60Jan 5, 2024
20234×
0.43Sep 20, 20230.45Aug 17, 20230.45Aug 4, 20230.45Jul 19, 2023
20223×
0.07Dec 23, 20220.08Nov 23, 20220.08Oct 21, 2022